Telco Plus Credit Union Tyler TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Telco Plus in Tyler, Texas! Located at 7395 S Broadway Ave, our branch has been serving the community since 1951. With a strong commitment to our members, we have grown to support over 9,200 individuals and families in their financial journeys. Our dedicated team, led by CEO Randall Pearson and Board President Kerwin Coleman, is here to provide you with personalized service and trusted financial solutions. At Telco Plus, we understand that your financial well-being is important. That's why we proudly manage total assets of $133,812,839 and have total deposits reaching $1,937,824. Our focus is on providing value to our members through a variety of services including checking and savings accounts, auto loans, mortgages, and personal loans. We also facilitate online and mobile banking for your convenience. While you can visit us at our branch address for your banking needs, please note that official correspondence should be sent to our mailing address: PO BOX 3099, LONGVIEW, TX 75604. We invite you to explore how we can assist you in achieving your financial goals. With a solid net worth of $14,802,999 and cash reserves of $2,880,268, Telco Plus stands ready to support your dreams be it purchasing a new car or planning for retirement. Our friendly staff is available at (903) 597-4321 during lobby hours from Monday to Friday and Saturday mornings. Join us today at Telco Plus; together, let's build a brighter financial future! For more information about our services or to learn more about membership benefits, visit us online at Telco Plus.

Branch History & Mission

At Telco Plus, we take pride in our rich history and unwavering commitment to our community in Tyler, Texas. Established in 1951, our branch has grown from a small credit union into a thriving financial institution that proudly serves over 9,200 members. Our journey reflects a steadfast dedication to providing exceptional financial services while supporting the needs of our local community. Located at 7395 S Broadway Ave, Tyler, TX 75703, our branch is easily accessible for members and residents alike. Whether you're visiting us for personal banking, loans, or any of our other services, you will find a welcoming atmosphere that emphasizes member satisfaction. If you need to send official correspondence, please note that it should be directed to our mailing address: PO BOX 3099, Longview, TX 75604. Our mission at Telco Plus is simple yet powerful: to empower individuals and families through accessible financial solutions while fostering community growth and support. We believe in the importance of building strong relationships with our members and providing them with the tools they need to achieve their financial goals. From checking and savings accounts to auto loans and mortgage financing, we offer a range of services designed with our members' best interests at heart. Over the years, Telco Plus has achieved remarkable milestones, including reaching total assets of $133,812,839. This growth allows us to expand our offerings and enhance our services continually. Our commitment to innovation means we have embraced digital advancements such as online banking and mobile payments, ensuring that managing finances is convenient for everyone. We also prioritize community outreach by partnering with local organizations and engaging in initiatives that uplift those around us. Through these efforts, we aim not just to serve but to actively contribute to the well-being of Tyler and its residents. For your convenience, we are open during lobby hours from Monday through Wednesday from 9:00 a.m. - 5:30 p.m., Thursday and Friday from 9:00 a.m. - 6:00 p.m., and Saturday from 9:00 a.m. - 12:00 p.m. Our drive-thru service operates during similar hours for easy access. If you're looking for a financial partner that truly cares about your success, we invite you to join Telco Plus today! Experience firsthand how we can help you navigate your financial journey while being an integral part of the Tyler community. For more information or assistance, feel free to reach out at 903-597-4321 or visit us online at telcoplus.org. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Telco Plus, your friendly neighborhood credit union located at 7395 S Broadway Ave, Tyler, TX 75703. Our branch is designed with your convenience in mind, making it easy for you to access the financial services you need. Whether you're a long-time member or new to our community, we invite you to come by and experience everything we have to offer. Nestled in the heart of Tyler, our location is not far from popular spots like the Tyler Rose Garden and the local mall, making it a breeze to combine your banking errands with other activities. We ensure that parking is ample and accessible for everyone, including those with mobility challenges. Our branch complies with ADA standards, featuring ramps and wide doorways for easy entry. When you visit us, you'll find our doors open during convenient hours: Monday through Wednesday from 9:00 a.m. to 5:30 p.m., Thursday and Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to noon. If you prefer drive-thru banking, we've got you covered! Our drive-thru service operates Monday through Saturday during similar hours, so you can handle quick transactions without ever leaving your car. For members who value quick access to cash, we're pleased to offer ATM services right at our branch. You can make withdrawals and check your balance anytime during our operating hours. While members can visit us at 7395 S Broadway Ave, official correspondence should be sent to PO BOX 3099, Longview, TX 75604. If you have any questions or need assistance, feel free to call us at 903-597-4321. We look forward to serving you soon at Telco Plus! Come on in or give us a call; we're here to help!

Member Eligibility

Becoming a member of Telco Plus is like joining a friendly family that values your financial well-being. Whether you live, work, or attend school in the area, you're likely eligible to join us! We welcome individuals from all walks of life, and our commitment is to provide you with personalized services that meet your unique needs. At Telco Plus, located at 7395 S Broadway Ave Tyler Tx 75703, you'll find a supportive community dedicated to helping you achieve your financial goals. Plus, as a member, you can enjoy benefits like lower loan rates and higher savings returns. Getting started is simple! Just give us a call at (903) 597-4321 for any questions or check out our eligibility criteria on our website at for the latest details. We're excited to have you on board and look forward to helping you thrive financially!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're a retail store or a service provider, our solutions help you accept payments easily and securely. Picture this: your customers can pay with their preferred method, ensuring a smooth transaction every time. This not only enhances customer satisfaction but also boosts your cash flow. Visit us at 7395 S Broadway Ave Tyler Tx 75703, Tyler, TX, or call us at (903) 597-4321 to learn how our business banking solutions can empower your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

We know convenience is key in today's fast-paced world. That's why we provide access to ATMs for cash withdrawals and balance checks, as well as basic drive-thru banking for deposits and simple transactions. This allows you to handle your banking needs efficiently without compromising on service quality. At Telco Plus, we pride ourselves on creating a welcoming environment where every member feels valued. If you have any questions about our services or would like assistance with your financial journey, don't hesitate to reach out at (903) 597-4321. Visit us today at 7395 S Broadway Ave Tyler Tx 75703 or explore more about what we offer at our website. We look forward to serving you!

Business Banking Solutions

For our members who are entrepreneurs or manage small businesses, we have comprehensive Business Banking services including merchant services and business loans. These tools can provide the support needed to grow your venture without the financial strain.

Credit Cards and Rewards

In today's world, rewards matter. That's why we offer Credit Cards with Rewards, allowing you to earn points on every purchase. This can be a great way to save on future expenses or treat yourself!

Digital Convenience

To ensure banking is easy and accessible, we emphasize our robust Online & Mobile Banking features. From checking your balance on-the-go to making transfers with just a few taps on your smartphone, we make it simple for you to manage your finances whenever and wherever you need.

Personal Banking Services

When it comes to managing your finances, having the right tools is essential. Our Personal Banking services include checking and savings accounts designed for everyday use. Whether you're saving for a vacation or managing daily expenses, our accounts provide the flexibility and convenience you need. For those looking to make a significant purchase or refinance existing loans, we offer Auto Loans & Vehicle Financing tailored to suit various budgets and preferences. Additionally, if you're considering homeownership or looking to refinance, our Mortgage Loans & Refinancing options can help you navigate this important step with confidence. We also understand that life can bring unexpected challenges, which is why our Personal Loans & Debt Consolidation services are available to help simplify your financial obligations.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything you need is just a click away. We also offer e-statements, allowing you to receive your financial statements electronically, which is not only convenient but also eco-friendly. For those who prefer using their smartphones, our mobile application provides an easy way to handle your banking needs right at your fingertips. You can make mobile payments, ensuring quick and hassle-free transactions at various merchants. Plus, with person-to-person transfers, sending money to friends or family has never been simpler.

Security and Convenience

Your security is our top priority. With electronic signature authorization available, signing documents online is both safe and efficient. Our systems are designed with robust security features to protect your information while giving you peace of mind. At Telco Plus, we believe that managing your finances should be straightforward and accessible. Our user-friendly tools make it easy to stay on top of your account activity in real-time. Whether it's accessing funds during a late-night shopping spree or quickly checking an account balance during lunch break, we've got you covered. Explore the world of digital banking today at https://www.telcoplus.org/ and discover how we can help you bank smarter!

Financial Strength

Commitment to Growth

With $14,270,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,701 in used auto loans and $111,799,971 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $46,044,568 in share certificates and $9,325,597 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,802,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,106 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 16,904, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $296,421. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Plus is your trusted partner. Visit us at 7395 S Broadway Ave Tyler Tx 75703 or call (903) 597-4321 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,715,196 in used vehicle loans and $13,310,277 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $349,625, make buying or refinancing simple. We offer various mortgage solutions to fit different budgets and lifestyles. If you're considering refinancing your current mortgage for better terms or lower rates, we can guide you through the eligibility process.

Personal Loans & Credit Lines

In addition to auto and mortgage loans, we provide personal loans and credit lines totaling $39,215,987. These options can serve various purposes from consolidating debt to funding unexpected expenses helping you stay financially secure. At Telco Plus in Tyler, TX (7395 S Broadway Ave), our dedicated staff is ready to assist you with any questions regarding our loan offerings. Feel free to reach out at 903-597-4321 for more information or visit our website at Telco Plus. Remember that we're here to support your financial journey with trustworthy products designed specifically for our members' needs. Whether you're considering applying for a loan or exploring refinancing options, let us be your partner every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $968,478 in loans helping members manage their finances effectively. These cards are designed for convenience and can help you build credit while providing purchasing power when you need it most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their financial needs.

Telco Plus