Tech Credit Union Cedar Lake IN | Best Auto Loans & Business Banking

Introduction

Welcome to Tech at our Cedar Lake Branch, located at 9707 W 133Rd Ave, Cedar Lake, IN 46303. Since our establishment in 1936, we have proudly served our community with a commitment to trust and reliability. With a membership base of over 38,261, we strive to provide exceptional financial services tailored to the needs of our members. At Tech, we understand that every member's financial journey is unique. That's why we offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our total assets amount to an impressive $531,248,480, allowing us to support your financial goals effectively. We currently hold about $28,485,811 in deposits and have provided financing through 12,823 loans and leases. Under the leadership of our CEO Eugene Novello and Board President Joseph Machara, our team of 139 dedicated employees is here to assist you. Whether you need help with everyday banking or are looking for ways to invest in your future, we are committed to making your experience as smooth as possible. Our branch features modern amenities including online and mobile banking options for your convenience. While you can visit us at the Cedar Lake Branch for all your banking needs, please remember that official correspondence should be directed to our mailing address if different from the branch location. Feel free to reach out to us at 219-232-1333 for any inquiries or assistance. Come discover how Tech can make a difference in your financial life today! Visit us or check out our website at Tech Credit Union for more information about our services and offerings. Your path toward financial success starts here!

Branch History & Mission

Our Mission

At Tech Credit Union, our mission is clear: We exist to empower our members through quality financial services while actively supporting the communities we serve. We believe that strong financial foundations lead to thriving lives. This belief drives us to not only provide essential banking services but also engage in community outreach initiatives that uplift those around us. We are proud partners in local events and programs that foster education and support within Cedar Lake and surrounding areas. By investing in our community's growth, we ensure that our success translates into positive change for all. While members can visit us at 9707 W 133Rd Ave Cedar Lake In 46303, official correspondence should be sent to our main office located in Crown Point, IN. We invite you to reach out at 219-232-1333 or explore more about us on our website at Tech Credit Union. Join us today and experience the benefits of being part of Tech Credit Union where your financial journey is supported by community values!

Our Story

Located at 9707 W 133rd Ave, our branch is more than just a place to bank; it's a cornerstone of our community. Over the years, we've expanded our services to meet the evolving needs of our members. From personal banking solutions like checking and savings accounts to auto loans and mortgage financing, we strive to provide a full range of financial products tailored to individual circumstances. As part of our commitment to accessibility, we offer various ways for members to interact with us. Whether you prefer traditional banking or modern conveniences like online and mobile banking, we aim to make your experience as smooth as possible. Our branch also features ATM availability and drive-thru banking for added convenience.

Branch Location & Accessibility

Convenience and Accessibility

Finding us is simple! Our branch offers ample parking and is designed with accessibility in mind, ensuring that everyone can comfortably visit us. Whether you need to pop in for a quick transaction or have a more complex banking inquiry, our team is here to assist you. Plus, if you're on the go, we also provide drive-thru banking for quick and easy transactions right from your vehicle.

Get in Touch

Ready to experience hassle-free banking? We invite you to visit us at Tech Cedar Lake Branch or give us a call at 219-232-1333. Our friendly staff is excited to assist you with all your banking needs!

Operating Hours

We understand that life can get busy, which is why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM until 12:30 PM. No matter when you choose to visit, we're ready to help!

Services Tailored for You

At Tech Cedar Lake Branch, we offer a range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. We also have an ATM available for cash withdrawals and basic transactions anytime you need it. If you're part of another credit union, don't worry! We participate in shared services, allowing you to conduct basic transactions like deposits and withdrawals conveniently.

Member Eligibility

At Tech, we believe that everyone deserves a place in our community, and becoming a member is easier than you might think! If you're located in the area or work for one of our partner organizations, you may qualify to join us. We're proud to offer membership to individuals who meet specific criteria, which you can check out in detail at http://www.techcu.org/home/join-us/corporate-membership . Once you're ready to take the next step, opening an account is simple and straightforward. Just visit us at our branch located at 9707 W 133Rd Ave Cedar Lake In 46303, or feel free to give us a call at (219) 232-1333 for any questions you might have. Joining Tech not only gives you access to a variety of financial services tailored just for you but also connects you with a supportive network focused on helping each other thrive. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions for your business. Imagine being able to accept payments from customers seamlessly, whether they're paying by card or mobile app. This ease of access not only enhances customer satisfaction but also streamlines your operations allowing you to focus on what you do best: running your business. Located at 9707 W 133Rd Ave Cedar Lake In 46303 in Cedar Lake, IN, our team is here to guide you through every step. Let's work together to turn your business goals into reality! For more information or assistance, call us at (219) 232-1333.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $249 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $97,394,127, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our members who are small business owners, we provide business banking solutions including merchant services and business loans to support your entrepreneurial endeavors. We know how important it is for businesses to have access to flexible funding options.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With these tools, managing your finances has never been easier check balances, transfer funds, and pay bills anytime, anywhere. You can also enjoy ATM and cash withdrawal services through our extensive network.

In-Branch Services

If you prefer face-to-face interaction, our branch offers basic drive-thru banking for quick deposits and withdrawals. We also participate in shared branching transactions, allowing members from partner credit unions to conduct deposits and withdrawals seamlessly. Our dedicated staff at Tech is ready to assist you with any questions about these services or how they can fit into your financial strategy. You can reach us at (219) 232-1333 during our operating hours: M-Th: 9:00 AM - 5:00 PM; Fri: 9:00 AM - 6:00 PM; Sat: 9:00 AM - 12:30 PM. No matter what your financial needs may be, we are here for you every step of the way at Cedar Lake Branch. Visit us today or explore more about our offerings online at https://www.techcu.org . Your financial well-being is our priority!

Loans and Credit Options

When life throws unexpected expenses your way, our personal loans can provide the financial relief you need. We also offer debt consolidation services to help manage multiple payments more easily. Plus, with our credit cards featuring rewards programs, every purchase can bring you closer to exciting perks and benefits.

Personal Banking

We start with personal banking, where you can choose from a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation, planning for retirement, or just want a safe place for your money, we have options that work for you. Our auto loans and vehicle financing services make it easy to drive away in the car you've always wanted. And if you're considering buying a home, our mortgage loans and refinancing options are available to help make that dream a reality.

Digital & Online Banking

Enhanced Features

Need to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends or family without any hassle. And if you're looking for ways to pay in-store or online more conveniently, our mobile payments feature has got you covered. While we currently do not offer electronic signature authorization, rest assured that all our services are built with security in mind. Your personal information remains protected as you navigate through our online services. At Tech, we believe that banking should be straightforward and efficient. Join us today and experience the ease of managing your finances with our digital banking solutions!

Key Services

Visit us online at https://www.techcu.org to explore all the features available to you. Our 24/7 online banking services allow you to check balances, make transfers, and pay bills whenever it suits you. You won't have to worry about missing a payment or keeping track of your finances manually. With the option for e-statements, you can say goodbye to cluttered mailboxes and access your account statements instantly with just a few clicks. Plus, if you're on the go, our mobile application makes banking even simpler. Whether you want to deposit checks or manage transactions, everything is accessible from your smartphone.

Financial Strength

A Solid Foundation

With a net worth of $47,764,584, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $901 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Community Trust

We are proud to serve a growing community of trust with a total of 66,010 share accounts. This shows that more people are choosing Tech as their trusted partner in managing their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tech is your trusted partner. Visit us at 9707 W 133Rd Ave Cedar Lake In 46303 or call (219) 232-1333 to learn more about how we can help you achieve your financial goals.

Investing in Our Members

With $37,796,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our robust lending capacity; we currently have $6,380 in used auto loans and $454,895,205 in total loans and leases available to support your financial goals across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we pride ourselves on having 136 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Securing Your Savings

Members' savings are secured through $131,875,421 in share certificates and $56,440,438 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,608,848, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,931,768 in used vehicle loans and $38,412,421 in new vehicle loans already helping members get on the road. Whether you need financing for a new vehicle or are interested in purchasing a reliable used car, we have affordable options available to suit your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $97,394,127 provide the capital needed to grow and expand your business. We understand that small businesses are vital to our community, and we're dedicated to helping them thrive with practical loan solutions. At Tech, we pride ourselves on understanding your needs and providing personalized service. If you're considering refinancing or want information on eligibility options, we're here to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Ready to take the next step? Contact us today at (219) 232-1333 or visit us at 9707 W 133Rd Ave Cedar Lake In 46303 in Cedar Lake, IN. Let's work together towards achieving your financial aspirations!

Credit Lines and Unsecured Loans

For those seeking more flexibility, our credit lines total $142,433,504, allowing you easy access to funds when needed. We also offer unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product is perfect for those who want to consolidate debt or cover unexpected expenses without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,935,413, make buying or refinancing simple. We believe that everyone deserves a chance at owning their own home, and our team is here to guide you through every step of the process.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to compliance guarantees that the information presented is not only accurate but also trustworthy.

TECH CREDIT UNION