Telco Community Credit Union Weaverville NC | Affordable Auto Loans & Online Banking

Introduction

Welcome to Telco Community Credit Union at our Weaverville Office, located at 34 Northcrest Dr, Weaverville, NC 28787. With a commitment to fostering financial well-being, we have proudly served our community since 1935. Over the years, we've grown to support 35,121 members, providing them with a safe and reliable place for their financial needs. At Telco Community Credit Union, we understand that financial journeys are personal. That's why we offer a wide range of services tailored to meet your individual goals whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. As of now, our total assets stand at an impressive $379,956,796, ensuring that we have the resources to support you every step of the way. Our team is dedicated to helping you thrive financially. With 82 employees working hard for our members, including our CEO David Burnette and Board President Robert Lux, you can trust that your financial future is in good hands. Our commitment goes beyond just numbers; it's about building relationships within our community and making a positive impact. For your convenience, we also provide online and mobile banking options so you can manage your finances anytime, anywhere. If you need assistance or have questions about our services, feel free to reach out to us at 828-645-6003. While members can visit us at our branch address for in-person support, official correspondence should be sent to 34 Northcrest Dr, Weaverville, NC 28787-4500. Join us today and experience the difference a member-focused credit union can make in your life! To learn more about membership eligibility or open an account, please visit our website at telcoccu.org. We look forward to serving you!

Branch History & Mission

Community Commitment

We are proud to say that our commitment goes beyond just numbers. With a focus on community outreach and partnerships, we actively engage in local initiatives that uplift those around us. Whether it's sponsoring local events or providing resources for financial education, we strive to make a difference. While members can visit us at 34 Northcrest Dr for all their banking needs, official correspondence should be sent to 34 Northcrest Dr, Weaverville, NC 28787-4500 if necessary. Our branch offers convenient operating hours from 8:30 AM to 5:30 PM Monday through Thursday and until 6:00 PM on Fridays. For added convenience, our drive-thru service and ATM availability ensure that your banking experience remains easy and efficient.

Join Us Today!

At Telco Community Credit Union, we're not just about transactions; we're about relationships. With over 35,000 members and counting, we invite you to join our family today! Experience firsthand how we can help you achieve your financial dreams while making a meaningful impact in your community. For more information or to apply for membership online, visit our website. We look forward to welcoming you!

Our Evolution

Over the years, Telco Community Credit Union has continuously evolved to meet the needs of our members. From our humble beginnings to now managing total assets of nearly $380 million, we have built a reputation for providing excellent financial services. In addition to traditional banking products such as checking and savings accounts, we offer auto loans, mortgages, personal loans, and business banking solutions. This breadth of services allows us to support a diverse range of financial needs. Our mission is simple yet profound: we aim to provide accessible financial services while fostering strong community ties. We believe that by helping our members achieve their financial goals, we contribute positively to the overall well-being of Weaverville and surrounding areas.

Branch Location & Accessibility

Welcome to the Telco Community Credit Union at our Weaverville Office! Conveniently located at 34 Northcrest Dr, Weaverville, NC 28787, our branch is here to serve you with friendly smiles and helpful service. Whether you're stopping by for personal banking needs or exploring loan options, our location makes it easy for members in Buncombe County to access everything we offer. While visiting us at 34 Northcrest Dr, please note that all official correspondence should be sent to the same address. We're proud to be situated near local landmarks, making it simple for you to find us. With ample parking available and ADA-compliant features, we ensure everyone can easily access our services. Our branch operates from 8:30 AM to 5:30 PM from Monday to Thursday, and on Fridays, we stay open until 6:00 PM for your convenience. If you need assistance outside of regular hours, don't worry; we also have an ATM available on-site and a drive-thru service for quick transactions like deposits and withdrawals. At Telco Community Credit Union, we strive to meet your banking needs with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, if you're a member of a partner credit union, you can take advantage of shared branch transactions right here! We invite you to visit us or give us a call at 828-645-6003 if you have any questions or need assistance. Our team is eager to help you on your financial journey!

Member Eligibility

At Telco Community Credit Union, we believe that becoming a member means joining a warm, supportive community that truly cares about your financial well-being. If you're looking to be part of something special, eligibility is quite simple! Residents of our local area, as well as those who work or worship here, are warmly welcomed to join us. You can find the detailed eligibility criteria by visiting this link, where you'll learn more about the easy steps to become part of our family. Opening an account with Telco Community Credit Union is designed to be straightforward and inclusive. We offer a variety of services tailored to your needs, from checking accounts and auto loans to personal loans and credit cards with rewards. If you're ready to start your journey with us, just reach out at (828) 645-6003 or check out our account opening details here. We can't wait to welcome you into our community at 34 Northcrest Dr Weaverville Nc 28787!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $404,540, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easy. Imagine a local café that processes payments swiftly, ensuring customers enjoy their coffee without delay. Our solutions help streamline payment acceptance so you can focus on what matters most growing your business. Whether you're just starting or looking to expand, Telco Community Credit Union has the tools you need. Reach out today at (828) 645-6003 and let us help you take your business to the next level!

Comprehensive List Of Services

Business Banking for Growth

For our business members, we understand that every penny counts. Our business banking services include merchant services and business loans aimed at helping local businesses thrive. We're here to support entrepreneurs as they navigate the exciting world of business ownership.

Convenient Banking Options

With Telco Community Credit Union, convenience is key. We have ATM services available for quick cash withdrawals and balance checks. If you prefer face-to-face transactions, our drive-thru service allows for deposits and withdrawals without leaving your car. Additionally, we offer shared branch transactions so members from partner credit unions can easily access their accounts right here at our location. Whether you're managing your personal finances or running a business, our team is committed to providing personalized service every step of the way. We invite you to explore all these services and more at Telco Community Credit Union. Have questions or ready to get started? Call us at 828-645-6003 or visit us online at telcoccu.org. Let us help you achieve your financial goals today!

Personal Banking Made Simple

For those seeking personal banking solutions, we offer checking and savings accounts that can help you manage your daily finances with ease. Imagine being able to deposit your paycheck and access your funds whenever you need them, all from the comfort of your home through our online and mobile banking features. Our accounts come with digital tools that allow for easy tracking of your spending and saving goals. If you're considering purchasing a new vehicle or refinancing an existing one, our auto loans and vehicle financing options can provide competitive rates to help you hit the road without breaking the bank. For larger purchases like homes, we also offer mortgage loans and refinancing solutions designed to fit your budget.

Support for Your Financial Journey

Sometimes life throws unexpected expenses your way. That's why we provide personal loans and debt consolidation options that can assist you in managing those costs effectively. With flexible terms and a straightforward application process, it's never been easier to get the support you need. Our credit cards come with rewards that let you earn points while making everyday purchases perfect for anyone looking to maximize their spending power.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.telcoccu.org/ , you can check your account balances, transfer funds, and pay bills anytime 24/7! Imagine having complete control over your finances from the comfort of your couch or while waiting in line at the grocery store. Plus, our user-friendly mobile application ensures that everything you need is just a tap away. We also offer E-Statements, which means no more paper clutter. You can view your statements online whenever you need them, helping you stay organized and environmentally friendly. If you prefer a more hands-on approach to payments, our Mobile Payments feature lets you make quick transactions with just your smartphone no cash or cards required.

Security and Ease of Use

Your security is our top priority. While we don't currently support electronic signature authorization, rest assured that all transactions conducted through our online banking system are protected by robust security measures. You can bank with confidence knowing that your information is safe. Additionally, our Person-to-Person Transfers make it simple to send money to friends or family without any hassle. Just a few clicks are all it takes to share costs for dinner or split a gift! At Telco Community Credit Union, we're committed to making banking as accessible as possible for all members. We invite you to explore our digital services today and experience firsthand how easy managing your finances can be!

Financial Strength

Committed Team

We also take pride in having 77 full-time employees and 5 part-time employees who are dedicated to serving you with knowledge and care. The strength of our team translates into exceptional service for all our members. In summary, our net shares (funds available for lending and investments) stand at $0. We have a strong member base with a total of 68,454 share accounts, showcasing the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Community Credit Union is your trusted partner. Visit us at 34 Northcrest Dr Weaverville Nc 28787 or call (828) 645-6003 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $73,945,307 in share certificates and $42,937,065 in money market shares. These options provide you with stable and rewarding financial growth opportunities tailored to meet your goals. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $39,018,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Our capacity to support your financial journey is evident with $4,205 in used auto loans and $215,834,547 in total loans and leases. Our operational efficiency shines through with a reported net income of $3,662,386, allowing us to continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $43,163,593, we maintain robust financial health, which allows us to offer better rates, lower fees, and enhanced member services. Our commitment to our members is reflected in our net worth ratio of $1,135, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing or want to know about eligibility options for any of our loan products, feel free to reach out. We're dedicated to ensuring you find the best financial solutions that fit your lifestyle and needs. For more details about our loan offerings or to speak with one of our representatives directly, call us at 828-645-6003. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take control of your finances and achieve your goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $58,870,185 in used vehicle loans and $34,779,802 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Loans

For business owners, our outstanding commercial loans totaling $404,540 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are committed to supporting you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,158,871, making it easier than ever to invest in your future.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $4,178,369 in loans helping members manage their finances effectively, our credit card options can help you cover everyday expenses without breaking the bank.

Loan Aggregator

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TELCO COMMUNITY CREDIT UNION - Weaverville, NC