Telco Credit Union Tarboro NC | Affordable Auto Loans & Business Banking

Introduction

At Telco, we pride ourselves on being a trusted financial partner for the Tarboro community since our establishment in 1941. Located conveniently at 1720 Barlow Rd, Tarboro, NC 27886, we are dedicated to providing a range of financial services that cater to your needs, whether you're looking for personal banking options, vehicle financing, or business banking solutions. With over 6,452 members and total assets amounting to $51,596,233, our commitment to fostering financial well-being is evident. We understand that every dollar counts, which is why we offer competitive interest rates and personalized service. Our total deposits stand at $2,963,452, reflecting the trust our members place in us. Under the leadership of our CEO, Charles Johnson, and Board President, June Carlisle, we work diligently to ensure a supportive environment for all our members. Our team of 19 employees is here to assist you with any financial inquiries you may have. While members can visit us at our branch location for face-to-face support, official correspondence should be sent to our mailing address: PO Box 4002, Tarboro, NC 27886. At Telco, we are not just about numbers; we're about community impact. We believe in building lasting relationships with our members by offering products like auto loans with over 1,680 loans currently issued and credit cards that come with rewards tailored to enhance your banking experience. So whether you're looking to open an account online or need assistance with a loan application, we invite you to reach out. Call us today at 252-823-0119 or visit our website at telcu.com for more information. Join us in achieving your financial goals together!

Branch History & Mission

Commitment to Our Community

Our mission extends beyond providing traditional banking services. We believe in enriching lives through education and outreach initiatives. From offering personal banking options like checking accounts and auto loans to supporting local businesses with tailored loan products, Telco is committed to making a real difference in our community. With ADA compliance and digital advancements like online banking and mobile applications, we strive to make banking easy and accessible for everyone. Our drive-thru service hours from 7:00 AM to 7:00 PM on weekdays cater to those on the go. Plus, we're proud to offer ATM access for added convenience.

Join Us

We invite you to experience the benefits of being part of Telco Credit Union. Our friendly staff is here to guide you through every step of your financial journey. Together, we can build a brighter future for you and our community. Visit us or give us a call at 252-823-0119 today!

Our Evolution

Since opening our doors, Telco has seen significant milestones that reflect our commitment to growth and service. With total assets reaching an impressive $51,596,233, we've continually expanded our offerings to meet the diverse financial needs of our members. Our mission is simple yet profound: to empower our members through accessible financial services while fostering community support and development. While members can visit us at 1720 Barlow Rd Tarboro Nc 27886, official correspondence should be sent to PO Box 4002, Tarboro, NC 27886. This ensures that we remain connected with you no matter where you are.

Branch Location & Accessibility

Connect with Us!

Have questions or want to know more? Don't hesitate to reach out! Call us at 252-823-0119 or stop by during our business hours. We look forward to serving you at Telco!

Nearby Landmarks and Accessibility Features

Our Telco branch is just a short drive from local landmarks like the Tarboro Town Common and the Edgecombe County Public Library, making it easy to stop by while you're out and about. The location offers ample parking for members, with ADA-compliant features including ramps for those who may need assistance entering the building.

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. You can walk in from 8:30 AM to 5:00 PM, Monday through Friday. If you prefer the convenience of drive-thru banking, we're here for you as early as 7:00 AM until 7:00 PM on weekdays and until noon on Saturdays.

Services Available

At Telco, we pride ourselves on providing a full range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and personal loans, we have options that fit every lifestyle. Our drive-thru service allows for quick deposits and withdrawals without leaving your car, while our ATM is available for cash withdrawals and balance checks whenever you need it.

Member Eligibility

At Telco, we believe that joining our credit union is more than just opening an account; it's about becoming part of a community that cares. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming! Whether you live, work, worship, or attend school in the local area, you can easily qualify for membership. We also extend our arms to family members of current members, making it even easier for loved ones to join this supportive network. For the most up-to-date eligibility criteria, feel free to explore our resource at https://www.telcu.com/about-us/membership-id-and-usa-patriot-act/ . Becoming a member means gaining access to a variety of financial services tailored just for you from checking and savings accounts to competitive loan options. To start your journey with us, simply visit our branch located at 1720 Barlow Rd Tarboro Nc 27886 or give us a call at (252) 823-0119. Opening an account is simple and can be done online as well; check out the details at https://apps-telcu.ns3web.com/nsloan . We can't wait to welcome you into the Telco family!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine being able to process payments seamlessly while focusing on serving your customers. Our merchant services are designed to simplify transactions, allowing you to accept various payment methods easily. This means quicker checkouts and happier customers, leading to increased sales and customer loyalty. Located conveniently at 1720 Barlow Rd Tarboro Nc 27886, Tarboro, NC, we invite you to explore how Telco can empower your business journey. Connect with us today at (252) 823-0119 to learn more about our offerings!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

With ATM access available for withdrawals and balance checks, managing your cash has never been easier. Our drive-thru service also allows for quick transactions without leaving your car perfect for busy days. At Telco, we pride ourselves on being more than just a financial institution; we are part of the community. If you have any questions or need assistance with any of our services, don't hesitate to reach out at (252) 823-0119 or visit us during our operating hours: Walk-in from 8:30 AM to 5:00 PM Monday through Friday, or take advantage of our drive-thru from 7:00 AM to 7:00 PM on weekdays and until noon on Saturdays. We invite you to explore all that Tarboro Branch has to offer and discover how we can help you achieve your financial goals today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easy for you to drive away in the vehicle of your dreams. With flexible terms and competitive rates, we aim to make the process straightforward and stress-free.

Business Banking Services

For business owners, we provide merchant services and business loans that can help grow your operations. We understand the challenges small businesses face, and we're committed to supporting their success through tailored financial solutions.

Convenient Online & Mobile Banking

Experience banking at your fingertips with our robust online and mobile banking features. Check balances, transfer funds, and pay bills anytime, anywhere all from the comfort of your own home or on the go!

Credit Cards with Rewards

Enjoy shopping with our credit cards that offer rewards for every purchase! From cashback offers to travel points, you can earn benefits while spending on everyday items.

Mortgage Loans & Refinancing

Buying a home is one of the most significant decisions you'll ever make, and we're here to help with mortgage loans that suit your budget. If you're already a homeowner, consider our refinancing options to potentially lower your monthly payments or access cash from your home's equity.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to help you manage your money effectively. Whether you're saving for a special occasion or just need a reliable account for everyday expenses, we've got you covered. Our competitive interest rates on savings can help your funds grow over time.

Personal Loans & Debt Consolidation

Whether you need a personal loan for unexpected expenses or want to consolidate debt into one manageable payment, our team is ready to assist. We work with you to find the best solution tailored to your financial situation.

Digital & Online Banking

Key Features

Our online banking includes person-to-person transfers, allowing you to send money quickly and easily to friends or family without needing cash. Plus, with electronic signature authorization, signing documents is a breeze no more printing or mailing forms! You can also opt for e-statements, which not only help you stay organized but also reduce paper waste. For those who prefer mobile banking, our user-friendly mobile application is available for download. You can manage your accounts right from your smartphone, including accessing features like mobile payments (coming soon!) and checking your e-statements on the go. At Telco, we prioritize your security. Our robust digital banking systems use advanced measures to protect your personal information while providing easy access to your accounts. You can bank with confidence knowing that we're committed to keeping your data safe. Explore how our digital and online banking services can enhance your banking experience today! Visit us at https://www.telcu.com/ to get started.

Financial Strength

A Strong Foundation

With a net worth of $7,134,599, we demonstrate our commitment to robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,377 showcases a solid capital foundation. This ensures that we can continue providing loans and competitive savings rates even in uncertain economic times.

Dedicated Team

We also take pride in having 17 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts number stands at 14,275, reflecting a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco is your trusted partner. Visit us at 1720 Barlow Rd Tarboro Nc 27886 or call (252) 823-0119 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $15,584,142 in share certificates and $2,502,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,240,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

Our commitment to excellence is reflected in our $6,926,092 in undivided earnings. This amount allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Support for Your Financial Goals

With $840 in used auto loans and $38,416,774 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Additionally, our $6,498 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $14,670,578 in used vehicle loans and $3,346,512 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options designed to meet your needs.

Credit Lines

For those who need more flexibility, our credit lines totaling $6,000,000 can provide you with quick access to funds when you need them most. This option allows for easy management of cash flow without the pressure of fixed repayments. If you're considering refinancing your current loans or exploring eligibility options, we encourage you to reach out for personalized assistance. Our knowledgeable staff can guide you through different scenarios and help find solutions that work best for your situation. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Telco, we're committed to offering transparent and member-focused services designed for your financial well-being. Don't hesitate to visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,802,936, make buying or refinancing simple. We aim to make the process as straightforward as possible, ensuring you can secure a comfortable place to call home.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,383,675 in loans, our credit cards help members manage their finances effectively while enjoying various benefits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so users can compare loans without any hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the service. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data ensures that users receive fair and transparent offers tailored to their specific needs.

TELCO CREDIT UNION