Telco Plus Credit Union Tyler TX | Best Auto Loans & ATM Access

Introduction

Welcome to Telco Plus, your trusted financial partner located at 1010 S Southeast Loop 323, Tyler, TX 75701. Since our establishment in 1951, we have proudly served our community with a commitment to providing exceptional personal and business banking services. With over 9,200 members and total assets of $133,812,839, we strive to empower you with the financial tools you need to thrive. At Telco Plus, we understand that every member's journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to meet your individual needs while helping you achieve your financial dreams. In addition to our robust offerings, our team is dedicated to ensuring that you feel supported every step of the way. Under the leadership of CEO Randall Pearson and Board President Kerwin Coleman, our staff of 45 employees is here to assist you with personalized service that makes banking simpler and more accessible. While members can visit us at 1010 S Southeast Loop 323, official correspondence should be sent to PO BOX 3099, LONGVIEW, TX 75606. Feel free to reach out via phone at 903-508-2570 or explore our website at telcoplus.org for more information about how we can serve you better. Join us today and discover how Telco Plus can help you take control of your financial future!

Branch History & Mission

Community Focus

Our branch is more than just a place for banking; it's a hub for community engagement. We often participate in local events and offer financial education workshops designed to help individuals make informed decisions about their finances. The spirit of cooperation and support is at the heart of what we do. For those who need assistance outside regular hours, we provide convenient ATM access and drive-thru banking options. Our lobby hours are designed with your schedule in mind open Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and Thursday through Friday until 6:00 p.m. While members can visit us at 1010 S Southeast Loop 323, official correspondence should be sent to PO BOX 3099, Longview, TX 75606 if needed. Join us at Telco Plus and experience firsthand how we blend tradition with innovation in serving you better. We invite you to become part of our family today! For inquiries or further information, feel free to call us at 903-508-2570 or visit our website at Telco Plus. Together, let's build a brighter financial future!

Our Mission

At Telco Plus, our mission is clear: we strive to empower our members through personalized banking solutions that enhance their financial well-being. We believe that everyone deserves access to quality financial services that cater not only to their individual needs but also support the growth of our community. Whether it's through checking and savings accounts, auto loans, or mortgage refinancing, we aim to be a reliable resource for all your banking needs. We recognize that strong relationships are built on trust and understanding. That's why we prioritize member service in everything we do from offering competitive rates on loans to maintaining an easy-to-navigate online banking platform. Our commitment extends beyond mere transactions; we actively engage with local initiatives and partnerships that uplift the Tyler community.

Branch Location & Accessibility

Connect With Us

We invite you to experience the warm community atmosphere of Telco Plus! If you have questions or would like more information about our services, don't hesitate to reach out at 903-508-2570. Our dedicated team is ready to assist you! Come see how we can help make banking easier for you today!

Operating Hours

We understand that life can be busy, so we offer flexible hours to fit your schedule. Our lobby hours are open Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and Thursday through Friday from 9:00 a.m. to 6:00 p.m. Need to swing by before work? Our drive-thru service opens even earlier! Join us Monday through Wednesday starting at 8:00 a.m. or come by Thursday and Friday at the same early hour.

Services Offered

At Telco Plus, we provide a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we've got you covered! Plus, enjoy the convenience of online banking and mobile payments right at your fingertips. For those quick transactions, our drive-thru allows for deposits, withdrawals, and simple banking tasks without leaving your car. And if you need cash after hours, rest assured that our ATM is available for your convenience. While members can visit us at 1010 S Southeast Loop 323 Tyler Tx 75701, official correspondence should be sent to PO BOX 3099 in Longview if necessary.

Member Eligibility

At Telco Plus, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! To join us at our Tyler location, located at 1010 S Southeast Loop 323 Tyler Tx 75701, you simply need to meet a few friendly eligibility criteria. Whether you're a resident of the area or affiliated with one of our select groups, we're excited to welcome you into our family. Our membership offers an array of benefits designed to help you achieve your financial goals, from personalized banking services to competitive loan rates. If you're ready to take the next step, opening an account with us is straightforward. You can find all the details you need about eligibility and how to get started by visiting our website at . If you have any questions or need assistance, feel free to reach out at (903) 508-2570. We look forward to helping you become part of our vibrant community!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services tailored for your business. Imagine having the ability to accept payments easily from customers both in-store and online. Our solutions simplify transactions, allowing you to focus more on growing your business rather than managing complex payment systems. Located at 1010 S Southeast Loop 323 Tyler Tx 75701, Tyler, TX 75701, we're here to help local businesses thrive. For inquiries or assistance, call us at (903) 508-2570. Let's work together to unlock the full potential of your business!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services can help you thrive. From merchant services that simplify transactions to business loans designed for growth, we provide comprehensive support tailored specifically for small businesses. You can trust us to be your partner as you navigate the complexities of business finance.

Convenient Access

We know convenience is key in today's fast-paced world. That's why we offer ATM services for quick cash withdrawals and balance checks without the hassle of waiting in line. If you prefer face-to-face interactions for deposits or simple transactions, our drive-thru banking service provides an easy way to handle your banking needs without leaving your car. At Telco Plus, member satisfaction is at the heart of what we do. Our friendly staff is always ready to assist you with any questions or concerns you may have regarding our extensive range of services. If you're ready to take control of your financial future or simply want more information about what we offer, don't hesitate to reach out! Call us at (903) 508-2570 or visit our website at https://www.telcoplus.org/. Your journey towards better financial health starts here!

Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing options make it easier than ever to achieve homeownership or lower your monthly payments. We work closely with you to find the best loan terms that fit your financial situation, ensuring that buying or refinancing your home is a smooth process.

Personal Banking

For those looking to manage their everyday finances, our personal banking services include checking and savings accounts that are designed with your needs in mind. Imagine effortlessly managing your funds with online and mobile banking options, which allow you to check balances, make transfers, and pay bills from anywhere. Additionally, if you're considering a new car or need financing for a vehicle, our auto loans and vehicle financing solutions can help get you on the road faster.

Personal Loans and Credit Options

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether you're planning a big purchase or looking to simplify your debts into one manageable payment, we've got you covered. Plus, don't forget about our credit cards with rewards enjoy perks while making everyday purchases!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, our mobile application makes it even easier to manage your accounts on the go. Whether you're waiting in line or enjoying a coffee break, you can handle your banking needs right from your smartphone. You'll appreciate the ability to send money to friends or family with our person-to-person transfer feature. It's as simple as a few taps on your screen! And for those who prefer going paperless, we provide e-statements, giving you quick access to your account history while helping the environment.

Security Matters

We prioritize your security. Our electronic signature authorization ensures that your transactions are protected, giving you peace of mind every time you bank online. Our systems are designed with user-friendly features that make navigation simple and intuitive, so you can focus on what really matters your financial goals. With all these tools at your fingertips, managing your money has never been easier. Join us at Telco Plus and experience the freedom of digital banking today!

Financial Strength

Commitment to Innovation and Growth

With $14,270,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $2,701 in used auto loans and $111,799,971 in total loans and leases available to support our members' financial goals across various sectors.

Growing Member Base

Total Share Accounts: 16,904, show a strong and growing member base that trusts us with their finances. This trust reflects the community's confidence in our ability to manage their funds wisely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Plus is your trusted partner. Visit us at 1010 S Southeast Loop 323 Tyler Tx 75701 or call (903) 508-2570 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $46,044,568 in share certificates and $9,325,597 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as reflected by our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $14,802,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,106 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,715,196 in used vehicle loans and $13,310,277 in new vehicle loans already helping members get on the road. We provide flexible terms that can accommodate different budgets and preferences.

Credit Lines

Our credit lines amounting to $39,215,987 can be an excellent option for those who want access to funds without taking out a full loan. Whether it's for unexpected expenses or planned purchases, having a line of credit gives you the flexibility to manage your finances better. If you're interested in refinancing any of these options or exploring eligibility requirements for our loan products, don't hesitate to reach out. Our friendly staff is available at 903-508-2570 during our lobby hours: Monday through Wednesday from 9:00 a.m. - 5:30 p.m., and Thursday through Friday from 9:00 a.m. - 6:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Telco Plus, we're committed to providing transparent information and reliable service as you navigate your borrowing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $349,625, make buying or refinancing simple. We offer competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $968,478 in loans helping members manage their finances effectively. These cards come with various benefits designed to meet everyday spending needs while providing rewards for your purchases.

Loan Aggregator

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Telco Plus