Teg Credit Union Wappingers Falls NY | Quick Personal Loans & ATM Services

Introduction

Welcome to Teg, your trusted financial partner in Wappingers Falls, NY. Located at 900 Route 376, we have proudly served our community since 1969. With a commitment to delivering personalized banking services and fostering lasting relationships, Teg is more than just a credit union; we are a vibrant part of the Wappingers Falls community. At Teg, we prioritize our members' needs. Our total assets stand at an impressive $453,950,010, demonstrating our stability and ability to support you in achieving your financial goals. Serving over 36,367 members, we offer a wide range of services tailored to meet diverse financial needs from checking and savings accounts to auto loans and mortgages. With total deposits reaching $21,770,814, our members trust us with their finances, knowing that their money is safe and sound. Led by our CEO, Ronald Flaherty, and Board President Walter Behrman, our dedicated team of 119 employees is here to ensure you receive the best possible service. We pride ourselves on being accessible; whether you're visiting us in person or utilizing our online banking options through our website at tegfc.com, you'll find us ready to help you navigate your financial journey. While members can visit us at 900 Route 376, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to call us at 845-452-7323. Join us today and discover how Teg can make a difference in your life! Whether you're looking for new loan opportunities or simply want advice on managing your finances better, we're here for you every step of the way.

Branch History & Mission

Community Engagement

We understand that true success lies in collaboration. That's why Teg actively seeks partnerships with local organizations and initiatives aimed at fostering economic development and social welfare. By working hand-in-hand with community leaders and residents, we ensure that our efforts have a lasting impact. As we look toward the future, Teg remains committed to embracing advancements that improve member experience whether it's through online banking features or mobile payment options. We are dedicated to ensuring that every member feels valued and empowered.

Join Us

We invite you to become part of our growing family at Teg. Experience firsthand the benefits of membership from personalized financial advice to competitive loan rates and exceptional customer service. Together, let's build a brighter future for Wappingers Falls and beyond. For any inquiries or assistance, please don't hesitate to reach out at 845-452-7323 or visit us online at TEGFCU.COM. Your journey toward financial empowerment starts here!

Mission Statement

At Teg, our mission is simple yet impactful: we strive to enhance the financial well-being of our members while actively contributing to community growth. We believe that by helping individuals achieve their financial goals, we also uplift the entire Wappingers Falls area. Our commitment goes beyond traditional banking; we participate in various outreach programs aimed at making a positive difference in the lives of those around us. With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM we ensure that quality banking services are always within reach. Our drive-thru service and ATM availability further enhance accessibility for all members.

Our Story

From our humble beginnings, Teg has evolved into a trusted financial partner for individuals and businesses alike. Located at 900 Route 376, Wappingers Falls, NY 12590, we're easily accessible to our community. Whether you're near local landmarks or just passing through, we invite you to experience the welcoming atmosphere that defines our branch. Throughout the years, Teg has embraced innovation while staying true to its mission: to provide exceptional financial services that empower our members and strengthen our community. We take pride in offering a range of products from personal banking and auto loans to mortgage options and business financing.

Branch Location & Accessibility

Accessibility and Parking

Our branch is designed with accessibility in mind. You'll find ADA-compliant features such as ramps and ample parking spaces to ensure everyone can access our services comfortably. Whether you're stopping by for a quick transaction or need assistance with your banking needs, our friendly staff is here to help.

Get in Touch

If you have any questions or need assistance, feel free to give us a call at 845-452-7323. We're excited to help you navigate your financial journey! Whether you're an existing member or considering joining us, we invite you to stop by our Wappingers Falls branch today and experience the Teg difference firsthand.

Operating Hours

We understand that life can get busy, so we offer flexible operating hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, on Fridays from 8 AM to 6 PM, and Saturdays from 9 AM to 2 PM. Our team is ready to assist you during these hours to provide a personal touch to your banking experience.

Services Offered

At Teg, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, our drive-thru service allows for quick and easy transactions without leaving your vehicle perfect for those on the go!

Member Eligibility

At Teg, we believe that everyone deserves a chance to be part of a community that truly cares. Joining us is not just about banking; it's about becoming part of a supportive family. To become a member, you need to meet some simple criteria. If you're living, working, or attending school in Dutchess County or nearby areas, you're already eligible! We welcome individuals from all walks of life and encourage anyone who shares our commitment to community values to apply. Becoming a member at Teg means access to personalized financial services, competitive rates, and the kind of support that makes a real difference in your financial journey. Getting started is easy! You can find detailed eligibility information by visiting https://www.tegfcu.com/personal-membership/ . Once you know you qualify, simply head over to our account opening page at https://info.tegfcu.com/loan-application?_ga=2.150532912.761274947.1702304036-1367247199 .1699299537 to set up your new account. If you have any questions along the way, don't hesitate to reach out to us at (845) 452-7323. We're here for you every step of the way as you embark on this exciting journey with us at Teg, located at 900 Route 376 Wappingers Falls Ny 12590.

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $47,904,762, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Imagine a world where your payments process smoothly, allowing you to focus on what really matters running your business. Our merchant services provide reliable payment solutions that simplify transactions, making it easy for you to serve your customers. From credit card processing to online payment options, we ensure that your cash flow remains steady so you can keep growing. Visit us at 900 Route 376 Wappingers Falls Ny 12590 in Wappingers Falls, NY, or give us a call at (845) 452-7323. Let's work together to take your business to the next level!

Comprehensive List Of Services

ATM and Drive-Thru Services

For quick transactions, take advantage of our ATM and cash withdrawal services, available 24/7 for your convenience. Additionally, our basic drive-thru banking allows for simple deposits, withdrawals, and other transactions without needing to leave your car. We invite you to explore these services further at Wappingers Falls Office or by calling us at (845) 452-7323. Our friendly team is here to help answer any questions you may have about how we can support your financial journey. Take the first step towards better banking today! Visit us at 900 Route 376 Wappingers Falls Ny 12590 or check out our website for more information about becoming a member and opening an account with us.

Business Banking Services

We believe that supporting local businesses is essential for community growth. That's why we provide comprehensive business banking services, including merchant services and business loans tailored to help your business thrive.

Credit Cards and Rewards

At Teg, we also offer credit cards with rewards, allowing you to earn points or cash back on purchases you already make. This means that every time you swipe, you're working towards exciting rewards that can benefit your lifestyle.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills all from the comfort of your home or on the go using our mobile app.

Personal Banking Solutions

We understand that managing your finances can be a challenge, which is why we offer tailored personal banking options. Our checking and savings accounts come with features that make it easy to save and access your money when needed. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide flexible terms to fit your budget. For those planning to buy a home, our mortgage loans and refinancing services are designed to guide you through the process smoothly. And if unexpected expenses arise, our personal loans and debt consolidation services can help lighten the load.

Digital & Online Banking

At Teg, we understand that modern banking should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our intuitive platform, you can manage your finances anytime, anywhere right at your fingertips! One of the highlights of our offerings is our comprehensive online banking service, available 24/7 at https://www.tegfcu.com/ . This means you can check your balance, pay bills, and transfer money without needing to visit a branch. Plus, our mobile application provides all these features in a user-friendly format on your smartphone. You can even make person-to-person transfers with just a few taps, making it simpler than ever to send money to friends or family. We prioritize your security with electronic signature authorization for transactions. This feature not only streamlines the process but also adds an extra layer of protection to ensure that your information remains safe. Additionally, our e-statements provide you with quick access to your account statements while helping reduce paper clutter. With mobile payments enabled at Teg, you can leave your wallet behind and enjoy the convenience of paying directly from your phone. Whether you're grabbing coffee or shopping for groceries, making transactions has never been easier. We're committed to providing accessible and real-time account management tools that keep you in control of your finances. Join us at Teg and experience banking that adapts to your needs!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts stand at 62,061, showing a strong and growing member base that trusts us with their finances. This growth not only strengthens our position but also enhances the benefits we can provide to you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teg is your trusted partner. Visit us at 900 Route 376 Wappingers Falls Ny 12590 or call (845) 452-7323 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $39,134,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity: with $5,883 in used auto loans and $354,523,909 in total loans and leases, we support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $107,484,914 in share certificates and $59,946,164 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,358,664, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 119 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $39,134,217, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,495,562 in used vehicle loans and $14,284,962 in new vehicle loans already helping members get on the road. Whether you're considering financing for a new or used vehicle, we have options that suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $47,904,762 provide the capital needed to grow and expand. We understand that running a business comes with its challenges and are here to support your financial endeavors.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $21,059,254, ensuring that your journey to owning a home is as smooth as possible.

Refinancing and Eligibility

If you're considering refinancing any of these products or are unsure about your eligibility options, our team is ready to assist you. We believe in transparency and will guide you through the process seamlessly. At Teg, we are dedicated to providing exceptional service and support to our members. For more information on our loan offerings or if you have any questions, feel free to reach out at 845-452-7323 or visit us at TEGFCU.COM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $8,522,795 in loans helping members manage their finances effectively. These cards come with various benefits that can help you keep track of your spending while earning rewards along the way.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

If you're ready to find the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that adhere to National Credit Union Administration (NCUA) lending standards. This commitment to compliance ensures that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). By pulling information from legitimate financial institutions, LendMesh provides users with verified data that they can trust.

TEG FEDERAL CREDIT UNION