Teg Credit Union Poughquag NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Teg, your trusted financial partner located at 2540 Route 55, Poughquag, NY 12570. Since our establishment in 1969, we have been dedicated to serving our community with integrity and care. With a proud membership of 36,367, we are more than just a credit union; we are a family that supports each other in achieving financial well-being. At Teg, we believe in making banking simple and accessible for everyone. Our total assets exceed $453,950,010, allowing us to offer a wide range of services tailored to meet your needs from personal banking and auto loans to mortgage financing and business solutions. With $21,770,814 in total deposits and a strong net worth of $39,134,217, you can trust that your money is secure with us. Under the leadership of our CEO, Ronald Flaherty, and Board President, Walter Behrman, we focus on building lasting relationships with our members. Our team of 119 dedicated employees works tirelessly to provide exceptional service and support. Whether you're looking to open an account or seek guidance on loans, we are here for you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 2540 Rt 55, Poughquag, NY 12570. Feel free to reach out at 845-452-7323 or explore our website at TEGFCU.COM for more information about our offerings. Join us today and experience the difference that comes from being part of a community-focused credit union! Your journey towards financial success starts here.

Branch History & Mission

Community Focus

Community support is at the heart of what we do. We actively engage in local initiatives, partnering with organizations to promote financial literacy and wellness in Dutchess County. Our team believes that when our community thrives, so do we as a credit union. With operating hours from Monday through Thursday from 9 AM to 6 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM, we aim to accommodate your schedule as best as possible. Plus, with ATM availability on-site, accessing your funds is straightforward. If you haven't yet experienced the benefits of being part of Teg, now is the perfect time! Join us today and become part of a community-focused institution that puts its members first. Visit us online at TEGFCU.COM or call us at 845-452-7323 for more information on how you can start your journey with us!

Our Services and Commitment

At Teg, we offer a wide range of services designed to meet the diverse needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we are here for you every step of the way. Our credit card options come with rewards that benefit you even more as you manage your finances. Digital advancements have been a key part of our growth strategy. We offer online and mobile banking options that make managing your money easier than ever. Features such as electronic signatures and mobile payments ensure that your experience is both convenient and secure.

Branch Location & Accessibility

Location Highlights

As you approach, you'll find that parking is readily available, ensuring your visit is hassle-free. Our building is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so everyone can enjoy our services without any barriers.

Operating Hours

We know how busy life can get, which is why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 9 AM to 6 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need to conduct personal banking or explore our loan options, we're here when you need us.

Services Offered

At Teg, we offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly team is ready to assist you. While we don't have drive-thru service at this location, our ATM is available for quick cash withdrawals and balance checks anytime during business hours. If you need assistance or have questions about our offerings, don't hesitate to give us a call at 845-452-7323. We look forward to welcoming you at the Teg branch!

Member Eligibility

At Teg, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to those who live, work, or worship in our local area, as well as their family members. We welcome individuals from all walks of life to join us at our branch located at 2540 Route 55 Poughquag Ny 12570. Not only will you gain access to a wide range of financial services, but you'll also enjoy the personalized support that comes with being part of our credit union family. If you want to learn more about our eligibility requirements, feel free to check out the details on our website at https://www.tegfcu.com/personal-membership/ . When you're ready to take the next step, opening an account is just as easy! You can start your application process by visiting https://info.tegfcu.com/loan-application?_ga=2.150532912.761274947.1702304036-1367247199 .1699299537 or by giving us a call at (845) 452-7323. We're here to help you every step of the way as you embark on this exciting journey with us!

Business Banking & Commercial Services

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that simplify transactions for your business. Imagine processing payments quickly and securely, allowing you to focus on what matters most growing your business. Our services cater to various payment methods, ensuring you can meet customer demands effortlessly. Visit us at 2540 Route 55 Poughquag Ny 12570 in Poughquag, NY, or call us at (845) 452-7323 to learn how our business banking and commercial services can support your vision for success!

Comprehensive List Of Services

Business Banking Support

For business owners in the community, we provide robust Business Banking solutions that include Merchant Services and Business Loans. Whether you're just starting out or looking to expand, our team is ready to assist you in achieving your business goals.

Cash Access Made Easy

When you need cash on the go, our ATM & Cash Withdrawal Services ensure you have easy access whenever necessary. Our Basic ATM Access allows for straightforward withdrawals and balance checks without any hassle. We invite you to visit us at Teg or call us at (845) 452-7323 to learn more about how we can support your financial needs. Our friendly staff is eager to assist you in choosing the right services tailored just for you. Your financial well-being is our priority!

Credit Options for Every Need

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation options, you can find relief and regain control over your finances. Plus, don't forget about our Credit Cards with Rewards these cards not only offer benefits for everyday purchases but also give you points for future rewards.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is essential. That's why we offer Online & Mobile Banking services that let you manage your finances from anywhere. With features like mobile payments and person-to-person transfers, handling your money has never been easier.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save, our personal banking services have got you covered. We offer various Checking & Savings Accounts tailored to fit different lifestyles and goals. For those considering a new vehicle, our Auto Loans & Vehicle Financing options make it easy to hit the road without breaking the bank. And if homeownership is on your mind, our Mortgage Loans & Refinancing services provide competitive rates and flexible terms to help you secure your dream home.

Digital & Online Banking

Accessible Online Banking

With 24/7 access to your accounts, you can check balances, transfer funds, and pay bills anytime, anywhere. Just visit us at https://www.tegfcu.com/ to get started with our online banking services. Whether you're at home or on the go, staying connected to your finances is simple.

E-Statements for Easy Tracking

Say goodbye to paper clutter! We provide e-statements that let you keep track of your transactions easily. You'll have instant access to your statements without worrying about them getting lost in the mail.

Mobile Application and Payments

Our mobile application offers all the features you need for easy account management. From mobile payments to person-to-person transfers, you can handle transactions quickly and securely right from your smartphone. Plus, with our electronic signature authorization feature, signing documents is hassle-free!

Security First

Your security is our priority. Our online banking platform uses advanced encryption technology to keep your information safe. You can bank with confidence knowing that your data is protected. At Teg, we believe banking should be straightforward and accessible for everyone. Join us today and experience how our digital services can make managing your money easier than ever!

Financial Strength

Committed Team for You

We also take pride in having 119 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Together, we strive to create an environment where your financial needs are met with care.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teg is your trusted partner. Visit us at 2540 Route 55 Poughquag Ny 12570 or call (845) 452-7323 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $107,484,914 in share certificates and $59,946,164 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,358,664, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $39,134,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,883 in used auto loans and $354,523,909 in total loans and leases.

Solid Financial Foundations

With a net worth of $39,134,217, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $80,495,562 in used vehicle loans and $14,284,962 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our straightforward application process makes it easy to get started.

Business Financing

For business owners, our outstanding commercial loans totaling $47,904,762 provide the capital needed to grow and expand your business. We're dedicated to supporting local entrepreneurs with tailored solutions that meet your unique needs.

Credit Lines and Unsecured Loans

If you need flexibility in your finances, consider our credit lines and unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $8,522,795 in loans helping members manage their finances effectively. This option can provide peace of mind for unexpected expenses or planned purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,059,254, make buying or refinancing simple. We understand that purchasing a home is one of the biggest decisions you'll make, and our experienced staff is here to guide you through every step.

Refinancing Options

If you're considering refinancing any existing loans, we have competitive rates available that may help lower your payments or shorten your loan term. We encourage you to reach out for more details about eligibility and how refinancing might benefit you. At Teg, we are committed to providing clear and accessible financial services tailored to fit your needs. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results, don't hesitate to contact us or visit our website at https://www.tegfcu.com/ . Let us help you take the next step towards achieving your financial aspirations!

Loan Aggregator

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TEG FEDERAL CREDIT UNION - Poughquag, NY