Teamsters Local 697 Credit Union Wheeling WV | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Teamsters Local 697, where your financial well-being is our top priority! Located at 901 Market St, Wheeling, WV 26003, we have been proudly serving our community since 1972. With a dedicated team of just three employees, we foster a warm and welcoming environment where you can feel confident in your financial decisions. At Teamsters Local 697, we understand the unique needs of our members. Our credit union has grown to support over 558 members, and our total assets amount to an impressive $2,951,717. We strive to empower our members through a variety of services, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Our commitment to transparency is evident in our financial health. We maintain a solid net worth of $323,959 and have total deposits reaching $717,663. Our cash reserves stand at $90,134, allowing us to remain agile and responsive to your needs. Whether you're looking for financing solutions or simply want to open an account, we have the resources and expertise to assist you. The leadership at Teamsters Local 697 is dedicated to enhancing your experience. Under the guidance of our CEO, Rebecca Komorowski, and Board President, William Holt, we ensure that every member feels valued and supported. While you can visit us at our main office for all your banking needs during lobby hours from 8:30 AM - 4:00 PM, please note that official correspondence should be sent to the same address: 901 Market St, Wheeling, WV 26003-2918. We invite you to connect with us today! Call us at 304-232-9840 for any inquiries or drop by for a friendly chat about how we can help you achieve your financial goals. At Teamsters Local 697, we're more than just a credit union; we're part of your community.

Branch History & Mission

At Teamsters Local 697, we take pride in our rich history and unwavering commitment to our community. Founded in 1972, our branch has been a cornerstone of financial support for members in Wheeling, WV, and beyond. Located at 901 Market St, right in the heart of Wheeling, we've grown alongside our members, adapting to their needs while maintaining our core mission of providing reliable financial services. Since our inception, Teamsters Local 697 has evolved significantly. With a total membership of 558 and assets reaching $2,951,717, we have successfully navigated the changing landscape of banking. Our focus on personal banking including checking and savings accounts, auto loans, mortgage refinancing, and credit cards reflects our dedication to meeting diverse member needs. We are proud to offer business banking solutions as well, supporting local entrepreneurs with merchant services and business loans. Our mission is simple yet impactful: to provide affordable financial services while fostering a sense of community among our members. We believe that everyone deserves access to quality financial resources without the burden of high fees or complicated processes. This commitment is evident in everything we do from our daily operations to our community outreach initiatives. While members can visit us at 901 Market St Wheeling Wv 26003, official correspondence should be sent to 901 Market St, Wheeling, WV 26003-2918. Our lobby hours are from 8:30 AM to 4:00 PM on weekdays, making it easy for you to reach us when you need assistance. Although we currently do not have ATM or drive-thru services available, we ensure that all member interactions are customer-friendly and focused on your satisfaction. At Teamsters Local 697, we also prioritize digital advancements for a more efficient banking experience. While some features such as online banking are still being developed, we offer person-to-person payment options for easy transactions. Our team is dedicated to ensuring that every member feels valued and supported. As we look to the future, Teamsters Local 697 remains committed to strengthening partnerships within the community and expanding our outreach efforts. We believe that by working together with local organizations and businesses, we can create a thriving environment for all. Join us at Teamsters Local 697 and experience the difference of being part of a credit union that truly cares about its members. Whether you're looking for personal banking solutions or business financing options, we're here to help you achieve your financial goals. Reach out today at (304) 232-9840 or visit us online at https://www.teamsters697creditunion.com/ to learn more about how we can serve you!

Branch Location & Accessibility

Contact Us

We invite you to come by and see how we can assist with your financial journey. If you have any questions or need assistance before your visit, don't hesitate to give us a call at 304-232-9840. The Teamsters Local 697 team looks forward to welcoming you!

Nearby Landmarks and Accessibility

You'll find us near several local landmarks that make visiting easy. Just a short walk from the bustling downtown area, our location is not only central but also convenient. We have ample parking available, ensuring you can find a spot without hassle. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to accommodate everyone.

Operating Hours and Services

We're here to serve you Monday through Friday from 8:30 AM to 4:00 PM. Our friendly team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and more. While we currently do not offer ATM services or drive-thru banking, our dedicated staff is always on hand to help you with any inquiries or transactions. If you need to send us official correspondence, please note that while you can visit us at our physical address, our mailing address is also 901 Market St, Wheeling, WV 26003-2918.

Member Eligibility

At Teamsters Local 697, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and opens the door to a range of financial services tailored just for you. If you live, work, or worship in our area, you're likely eligible to join! We also welcome family members of existing members, making it simple to share the benefits with your loved ones. You can enjoy competitive rates on loans, personalized service, and resources designed to help you achieve your financial goals. For more detailed information about eligibility criteria. If you're ready to take the next step or have any questions, give us a call at (304) 232-9840. We're here to help you through every step of the account opening process!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with confidence, knowing you have reliable merchant services at your side. Whether you're accepting payments online or in-store, our merchant services are designed to streamline your transactions. This means faster checkouts and happier customers. When you choose Teamsters Local 697, you're not just getting a bank; you're gaining a partner dedicated to your success. Reach out today at (304) 232-9840 to learn more about how our business banking and commercial services can help you achieve your goals!

Comprehensive List Of Services

Business Banking

For our members who run businesses, we offer specialized business banking services including merchant services and business loans. We understand the challenges of managing a business and are committed to supporting your growth with financial solutions that work for you.

Cash Withdrawal Services

While we currently do not have ATMs on-site or drive-thru services available, we ensure that cash withdrawal services are accessible whenever you need them. Just give us a call at 304-232-9840 if you have any questions or need assistance. At Teamsters Local 697, our mission is to serve our community by providing quality financial products and personalized service. We're here for all your banking needs from personal finance management to supporting local businesses. We encourage you to visit us at 901 Market St or reach out via phone at 304-232-9840 for more information about how we can assist you today! Your financial success is our priority!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. From checking balances to transferring funds between accounts, handling your finances has never been easier.

Home Financing

If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide various choices to suit your situation. We know that securing a home is one of the biggest decisions in life, and we're here to guide you through every step. With personalized service, we aim to make the process straightforward and stress-free.

Personal Banking

Whether you're looking to open a checking or savings account, we have you covered. Our personal banking options are designed for everyday needs, helping you manage your finances with ease. For those considering significant purchases like a new car, our auto loans and vehicle financing solutions offer competitive rates and flexible terms. Imagine driving away in that dream car with a manageable monthly payment!

Personal Loans & Credit Cards

Need extra cash for an unexpected expense? Our personal loans can help you consolidate debt or cover emergencies without breaking the bank. Additionally, our credit cards come with rewards that benefit your lifestyle imagine earning points on every purchase that lead to exciting rewards!

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances should be straightforward. With our online banking, you can keep track of your spending in real-time without any hassle. You won't have to wait for paper statements either; while e-statements aren't available yet, we're committed to enhancing your experience as we grow. We invite you to explore the world of digital banking with us at Teamsters Local 697. Visit us online at https://www.teamsters697creditunion.com/ to learn more about how we can help simplify your financial journey!

Key Features

One standout feature is our person-to-person transfers, allowing you to send money to friends or family quickly and easily. Whether you're splitting a bill or sending a gift, it's all done with just a few taps. While we currently don't offer mobile payments or a dedicated mobile application, our website provides a user-friendly interface for all your banking needs. Your security is our priority. Although we don't support electronic signature authorization at this time, we employ robust measures to protect your information while using our online services.

Financial Strength

A Committed Team

We also take pride in having 2 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $546, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Together

Total Share and Deposit Accounts stand at 775, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $0, highlighting our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teamsters Local 697 is your trusted partner. Visit us at 901 Market St Wheeling Wv 26003 or call (304) 232-9840 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Growth

With $296,788 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as well; with $105 in used auto loans and $2,108,783 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $323,959, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.98% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,211,412 in used vehicle loans and $290,341 in new vehicle loans already helping members get on the road. Whether you need financing for a brand-new model or a reliable used car, we've got options that fit your budget.

Credit Lines

Our total credit lines amount to $250,000, allowing members easy access to funds when they need them most. This option is perfect for managing unexpected costs or consolidating existing debts. At Teamsters Local 697, we prioritize your financial well-being and strive to make borrowing straightforward and accessible. If you're interested in refinancing or would like to know more about eligibility options for any of our loan products, please reach out. Our team is here to assist you every step of the way. For more information or to apply for a loan, don't hesitate to contact us at (304) 232-9840, or visit us at our branch located at 901 Market St Wheeling Wv 26003 in Wheeling, WV. We're dedicated to providing personalized service and helping you navigate your financial journey smoothly.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0, providing you with the financial support you need to secure your dream home.

Unsecured Credit Card Loans

For those looking to manage their everyday expenses more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $0 in loans available, members can enjoy greater financial flexibility and control over their spending.

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Ensuring Accurate Comparisons

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TEAMSTERS LOCAL 697 FEDERAL CREDIT UNION - Wheeling, WV

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