Technology Credit Union Milpitas CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Technology Credit Union, your trusted financial partner located at 360 Cypress Dr, Milpitas, CA 95035. Established in 1960, our credit union has proudly served over 200,987 members, providing them with a range of financial solutions tailored to meet their unique needs. With total assets amounting to an impressive $4,749,666,439 and total deposits reaching $476,978,724, we are committed to ensuring the financial well-being of our community. At Technology Credit Union, we believe in empowering our members through exceptional service and innovative banking options. Whether you're looking for personal banking services such as checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable team is here to help. Our CEO, Todd Harris, along with Board President Mical Atz Brenzel, leads a dedicated staff of 341 employees who work tirelessly to provide you with the best possible experience. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 360 Cypress Dr, Milpitas, CA 95035-7906. We invite you to explore our services further by visiting our website at http://www.techcu.com or by giving us a call at 408-451-9111. Join us today and discover how Technology Credit Union can help you achieve your financial goals!

Branch History & Mission

Welcome to the Technology branch of our credit union, located at 360 Cypress Dr, Milpitas, CA 95035. Since our doors opened in 1960, we have been dedicated to serving our community and helping members achieve their financial goals. With a proud history spanning over six decades, we have grown alongside our members, evolving to meet their needs with passion and commitment. From humble beginnings, our branch has blossomed into a trusted financial partner for over 200,000 members. Our total assets now stand at an impressive $4.7 billion, reflecting our stability and reliability in providing essential services. The mission of Technology is simple yet profound: we aim to empower individuals and businesses by offering personalized financial solutions that promote growth and success. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to visit us. You can also enjoy ATM services available on-site, ensuring easy access to your funds whenever you need them. While members can visit us at 360 Cypress Dr, official correspondence should be sent to our mailing address at 360 Cypress Dr, Milpitas, CA 95035-7906. At Technology, we believe that banking goes beyond transactions; it's about building relationships within our community. We actively engage in outreach efforts to support local initiatives and partnerships that uplift those around us. Our team is committed to offering a wide range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. In addition to traditional banking services, we embrace digital advancements to enhance your experience. From online banking and mobile payments to e-statements and person-to-person transfers, we strive to make managing your finances as seamless as possible while maintaining ADA compliance. Join us at the Technology branch where you can experience the difference of being part of a community-focused credit union. We invite you to become a member today and discover how we can help you thrive financially! For more information or assistance, feel free to call us at 408-451-9111. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Technology Credit Union, conveniently located at 360 Cypress Dr in Milpitas, CA. Our Milpitas Branch is designed with our members in mind, ensuring easy access to all your banking needs. Nestled in a vibrant community, we are just a short drive from popular spots like the Great Mall and the Milpitas Library, making it simple for you to stop by while running errands. At our branch, you'll find ample parking available, along with features that enhance accessibility for all members. Whether you're visiting us for personal banking or business services, our facility is ADA compliant and equipped with ramps to ensure everyone can easily reach us. We are open Monday through Friday from 9:00 AM to 5:00 PM, providing you with flexible hours to fit your busy schedule. If you prefer banking on the go, we also have ATM availability for quick transactions whenever you need them. While you can visit us at 360 Cypress Dr for all your financial needs, please note that any official correspondence should be sent to the same address. Our friendly team is always ready to assist you with services such as checking and savings accounts, auto loans, mortgage options, and more. Feel free to give us a call at 408-451-9111 if you have any questions or need assistance. We look forward to welcoming you to Technology Credit Union!

Member Eligibility

At Technology, we believe that becoming a member means joining a caring community where your financial needs are our priority. If you're looking to become part of our family, it's easy! Our membership is open to anyone who lives, works, or attends school in the area, as well as their family members. This inclusive approach ensures that we're here for you and those close to you. Plus, being a member comes with fantastic benefits like personalized service and competitive rates on loans and savings accounts. To learn more about the specific eligibility criteria, feel free to visit us at . We're always here to help make the process smooth and welcoming. When you're ready to open an account, just give us a call at (408) 451-9111, and we can guide you through everything you need! Join us at 360 Cypress Dr Milpitas Ca 95035 and take the first step toward better banking today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,325,552, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your operations smoothly with efficient payment processing. Our merchant services empower local businesses by simplifying transactions. Whether you're a retail shop or a service provider, you can accept payments easily, allowing you to focus on what matters most growing your business. Visit us at 360 Cypress Dr Milpitas Ca 95035 or call us at (408) 451-9111 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need quick access to cash? Our ATM services enable easy withdrawals and balance checks right when you need them. With ATMs conveniently located nearby, accessing your funds has never been simpler. At Technology, we take pride in being more than just a bank; we are part of the community. If you're ready to explore these services further or have any questions, don't hesitate to reach out! You can contact us at (408) 451-9111, visit us at 360 Cypress Dr Milpitas Ca 95035, or check out our website at http://www.techcu.com. Let us help you take control of your financial future today!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options come with competitive rates and flexible terms that can help make your dream vehicle a reality. Picture driving off in your new car while enjoying manageable monthly payments tailored to fit your budget.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans tailored to support your ventures. From opening a business checking account to securing funding for growth, we are committed to helping local businesses thrive.

Credit Cards with Rewards

Enjoy shopping? Our Credit Cards with Rewards not only give you purchasing power but also earn you rewards on every dollar spent. Imagine getting cash back or points towards travel just by using your credit card for everyday purchases.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed to simplify the process for you. We understand that purchasing a home is one of the biggest financial decisions you'll ever make, so we're here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. Whether it's transferring funds between accounts or paying bills on the go, our digital banking tools ensure that you stay connected without hassle.

Personal Banking

For those looking to manage their personal finances efficiently, we offer Personal Banking options like checking and savings accounts that fit your lifestyle. Imagine having a checking account with no monthly fees and easy online access this is what we strive for at Milpitas Branch. Whether you're saving for a vacation or just need a reliable account for everyday transactions, we've got you covered.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation solutions can provide the financial relief you need. Whether you're planning a home improvement project or trying to consolidate high-interest debts into one manageable payment, we're here to help turn your plans into reality.

Digital & Online Banking

Accessibility Anytime

Whether you're at home or out and about, our digital banking options ensure you have real-time access to your account. You can manage everything from deposits to withdrawals without missing a beat. At Technology, we believe in making banking as easy as possible for our members so you can focus on what matters most. Explore all these features and more by visiting us online at http://www.techcu.com today!

Key Features for Your Convenience

Our online banking platform allows you to check balances, transfer funds, and pay bills with just a few clicks. Want to send money to a friend? Our person-to-person transfers feature makes it simple. No need for cash or checks just enter their information, and you're good to go! For those who prefer banking on the go, our mobile application offers all the functionality of online banking right at your fingertips. You can even make mobile payments quickly and securely, turning your phone into a powerful financial tool.

Security You Can Trust

We take your security seriously. With electronic signature authorization available, signing documents is not only straightforward but also secure. This means fewer trips to the branch and more time doing what you love. Plus, our e-statements keep your financial information organized and accessible without the clutter of paper statements.

Financial Strength

At Technology, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that your assets are secure and your banking needs are met with care. With a net worth of $515,495,866, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,531,873,967 in share certificates and $573,555,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $575,426,102, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you is also reflected in our $507,639,874 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $2,562 in used auto loans and $3,345,685,252 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our financial performance is evident with a net income of $2,690,584, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 339 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts at 189,337 demonstrate the trust our growing member base has placed in us with their finances. With net shares (funds available for lending and investments) totaling $9,270,073, we remain dedicated to providing valuable services tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Technology is your trusted partner. Visit us at 360 Cypress Dr Milpitas Ca 95035 or call (408) 451-9111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,482,592 in used vehicle loans and $97,018,306 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, allowing you to choose what best suits your needs. Plus, if you're considering refinancing your current auto loan, we can help you explore eligibility options.

Business Loans

For business owners, our outstanding commercial loans totaling $180,325,552 provide the capital needed to grow and expand your operations. We understand the unique challenges faced by small businesses and are here to support your journey towards success. At Technology, we pride ourselves on being more than just a financial institution; we are your partners in achieving financial stability and growth. If you have any questions or need assistance in choosing the right loan product for you, don't hesitate to reach out at (408) 451-9111 or visit us at 360 Cypress Dr Milpitas Ca 95035 in Milpitas, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward fulfilling your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,395,816, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,171,617 in loans helping members manage their finances effectively. Our credit cards come with rewards programs tailored to fit your spending habits while providing an easy way to access funds when needed.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that the offers you see are fair and transparent. Each loan comparison is rooted in verified information, ensuring you receive accurate data for your financial planning.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, providing peace of mind and transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose what's best for you. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, allowing you to compare options and save money effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback underscores the reliability and efficiency of using LendMesh as your go-to loan comparison tool. Ready to find the best rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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