Telco Triad Community Credit Union Sioux City IA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Telco Triad Community, your trusted financial partner located at 2550 Glenn Ave, Sioux City, IA 51106. Established in 1945, we have proudly served our community for over seven decades, cultivating a deep commitment to our members and their financial well-being. With a growing membership of 15,748 individuals, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Telco Triad Community, our total assets exceed $148 million, showcasing our stability and trustworthiness. Our commitment to your financial success is reflected in our total deposits of $14,350,157 and a robust loan portfolio amounting to 9,208 loans and leases. We believe that every member deserves access to quality financial products, which is why we offer a wide range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our leadership team is here to guide you on your financial journey. Under the stewardship of CEO Andrew Barriger and Board President Robin Miller, our experienced staff of 50 employees is ready to assist you. Whether you need help with opening an account or exploring loan options, we are just a phone call away at 712-276-0506. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 2550 Glenn Ave, Sioux City, IA 51106. Join us today and discover how Telco Triad Community can support your financial goals! Visit us online at telcotriad.org or stop by our branch during lobby hours: Monday, Wednesday through Friday from 9 AM - 5 PM; Tuesday from 10:15 AM - 5 PM. We look forward to serving you!

Branch History & Mission

Our Mission

Our mission at Telco Triad Community is simple yet powerful: we strive to empower our members through accessible financial products and outstanding service while fostering community growth. We believe that everyone deserves a chance at financial stability and success. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage services, we are here to help you achieve your goals. We also recognize the importance of community support. Beyond offering excellent financial products, we actively participate in local outreach efforts and partnerships aimed at enhancing the lives of those around us. By investing in our community's well-being, we strengthen the bonds that hold us together. While members can visit us at 2550 Glenn Ave Sioux City Ia 51106, official correspondence should be sent to 2550 Glenn Ave, Sioux City, IA 51106. Our operating hours are designed for your convenience: Lobby hours run from 9:00 AM to 5:00 PM on Monday, Wednesday, Thursday, and Friday; with extended drive-thru service available from 8:30 AM until 6:00 PM during the same days. On Tuesdays, lobby hours begin at 10:15 AM. To further enhance accessibility, we offer ATM availability and drive-thru banking options for quick transactions. Our commitment to modern banking ensures that you can manage your finances with ease through online banking and mobile applications. At Telco Triad Community, every member matters. Join us today and experience firsthand how we can help you reach your financial dreams while being an integral part of the community. Together, let's build a brighter future! For more information or assistance, feel free to call us at (712) 276-0506 or visit our website at telcotriad.org.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Situated near notable spots like the Sioux City Art Center and just a short drive from Morningside College, our branch is easy to find. Parking is plentiful and accessible, ensuring you can quickly drop by without any hassle. For those who may have mobility challenges, our facility is designed with ADA-compliant features, including ramps that make accessing our services smooth and easy.

Get in Touch Today!

Ready to experience personalized banking? Call us at 712-276-0506 or come by the Morningside Branch today! Our dedicated team is excited to help you achieve your financial goals. We look forward to seeing you soon!

Operating Hours to Fit Your Schedule

Our lobby hours are designed to accommodate your busy life. Visit us Monday, Wednesday, Thursday, and Friday from 9:00 AM to 5:00 PM, or stop by on Tuesday from 10:15 AM to 5:00 PM. If you're on the go, take advantage of our drive-thru banking service available from 8:30 AM to 6:00 PM on weekdays and until 6:00 PM on Tuesdays.

Services Tailored Just for You

At Telco Triad Community, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we strive to be your one-stop shop for all things banking. Plus, with convenient ATM access and drive-thru services for deposits and withdrawals, managing your finances has never been easier. While members can visit us at 2550 Glenn Ave for all their banking needs, official correspondence should be sent to the same address for consistency.

Member Eligibility

Joining the Telco Triad Community means becoming part of a welcoming family that truly cares about your financial well-being. If you're looking to become a member, it's pretty straightforward! You can qualify if you live, work, or worship in certain areas, or if you have a family member who is already a part of our community. This inclusiveness creates a strong support network where everyone is valued. By choosing Telco Triad Community, you gain access to fantastic benefits like personalized banking services and competitive loan rates that can help you achieve your goals. For detailed eligibility criteria, feel free to check out our website at https://telcotriad.org/benefits/membership/. If you have any questions or need assistance, don't hesitate to call us at 712-276-0506! We're here to help make your journey into membership as smooth as possible.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, offering convenient payment options can set your business apart. Our merchant services allow you to accept various payment methods seamlessly, enabling you to serve customers better. From credit card processing to online payment solutions, we've got you covered. Whether you're based at 2550 Glenn Ave Sioux City Ia 51106 in Sioux City, IA, or anywhere else, let us partner with you on your journey to success. Reach out today at (712) 276-0506 to learn more about how our business banking and commercial services can help propel your enterprise forward!

Comprehensive List Of Services

Business Banking

At Telco Triad Community, we don't just cater to individuals; we also support local businesses through our comprehensive business banking services. From merchant services that simplify payment processing to tailored business loans, we're here to help your enterprise grow and succeed.

Convenient Access

We know that life gets busy, which is why our banking services include essential features like basic drive-thru banking for deposits, withdrawals, and simple transactions. With all these options combined ranging from traditional banking methods to modern online solutions we ensure that accessing your accounts is both convenient and secure. With a dedicated team ready to assist you at every step, it's easy to see why members trust us for their financial needs. For any questions or further assistance, don't hesitate to reach out at (712) 276-0506. Ready to explore what we can do for you? Visit us at Morningside Branch today! Your financial journey starts here!

Credit Cards

For those who prefer the flexibility of credit, our credit cards with rewards can enhance your purchasing power while providing benefits along the way. Whether you're shopping for everyday essentials or planning a special trip, earning rewards makes every purchase feel rewarding.

Loans and Financing

If you're considering purchasing a new car or refinancing your existing mortgage, our auto loans and vehicle financing options make it simple and straightforward. We understand that life can bring unexpected expenses; that's why we also offer personal loans and debt consolidation solutions to help you navigate financial challenges with ease. Additionally, our mortgage loans can guide you on your journey toward homeownership.

Personal Banking

When it comes to personal banking, we offer a variety of options including checking and savings accounts designed to help you manage your money effectively. Imagine easily accessing your funds through our online and mobile banking services, allowing you to check balances or make transfers from anywhere. You can also enjoy the convenience of ATM access for quick withdrawals or balance checks right when you need them.

Digital & Online Banking

Convenient Features

Need to send money to a friend? Our Person-to-Person Transfers feature makes it simple to send cash instantly. And if you're a fan of mobile payments, you'll appreciate our Mobile Payments Feature, which lets you make purchases quickly and securely with just your smartphone. At Telco Triad Community, we believe that banking should fit into your lifestyle. With user-friendly tools that give you real-time account management, you can take control of your finances like never before. Join us today and experience the ease of digital banking!

Key Services

With just a few clicks at https://telcotriad.org/, you can enjoy a range of online banking features designed to simplify your financial life. Our 24/7 Online Banking Services allow you to check balances, transfer funds, and pay bills right from your computer or mobile device. Plus, our Mobile Application makes it even easier to manage your accounts while you're out and about.

Security and Ease of Use

Your security is our top priority. That's why we offer Electronic Signature Authorization, allowing you to sign documents safely from the comfort of your home. Say goodbye to paperwork and hello to efficiency! Additionally, with E-Statements Availability, you can view your account statements securely online instead of waiting for them to arrive in the mail.

Financial Strength

At Telco Triad Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to serve you effectively and reliably. With a net worth of $16,103,364, we maintain robust financial health, enabling us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $22,233,720 in share certificates and $2,522,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,564,861, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your financial well-being is further reflected in our $8,856,798 in undivided earnings. These funds are reinvested into innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $5,286 in used auto loans and $115,810,485 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by our $1,109,199, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust placed in us by our members is evident with a total of 24,558 share accounts, showcasing a strong and growing member base that relies on us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Triad Community is your trusted partner. Visit us at 2550 Glenn Ave Sioux City Ia 51106 or call (712) 276-0506 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,597,792 in used vehicle loans and $14,229,808 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, we've got you covered.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,742,968 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and come with benefits that can help you save money while building your credit.

Credit Lines

Our total credit lines amount to $3,250,000, providing additional flexibility for those unexpected expenses or special projects. With our easy application process, accessing these funds is straightforward and hassle-free. If you're considering refinancing any existing loans or are unsure about eligibility options, feel free to ask our knowledgeable staff during your visit. We're committed to finding solutions that work for you. For more information on our loan offerings and how we can assist you further, visit our website at Telco Triad Community or stop by our branch today! *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,731,775, make buying or refinancing simple. We provide tailored solutions to fit your circumstances, ensuring that you can secure the home you've always wanted.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers when comparing loans. By leveraging verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions.