Telco Plus Credit Union Kilgore TX | Affordable Auto Loans & Business Banking

Introduction

At Telco Plus, located at 510 E Lantrip St, Kilgore, TX 75662, we believe in the power of community and the strength of relationships. Established in 1951, our credit union has been a trusted partner for over 9,200 members, providing personalized financial services that cater to their unique needs. Whether you're looking to open a checking account, finance a new vehicle, or explore mortgage options, we are here to help you every step of the way. Our commitment to our members is reflected in our impressive financial standing, boasting total assets of $133,812,839 and total deposits reaching $1,937,824. With a net worth of $14,802,999 and cash reserves of $2,880,268, you can trust that your funds are safe with us. We take pride in offering a variety of loans over 6,660 loans and leases ensuring that we have something for everyone. Led by our dedicated CEO, Randall Pearson, and Board President Kerwin Coleman, our team is passionate about serving the Kilgore community. With a workforce of 45 employees, we strive to deliver exceptional service and support tailored to your financial goals. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 3099, Longview, TX 75606. We invite you to experience the difference at Telco Plus. For more information or assistance with your financial journey, give us a call at 903-753-5588 or visit our website at Telco Plus. Join us today and become part of a credit union that truly cares about its members!

Branch History & Mission

At Telco Plus, we take pride in our rich history and unwavering commitment to serving the community of Kilgore, Texas. Established in 1951, our branch has grown alongside the people we serve, evolving from a small credit union into a trusted financial partner for over 9,200 members. Located at 510 E Lantrip St, Kilgore, TX 75662, our branch is easily accessible and is a cornerstone of support for families and individuals in the area. Over the years, Telco Plus has achieved significant milestones that reflect our dedication to providing exceptional financial services. With total assets amounting to $133,812,839, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We also provide business banking services that empower local entrepreneurs and contribute to the economic vitality of Kilgore. Our mission at Telco Plus goes beyond simply offering financial products; it centers on fostering community growth and support. We believe that by helping our members achieve their financial goals, we can enhance the overall well-being of Kilgore. Our commitment is evident through various outreach initiatives and partnerships that aim to uplift those around us. While members can visit us at 510 E Lantrip St Kilgore Tx 75662, official correspondence should be sent to PO BOX 3099, Longview, TX 75606. We are proud to offer convenient services like drive-thru banking for quick transactions. Though ATM services are currently unavailable at this location, our online and mobile banking platforms ensure that members can manage their finances anytime. As we look toward the future, Telco Plus remains dedicated to improving accessibility for all members. We adhere to ADA compliance standards and continually seek ways to enhance customer experience through technology and personalized service. We invite you to join us on this journey. At Telco Plus, you're not just a member; you're part of a community committed to growth and success. Experience the benefits of membership today by reaching out at 903-753-5588 or visiting us online at Telco Plus. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Telco Plus, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can enjoy our services without hassle. Parking is available nearby, making it easy for you to access our facilities.

Operating Hours and Services

We understand that your time is valuable. While our current operating hours are tailored for former Kilgore Shell Employees FCU members at this time, we invite you to reach out at 903-753-5588 if you have any questions or need assistance. Although we don't have an ATM on-site, we do offer drive-thru banking services for deposits, withdrawals, and simple transactions.

Visit Us Today!

Whether you're looking for personal banking solutions like checking accounts or auto loans, or simply want to chat with one of our friendly representatives, we're here for you! We encourage you to visit us at Telco Plus in Kilgore your community credit union dedicated to serving your financial needs.

Member Eligibility

At Telco Plus, we believe that becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you are a former Kilgore Shell Employees FCU member, you're already on the path to enjoying the many benefits we offer! Our membership is open to those who meet specific criteria, ensuring that our community is built on shared values and mutual support. For complete details on eligibility, feel free to visit this link: . Joining us at Telco Plus, located at 510 E Lantrip St Kilgore Tx 75662, means you can access a variety of financial services designed just for you from checking and savings accounts to auto loans and credit cards with rewards. It's straightforward to get started; simply give us a call at (903) 753-5588 or check out our website for more information on opening an account. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify your payment processes. Imagine being able to accept payments seamlessly from customers, whether in-store or online. Our services help you focus more on what matters growing your business while ensuring your transactions are efficient and secure. Located at 510 E Lantrip St Kilgore Tx 75662 in Kilgore, TX, we're here to help you navigate the financial landscape and find the right solutions tailored for your business. If you're ready to take your business to the next level, contact us today at (903) 753-5588!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not offer ATM services at our branch, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. At Telco Plus, we pride ourselves on making banking accessible and straightforward for all members. Whether you're visiting us at 510 E Lantrip St Kilgore Tx 75662 or engaging with us online through our website https://www.telcoplus.org/, we're here to ensure you receive personalized service tailored just for you. We invite you to connect with us today by calling (903) 753-5588! Let's discuss how we can meet your financial needs together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options provide you with flexible terms and competitive rates. Whether you're eyeing a brand-new ride or a reliable used vehicle, we can help turn your dream into reality without breaking the bank.

Business Banking

For our business members, we offer tailored solutions such as merchant services and business loans. We understand how important it is for businesses to have access to financial resources, and we're dedicated to helping local entrepreneurs thrive.

Credit Cards with Rewards

Our credit cards come packed with rewards that make every purchase count! Whether you're shopping for everyday essentials or treating yourself, enjoy perks that add value back into your spending.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Telco Plus, we're here to support you through the mortgage process. From first-time homebuyers to those looking to refinance their existing mortgages, our team will guide you every step of the way, ensuring that you find the best loan option for your needs.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why Telco Plus offers robust online and mobile banking services. Access your accounts anytime, anywhere; pay bills, transfer funds, or check balances right from your smartphone or computer.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Need a reliable way to save for future goals? Our savings accounts offer competitive rates that can help your money grow over time. If you're looking to make everyday transactions easier, our checking accounts come with user-friendly features for effortless management.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you cover those costs without hassle. Plus, if you're struggling with multiple debts, consider our debt consolidation options that simplify payments into one manageable monthly sum.

Digital & Online Banking

Key Services

With our online banking services available at https://www.telcoplus.org/, you can check your balances, transfer funds, and pay bills 24/7. No more waiting in line or rushing to the bank before it closes! Our user-friendly interface makes navigating your accounts a breeze. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that quickly and securely. Plus, if you're looking for convenience, our mobile application lets you manage your finances right from your smartphone. You can also make mobile payments effortlessly just tap and go!

Security & Convenience

Security is a top priority at Telco Plus. We provide electronic signature authorization for transactions, so you can feel confident knowing that your sensitive information is protected. Additionally, with e-statements available, you can easily keep track of your account activity without the hassle of paper clutter. Our 24/7 online banking services mean that you can access your accounts whenever it suits you best whether it's early morning or late at night. The combination of accessibility and security makes managing your finances straightforward and stress-free. Join us at Telco Plus to experience the future of banking today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 16,904, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $296,421. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Plus is your trusted partner. Visit us at 510 E Lantrip St Kilgore Tx 75662 or call (903) 753-5588 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $14,270,309 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $2,701 in used auto loans and $111,799,971 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $46,044,568 in share certificates and $9,325,597 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,433,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 42 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $14,802,999, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,106 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those seeking additional flexibility, we provide various personal loan options that can assist with debt consolidation or unexpected expenses. Moreover, if you're considering refinancing your current loans, our team is here to guide you through eligibility options to ensure you get the best possible rates. Whether you're at 510 E Lantrip St Kilgore Tx 75662 in Kilgore, TX, or reaching out via phone at (903) 753-5588, our dedicated team is ready to assist you. At Telco Plus, we're not just about lending; we're about building lasting relationships with our members and supporting them through every financial journey. Explore how our loan offerings can help you achieve your goals today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $46,715,196 in used vehicle loans and $13,310,277 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you find a solution that fits your budget and lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $349,625, make buying or refinancing simple. We believe that everyone deserves a chance to own their home, and our competitive rates make it more attainable than ever.

Unsecured Credit Card Loans

Managing finances effectively is crucial, which is why we also offer flexible terms on unsecured credit card loans. With a total of $968,478 in loans available, our credit cards are designed to help you manage everyday expenses while earning rewards along the way.

Loan Aggregator

Accurate Loan Comparisons

LendMesh guarantees accurate loan comparisons through reliable sourcing. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means you can trust that the offers you see are fair and transparent.

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you can expect. Additionally, LendMesh does not prioritize lenders based on paid promotions this means the results you receive are genuinely unbiased. With real-time rate comparisons, users can easily access up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action Today

If you're looking to compare real-time loan offers and find the best rates for your needs, visit LendMesh today. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Telco Plus