Telco Triad Credit Union Denison IA | Best Auto Loans & Business Banking

Introduction

Welcome to Telco Triad Community, where we believe in building a brighter financial future for our members! Located at 11 N 7th St, Denison, IA 51442, our branch has been a trusted partner for the community since 1945. With a proud membership of over 15,748 individuals, we are dedicated to providing personalized banking solutions tailored to your needs. At Telco Triad Community, our assets total an impressive $148,122,919, reflecting our strong commitment to serving our members effectively. We understand that every financial journey is unique, which is why we offer a diverse range of services including auto loans, personal loans, and credit cards with rewards to help you reach your goals. Currently, our total deposits stand at $14,350,157, showcasing the trust our members place in us. Our leadership team is here to support you every step of the way. Under the guidance of CEO Andrew Barriger and Board President Robin Miller, we work tirelessly to ensure that your banking experience is not only secure but also rewarding. Whether you're looking for assistance with loans or simply want to inquire about your account, don't hesitate to reach out at 712-263-8100. While members can visit us at our Denison location, official correspondence should be sent to the same address for your convenience. Explore our website at telcotriad.org for more information on how we can assist you further. Join us today and discover how Telco Triad Community can be your partner in achieving financial success!

Branch History & Mission

Community Commitment

Beyond just banking, Telco Triad Community actively engages in various community outreach efforts. We understand that a strong community leads to stronger families and individuals. That's why we partner with local organizations and participate in events that enrich the lives of those around us. We aim to create lasting relationships based on trust and mutual respect. While members can visit us at 11 N 7th St, official correspondence should be sent to the same address as there is no difference between our branch and mailing addresses.

Join Us

As we look toward the future, we invite you to become part of our story. Join Telco Triad Community today and experience the benefits of being a member of a credit union that genuinely cares about your financial well-being and community impact. For more information about membership eligibility or services offered, feel free to give us a call at 712-263-8100 or visit our website at telcotriad.org. Let's build a brighter future together!

Our Evolution

From our humble beginnings, Telco Triad Community has continually evolved to meet the changing needs of our members. We've embraced new technology while maintaining a personal touch that sets us apart. Our lobby hours are convenient for your busy schedule: Monday through Friday from 9:00 AM to 5:00 PM. Although we do not offer ATM or drive-thru services at this location, we ensure that our members can access their accounts easily through online and mobile banking options. Our mission is clear: we strive to provide personalized financial services while fostering community growth. We believe in empowering our members through education and support, making it easier for them to achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans, we're here to help you every step of the way.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind. We provide ADA-compliant features, making it easier for everyone to visit us. You'll find ample parking available, so you can easily hop in and out without any hassle.

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 712-263-8100. We're here to help! We invite you to visit us at our Denison branch today and discover how we can support your financial journey. Your satisfaction is our priority!

Operating Hours

We know that your time is valuable, which is why our lobby hours are set from 9:00 AM to 5:00 PM, Monday through Friday. We encourage you to come in during these hours when our friendly staff is ready to assist you with any inquiries or services you may need.

Services Offered

At Telco Triad Community, we offer a variety of personal banking services tailored to fit your lifestyle. From checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Our team is also ready to assist with credit cards featuring rewards and business banking options. If you're looking for quick cash withdrawal services, please note that while we don't have ATM availability on-site, our staff can guide you through alternative options.

Member Eligibility

At Telco Triad Community, we believe that becoming a member is like joining a close-knit family, where your financial well-being is our top priority. If you're wondering whether you can join us, the good news is that eligibility is quite simple! We welcome anyone who lives, works, or worships in the areas we serve, along with their family members. This means that if you're part of our community in Denison or surrounding areas, you're likely already eligible to enjoy the many benefits we offer. From personalized banking services to competitive loan rates, being a member at Telco Triad Community opens doors to a brighter financial future. For more detailed information about the eligibility criteria, feel free to visit our website at https://telcotriad.org/benefits/membership/. If you're ready to get started or have any questions, don't hesitate to reach out at (712) 263-8100; we're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner that simplifies payment processing so you can focus on running your business. Our merchant services make it easy for you to accept payments, whether in-store or online. This means faster checkouts for your customers and seamless transactions for you ultimately leading to happier clients and increased sales. Located conveniently at 11 N 7Th St Denison Ia 51442, Denison, IA, we are dedicated to fostering the success of local businesses. Give us a call at (712) 263-8100 or visit us today to learn more about how our business banking services can support your goals!

Comprehensive List Of Services

Credit Cards and Business Services

Additionally, we offer credit cards with rewards that allow you to earn points on everyday purchases. This means that not only can you spend wisely, but you can also benefit from those purchases down the line perhaps for travel or special occasions. For our business members, we provide comprehensive business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges; that's why we're committed to supporting entrepreneurs in our community.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. You can pay bills, transfer money person-to-person, or check your account balance all at your fingertips! Our commitment extends beyond just accessibility; security is paramount too, ensuring peace of mind while managing your finances digitally. With all these services at Telco Triad Community, we strive to make banking as easy and stress-free as possible for our members. If you're interested in learning more about what we offer or how we can assist you in achieving your financial goals, don't hesitate to reach out! Call us today at (712) 263-8100, or visit us at 11 N 7Th St Denison Ia 51442 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. We look forward to welcoming you into the Denison Office family!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options can guide you through the process smoothly. We understand that securing a mortgage can be overwhelming, which is why our experienced staff is ready to walk you through each step from pre-approval to closing. If you're dealing with debt or need extra cash for unexpected expenses, our personal loans and debt consolidation services can offer relief. We work with you to find solutions that fit your budget, helping you regain control over your financial situation.

Personal Banking Solutions

Starting with our personal banking options, we offer various checking and savings accounts tailored to fit different lifestyles. Our accounts come with no hidden fees and easy online access, making it simple for you to manage your finances from anywhere. Imagine being able to check your balance or transfer funds right from your phone! For those considering major purchases, auto loans and vehicle financing are also part of our suite of services. We know how important it is to have reliable transportation, so we provide competitive rates and flexible terms to help you get on the road without breaking the bank.

Digital & Online Banking

Key Features

Our online banking platform, which you can explore at https://telcotriad.org/, allows you to check your account balances, transfer funds, and pay bills effortlessly. You'll appreciate the peace of mind knowing that our services are available 24/7, making it easier than ever to manage your money around your schedule. For those who prefer the convenience of mobile technology, we offer a user-friendly mobile application. Whether you're making person-to-person transfers or setting up mobile payments, you can do it all right from your smartphone. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure.

Stay Informed and Secure

We also provide e-statements to help you keep track of your financial activities without the clutter of paper statements. This not only helps in staying organized but also reduces environmental impact. With our commitment to security, you can feel confident that your information is protected while you enjoy the convenience of digital banking. In today's fast-paced world, having access to reliable online banking tools is essential. At Telco Triad Community, we strive to make banking easy and accessible for all our members. So whether you're at home or out and about, managing your finances is just a click away!

Financial Strength

Commitment to Growth

With $8,856,798 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $5,286 in used auto loans and $115,810,485 in total loans and leases, we're here to support your financial goals across various sectors.

Growing Member Base

With a total of 24,558 share accounts, we have a strong and growing member base that trusts us with their finances. This community support further enhances our ability to provide reliable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Triad Community is your trusted partner. Visit us at 11 N 7Th St Denison Ia 51442 or call (712) 263-8100 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $1,109,199, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 41 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $22,233,720 in share certificates and $2,522,514 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $12,564,861, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,103,364, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Telco Triad Community, we understand that life is full of financial needs, whether you're looking to purchase a new vehicle, buy a home, or manage your expenses more effectively. That's why we offer a variety of loan products tailored to help our members achieve their financial goals. Located at 11 N 7Th St in Denison, IA, we're here to support you every step of the way. You can reach us at 712-263-8100 for any inquiries. With over 9,208 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular; looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $74,597,792 in used vehicle loans and $14,229,808 in new vehicle loans already helping members get on the road. If you're thinking about homeownership, our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $3,731,775, making buying or refinancing simple and straightforward. We know that owning a home is a significant milestone, and we're committed to making that journey as easy as possible. For those who want flexibility in managing their finances, we also provide unsecured credit card loans with total amounts reaching $2,742,968. This option allows members to enjoy competitive terms while maintaining control over their expenses. Additionally, our credit lines offering totals $3,250,000, providing you with the necessary funds for whatever unexpected costs may arise. Whether it's a home repair or an emergency expense, having access to these funds can offer peace of mind. While we currently do not have outstanding commercial loans available for business owners, our commitment remains strong in offering personal banking services that cater specifically to individual needs. We also recognize that refinancing options can be beneficial for many. If you're considering refinancing your current loans or exploring eligibility options for any of our products, please don't hesitate to ask us how we can assist you further. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Telco Triad Community in Denison, IA, our goal is to provide you with quality financial products and exceptional service so that you can take control of your financial future confidently. Visit us today!

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Telco Triad Community