Telco Credit Union Greenville NC | Best Auto Loans & Business Banking

Introduction

At Telco, located at 631 E Arlington Blvd, Greenville, NC 27858, we pride ourselves on being more than just a financial institution; we are a committed partner in our members' lives. Since our establishment in 1941, we have been dedicated to serving the community, and today, we proudly support over 6,452 members with personalized banking solutions tailored to their needs. With total assets exceeding $51,596,233 and deposits reaching $2,963,452, Telco stands as a strong pillar in the Greenville area. Our experienced team of 19 employees is led by CEO Charles Johnson and Board President June Carlisle, who ensure that every member receives the attention they deserve. We understand that trust is essential in banking, and our net worth of $7,134,599 reflects our sound financial practices and commitment to stability. While members can visit us at our branch location for all their banking needs from checking accounts to auto loans official correspondence should be sent to our mailing address: PO Box 2929, Greenville, NC 27836. Our dedication extends beyond numbers; it's about community impact. We are here to help you navigate your financial journey with services such as personal loans, mortgage financing, and business banking solutions. Whether you're looking to secure an auto loan or manage your savings effectively, we've got you covered. Explore our services further on our website at www.telcu.com or give us a call at 252-214-7060. We invite you to stop by or reach out today we're excited to help you achieve your financial goals!

Branch History & Mission

At Telco, our roots run deep in the community of Greenville, NC. Established in 1941, we have grown from a small credit union into a trusted financial partner for over 6,452 members. Our journey began with a simple mission: to provide affordable financial services while fostering a spirit of cooperation and community support. Located at 631 E Arlington Blvd, our branch stands as a beacon of hope and opportunity for residents in Greenville and beyond. We invite our members to visit us during our convenient operating hours walk-in services are available from 8:30 AM to 5:00 PM, Monday through Friday, with extended drive-thru hours from 7:00 AM to 7:00 PM on weekdays and until noon on Saturdays. Over the years, Telco has achieved significant milestones, including building total assets of $51,596,233. This growth reflects our commitment to offering valuable products like auto loans, mortgages, and personal banking services that meet the evolving needs of our members. We pride ourselves on being more than just a financial institution; we are a partner in our members' journeys toward financial stability. Our mission is clear: we strive to empower individuals by providing exceptional financial services while giving back to the community that supports us. We believe that when our members thrive, so does our community. Whether it's through educational workshops or local sponsorships, we actively engage in initiatives that uplift those around us. In addition to traditional banking services, we embrace digital advancements by offering online and mobile banking options for convenience and accessibility. Our commitment to ADA compliance ensures that all members can access our services comfortably. While members can visit us at 631 E Arlington Blvd for their banking needs, official correspondence should be sent to PO Box 2929, Greenville, NC 27836 if different. We invite you to join the Telco family today! Experience personalized service tailored just for you and discover how we can help you achieve your financial goals. With a dedicated team ready to assist you and an array of products designed with your needs in mind, there's no better time than now to become part of something special at Telco.

Branch Location & Accessibility

Accessibility Features

At Telco, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking spots to ensure everyone can easily reach us. If you're visiting during our walk-in hours from 8:30 AM to 5:00 PM, Monday through Friday, you'll find ample parking available for your convenience. For those who prefer the drive-thru option, our drive-thru service operates from 7:00 AM to 7:00 PM on weekdays and until noon on Saturdays.

Connect With Us

Feel free to reach out at (252) 214-7060 if you have any questions or need assistance before your visit. We invite you to stop by and experience the personalized service that Telco is known for. Come see us today we look forward to helping you with all your banking needs!

Services Offered

Our Greenville Branch offers a variety of services tailored to meet your banking needs. From checking and savings accounts to auto loans and personal loans, we are here to help you achieve your financial goals. Need cash? We have ATM availability right at the branch for quick withdrawals and balance checks. While members can visit us at our physical location for banking services, please note that any official correspondence should be sent to our mailing address: PO Box 2929, Greenville, NC 27836.

Member Eligibility

Becoming a member of Telco is like joining a welcoming family that truly cares about your financial journey. Here, we believe that everyone deserves the opportunity to thrive, which is why our membership criteria are designed to be inclusive and straightforward. If you live, work, worship, or attend school in the area around 631 E Arlington Blvd Greenville Nc 27858, you're likely eligible to join us! We also welcome family members of current members and individuals who work for certain organizations. This makes it easy for many people to take advantage of our personalized banking services and community-focused approach. Joining Telco opens up a world of benefits, from competitive loan rates to personalized service that puts your needs first. Plus, becoming a member means you can enjoy all our offerings with ease. Ready to start? It's simple just visit us at https://apps-telcu.ns3web.com/nsloan for more details on how to open your account. If you have any questions or need assistance, feel free to call us at (252) 214-7060 or check out our eligibility criteria at https://www.telcu.com/about-us/membership-id-and-usa-patriot-act/ for the most up-to-date information. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without the hassle of complicated payment processing. Our merchant services streamline transactions so you can focus on what you do best serving your customers. From point-of-sale systems to online payment solutions, we make it easy for you to accept payments quickly and securely. Ready to elevate your business? Visit us at 631 E Arlington Blvd Greenville Nc 27858 in Greenville, NC, or call us at (252) 214-7060 to learn more about how our business banking solutions can support your goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For our entrepreneurial members, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting out or expanding your existing business, we understand the importance of having supportive financial tools at your disposal.

Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features that make managing your finances easier than ever. With our online and mobile banking, you can check balances, transfer funds, and pay bills from anywhere at any time. Plus, our ATM services ensure that cash is always within reach when you need it. If you prefer face-to-face interaction for transactions like deposits or withdrawals, our drive-thru service is available during extended hours. You can also enjoy quick access through our ATM for balance checks and cash withdrawals.

Credit Cards with Rewards

Many members find that our credit cards with rewards are perfect for everyday purchases. You earn points for every dollar spent, which can be redeemed for travel, merchandise, and more turning your routine spending into exciting opportunities.

Join Us Today!

At Telco, we're here to support every step of your financial journey. Our friendly staff is ready to assist you with any questions or concerns about our offerings. Call us at (252) 214-7060 or visit us today at 631 E Arlington Blvd Greenville Nc 27858 in Greenville, NC. Discover how our wide range of services can empower your financial future!

Personal Banking Made Simple

When it comes to personal finance, we offer a range of services designed to help you achieve your goals. Need a reliable checking or savings account? Our accounts come with features that allow you to track your spending and save for future dreams. If you're thinking about buying a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms to fit your budget. Are you planning on buying a home? Our mortgage loans and refinancing services can guide you through the process, making homeownership more accessible than ever. For those unexpected expenses or consolidating debt, our personal loans are available to help lighten your financial load.

Digital & Online Banking

At Telco, we understand that managing your finances should be as easy and secure as possible. That's why we offer a wide range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, our 24/7 online banking services ensure you can access your accounts whenever you need to. Explore all that we have to offer by visiting us at https://www.telcu.com/. With our online banking platform, you can view your account balances, transfer funds, and pay bills all from the comfort of your home. Plus, our electronic signature authorization feature allows you to sign documents digitally, making it easier than ever to handle important paperwork without needing to visit a branch. If you prefer a more mobile experience, our user-friendly mobile application is available for download. This app gives you the power to manage your accounts right from your smartphone. You can even make person-to-person transfers with just a few taps no more worrying about cash or checks! For those who like to go paperless, we also provide e-statements, which allow you to receive your account statements electronically. This not only helps the environment but also keeps your financial information secure and easily accessible. While we currently do not support mobile payments directly through our app, we're committed to providing members with safe and convenient options for managing their money. Your security is our priority; that's why we've implemented top-notch security measures across all our digital platforms. At Telco, we believe in making banking simple and effective so you can focus on what matters most in life. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $34,870, enabling us to continue offering competitive loan rates and solid financial products for our members. We're also proud to have 17 full-time employees and 2 part-time employees who are always ready to assist you with their expertise and dedication.

Growing Together

Total Share Accounts: 14,275, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $0, we are well-prepared to help you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco is your trusted partner. Visit us at 631 E Arlington Blvd Greenville Nc 27858, Greenville, NC 27858 or call us at (252) 214-7060 to learn more about how we can help you achieve your financial goals.

Investing in Member Success

With $6,926,092 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $840 in used auto loans and $38,416,774 in total loans and leases, we support our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $15,584,142 in share certificates and $2,502,317 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,240,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $7,134,599, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.77% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,670,578 in used vehicle loans and $3,346,512 in new vehicle loans already helping members get on the road. We also provide flexible financing options that can fit any budget, making it easier than ever to drive away in your dream car.

Credit Lines and Refinancing Options

For those needing additional flexibility, we offer credit lines totaling $6,000,000. This product can provide peace of mind when unexpected expenses arise. Plus, if you're looking to refinance an existing loan or explore eligibility options for any of our products, our dedicated team is here to assist you every step of the way. At Telco, located at 631 E Arlington Blvd Greenville Nc 27858, Greenville, NC 27,858, we are proud to serve our community and help you navigate your financial needs. For more information or to start your application process today, please give us a call at (252) 214-7060 or visit us online at https://www.telcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's take this journey together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,802,936, make buying or refinancing simple. We work closely with you to tailor a plan that suits your financial situation, whether you're purchasing your first home or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. With a total of $1,383,675 in loans available, our credit cards come with flexible terms that allow you to manage your finances effectively. Enjoy the convenience of easy payments while building your credit history at the same time.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the offers they see are fair and legitimate.

TELCO CREDIT UNION - Greenville, NC

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