Tech Credit Union Valparaiso IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tech Credit Union, where community matters and financial wellness is our mission. Located at 401 N State Road 149, Valparaiso, IN 46385, we have been proudly serving our members since 1936. With a commitment to providing exceptional service and a wide range of financial products, we cater to the needs of over 38,261 members. At Tech Credit Union, we understand that your financial goals are unique. That's why we offer personalized solutions in areas such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our total assets stand strong at $531,248,480, with $28,485,811 in total deposits to ensure we can meet your financial needs today and tomorrow. Our dedicated team of 139 employees, led by CEO Eugene Novello and Board President Joseph Machara, is here to support you every step of the way. We believe in fostering lasting relationships with our members through trust and transparency. Whether you're looking to buy your first car or expand your business with our loan options totaling 12,823 we're ready to help you succeed. While you can visit us at our branch for all your banking needs, please send any official correspondence to our mailing address: 401 N State Road 149, Valparaiso, IN 46385-8803. We invite you to explore our website at www.techcu.org for more information on how we can serve you better. Join us at Tech Credit Union today! Call us at (219) 299-8588 or stop by during lobby hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:30 PM. Your journey toward financial empowerment starts here!

Branch History & Mission

At Tech Credit Union, we take pride in our rich history and unwavering commitment to our community. Established in 1936, our Valparaiso branch has been a cornerstone for financial services in the area, serving generations of members with dedication and care. Located at 401 N State Road 149, Valparaiso, IN 46385, we are conveniently situated near local landmarks that make us easily accessible to all. From our humble beginnings to becoming a trusted financial partner for over 38,261 members, our growth story is one of resilience and service. With total assets reaching an impressive $531,248,480, we have continually expanded our offerings while maintaining a personal touch that sets us apart. Our mission is simple yet profound: to empower our members with the tools they need to achieve their financial goals while supporting the community we all cherish. At Tech Credit Union, we believe that strong communities build strong financial futures. That's why we actively engage in outreach programs and partnerships designed to uplift and support local initiatives. We offer a range of services including personal banking, auto loans, mortgages, business banking solutions, and more all tailored to meet the diverse needs of our members. Our operating hours are designed for your convenience: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We also offer Saturday hours from 9:00 AM to 12:30 PM for those who need flexible banking options. While we do not have ATM availability at this location, our drive-thru service ensures that you can handle deposits and withdrawals with ease. As part of our commitment to accessibility, we are proud to be ADA compliant and offer shared service center availability for even greater convenience. Our focus on digital advancements means that you can manage your finances online or through mobile applications whenever you need. We invite you to join the Tech Credit Union family today! Experience firsthand how we blend modern banking solutions with personalized service tailored just for you. For more information or to get started on your financial journey with us, give us a call at 219-299-8588 or visit our website at techcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

As you make your way to our branch, you'll find it easily accessible from major roadways. We're just a stone's throw away from popular spots like the Valparaiso University and the scenic Central Park Plaza. Our location ensures that you can pop in for banking services without any hassle.

Operating Hours That Fit Your Schedule

At Tech, we value your time. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, extending to 6:00 PM on Fridays for those who need a little extra time during the week. On Saturdays, we welcome you from 9:00 AM to 12:30 PM. If you prefer drive-thru banking, our hours are even more accommodating from 8:30 AM to 6:00 PM on weekdays and 9:00 AM to 12:30 PM on Saturdays.

Parking and Accessibility Features

We understand the importance of convenience, which is why we offer ample parking right outside our branch. For those who may need additional assistance, our facility is equipped with ADA-compliant features to ensure everyone can access our services comfortably.

Services Tailored Just for You

Our branch offers a variety of financial services designed to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and more. Plus, if you're a member of another credit union, take advantage of our shared service center for deposits and withdrawals. While members can visit us at 401 N State Road 149, official correspondence should be sent to 401 N State Road 149, Valparaiso, IN 46385-8803. If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 219-299-8588 or visit our website at techcu.org. We look forward to serving you soon!

Member Eligibility

At Tech, we believe that becoming a member is like joining a caring community where your financial well-being is our priority. If you live, work, or worship in the Valparaiso area, you're likely eligible to join us! We welcome individuals from all walks of life who seek a supportive and friendly place for their banking needs. The process is straightforward and inclusive simply check out the detailed eligibility criteria at http://www.techcu.org/home/join-us/corporate-membership . Once you see that you qualify, opening an account is just as easy! You can start your journey by visiting us or applying online through this link: http://www.techcu.org/home/loans/apply-for-a-loan . If you have any questions or need assistance, don't hesitate to give us a call at (219) 299-8588. We're here to help you take the next step toward financial empowerment right here at 401 N State Road 149 Valparaiso In 46385!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,394,127, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions so you can focus on what really matters growing your business. From seamless credit card processing to managing online payments, we provide the tools you need to enhance customer satisfaction and streamline your operations. Visit us at 401 N State Road 149 Valparaiso In 46385 in Valparaiso, IN, or call us at (219) 299-8588 to learn how we can support your business journey today!

Comprehensive List Of Services

Credit Cards and Business Banking

To reward your everyday spending, consider our credit cards with rewards that provide cashback or points for purchases. For business owners, we offer comprehensive business banking services, including merchant services and business loans, which can help your enterprise thrive.

Digital Banking Features

We understand that convenience is key in today's fast-paced world. That's why we provide robust online and mobile banking options, allowing you to check balances, transfer funds, and pay bills from anywhere at any time. Our members enjoy features like mobile payments and person-to-person transactions, making it easier than ever to manage money on the go.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking offers quick access for deposits, withdrawals, and simple transactions. Additionally, if you're a member of a partner credit union, you can take advantage of our shared branch transactions, enabling deposits and withdrawals at various locations. If you have questions about any of these services or want personalized advice based on your financial situation, don't hesitate to reach out! Call us at (219) 299-8588 or visit us at Valparaiso West today. We're here to help you achieve your financial goals!

Personal Banking

When it comes to personal banking, we offer various checking and savings accounts designed to help you manage your day-to-day expenses while also saving for future goals. For those considering buying a new car or refinancing their current vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. If you're looking to buy a home or want to take advantage of lower interest rates, our mortgage loans and refinancing services can guide you through the process smoothly. We also offer personal loans and debt consolidation solutions to help you simplify your finances and get back on track.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.techcu.org , you can check your account balance, pay bills, and transfer funds at any time. Forget about rushing to the bank during business hours; now, everything is just a click away. Our user-friendly platform ensures that you can navigate your accounts with ease.

Features Designed for You

Stay on top of your finances with e-statements, which are available for all members. They provide a quick and environmentally friendly way to view your transaction history. Plus, if you're looking to send money to friends or family, our person-to-person transfers make it simple and fast no need for cash or checks. If you're always on the go, you'll love our mobile application. With it, you can manage your accounts right from your phone. Plus, take advantage of our mobile payments feature that lets you pay for purchases directly through your device making shopping easier than ever!

Secure and Convenient

We prioritize your security with every transaction. While we don't currently offer electronic signature authorization, rest assured that all other features are designed with strong security measures in place. Your financial information remains protected as you enjoy the convenience of online banking. In summary, whether you're accessing services from home or on the go, Tech makes banking straightforward and safe. Explore all that we have to offer today by visiting us at https://www.techcu.org !

Financial Strength

Growing Trust Among Members

Total Share and Deposit Accounts: 66,010, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $626,814. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tech is your trusted partner. Visit us at 401 N State Road 149 Valparaiso In 46385 or call (219) 299-8588 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $131,875,421 in share certificates and $56,440,438 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,608,848, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $37,796,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,380 in used auto loans and $454,895,205 in total loans and leases.

Strong Financial Health

With a net worth of $47,764,584, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $901 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,931,768 in used vehicle loans and $38,412,421 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure you can find the perfect fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $97,394,127 provide the capital needed to grow and expand your business. We work closely with entrepreneurs to develop tailored solutions that meet your specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,935,413, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our knowledgeable team is ready to assist you through every stage of the process.

Refinancing Options

If you're considering refinancing any existing loans, our team can help guide you through eligibility options and ensure you get the best rates available. At Tech, we prioritize our members' financial well-being by offering personalized service and a variety of loan products tailored to your unique needs. For more information or to apply for a loan today, give us a call at (219) 299-8588, or visit us at our branch located at 401 N State Road 149 Valparaiso In 46385 in Valparaiso, IN. Let's work together toward achieving your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy the convenience of making purchases while benefiting from competitive rates and no annual fees.

Loan Aggregator

Benefits of Using LendMesh

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Call to Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh ensures that all loan offers presented are legitimate and trustworthy.

TECH CREDIT UNION