Technology Credit Union San Jose CA | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Technology Credit Union, your trusted financial partner located at 2010 N 1St St, San Jose, CA 95131. Since our establishment in 1960, we have dedicated ourselves to serving our community and ensuring that our 200,987 members have access to the financial tools they need for success. Our total assets of over $4.7 billion and total deposits reaching $476,978,724 reflect our stability and commitment to providing value to our members. At Technology Credit Union, we understand that financial journeys are unique. That's why we offer a range of services designed to meet your individual needs from personal banking solutions like checking and savings accounts to auto loans and business financing. With a robust portfolio of 99,157 loans and leases, we are here to support you every step of the way. Our leadership is deeply committed to fostering a member-focused environment. Under the guidance of CEO Todd Harris and Board President Mical Atz Brenzel, we prioritize transparency, trust, and community engagement. We strive not only to meet but exceed your expectations through personalized service and innovative banking options. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 2010 N 1st St, San Jose, CA 95131-2018. If you have any questions or would like more information about how we can assist you on your financial journey, please don't hesitate to reach out at (408) 451-9111. Join us today at Technology Credit Union where your financial future is our top priority!

Branch History & Mission

At Technology, we take pride in our rich history and unwavering commitment to our community. Established in 1960, our branch has been a cornerstone of financial support for the residents of San Jose, CA for over six decades. Located at 2010 N 1St St San Jose Ca 95131, we are easily accessible, making it convenient for members to visit us and experience our dedicated services. From our humble beginnings, we've grown significantly, now serving over 200,987 members with total assets reaching an impressive $}. This growth is a testament to our commitment to providing exceptional financial products and services tailored to meet the diverse needs of our community. Our mission is clear: we strive to empower individuals and families by offering reliable banking solutions while fostering a sense of belonging within our cooperative environment. While members can visit us at 2010 N 1St St San Jose Ca 95131, official correspondence should be sent to 2010 N 1st St, San Jose, CA 95131-2018. We believe in embracing the future, which is why we have invested in digital advancements that enhance member experiences. With features like online banking, mobile payments, and electronic statements, we ensure that managing finances is as easy and efficient as possible. Our operating hours are designed with you in mind: we're open Monday through Friday from 9:00 AM to 5:00 PM. Though we do not offer drive-thru service, we provide ATM availability to meet your cash withdrawal needs conveniently. As part of our mission, we actively engage in community outreach initiatives and partnerships that make a real difference. We understand that supporting local causes strengthens the fabric of our society. Whether it's sponsoring local events or providing financial education workshops, Technology is committed to being a responsible corporate citizen. Join us on this journey! Whether you're looking for personal banking options, auto loans, or business services, we invite you to become part of the Technology family. Experience firsthand how we can help you achieve your financial goals while making a positive impact in the community. For more information or assistance, don't hesitate to reach out at (408) 451-9111.

Branch Location & Accessibility

Accessibility Features

Our branch prioritizes accessibility for all members. We have ADA-compliant features including ramps and designated parking spots to ensure everyone can visit us comfortably. Whether you're coming in for personal banking services or need assistance with loans, our friendly staff is ready to help.

Get in Touch

Have questions? Feel free to call us at 408-451-9111 or stop by! We're excited to help you navigate your financial journey and look forward to welcoming you into our community. Come see how easy banking can be at Technology branch!

Operating Hours

We understand that your time is valuable, which is why we offer convenient operating hours from Monday through Friday, 9:00 AM to 5:00 PM. Whether you prefer to visit us first thing in the morning or during your lunch break, we are here to accommodate your schedule.

Services Offered

At Technology branch, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, enjoy the ease of ATM access available at our location for quick cash withdrawals and balance checks. While we don't currently offer drive-thru services, our team is always available inside the branch to assist you promptly. If you need to send official correspondence, please note that while members can visit us at our physical address, any mailing should be directed to 2010 N 1st St, San Jose, CA 95131-2018.

Member Eligibility

Joining the family at Technology is more than just opening an account; it's about becoming part of a supportive community that truly cares about your financial well-being. Membership is open to individuals who live, work, or worship in the area surrounding our branch at 2010 N 1St St San Jose Ca 95131, making it easy for you to connect with us. Whether you're looking for personal banking services, loans, or simply a friendly place to manage your finances, we welcome you with open arms. For a full understanding of who can join and the benefits that come with membership, feel free to check out the details on our website at . If you're ready to start your journey with us, opening an account is a breeze! Just reach out at (408) 451-9111, and we'll guide you through the process. Come see how being part of Technology can make a positive difference in your financial life!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine making sales easier and faster. Our merchant services provide the tools you need to accept payments seamlessly, whether in-store or online. From credit card processing to mobile payment solutions, we ensure that your customers can pay how they want, when they want. This means less hassle for you and a smoother experience for your customers. Visit us at 2010 N 1St St San Jose Ca 95131 in San Jose, CA or call us at (408) 451-9111 to discover how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,325,552, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Made Easy

We also cater to local businesses with our business banking services. From merchant services that simplify payment processing to business loans that help fuel growth, we understand what it takes to run a successful enterprise.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can transfer money between accounts, pay bills with ease, or even send money to friends and family using person-to-person payment options all from the comfort of your home or on-the-go. Whether you're visiting us at Technology or connecting through our digital platforms, we're here to support your financial journey every step of the way. Don't hesitate to reach out! For any questions about our services or how we can assist you further, give us a call at (408) 451-9111. Let's make managing your finances easier together!

Loans for Every Need

For those unexpected expenses or consolidating debt, our personal loans are just what you need. They can provide quick cash relief and help simplify your monthly payments. Additionally, our credit cards come with rewards that make everyday purchases more rewarding it's like getting something back every time you shop!

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you manage your money effortlessly. Imagine having a place where you can easily deposit your paycheck and save for future goals. With our user-friendly online and mobile banking services, you can access your accounts anytime, anywhere. Need cash? Our ATMs provide basic access for withdrawals and balance checks without any hassle. When it comes to financing your dreams, our auto loans and vehicle financing options can get you on the road quickly. Picture yourself driving that new car you've been eyeing, all while enjoying competitive rates and flexible terms. If homeownership is on your mind, look no further than our mortgage loans and refinancing options. We understand that buying a home is a significant step, and our dedicated team will guide you through each phase of the process.

Digital & Online Banking

Convenient Online Banking Services

With our 24/7 online banking services available at http://www.techcu.com , you can check balances, pay bills, and transfer funds without leaving your home. Our platform is user-friendly, allowing you to navigate effortlessly through your financial tasks. Plus, if you prefer to handle things from your smartphone, our mobile application is readily available for download, bringing all these features right to your fingertips.

Easy Transactions and Real-Time Management

Managing money between friends or family? With our person-to-person transfer option, sending money has never been simpler or quicker. Whether it's splitting a dinner bill or sending a birthday gift, you can do it in real-time. In today's fast-paced world, having control over your finances at any time is crucial. At Technology, we're committed to providing you with the tools you need to stay on top of your financial goals while ensuring everything remains secure and straightforward. Explore all that we offer today!

Secure and Efficient Features

Your security is our top priority. We offer electronic signature authorization, making it easier and safer for you to sign documents digitally. You can also opt for e-statements it's not only good for the environment but also keeps your information organized and easily accessible. And when it comes to making payments, our mobile payments feature allows you to pay with just a tap.

Financial Strength

Growing Trust

Total Share and Deposit Accounts: 189,337, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $9,270,073 further illustrate our robust financial standing. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Technology is your trusted partner. Visit us at 2010 N 1St St San Jose Ca 95131 or call (408) 451-9111 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,531,873,967 in share certificates and $573,555,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $575,426,102, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,690,584 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 339 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for You

With $507,639,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our lending capacity as well; with $2,562 in used auto loans and $3,345,685,252 in total loans and leases, we're here to help you achieve your dreams.

Solid Foundation

With a net worth of $515,495,866, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,482,592 in used vehicle loans and $97,018,306 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and designed to fit your budget, whether it's for a new or used vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $180,325,552 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our lending solutions cater to various business needs. At Technology, we believe in making financing accessible and straightforward. If you're considering refinancing or exploring eligibility options, our knowledgeable staff is here to guide you through every step. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can meet your unique needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,395,816, make buying or refinancing simple. We offer competitive interest rates and terms that can help you invest in your future with confidence.

Unsecured Credit Card Loans

Managing finances can sometimes feel overwhelming. We also offer flexible terms on unsecured credit card loans, with a total of $3,171,617 in loans helping members manage their finances effectively. Our credit cards come with features that can reward you for your spending while keeping your payments manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from reputable financial institutions, ensuring transparency in what users see. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to deliver unbiased results that truly reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in helping individuals secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers. By relying on legitimate financial institutions, LendMesh ensures that the information provided is not only accurate but also trustworthy.

TECHNOLOGY CREDIT UNION