Telco Community Credit Union Hendersonville NC | Quick Personal Loans & ATM Services

Introduction

Welcome to Telco Community Credit Union, your trusted financial partner in the heart of Hendersonville, North Carolina! Located at 1452 7Th Ave E, our branch has been serving the community since 1935. With a strong commitment to helping our members achieve their financial goals, we proudly support a thriving membership of 34,915 individuals and families. At Telco Community Credit Union, we understand that banking is about more than just numbers it's about building relationships. Under the leadership of our dedicated CEO, David Burnette, and Board President Stan Livingston, we have cultivated an environment where members feel valued and empowered. Our team of 78 employees is always ready to assist you with personalized services tailored to your unique needs. Our financial health speaks volumes about our dedication to you: we manage total assets of $411,526,016 and maintain robust deposits amounting to $53,165,205. With a net worth of $45,125,182, we ensure that your funds are safe and secure. Plus, our cash in hand totals $4,693,317, giving us the flexibility to meet your demands promptly. We offer a wide range of services designed to enhance your financial well-being from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Whether you're looking for mortgage options or need assistance with business banking services, we've got you covered. While you can visit us at our Hendersonville location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1452 7th Ave E, Hendersonville, NC 28792-2860. Join us today at Telco Community Credit Union and experience the difference in community-focused banking. For any inquiries or assistance, feel free to call us at 828-595-9841. We look forward to welcoming you into our growing family!

Branch History & Mission

Looking Ahead

As technology evolves, so do we. Our online banking options and mobile payment capabilities make managing finances easier than ever for our members. We prioritize ADA compliance to ensure that all individuals can access our services comfortably. Join us at Telco Community Credit Union where you'll not only find competitive rates and comprehensive financial products but also a community-focused approach that truly makes a difference. Experience firsthand how we're committed to your financial success while uplifting our beloved Hendersonville community. Ready to take the next step? Visit us today or reach out at (828) 595-9841 to learn more about membership benefits and how we can serve you!

Our Mission

Our mission at Telco Community Credit Union is simple yet profound: to provide exceptional financial services while supporting our community's growth and well-being. We believe in empowering our members through education and personalized support. Whether it's helping someone buy their first car or guiding them through the mortgage process, we are dedicated to making financial dreams a reality. We are more than just a credit union; we are an integral part of the Hendersonville community. Through various outreach initiatives and partnerships with local organizations, we strive to uplift those around us. Our commitment goes beyond numbers; it's about building relationships based on trust and shared values. While members can visit us at 1452 7th Ave E, official correspondence should be sent to 1452 7th Ave E, Hendersonville, NC 28792-2860 if needed.

Branch Location & Accessibility

Welcome to the Telco Community Credit Union, your friendly financial partner located at 1452 7Th Ave E, Hendersonville, NC 28792. Our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're shopping in downtown Hendersonville or visiting nearby parks, we're just around the corner! At our Hendersonville office, we understand that accessibility is important. We offer convenient parking and ensure our facilities are ADA compliant, so everyone can feel welcome when they visit us. Plus, we have a drive-thru service available for those who prefer to handle transactions from the comfort of their vehicle. Our lobby hours are designed with your schedule in mind. We're open from 8:30 AM to 5:30 PM Monday through Thursday, and on Fridays, we stay open an extra half hour until 6:00 PM. You can reach us easily at 828-595-9841 if you have any questions or need assistance. We also provide a range of services tailored to fit your financial needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or even mortgage refinancing. With ATM availability right here at our branch, accessing your funds is quick and hassle-free. For official correspondence, please send mail to our mailing address: 1452 7th Ave E, Hendersonville, NC 28792-2860. We invite you to come visit us at Telco Community Credit Union! Stop by today to learn more about how we can help you achieve your financial goals.

Member Eligibility

Joining the Telco Community Credit Union family is a wonderful way to gain access to a supportive community and a range of financial services tailored just for you. If you're looking to become a member, you'll be pleased to know that eligibility is designed to be inclusive. You can qualify if you live, work, worship, or attend school in Henderson County or are related to someone who does. This means that whether you're just starting out or you've built a life here, there's a place for you at our branch. For more details on membership criteria, feel free to check out this link. Opening an account with us is straightforward and welcoming. Simply visit our branch located at 1452 7Th Ave E Hendersonville Nc 28792, or give us a call at 8285959841 if you have any questions. We're here to help you every step of the way! With great benefits like competitive loan rates and personalized service, becoming part of Telco Community Credit Union means joining a network that truly cares about your financial well-being. Don't hesitate; we look forward to having you as part of our community!

Business Banking & Commercial Services

Loan Options for Every Business Need

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans, we proudly support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions that can adapt to your specific needs. With an outstanding commercial loan portfolio of $0, we remain dedicated to driving economic growth by financing new and expanding businesses in our community.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is vital for any business. Our merchant services offer a variety of options that simplify transactions, whether you're running a brick-and-mortar store or an online shop. Imagine having the tools to accept payments seamlessly, making it easier for your customers to do business with you. At Telco Community Credit Union, we equip you with the services that not only enhance your cash flow but also improve customer satisfaction. For more information about how our business banking and commercial services can elevate your operations, visit us at 1452 7Th Ave E Hendersonville Nc 28792 in Hendersonville, NC, or call us at (828) 595-9841. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we provide tailored Business Banking services, including merchant services and business loans designed to support your company's growth. We know how important it is for businesses to have reliable banking support, and we're here to ensure you have everything you need.

Community Focused Services

As part of our commitment to serving the community, we also offer basic shared branch transactions for partner credit union members, allowing deposits and withdrawals across various locations. This ensures that no matter where you go, you'll have access to your funds when you need them most. At Telco Community Credit Union, we believe in building lasting relationships with our members by offering valuable financial solutions that make life simpler. Ready to take the next step? Visit us today at 1452 7Th Ave E Hendersonville Nc 28792 or call us at (828) 595-9841 to learn more about how we can help you achieve your financial goals!

Convenient Access Anytime

With our Online & Mobile Banking, managing your accounts has never been easier. From mobile payments to person-to-person transfers, everything is right at your fingertips. Plus, enjoy the convenience of accessing cash through our ATMs and using drive-thru services for quick deposits or withdrawals without leaving your car.

Financing Your Dreams

When it comes to making big purchases, our Auto Loans & Vehicle Financing options provide competitive rates to get you behind the wheel quickly and affordably. Whether you're buying a new car or refinancing an existing loan, we're here to help every step of the way. Additionally, if you're considering buying a home, our Mortgage Loans & Refinancing services are designed to guide you through the process smoothly.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming, which is why we offer Personal Banking services including checking and savings accounts that help you keep track of your money effortlessly. Imagine having a savings account that not only grows your funds but also provides easy access through online and mobile banking. You can view your balance, transfer funds, and even pay bills from the comfort of your home or on-the-go.

Supporting Your Financial Journey

Need some extra cash? Our Personal Loans & Debt Consolidation options can help you manage expenses effectively. And if you're looking for credit options that reward you for spending, check out our Credit Cards with Rewards program. These cards not only offer convenience but also give you points for everyday purchases that can lead to exciting rewards.

Digital & Online Banking

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills without the hassle of visiting a branch. Whether you're at home or on the go, real-time account management is just a click away. For those who prefer using their mobile devices, our user-friendly mobile application makes banking even more convenient. You can easily make mobile payments, send money through person-to-person transfers, and stay on top of your finances all from the palm of your hand.

Security and Ease of Use

Your security is our priority. While we currently do not offer electronic signature authorization, rest assured that our systems are designed to keep your information safe. We also provide e-statements, so you can view your account statements electronically helping you reduce paper clutter while keeping everything organized. With features like mobile payments and person-to-person transfers, managing your money has never been easier. You can send cash to friends or family in seconds or make purchases right from your phone without carrying cash or cards. Experience the convenience of modern banking with Telco Community Credit Union today! Visit us online at https://www.telcoccu.org/ to learn more about how our digital services can enhance your banking experience.

Financial Strength

Member Trust

Total Share and Deposit Accounts: 69,128, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Telco Community Credit Union is your trusted partner. Visit us at 1452 7Th Ave E Hendersonville Nc 28792 or call (828) 595-9841 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $1,216,987 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $28,763,220 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $4,388 in used auto loans and $218,535,555 in total loans and leases.

Secure Savings Options

Members' savings are secured through $81,426,264 in share certificates and $45,940,147 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $45,125,182, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,096 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,963,741 in used vehicle loans and $31,172,786 in new vehicle loans already helping members get on the road. We provide flexible financing options that cater to both new and used vehicles, ensuring that you find the right fit for your budget.

Credit Lines and Personal Loans

Our credit lines amounting to $131,971,693 allow members the flexibility they need for various expenses. Whether it's for home improvements or unexpected costs, having access to credit can provide peace of mind. If you're interested in refinancing options or checking eligibility for any of our loan products, we encourage you to visit our website at Telco Community Credit Union or call us directly. Our goal is to provide tailored solutions that meet your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Telco Community Credit Union, we strive not only to meet your borrowing needs but also to empower you towards better financial decisions. Join us today and take the first step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,976,517, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team can help guide you through the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $3,874,082 in loans helping members manage their finances effectively, these cards provide a great way to make purchases while enjoying competitive rates and manageable payments.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust they are receiving fair and transparent offers. Each loan listing is verified to ensure accuracy, allowing users to compare options confidently.

TELCO COMMUNITY CREDIT UNION