Tech Credit Union East Chicago IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tech, your trusted financial partner right here in East Chicago! Located at 2310 E Columbus Dr, East Chicago, IN 46312, we have been proudly serving our community since 1936. With a commitment to providing exceptional banking services, our credit union has grown to support over 38,261 members and manage total assets of $531,248,480. At Tech, we believe in putting our members first. Whether you're looking for personal banking options like checking and savings accounts or need financing solutions such as auto loans and mortgages, we are here to help. Our dedicated team of 139 employees, led by CEO Eugene Novello and Board President Joseph Machara, is ready to assist you with all your financial needs. Our branch offers a variety of services tailored to the unique needs of our members, including online and mobile banking for your convenience. We maintain a strong financial foundation with total deposits of $28,485,811 and a net worth of $47,764,584, ensuring that your money is safe with us. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 2310 E Columbus Dr, East Chicago, IN 46312-2807. Ready to start your journey with us? Don't hesitate to reach out at (219) 398-1613 or explore more about what we offer on our website Tech Credit Union. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

The story of Tech in East Chicago, IN, began in 1936 with a vision to empower individuals and strengthen the community through accessible financial services. Since then, we have grown into a trusted financial partner for over 38,261 members, nurturing their dreams while fostering a spirit of cooperation and support. Our branch is located at 2310 E Columbus Dr, East Chicago, IN 46312, a place where our community can come together. We are proud to be part of this vibrant city, known for its rich history and dedication to progress. If you need to send us official correspondence, please use our mailing address: 2310 E Columbus Dr, East Chicago, IN 46312-2807. At Tech, our mission is simple yet profound: to provide high-quality financial services while making a positive impact on the lives of our members. We believe that everyone deserves access to financial tools that help them achieve their goals whether it's buying a home, starting a business, or planning for retirement. Our total assets stand at an impressive $531,248,480, allowing us to offer diverse products such as auto loans, mortgages, and personal banking services. Through the years, we have embraced change and innovation. We understand the importance of staying relevant in today's fast-paced world. Our commitment includes providing modern conveniences such as online banking and mobile payment options while ensuring compliance with ADA standards for accessibility. Our drive-thru service makes banking easier for those on the go. Community involvement is at the heart of what we do. We believe in giving back and forming partnerships that uplift our neighbors. Whether it's through educational workshops or local sponsorships, we strive to create opportunities that benefit everyone in East Chicago. As we look to the future, we invite you to join us on this journey. Experience firsthand the benefits of being a member of Tech. Together, we can build brighter futures and stronger communities. Visit us today at our East Chicago branch or call us at 219-398-1613 for more information about how we can help you achieve your financial goals.

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with your convenience in mind. We offer ample parking for our members, including accessible spaces for those who need them. Inside, you'll find ADA-compliant features such as ramps and wide doorways to ensure everyone can enjoy our services without any barriers.

Drive-Thru and Shared Services

For those days when you're on the go, take advantage of our drive-thru banking services. It's perfect for quick deposits or withdrawals without having to leave your car! Additionally, we participate in shared services with partner credit unions, allowing members to perform basic transactions at other locations if needed. While you're here at the East Chicago Branch for in-person assistance, feel free to reach out via phone at 219-398-1613 if you have questions or need further assistance before visiting. We look forward to welcoming you soon!

Operating Hours

We know that life can get busy, which is why we offer flexible hours to accommodate your schedule. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday mornings until 12:30 PM. Our friendly staff is here during these times to assist you with all your banking needs.

Member Eligibility

At Tech, we believe that becoming a member is like joining a family that cares about your financial well-being. If you're looking to become part of our supportive community, you'll be pleased to know that eligibility is straightforward and welcoming. We primarily serve individuals who live, work, or worship in the East Chicago area, along with their family members. This means that if you have ties to our vibrant community, you're likely already on your way to enjoying the benefits we offer. Joining us opens up a world of opportunities including competitive loans, savings accounts, and personalized service tailored just for you. To learn more about the specific eligibility requirements and see if you qualify, feel free to check out our detailed guide at http://www.techcu.org/home/join-us/corporate-membership . Once you're ready to take the next step, opening an account is easy! You can start the process online by visiting http://www.techcu.org/home/loans/apply-for-a-loan , or simply give us a call at (219) 398-1613 if you have any questions. We're excited to welcome you to Tech!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial support you need to expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $97,394,127, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it doesn't stop there! We also offer merchant services designed to simplify payment processing and enhance customer experiences. Whether you run a small retail shop or a bustling restaurant, our solutions help you accept payments quickly and securely, allowing you to focus on what matters most growing your business. Visit us at 2310 E Columbus Dr East Chicago In 46312 in East Chicago, IN, or call us at (219) 398-1613 to learn how we can partner with you in your journey to success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, we provide comprehensive business banking services, including merchant services and business loans. We want to support your growth by offering the financial tools necessary for success.

Credit Card Rewards

To enhance your everyday spending, we offer credit cards with rewards that allow you to earn points on purchases that matter most to you. Whether it's groceries, gas, or travel, our rewards program is designed to give back.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why our online and mobile banking features allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. Plus, with our person-to-person payment service, sending money to friends or family is easier than ever.

Drive-Thru and Shared Branching

For those who prefer in-person transactions, we offer a basic drive-thru banking option for quick deposits and withdrawals. Additionally, as part of our commitment to serving you better, we provide access to shared branch transactions, allowing members from partner credit unions to make deposits and withdrawals conveniently. At Tech, we believe in making banking accessible and hassle-free for everyone in East Chicago. If you have any questions or want more information about how we can assist you financially, feel free to give us a call at (219) 398-1613 or visit us online at East Chicago Branch. We look forward to helping you achieve your financial goals!

Personal Banking Solutions

We understand that managing your finances can be challenging. That's why we offer personal banking options like checking and savings accounts designed to help you save and manage your money effectively. Need a new car? Our auto loans and vehicle financing services make it easy to get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options provide competitive rates and flexible terms to fit your budget. For those unexpected expenses or projects, our personal loans and debt consolidation solutions can help you regain control over your finances.

Digital & Online Banking

Key Services

With our online banking platform available at https://www.techcu.org , you have access to your account 24/7. This means you can check balances, transfer funds, and pay bills anytime that works for you. Plus, our mobile application enhances this experience further by allowing you to perform these tasks right from your smartphone. For those looking to send money to friends or family, our person-to-person transfer feature makes it simple and fast no need for cash or checks! And if you prefer paperless options, we provide e-statements that let you view your financial information securely online.

Security and Ease of Use

We prioritize your security while ensuring that our services are easy to use. While we don't currently offer electronic signature authorization, rest assured that every transaction you make is protected with advanced security measures. Our mobile payments feature allows you to shop conveniently without needing your physical card, making transactions quick and safe. In short, Tech is committed to providing an accessible and user-friendly digital banking experience. Managing your finances has never been easier! Explore all the services we offer at https://www.techcu.org and take control of your banking today.

Financial Strength

Commitment to Growth

With $37,796,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $6,380 in used auto loans and $454,895,205 in total loans and leases reflect our commitment to supporting your financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 66,010, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $626,814. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tech is your trusted partner. Visit us at 2310 E Columbus Dr East Chicago In 46312 or call (219) 398-1613 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 136 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $131,875,421 in share certificates and $56,440,438 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,608,848, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $47,764,584, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $901 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,931,768 in used vehicle loans and $38,412,421 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with your dream vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $97,394,127 provide the capital needed to grow and expand your business. We believe in supporting local businesses and helping them thrive. At Tech, we prioritize our members' financial well-being. If you're considering refinancing or exploring eligibility options, please don't hesitate to contact us at (219) 398-1613. Our team is ready to assist you in finding the best loan solution tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come visit us at 2310 E Columbus Dr East Chicago In 46312, East Chicago, IN 46,312, where our knowledgeable staff is eager to help you explore your loan options today!

Credit Lines and Personal Loans

If you need extra cash for unexpected expenses or want to consolidate debt, our credit lines provide flexibility and ease. With total credit lines amounting to $142,433,504, we are here to assist you in managing your finances effectively. Additionally, we have unsecured credit card loans available, allowing for convenient access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,935,413, make buying or refinancing simple. We also offer competitive rates and personalized service to help you navigate the home buying process with confidence.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to see all their options clearly, helping them make informed decisions. LendMesh ensures accurate loan comparisons through a rigorous sourcing process. Loan data on LendMesh is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified information guarantees that users receive fair and transparent offers. The benefits of using LendMesh are significant: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TECH CREDIT UNION