Technology Credit Union Cupertino CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Technology Credit Union, your trusted financial partner located at 10051 S De Anza Blvd, Cupertino, CA 95014. Since our establishment in 1960, we've been dedicated to serving our vibrant community, boasting a robust membership of over 200,987 individuals. With total assets exceeding $4.7 billion and total deposits reaching $476,978,724, we are committed to providing the best banking experience for our members. At Technology Credit Union, we believe in making banking accessible and supportive. Our experienced team is here to assist you with a range of services from personal banking solutions like checking and savings accounts to tailored auto loans and business financing options. Under the leadership of CEO Todd Harris and Board President Mical Atz Brenzel, we strive to create an environment where every member feels valued and empowered. While members can visit us at our branch location, official correspondence should be sent to the same address: 10051 S De Anza Blvd, Cupertino, CA 95014-2105. We understand that financial needs vary greatly; that's why we offer personalized services designed to help you achieve your financial goals. With a solid net worth of $515,495,866 and cash reserves totaling $10,628,408, Technology Credit Union stands strong in its commitment to financial security for all members. Whether you're looking for competitive loan rates or simply need assistance managing your finances, we're here for you. Feel free to reach out to us at 408-451-9111 or visit our website at http://www.techcu.com for more information. Join us today and discover how Technology Credit Union can support your journey towards financial success!

Branch History & Mission

Community Focus

Beyond providing financial products, we actively participate in community outreach efforts. Our partnerships with local organizations allow us to give back and make a meaningful impact right here in Cupertino. From financial literacy programs to charitable events, we strive to strengthen the bonds within our community. As we look towards the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member at Technology Credit Union. Our friendly staff is available during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 2:00 PM to assist you with any questions or needs you may have. Connect with us today by calling 408-451-9111 or visit us online at techcu.com. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to improve the financial well-being of our members through exceptional service and innovative products. We believe that everyone deserves access to affordable banking solutions tailored to their unique situations. Whether you're looking for personal banking options like checking and savings accounts or more specialized services such as auto loans and business banking solutions, we are here to help you succeed. Technology Credit Union is committed to utilizing modern advancements in technology while ensuring accessibility for all. We offer online and mobile banking services, enabling members to manage their finances conveniently from anywhere. Additionally, we maintain compliance with ADA standards so that everyone can enjoy our facilities and services without barriers.

Branch Location & Accessibility

Welcome to the Technology Credit Union's Cupertino Branch! Conveniently located at 10051 S De Anza Blvd in the heart of Cupertino, CA, our branch is designed to provide easy access and a friendly atmosphere for all your banking needs. Whether you're a long-time member or considering joining us, we invite you to explore what we have to offer. Our branch sits near popular spots like the bustling Apple Park and just a short drive from local shopping centers, making it a prime location for both residents and commuters. With ample parking available, visiting us is hassle-free. Plus, we prioritize accessibility; our facilities are ADA compliant with ramps and designated parking spaces to ensure everyone can visit us comfortably. We understand that your time is valuable. That's why our lobby hours are tailored for your convenience: we're open Monday through Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 2:00 PM. You can easily reach us at 408-451-9111 if you have any questions or need assistance before your visit. For those who prefer cashless transactions, we're pleased to offer ATM services right at our branch. While we currently do not have a drive-thru service, our friendly staff is always ready to assist you inside. Additionally, as a member of Technology Credit Union, you'll enjoy a variety of personal banking services including checking and savings accounts, auto loans, mortgage refinancing, and much more. If you need to send any official correspondence, please use our mailing address: 10051 S De Anza Blvd, Cupertino, CA 95014-2105. We look forward to welcoming you soon! Come by and discover how we can help you achieve your financial goals.

Member Eligibility

At Technology, we believe that becoming a member is like joining a warm and welcoming family, where your financial well-being is our top priority. To become part of our community, we invite you to check if you meet the eligibility criteria. Generally, anyone who lives, works, or worships in the area can join us. It's all about creating a space that feels inclusive and supportive for everyone. For more specific details on eligibility, feel free to visit this page where you can find updated information. Once you're ready to take the next step, opening an account with us is simple and straightforward. You can reach out to us at (408) 451-9111 for any questions or guidance on how to get started. We're here to help you every step of the way! Your journey towards better financial services begins at 10051 S De Anza Blvd Cupertino Ca 95014, and we can't wait to welcome you as a member of Technology!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $111 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $180,325,552, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine having a reliable partner who helps streamline your payment processes. Our merchant services make it easy for you to accept payments, manage transactions, and keep your cash flow smooth. This means less time worrying about finances and more time focusing on what you do best growing your business. Located at 10051 S De Anza Blvd Cupertino Ca 95014 in Cupertino, CA, we are here to help you take the next step forward. Reach out at (408) 451-9111 to explore how we can assist in achieving your business goals today!

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small businesses, we offer comprehensive business banking services, including merchant services and business loans. We recognize how vital it is for businesses to have access to reliable financial support, which is why we strive to offer tailored solutions that foster growth.

Convenient Access & Additional Services

We know convenience matters. That's why we provide easy access to cash through our ATM services located right at our branch. You can perform basic transactions like withdrawals and balance checks without any hassle. Our commitment extends beyond traditional banking as well; features like online banking, mobile payments, and person-to-person transfers ensure you can manage your finances on your own terms. In summary, whether you're seeking personal finance solutions or business support, Technology at Cupertino Branch has you covered with a full suite of services designed for your convenience. Visit us at 10051 S De Anza Blvd Cupertino Ca 95014 in Cupertino, CA, or give us a call at (408) 451-9111 for more information about how we can assist you today!

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing services provide various options to help you secure the best deal possible. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts tailored to fit your lifestyle. Imagine being able to manage your money effortlessly with our online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer. Plus, our credit cards with rewards make it easy to earn points on everyday purchases. If you're considering a new vehicle, our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. With competitive rates and flexible terms, you'll find the perfect fit for your budget.

Personal Loans for Every Need

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We provide fast access to funds so you can tackle those pressing financial challenges head-on.

Digital & Online Banking

Key Features

One of the highlights of our digital banking services is the ability to send money quickly through person-to-person transfers. Need to split a bill with friends? No problem! Our system makes it effortless and fast. Plus, with electronic signature authorization, signing documents is just a click away saving you time and hassle. For those who prefer paperless options, we offer e-statements that help keep your finances organized while being environmentally friendly. You'll receive your statements directly in your inbox, so there's no need to sift through piles of paperwork.

Security and Convenience

We take security seriously at Technology. Our online banking services include robust security measures to protect your information while giving you peace of mind. Enjoy the convenience of mobile payments for quick transactions without needing cash or cards just another way we make banking easier for you. In today's fast-paced world, having reliable digital banking tools is essential. At Technology, we are committed to providing our members with an accessible, user-friendly experience that empowers them to manage their accounts effectively and securely. Explore all that our digital banking has to offer today!

Financial Strength

At Technology, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in the financial institution you choose, and we're here to reassure you of our strength and reliability. With a net worth of $515,495,866, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,116 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,531,873,967 in share certificates and $573,555,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $575,426,102, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $507,639,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,562 in used auto loans and $3,345,685,252 in total loans and leases. Our impressive $2,690,584 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 339 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $9,270,073. The strength of our community is evident with a total of 189,337 share accounts showing a growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Technology is your trusted partner. Visit us at 10051 S De Anza Blvd Cupertino Ca 95014 or call (408) 451-9111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Loan Options

For business owners, our outstanding commercial loans totaling $180,325,552 provide the capital needed to grow and expand your business. Additionally, if you're considering refinancing or checking eligibility options for any of our loan products, our team is here to assist you every step of the way. At Technology, we're committed to providing personalized service tailored to your unique financial situation. Reach out to us at (408) 451-9111 for more information about our loan offerings or visit us at our branch located at 10051 S De Anza Blvd Cupertino Ca 95014 in Cupertino, CA. Let's work together to find the best solution for your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $45,482,592 in used vehicle loans and $97,018,306 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, we have flexible terms to fit your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $240,395,816, make buying or refinancing simple. We offer competitive rates and support throughout the process to ensure you feel secure in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,171,617 in loans helping members manage their finances effectively. This option allows for easier budgeting and spending without tying up your assets.

Loan Aggregator

Benefits of Using LendMesh

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