Teg Credit Union Poughkeepsie NY | Best Auto Loans & Business Banking

Introduction

Leadership You Can Trust

Our leadership team is dedicated to fostering an environment where members feel valued and empowered. Under the guidance of CEO Ronald Flaherty and Board President Walter Behrman, we strive to uphold the highest standards of integrity and service. With a team of 119 employees, we are here to assist you with all your financial inquiries. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 11 Marist Drive, Suite 5, Poughkeepsie, NY 12601. At Teg, we understand that every member's financial journey is unique. That's why we also provide resources like online banking and mobile payments for your convenience. Feel free to reach out at 845-452-7323 or visit our website at TEGFCU.COM for more information about how we can assist you. Join us today and experience the difference of being a part of a community-focused credit union where your financial goals matter!

Our Commitment to You

With total assets exceeding $453,950,010, we are well-equipped to offer a wide range of financial services tailored to meet your individual needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, our goal is to help you achieve your financial aspirations. We currently manage over $21,770,814 in deposits and have granted 17,789 loans, making us a key player in the local economy.

Branch History & Mission

At Teg, our journey began in 1969 when we opened our doors in the heart of Poughkeepsie, NY. Over the years, we have grown into a trusted financial institution, now proudly serving a membership of over 36,000 individuals and families. Located at 11 Marist Dr, Poughkeepsie, NY 12601, our branch has become a cornerstone in the community, committed to providing exceptional financial services and support. Our mission is simple yet profound: to empower our members with the tools they need for financial success while fostering a spirit of community. We believe that banking should be personal and accessible to everyone. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is to help you achieve your dreams whether that's buying a new car or purchasing your first home. Since our inception, Teg has experienced significant milestones that reflect our dedication to growth and innovation. From expanding our services to introducing mobile banking options, we've continuously adapted to meet the evolving needs of our members. Today, with total assets amounting to over $453 million, we are proud to be a member-focused credit union that prioritizes both financial health and community well-being. While members can visit us at 11 Marist Dr Poughkeepsie Ny 12601, official correspondence should be sent to 11 Marist Drive, Poughkeepsie, NY 12601. We invite you to take advantage of our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our branch features ATM availability for your convenience, although we currently do not offer drive-thru services. Teg is more than just a financial institution; we are deeply rooted in community outreach efforts. We partner with local organizations and participate in initiatives that aim to uplift those around us. Our team is dedicated not only to your financial needs but also to enhancing the quality of life in Poughkeepsie. Join us today and experience firsthand how Teg can help you navigate your financial journey. Whether you're looking for straightforward banking solutions or personalized support, we're here for you every step of the way. Visit us online at TEGFCU.COM or give us a call at (845) 452-7323 to learn more about becoming a member!

Branch Location & Accessibility

Connect With Us

We invite you to visit us at Teg College Center Branch for all your personal banking needs. From checking and savings accounts to auto loans and mortgages, our services are designed with you in mind. Have questions? Don't hesitate to give us a call at 845-452-7323; we're here to help! Remember, while you can visit us at 11 Marist Dr for banking needs, official correspondence should be sent to our mailing address at 11 Marist Drive, Suite 5, Poughkeepsie, NY 12601. Come see how we can support your financial journey today!

Convenient Access and Services

At Teg, we understand that accessibility is key. Our branch features ADA-compliant facilities, ensuring that everyone can easily visit us. We have ample parking available so you won't have to worry about finding a spot during busy hours. While our drive-thru service isn't available, our friendly staff is ready to assist you inside the lobby during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. For those who need quick access to cash or banking services outside of regular hours, we offer an ATM on-site for your convenience. You can withdraw cash, check your balance, and more without stepping inside the branch.

Member Eligibility

Joining the Teg family is a wonderful way to connect with a community that truly cares about your financial well-being. Whether you're looking for great banking services or a supportive environment, becoming a member is simple and welcoming. To be eligible, you just need to live, work, or worship in the area, or have a family member who is already a member. This means that many people can easily join our cooperative and start enjoying the benefits we offer. For more detailed eligibility information, feel free to check out our website at https://www.tegfcu.com/personal-membership/ . Opening an account with us is straightforward! You can begin the process online by visiting https://info.tegfcu.com/loan-application?_ga=2.150532912.761274947.1702304036-1367247199.1699299537 , or simply give us a call at (845) 452-7323 if you have any questions. Located at 11 Marist Dr Poughkeepsie Ny 12601, we're here to help you every step of the way as you embark on your financial journey with Teg. Welcome aboard!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $147 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $47,904,762, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Imagine having the tools you need to streamline transactions and improve cash flow. Our merchant services allow businesses to accept payments effortlessly, whether in-store or online. This means more time focusing on what you do best serving your customers and growing your brand. Located at 11 Marist Dr Poughkeepsie Ny 12601 in Poughkeepsie, NY, we invite you to explore how our tailored solutions can empower your business today. For more information, reach us at (845) 452-7323. Let's build your success together!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services ensure that you have easy access to your funds whenever necessary. With ATMs available nearby and basic ATM access for withdrawals and balance checks, you'll never be left stranded without cash. We invite you to visit us at Teg located at 11 Marist Dr Poughkeepsie Ny 12601, call us at (845) 452-7323, or explore our website at College Center Branch for more information about all the services we provide. Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options provide competitive rates that can help you drive away in the vehicle of your dreams without breaking the bank. We know how important reliable transportation is for work, family, and fun, so we strive to make the financing process as easy as possible.

Business Banking

At Teg, we also cater to local businesses with our Business Banking solutions, including Merchant Services and Business Loans. We understand that running a business requires financial support tailored specifically for entrepreneurs like you.

Credit Cards with Rewards

For those who like to earn while they spend, our Credit Cards with Rewards program allows you to accumulate points on purchases that can be redeemed for travel, merchandise, or cash back. This way, every dollar spent brings you closer to something special!

Mortgage Loans & Refinancing

If you're considering purchasing a home or refinancing your current mortgage, look no further than our Mortgage Loans & Refinancing services. Homeownership is a big step, and our experts can guide you through the details to ensure you find the best fit for your budget and lifestyle.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking services that allow you to manage your accounts from the comfort of your home or on-the-go. With features like mobile payments and person-to-person transfers, banking has never been more accessible.

Personal Banking

Whether you're looking to open a checking account for everyday expenses or a savings account for future goals, we have options that fit your lifestyle. Our Personal Banking services include Checking & Savings Accounts, which make managing your money straightforward and hassle-free. Imagine having the ability to easily check your balance online or through our mobile app, making it convenient to keep track of your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's an emergency repair or consolidating existing debts into one manageable payment, we offer flexible solutions tailored to meet your needs.

Digital & Online Banking

Accessibility Anytime

Our 24/7 online banking services mean you're never far from your accounts. You can access everything from checking balances to making transfers whenever it suits you. Whether it's early morning or late at night, we've got you covered. In summary, Teg is committed to providing you with digital banking solutions that are not only convenient but also secure. Join us today and experience the ease of managing your finances with just a few clicks!

Key Features

We take your security seriously. Our electronic signature authorization process ensures that your transactions are protected, giving you peace of mind every time you log in. Plus, our e-statements feature allows you to view and manage your statements online no more paper clutter! For those who love convenience, our mobile application is just a download away. With this app, you can make mobile payments seamlessly and conduct person-to-person transfers with ease. Need to send money to a friend? Just a few taps on your phone will do the trick!

Financial Strength

A Growing Membership Base

We also have a thriving community of members with a total of 62,061, showing a strong and growing member base that trusts us with their finances. This trust is the cornerstone of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teg is your trusted partner. Visit us at 11 Marist Dr Poughkeepsie Ny 12601 or call (845) 452-7323 to learn more about how we can help you achieve your financial goals.

A Reliable Team at Your Service

Our team is an essential part of what makes us strong. We take pride in having 119 full-time employees and 0 part-time employees who are dedicated to serving you with knowledge and commitment.

Investing Back into Our Community

With $39,134,217 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in the $5,883 in used auto loans and $354,523,909 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $107,484,914 in share certificates and $59,946,164 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,358,664, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $39,134,217, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $862 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $80,495,562 in used vehicle loans and $14,284,962 in new vehicle loans, helping many members get on the road with ease. Whether you're eyeing a brand-new model or a reliable pre-owned option, our financing solutions can help make it happen.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $47,904,762 provide the capital needed to grow and expand your business. Whether you're looking to purchase equipment or need working capital, our team can help tailor a solution that fits your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $21,059,254. We aim to make buying or refinancing simple and straightforward. Our team is here to guide you through each step of the process, ensuring you feel confident and informed.

Refinancing Options

If you're considering refinancing any existing loans, we offer various options that might save you money on monthly payments or help you pay off debts faster. Contact us to learn more about eligibility requirements and see how we can assist you in achieving better financial stability. For more information about our loan products or to start your application process today, give us a call at (845) 452-7323, or visit us at 11 Marist Dr Poughkeepsie Ny 12601 in Poughkeepsie, NY. We're here to support you every step of the way! Remember, whether it's for personal use or business needs, Teg has your back with comprehensive lending solutions designed for every member's journey toward financial success.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $8,522,795 in loans available to help members manage their finances effectively. These cards come with competitive interest rates and no annual fees, making them an excellent choice for your everyday purchases.

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TEG FEDERAL CREDIT UNION - Poughkeepsie, NY