Telco Community Credit Union Lenoir NC | Affordable Auto Loans & Business Banking

Introduction

Welcome to Telco Community Credit Union, your trusted partner in financial growth and community support, located at 141 Wilkesboro Blvd NE, Lenoir, NC 28645. Since our establishment in 1935, we have dedicated ourselves to providing exceptional banking services tailored to the needs of our members. With a strong membership base of over 35,000 and total assets exceeding $379 million, we are proud to serve the Lenoir area with integrity and commitment. At Telco Community Credit Union, we believe that every member deserves personalized financial solutions. Whether you're looking for checking accounts, auto loans, or business banking services, our diverse offerings cater to various financial needs. Our total deposits amount to an impressive $25,401,750, showcasing the trust our members place in us. We operate with a clear mission: to empower our members while positively impacting our community. Under the leadership of CEO David Burnette and Board President Robert Lux, we strive to ensure that you receive the best service possible. With a dedicated team of 82 employees, we're here to assist you every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address. You can reach us easily at (828) 252-6458 for inquiries or assistance. Join us on this journey towards financial wellness and community development. Explore more about our services by visiting our website at telcoccu.org. We look forward to welcoming you as part of our growing family!

Branch History & Mission

Join Us

While members can visit us at 141 Wilkesboro Blvd NE for all their banking needs, official correspondence should be sent to the same address. If you're looking for a credit union that truly cares about its members and their financial journeys, look no further than Telco Community Credit Union. With a total membership of over 35,000 individuals and families, we invite you to join us today! Experience firsthand the benefits of being part of a community-focused credit union where your financial dreams can thrive. To learn more about becoming a member or to explore our services, please visit our website or call us at 828-252-6458. Your journey towards better financial health starts here!

Our Journey

From our humble beginnings, Telco Community Credit Union has consistently expanded its services and outreach. Our total assets now exceed $379 million, reflecting our dedication to responsible growth and member satisfaction. Over the years, we've embraced modern banking practices while staying true to our mission of providing affordable financial services. Today, we offer personal banking options such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our branch operates with extended hours: Monday through Thursday from 8:30 AM to 5:00 PM for lobby services and until 5:30 PM for drive-thru operations. On Fridays, we extend our lobby hours to 6:00 PM to accommodate more of our members' needs. We also provide ATM availability for added convenience.

Our Mission

At the heart of Telco Community Credit Union is our mission: to enhance the financial well-being of our members while supporting the community we love. We believe that everyone deserves access to quality financial services that empower them to achieve their goals. This belief drives us to continually improve our offerings and foster partnerships that benefit local residents. We are dedicated not only to providing top-notch financial products but also to giving back through community outreach initiatives. Our team actively participates in various programs that uplift Lenoir and surrounding areas, ensuring that we remain a vital part of the community fabric.

Branch Location & Accessibility

Get in Touch!

Have questions? Don't hesitate to reach out! You can give us a call at 828-252-6458 for more information about our services or any specific inquiries you may have. We invite you to visit us at the Lenoir Branch; we're excited to assist you on your path toward achieving your financial goals!

Nearby Landmarks and Accessibility

Our branch is situated near popular spots like the historic downtown area and just a short drive from Lenoir High School, making it a convenient stop for both locals and visitors. We have ample parking available, including accessible spaces for those who need them. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so everyone can visit us with ease.

Operating Hours and Services

We understand that you have a busy schedule, which is why we offer flexible operating hours. Our lobby is open from 8:30 AM to 5:00 PM Monday through Thursday, and until 6:00 PM on Fridays. If you prefer drive-thru service, we're ready to assist you until 5:30 PM on weekdays. At Telco Community Credit Union, we pride ourselves on offering a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage options, our friendly staff is always ready to help you navigate your financial journey. Plus, members can take advantage of shared services for added convenience!

Member Eligibility

At Telco Community Credit Union, we believe that joining our community is more than just opening an account it's about becoming part of a supportive family. If you're looking to become a member, you'll find that eligibility is designed to be welcoming and straightforward. Residents of Caldwell County, those who work in the area, and even family members of current members are all invited to join us. This means you can enjoy the benefits of personal banking tailored just for you, from checking and savings accounts to loans and credit cards. To get started on your membership journey, simply visit us at 141 Wilkesboro Blvd Ne Lenoir Nc 28645 or check out our detailed eligibility criteria at http://www.telcoccu.org/apply-for-membership. If you have any questions, feel free to reach out at (828) 252-6458. We're excited to help you take this important step toward financial well-being!

Business Banking & Commercial Services

Loan Options That Empower

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $21 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $404,540, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to our loan options, we offer merchant services that simplify payment processing. Imagine running your business without worrying about how to accept payments from customers. Our solutions help you streamline transactions, making it easier for you and your customers at every step. Visit us at 141 Wilkesboro Blvd Ne Lenoir Nc 28645 in Lenoir, NC, or call us at (828) 252-6458 to learn how we can support your business goals today!

Comprehensive List Of Services

Additional Services for All Your Needs

We also provide ATM and cash withdrawal services for quick access to your funds when you need them most. Our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your vehicle. If you're a member of partner credit unions, take advantage of shared branch transactions for deposits and withdrawals as well.

Business Banking Solutions

For small business owners, we provide robust business banking services including merchant services and business loans. We know that running a business requires reliable support, so our team is here to assist you every step of the way.

Digital Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking solutions that allow you to manage your finances anytime, anywhere. From checking balances to making transfers or paying bills all from the comfort of your home or on-the-go our digital features make banking easy and efficient.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. With options for checking accounts that fit various lifestyles and savings accounts that help you grow your money, we've got the perfect solutions for everyone. If you're thinking about purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options come with competitive rates to get you on the road faster. When life throws unexpected expenses your way, our personal loans and debt consolidation services can help ease the burden. Plus, if you're considering buying a home, our mortgage loans and refinancing options offer flexibility to suit different budgets. And don't forget about our credit cards with rewards ideal for those who love earning points on their everyday purchases!

Visit Us Today!

Ready to explore all that Telco Community Credit Union has to offer? We invite you to visit us at 141 Wilkesboro Blvd Ne Lenoir Nc 28645 in Lenoir, NC or give us a call at (828) 252-6458. Our friendly staff is eager to assist you with any questions or services you may need. Join us today and experience a better way of banking!

Digital & Online Banking

At Telco Community Credit Union, we understand that managing your finances should be simple and secure. That's why we offer a range of digital and online banking services designed to give you flexibility, control, and peace of mind. With our 24/7 online banking access, you can check your account balances, make transfers, and manage your finances anytime, anywhere. One of the standout features of our online banking is the ability to set up e-statements. This not only saves trees but also allows you to easily access your financial documents from any device. Plus, if you're ever in need of quick cash or want to send money to a friend, our person-to-person transfer service makes it a breeze. Just a few clicks and the funds are on their way! For those who prefer mobile banking, our mobile application brings all these features right to your fingertips. You can even enjoy convenient mobile payments, allowing you to pay bills or make purchases directly from your phone no wallet needed! Security is always a priority at Telco Community Credit Union. We ensure that your transactions are safe and sound, giving you confidence every time you log in. Although we currently do not support electronic signature authorization, our services remain user-friendly and straightforward. Whether you're at home or on the go, managing your finances has never been easier. Explore all that we have to offer by visiting us at https://www.telcoccu.org/ today! Experience the convenience of digital banking with Telco Community Credit Union, where taking charge of your finances is just a click away.

Financial Strength

A Growing Community

Our commitment to you is further illustrated by our impressive member base of 68,454, showing that more individuals trust us with their finances every day. The funds available for lending and investments stand at $0, highlighting our ability to provide meaningful support to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Community Credit Union is your trusted partner. Visit us at 141 Wilkesboro Blvd Ne Lenoir Nc 28645 or call (828) 252-6458 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $73,945,307 in share certificates and $42,937,065 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $39,018,586 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $4,205 in used auto loans and $215,834,547 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $3,662,386, which enables us to continue offering competitive loan rates and solid financial products for you. We also take pride in having 77 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $43,163,593, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps ensure your money is safe with us and supports our commitment to providing you with exceptional financial products. Our net worth ratio of $1,135 demonstrates a robust capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $58,870,185 in used vehicle loans and $34,779,802 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new model or a reliable pre-owned option, our financing solutions are flexible and designed to make your purchase as smooth as possible.

Business Loans

For business owners in our community, we provide outstanding commercial loans totaling $404,540. These loans are designed to help businesses grow and expand by providing necessary capital when it's needed most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $4,158,871. Whether you're a first-time buyer or looking to refinance your existing mortgage, we can guide you through the process with competitive rates and terms.

Refinancing Options

If you're considering refinancing any of these loans or exploring eligibility options for our products, we're here to assist you every step of the way. Our team is ready to answer your questions and help identify the best solutions for your financial journey. Feel free to visit us at our branch located at 141 Wilkesboro Blvd Ne Lenoir Nc 28645, or give us a call at 828-252-6458 for more information on how we can support your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

For those needing extra flexibility with their spending, we also offer unsecured credit card loans. With a total of $4,178,369 in loans helping members manage their finances effectively, our credit cards come with various benefits and easy repayment options.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reinforces our mission to deliver honest and straightforward loan information. To take control of your borrowing options and discover the best rates available, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you receive fair and reliable offers tailored to your financial needs.