Teg Credit Union Hyde Park NY | Best Auto Loans & Personal Banking

Introduction

Welcome to Teg, your trusted financial partner in Hyde Park, NY. Located at 4282 Albany Post Rd, our branch has been serving the community since 1969. With over 35,000 members, we pride ourselves on being a cornerstone of financial support and guidance for individuals and families alike. At Teg, we understand that banking is more than just numbers; it's about building relationships. Our total assets stand at an impressive $469,467,418, reflecting our commitment to secure and grow your finances. We manage $42,635,943 in total deposits and maintain a net worth of $40,409,367, which showcases our stability and reliability as a credit union you can trust. We offer a wide range of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages. In fact, with 16,361 loans and leases issued, our community-focused approach ensures that we are here to help you reach your financial goals. Our leadership team is dedicated to providing exceptional service. Under the guidance of CEO Ronald Flaherty and Board President Walter Behrman, our staff of 125 employees is always ready to assist you. We believe in transparency and accountability, which is why we maintain strong financial health while actively engaging with our members. While members can visit us at our branch location in Hyde Park, official correspondence should be sent to the same address: 4282 Albany Post Road, Hyde Park, NY 12538. We invite you to explore our services further by visiting our website at tegfcu.com. Feel free to reach out by phone at 845-452-7323 or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us at Teg today where your financial future matters!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of the Teg family. Experience personalized service, competitive rates, and a commitment to your financial success. Together, let's build a brighter tomorrow for ourselves and our community. Whether you need help with your first home purchase or simply want to open a new savings account, we're here for you every step of the way. Visit us today and discover how Teg can help you achieve your financial goals!

Our Mission

At Teg, our mission is simple yet powerful: to empower our members through financial education and support while enhancing their overall quality of life. We believe in creating lasting relationships built on trust and transparency. Every decision we make reflects our dedication to not just meeting but exceeding the expectations of those we serve. We are more than just a financial institution; we are an active participant in community development. Through partnerships with local organizations and initiatives aimed at outreach and education, we strive to uplift those around us. Whether it's hosting financial literacy workshops or participating in community events, our focus remains on making a positive impact. While members can visit us at 4282 Albany Post Rd Hyde Park Ny 12538, official correspondence should be sent to 4282 Albany Post Road, Hyde Park, NY 12538 if different. You can reach us at (845) 452-7323 for any inquiries or assistance.

Our Story

Founded with the goal of providing accessible financial services, Teg started small but quickly gained traction as residents recognized the value of a credit union that truly cares. Over the years, we have expanded our offerings and improved our services, adapting to meet the needs of our diverse membership. Our branch is conveniently located at 4282 Albany Post Rd Hyde Park Ny 12538, near the beautiful Hudson River and just a stone's throw from local landmarks like the Franklin D. Roosevelt Presidential Library and Museum. As we evolved, so did our commitment to technology and customer service. Today, we provide easy access to online banking and mobile payment options, ensuring that our members can manage their finances anytime, anywhere. We also offer a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions.

Branch Location & Accessibility

Connect with Us

If you have any questions or would like more information about our services, don't hesitate to reach out! You can contact us at 845-452-7323. We look forward to welcoming you into our branch soon!

Nearby Landmarks and Features

We're proud to be nestled within the vibrant Hyde Park community, close to local favorites like the Franklin D. Roosevelt Presidential Library and Museum. Our branch is designed with your convenience in mind, featuring ample parking and ADA-compliant access for all our members.

Operating Hours

We understand that life can be busy, so we offer flexible operating hours to suit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. This way, you can find a time that works best for you!

Services Offered

At Teg, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Need quick cash? Enjoy the convenience of our ATM services right on-site, along with basic drive-thru banking for deposits and withdrawals. While members can visit us at 4282 Albany Post Rd, official correspondence should be sent to the same address as well.

Member Eligibility

At Teg, we believe that becoming a member means joining a community that truly cares about you. If you're looking to be part of something special, membership is open to anyone who lives, works, or attends school in our area. This means if you're local to Hyde Park or even just passing through, you can take advantage of our friendly services and supportive environment. Plus, once you're a member, you'll enjoy benefits like competitive rates on loans and access to personalized financial advice. Getting started is simple! You can find all the details about eligibility at this link, and when you're ready to open an account, just visit us in person at 4282 Albany Post Rd Hyde Park Ny 12538 or check out the easy online application process at this page. If you have any questions along the way, don't hesitate to give us a call at (845) 452-7323. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds to expand your operations, hire more staff, or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: We've funded over $148 in commercial loans for our members, helping businesses scale and succeed. Whether you're looking to purchase new technology or need working capital, we are here to provide the financial support you need.

Merchant Services

In today's fast-paced world, efficient transactions can set your business apart. Our merchant services make it easy for you to accept payments from customers both in-store and online. Picture this: a customer walks into your shop, makes a purchase, and completes the transaction seamlessly with their card or mobile wallet. This not only enhances customer experience but also boosts your sales. With an outstanding commercial loan portfolio of $48,427,744, we continue to drive economic growth by financing new and expanding businesses right here at our branch located at 4282 Albany Post Rd, Hyde Park, NY 12538. Let's work together to turn your business goals into reality! For more information or assistance, call us at 845-452-7323.

Comprehensive List Of Services

Banking at Your Fingertips

At Teg, we know that convenience is key. Our robust online and mobile banking platform allows you to check balances, transfer funds, and pay bills anytime, anywhere. Whether you're using your smartphone or computer, managing your finances has never been easier. You can also take advantage of our ATM services for quick cash withdrawals or balance checks without stepping into the branch.

Drive-Thru and Walk-In Convenience

If you prefer face-to-face interaction but are short on time, visit us during lobby hours or use our basic drive-thru service for deposits and simple transactions. We aim to make every visit quick and efficient so that you can get back to what matters most. We invite you to explore all that Teg has to offer by visiting us at 4282 Albany Post Rd Hyde Park Ny 12538 or calling us at (845) 452-7323. Our friendly team is here to assist you with any questions or concerns. Don't forget to check out our website at https://www.tegfcu.com/ for more information about opening an account today!

Flexible Financing Solutions

Life can bring unexpected expenses, and that's why we also offer personal loans for those moments when you need extra support. If you're looking to simplify your finances, consider our debt consolidation options which can help streamline your payments into one manageable monthly sum. Plus, with our credit cards with rewards, every purchase can earn you points towards future benefits.

Personal Banking Made Easy

Whether you're opening your first checking account or looking to save for a special occasion, our personal banking options are tailored just for you. We offer both checking and savings accounts that come with no hidden fees, making it simple to manage your money. For those considering larger purchases, like a car or a home, we provide competitive auto loans and mortgage loans that can help turn your dreams into reality.

Supporting Local Businesses

For our local entrepreneurs, we understand the unique challenges you face. That's why we provide comprehensive business banking services, including merchant services and business loans designed to help your company thrive.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking available at https://www.tegfcu.com/, you can easily access your accounts whenever you need. Check balances, transfer funds, and pay bills with just a few clicks. No more waiting in lines or rushing to the branch before closing time; your bank is always open when you need it.

Go Paperless with E-Statements

Say goodbye to clutter! With e-statements, you can receive your financial statements directly to your inbox. It's an eco-friendly option that helps keep your information organized and accessible whenever you need it.

Manage Your Money on the Move

Our user-friendly mobile application allows you to manage your finances right from your smartphone. With features like mobile payments, making purchases has never been easier. You can even send money instantly through person-to-person transfers, perfect for splitting bills or paying back friends. At Teg, we're dedicated to providing services that fit into your lifestyle while keeping security top of mind. Join us today and experience the convenience of modern banking!

Security and Accessibility

We prioritize your security with features like electronic signature authorization for safe transactions. Plus, enjoy the peace of mind knowing that our systems are designed to protect your personal information. Accessing your account is not only easy but also safe.

Financial Strength

Committed Team Ready to Serve You

Our operations reflect efficiency with a net income of $1,196,555. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 123 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 60,986, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teg is your trusted partner. Visit us at 4282 Albany Post Rd Hyde Park Ny 12538 or call (845) 452-7323 to learn more about how we can help you achieve your financial goals.

Reinvesting in Our Community

With $40,409,367 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $5,557 in used auto loans and $351,034,920 in total loans and leases, supporting members' financial goals across various sectors.

Security for Your Savings

Members' savings are secured through $113,864,184 in share certificates and $57,988,612 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,361,293, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $40,409,367, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.61% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $75,223,102 in used vehicle loans and $12,275,749 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $48,427,744 provide the capital needed to grow and expand. Whether you're looking for funding for inventory, equipment, or other operational costs, we can work together to find the right solution for your business needs. Our dedicated team is ready to assist you with any questions you may have about eligibility or refinancing options. You can reach us at (845) 452-7323 during our operating hours: Monday-Thursday from 9 AM to 5 PM, Friday from 8 AM to 6 PM, and Saturday from 9 AM to 2 PM. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how Teg can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,236,968, make buying or refinancing simple. We guide you through the process and provide competitive rates to make your dream home a reality. Refinancing options are also available if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,785,095 in loans helping members manage their finances effectively. Our credit card options come with various rewards and benefits that can suit different lifestyles.

Loan Aggregator

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TEG FEDERAL CREDIT UNION - Hyde Park, NY

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