Telco Triad Community Credit Union Sioux City IA | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Telco Triad Community, your trusted financial partner located at 5500 Military Rd, Sioux City, IA 51109. Since our establishment in 1945, we've proudly served our members with a commitment to providing personalized banking solutions tailored to meet their needs. With a growing membership of over 15,748 individuals, we understand the importance of building strong relationships within our community. At Telco Triad Community, we believe in empowering our members through financial education and accessible banking options. Our total assets amount to an impressive $148,122,919, which reflects our strength and stability as a credit union. We are dedicated to helping you achieve your financial goals with various services, including personal checking and savings accounts, auto loans, mortgages, and credit cards. We recognize that trust is built through transparency. As of now, our total deposits stand at $14,350,157, showcasing the confidence our members have in us. Additionally, we maintain a net worth of $16,103,364 and hold $1,358,693 in cash on hand to ensure we can support you whenever needed. Our leadership team is here for you. Under the guidance of CEO Andrew Barriger and Board President Robin Miller, we strive to create an environment where every member feels valued and heard. Whether you're stopping by for a quick transaction or seeking advice on your next big investment, our friendly staff of 50 employees is ready to assist you. For any official correspondence or inquiries beyond visiting us at our branch location, please feel free to use our mailing address: 5500 Military Rd, Sioux City, IA 51109. If you have any questions or need assistance right away, don't hesitate to reach out via phone at 712-277-2487. Join us at Telco Triad Community where your financial well-being is our top priority! Visit us today or explore more about what we offer on our website at telcotriad.org. We look forward to serving you!

Branch History & Mission

At Telco Triad Community, we proudly reflect on our journey since opening our doors in 1945. Located at 5500 Military Rd, Sioux City, IA 51109, our Riverside Branch has been a cornerstone of financial support and community service for over seven decades. With a total membership of 15,748 and assets amounting to $148,122,919, we have grown alongside the community we serve, adapting to meet the evolving needs of our members. From our humble beginnings, we've continuously strived to provide accessible financial services that empower individuals and families. Our mission is clear: to enhance the lives of our members by offering a range of personal and business banking solutions tailored to their unique circumstances. We believe that everyone deserves the opportunity to achieve their financial goals, and we are dedicated to helping them along the way. Our operating hours are designed with your convenience in mind. The lobby welcomes you from 9:00 AM to 5:00 PM on Monday, Wednesday, Thursday, and Friday, and opens later on Tuesday at 10:15 AM. For those who prefer drive-thru banking, we're here for you from 8:30 AM to 6:00 PM on weekdays, ensuring you can access your funds quickly and easily. As technology advances, so do we. Our commitment to ADA compliance ensures that all members can enjoy our services without barriers. You can manage your finances on-the-go with features like online banking and mobile payments. We also offer an ATM for quick cash withdrawals. Community is at the heart of what we do. Over the years, we've partnered with local organizations to support various outreach initiatives aimed at making a positive impact right here in Sioux City. Whether it's sponsoring local events or providing financial literacy workshops, we're invested in building a stronger community together. While members can visit us at 5500 Military Rd, official correspondence should be sent to the same address. If you're looking for a place where your financial needs are met with care and integrity, look no further than Telco Triad Community. We invite you to join us as we continue this journey together experience the difference that comes from being part of a community-focused credit union. For more information about membership benefits or to reach out directly, call us at 712-277-2487 or visit our website at telcotriad.org. Your future starts here!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. Whether you're visiting for a quick transaction or need assistance from our friendly staff, we're here to make your experience smooth and welcoming.

Call to Action

Ready to take the next step? Stop by the Riverside Branch today or give us a call at 712-277-2487. Our dedicated team looks forward to helping you with all your financial needs!

Operating Hours

Our lobby hours are designed to fit into your busy schedule. We welcome you Monday, Wednesday, Thursday, and Friday from 9:00 AM to 5:00 PM, and on Tuesday from 10:15 AM to 5:00 PM. For those who prefer drive-thru services, we're open Monday through Friday from 8:30 AM until 6:00 PM and Tuesday from 10:15 AM until 6:00 PM.

Services Offered

At Telco Triad Community, we offer a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got something for everyone. Need quick cash? Our ATM is available for withdrawals and balance checks right at the branch.

Member Eligibility

At Telco Triad Community, we believe that everyone deserves a chance to be part of a supportive financial community. Joining us is simple! If you live, work, or worship in the Sioux City area, you're already on your way to becoming a valued member. We welcome individuals from various backgrounds and stages of life, ensuring that our services cater to your unique needs. You can explore more about the eligibility criteria by visiting our website at https://telcotriad.org/benefits/membership/. Becoming a member opens up a world of benefits tailored just for you, including competitive rates on loans and savings accounts, personalized service, and access to our convenient online banking tools. Ready to take the next step? Opening an account is easy; just give us a call at (712) 277-2487 or visit us at 5500 Military Rd Sioux City Ia 51109 to learn how you can start enjoying all that Telco Triad Community has to offer!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, efficient payment processing is vital. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine a busy Saturday at your store; with our reliable payment solutions, you can serve customers quickly, ensuring they leave satisfied. Located at 5500 Military Rd Sioux City Ia 51109 in Sioux City, IA, we're here to provide personalized service tailored to your specific needs. If you're ready to take your business to the next level, reach out to us today at (712) 277-2487!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking services. From merchant services that simplify transactions to business loans that help fuel growth, we're committed to supporting local businesses in their journey.

Convenient Access Anytime

Accessibility is key for us at Telco Triad Community. With features like ATM and cash withdrawal services available around the clock, along with basic drive-thru banking for deposits and withdrawals, you'll find banking with us is simple and straightforward. We also pride ourselves on offering an intuitive online experience; you'll love how easy it is to bank from anywhere using your smartphone or computer. With mobile payments, e-statements, person-to-person payments, and electronic signature authentication available, managing your finances has never been more convenient. If you have any questions about our offerings or need assistance, please don't hesitate to reach out at (712) 277-2487. We're here to help you navigate your financial journey every step of the way. Explore all we have to offer at Riverside Branch today! Visit us in person or check out our website at Telco Triad Community for more information on how we can assist you in achieving your financial goals.

Loans Tailored for You

For those considering purchasing a vehicle or refinancing an existing mortgage, our Auto Loans & Vehicle Financing options are flexible and competitive. We also offer Mortgage Loans & Refinancing solutions that can help make home ownership more affordable. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options provide the financial relief you need.

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances effectively. Whether you're looking to open a checking or savings account, we've got you covered. Our accounts come with user-friendly features that make banking easy and accessible. Imagine being able to access your funds anytime through our convenient online and mobile banking platforms. You can check balances, transfer money, and even pay bills all from the comfort of your home.

Rewarding Credit Options

Don't forget about our credit cards that come with rewards! Whether you use it for everyday purchases or larger expenses, earning rewards while managing your spending has never been easier.

Digital & Online Banking

Key Features

With our user-friendly online banking platform, available at https://telcotriad.org/, you can check your balances, transfer funds, and pay bills anytime you want. Our 24/7 online banking services ensure that you're always in control of your financial activities. Plus, with electronic signature authorization, signing important documents is a breeze no need to visit a branch! We also offer e-statements for those who prefer to go paperless. This feature not only helps the environment but also makes it easier for you to keep track of your finances without cluttering your mailbox.

Mobile Banking Experience

For even more flexibility, download our mobile application and enjoy banking on the go. Our app supports mobile payments, allowing you to make quick purchases directly from your phone. Need to send money to a friend? Our person-to-person transfer feature makes it easy and instant. Security is a top priority at Telco Triad Community. We use advanced technology to protect your information, so you can feel safe while managing your accounts online. With all these features combined, you'll have real-time access to your finances whenever you need it. Experience hassle-free banking today with Telco Triad Community where your convenience is our commitment!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 24,558, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Triad Community is your trusted partner. Visit us at 5500 Military Rd Sioux City Ia 51109 or call (712) 277-2487 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $8,856,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $5,286 in used auto loans and $115,810,485 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $22,233,720 in share certificates and $2,522,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,564,861, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is evident in our $1,109,199, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $16,103,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

In addition to auto and mortgage loans, we also provide lines of credit totaling $3,250,000, allowing for quick access to funds when unexpected expenses arise. This flexibility helps our members maintain control over their finances without the stress of high-interest debt. If you're considering refinancing any existing loans, we encourage you to reach out for guidance on eligibility options available through our branch. Our experienced team is ready to discuss how we can help lower your monthly payments or reduce your interest rate. For more information about our loan offerings or to speak with a member service representative, give us a call at (712) 277-2487. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support your journey toward financial well-being!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,597,792 in used vehicle loans and $14,229,808 in new vehicle loans already helping members get on the road. We provide tailored financing options whether you want to finance a brand-new vehicle or a reliable used car.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,731,775, make buying or refinancing simple. We offer various mortgage plans suited to different budgets and needs, ensuring you have access to affordable housing solutions.

Unsecured Credit Card Loans

Managing daily expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $2,742,968 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can enhance your purchasing power.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. The platform utilizes verified data from legitimate financial institutions, which enhances trust in the information provided.