Telco Plus Credit Union Longview TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Telco Plus, your trusted financial partner in Longview, TX! Located at 423 Gilmer Rd, we have been dedicated to serving our community since 1951. With a strong commitment to providing personalized banking solutions, we proudly support over 9,200 members with exceptional services tailored to meet their unique needs. At Telco Plus, we understand that every financial decision is important. Our total assets amount to an impressive $133,812,839, ensuring that we have the resources to help you achieve your financial goals. Whether you're looking for a new auto loan where we've facilitated over 6,660 loans and leases or simply want to open a savings account, we're here for you. Our leadership team, led by CEO Randall Pearson and Board President Kerwin Coleman, works tirelessly to foster a supportive environment where members feel valued and secure. With a net worth of $14,802,999 and cash on hand totaling $2,880,268, you can trust us to manage your finances wisely. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: PO BOX 3099, Longview, TX 75606. Join us as we continue to make a positive impact in our community through responsible lending and banking practices. Ready to take the next step? Call us today at 903-753-5588 or visit our website at telcoplus.org for more information!

Branch History & Mission

Commitment to Innovation

At Telco Plus, we embrace technology to serve our members better. With features like online banking, mobile payments, and electronic statements, we ensure that managing finances is easy and accessible for everyone. Our commitment extends beyond just convenience; we are also focused on making our services accessible for all individuals by adhering to ADA compliance standards.

Join Us Today!

As we look towards the future, we invite you to be part of our story. At Telco Plus, you're not just a member; you're part of a family that values relationships and community spirit. Experience firsthand how our personalized approach can make a difference in your financial journey. Contact us today at 903-753-5588 or visit us online at Telco Plus to learn more about how we can support your financial goals!

Mission Statement

Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a sense of community. We believe in providing not just banking services but also education and support that help people make informed financial decisions. Through partnerships with local organizations and outreach programs, we actively contribute to community development and well-being. While members can visit us at 423 Gilmer Rd, official correspondence should be sent to PO BOX 3099, LONGVIEW, TX 75606. Our doors are open with convenient operating hours: Lobby Hours from Monday through Wednesday from 9:00 AM - 5:30 PM; Thursday and Friday from 9:00 AM - 6:00 PM; and Saturday from 9:00 AM - 12 PM. For those on the go, we also offer Drive-Thru service during similar hours.

Our Growth Story

From our humble beginnings, Telco Plus has continuously evolved to meet the changing needs of our members. With total assets now exceeding $133 million, we have been able to expand our offerings significantly. We provide a range of services including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Each step of our growth has been driven by our desire to empower individuals and families financially.

Branch Location & Accessibility

Welcome to Telco Plus, your friendly neighborhood credit union! Conveniently located at 423 Gilmer Rd in Longview, TX, we are here to serve you with a range of financial services that cater to your needs. Our branch is nestled close to popular spots like the Longview Mall and is easily accessible for all members of the community. At Telco Plus, we understand the importance of accessibility. Our branch is designed with ADA-compliant features, ensuring everyone can visit us comfortably. Ample parking is available right outside our doors, making it easy for you to drop by and get the assistance you need. Our operating hours are tailored for your convenience: we welcome you Monday through Wednesday from 9:00 a.m. to 5:30 p.m., and extend our hours on Thursday and Friday until 6:00 p.m. For those busy Saturdays, our drive-thru service operates from 9:00 a.m. to 12:00 p.m., allowing you to handle quick transactions with ease. While members can visit us at 423 Gilmer Rd, official correspondence should be sent to our mailing address at PO BOX 3099, Longview, TX 75606. If you have any questions or need assistance, don't hesitate to give us a call at 903-753-5588. Additionally, we offer convenient ATM access and drive-thru banking services for simple transactions like deposits and withdrawals. Whether you're looking to open a new account or seek advice on loans and other financial products, our friendly staff is ready to help. We invite you to stop by Telco Plus today! Experience personalized service and discover how we can support your financial journey.

Member Eligibility

At Telco Plus, we believe that everyone deserves a chance to be part of a supportive community. Joining us is simple and welcoming! If you live, work, or worship in the area, you're likely eligible to become a member. We're dedicated to serving our community, so whether you're looking for personal banking services like checking and savings accounts or loans for your next vehicle, we're here for you. For more details on eligibility requirements, feel free to visit our website at where you'll find all the updated information you need. Opening an account with us is an easy process that puts you on the path to enjoying great financial benefits. You can reach out to us at (903) 753-5588 if you have any questions or want assistance getting started. We can't wait for you to join our family at Telco Plus, located conveniently at 423 Gilmer Rd Longview Tx 75604!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

When it comes to handling transactions, our merchant services simplify the process. Picture this: your customers can pay easily with their preferred methods, whether it's credit cards or mobile payments. This not only enhances customer satisfaction but also helps you manage your cash flow more effectively. Located conveniently at 423 Gilmer Rd Longview Tx 75604, Longview, TX 75604, we invite you to explore how Telco Plus can be a partner in your business success. For more information, give us a call at (903) 753-5588. Let's grow together!

Comprehensive List Of Services

ATM and Drive-Thru Services

If you prefer face-to-face interactions but need quick service, our Basic Drive-Thru Banking allows for deposits and withdrawals without leaving your car. Plus, with our ATM & Cash Withdrawal Services, accessing cash has never been easier. At Telco Plus, we believe that banking should fit into your lifestyle seamlessly. With our comprehensive list of services designed with your needs in mind, we're here to support you on every financial journey. Ready to learn more? Visit us at 423 Gilmer Rd Longview Tx 75604 or call us today at (903) 753-5588!

Auto Loans and Vehicle Financing

If you're in the market for a new vehicle, look no further. Our Auto Loans & Vehicle Financing solutions make it easier than ever to get behind the wheel of your dream car. With competitive rates and flexible terms, you'll find financing options that fit your budget perfectly.

Business Banking Support

For entrepreneurs, our Business Banking services include Merchant Services & Business Loans designed specifically for small business owners. We know how vital it is for businesses to have reliable banking support, which is why we strive to provide practical solutions that help you grow.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills from the comfort of your home or on the go.

Credit Cards with Rewards

We also offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Picture yourself earning rewards just by shopping for groceries or filling up your gas tank!

Home Financing Options

Homeownership is a goal for many, and at Telco Plus, we can help make that dream a reality with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through every step of the process.

Personal Banking Solutions

For those looking to manage their day-to-day finances, our Personal Banking options are tailored just for you. We offer various Checking & Savings Accounts that help you save while enjoying easy access to your money. Imagine being able to set up automatic transfers to your savings account right from your phone!

Personal Loans and Debt Management

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation options are here for you. Whether it's covering medical bills or consolidating high-interest debt into one manageable payment, we have solutions that cater to your financial situation.

Digital & Online Banking

Access Anytime

Managing your account has never been simpler. From reviewing transactions to paying bills, every feature is designed for ease of use. You can count on us to be there when you need us day or night with our comprehensive online banking options. At Telco Plus, we are committed to providing you with the tools you need for real-time account management and an effortless banking experience. Discover how easy it is to bank with us today!

Key Features for Your Convenience

We know that security is a top priority for our members. That's why we provide electronic signature authorization for all your important documents, ensuring that your transactions are safe and secure. And if you prefer going paperless, e-statements are available to help you keep track of your finances without clutter. Need to send money to a friend? Our person-to-person transfer feature allows you to send funds quickly and easily without hassle. Additionally, with mobile payments enabled, you can pay for purchases directly from your phone, making shopping more convenient than ever.

Financial Strength

A Committed Team

We also take pride in having 42 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency reflects through our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share and Deposit Accounts: 16,904, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $296,421. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Plus is your trusted partner. Visit us at 423 Gilmer Rd Longview Tx 75604 or call (903) 753-5588 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $14,270,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,701 in used auto loans and $111,799,971 in total loans and leases.

Member-Focused Resources

Members' savings are secured through $46,044,568 in share certificates and $9,325,597 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $14,802,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,106 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,715,196 in used vehicle loans and $13,310,277 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used car, our financing options can fit your budget.

Credit Lines

Need extra flexibility? Our total credit lines amount to $39,215,987, providing you with the resources to manage cash flow and unforeseen costs. This way, you can focus on what matters most without added stress.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $349,625, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

If you're considering refinancing any of your existing loans for better terms or lower payments, our team is here to assist you. We can walk you through eligibility options and help determine if refinancing makes sense for your situation. For more information about our loan offerings or if you have any questions, feel free to reach out at 903-753-5588. We're located at 423 Gilmer Rd, Longview TX 75604, ready to assist you during our lobby hours: Monday through Wednesday from 9:00 AM - 5:30 PM and Thursday through Friday from 9:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

Managing your finances effectively is crucial. That's why we also offer flexible terms on unsecured credit card loans, with a total of $968,478 in loans available to help you cover unexpected expenses or make everyday purchases easier.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent, allowing users to trust the information they receive. By leveraging data directly from legitimate financial institutions, LendMesh guarantees that you are comparing valid and competitive loan options.

Get Started Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Telco Plus