Team One Credit Union Saginaw MI | Quick Personal Loans & Auto Financing

Introduction

Welcome to Team One, your trusted partner in financial growth and community support. Located at 520 Hayden St, Saginaw, MI 48607, our branch has been serving the local community since 1935. With a strong commitment to our members, we proudly offer a wide range of services designed to meet your personal and business banking needs. At Team One, we understand that each member's financial journey is unique. That's why we focus on building relationships based on trust and reliability. Our dedicated team, led by CEO Derrick Barber and Board President Rebecca Sanchez, works tirelessly to provide personalized solutions tailored just for you. Whether you're looking for auto loans, mortgages, or everyday banking services, we've got you covered with over 51,480 satisfied members and assets totaling $737,787,200. While members can visit us at our branch for assistance and services, please note that official correspondence should be sent to our mailing address: 520 HAYDEN ST, SAGINAW, MI 48606. With total deposits of $65,727,957 and cash in hand amounting to $12,296,934, we ensure that your money is safe and accessible whenever you need it. Plus, our loan offerings include more than just auto financing; we also provide personal loans and business financing options to help you achieve your goals. Join us in making a difference in the community! Our friendly staff is available Monday through Friday from 9 AM to 5 PM to assist with all your banking needs. Give us a call at (989) 754-6575 or visit our website at teamonecu.org for more information. We look forward to welcoming you into the Team One family!

Branch History & Mission

Community Focus

Team One is proud of its community involvement and partnerships. We actively participate in local events and initiatives aimed at uplifting those around us. By offering educational workshops on financial literacy and supporting local charities, we aim not only to be your preferred financial institution but also a responsible community member. Our commitment extends beyond traditional banking services. We offer modern conveniences like online banking and mobile payments so that you can manage your finances on your terms. Additionally, our ATM availability ensures you have access to your funds whenever needed. While members can visit us at 520 Hayden St, official correspondence should be sent to 520 HAYDEN ST, SAGINAW, MI 48606 if different from our branch address.

Join Us Today!

If you're looking for a credit union that values both your financial goals and your role in the community, look no further than Team One. Experience the difference of being part of an organization dedicated to your success. Visit us today or explore more about membership options here. Together, let's build a brighter financial future!

Our Mission

At Team One, our mission is simple yet powerful: to enhance the financial well-being of our members while contributing positively to the community we serve. We believe that everyone deserves access to affordable financial services tailored to their unique situations. This belief drives us every day as we strive to offer competitive rates and innovative solutions while prioritizing exceptional customer service. We understand that banking isn't just about numbers; it's about relationships and trust. Our dedicated team is here to provide personalized service that meets your needs whether you're looking for checking and savings accounts or exploring options for debt consolidation. With operating hours from Monday through Friday, 9 AM to 5 PM, we make it easy for you to connect with us when you need support.

Branch Location & Accessibility

Accessibility Features

At Team One, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive.

Get in Touch!

Ready to experience hassle-free banking? Give us a call at 989-754-6575 or stop by today! The Team One family is excited to welcome you and help you achieve your financial goals right here in Saginaw.

Operating Hours

We're here for you Monday through Friday from 9 AM to 5 PM. Whether you're looking to open a new account, apply for a loan, or simply ask a question, our dedicated team is ready to assist you during these hours.

Services Offered

Inside our welcoming branch, we offer a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Need some quick cash? Our drive-thru service makes it easy for you to complete deposits and withdrawals without leaving your car. Plus, with ATM availability on-site, accessing your funds has never been easier. While members can visit us at 520 Hayden St for all their banking needs, any official correspondence should be sent to our mailing address at 520 HAYDEN ST, SAGINAW, MI 48606.

Member Eligibility

At Team One, we believe that everyone deserves a chance to be part of a supportive community focused on helping you achieve your financial goals. To become a member, you'll find that eligibility is quite straightforward. If you live, work, worship, or go to school in the Saginaw area, you're already well on your way to joining us! We welcome individuals and families who share our vision of fostering financial well-being. For more details about eligibility, feel free to check out this resource: http://WWW.TEAMONECU.ORG/about/membership-eligibility. Joining Team One opens the door to a variety of benefits, including personalized banking services and competitive loan rates tailored just for you. The process is simple and welcoming just visit us at our branch located at 520 Hayden St Saginaw Mi 48607, or give us a call at (989) 754-6575 for assistance. You can also start your application online by visiting http://WWW.TEAMONECU.ORG/apply-for-a-loan. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Lending Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $240 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,590,362, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a payment solution that works as hard as you do. Our merchant services enable you to accept payments easily, whether in-store or online. This means faster transactions, improved customer satisfaction, and more time for you to focus on growing your business. Visit us at 520 Hayden St Saginaw Mi 48607 in Saginaw, MI, or call us at (989) 754-6575 to explore how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For local businesses, we provide essential banking services such as merchant services and business loans. We know running a business comes with its challenges, so we aim to streamline your financial management, allowing you more time to focus on growth.

Credit Cards and Rewards

We also understand the importance of rewarding loyalty. Our credit cards with rewards allow you to earn points on everyday purchases, making it easier to treat yourself while managing your finances responsibly.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options that let you manage your accounts anytime, anywhere. With features like ATM access, cash withdrawal services, and easy-to-use mobile applications, banking has never been more accessible. Our members can enjoy basic drive-thru banking for quick deposits and withdrawals too.

Get Started Today!

At Team One, we're committed to providing exceptional service that meets your needs. Whether you're visiting us at 520 Hayden St Saginaw Mi 48607 or calling us at (989) 754-6575, our friendly team is ready to assist you every step of the way. Explore all that we have to offer by visiting our website at Saginaw Main today! Join us in experiencing stress-free banking tailored just for you!

Personal Banking

For individuals and families, our personal banking services are designed to help you achieve your financial goals. We offer checking and savings accounts that fit various lifestyles, whether you're saving for a special occasion or managing everyday expenses. If you're considering purchasing a car, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you on the road without breaking the bank. Homeownership is within reach with our mortgage loans and refinancing services, helping you find the right loan for your dream home or reduce your current mortgage payments. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation solutions can provide relief and a clear path forward.

Digital & Online Banking

Key Features

One of the standout features of our online services is e-statements. With this option, you can say goodbye to paper clutter while still keeping track of your financial activity. Plus, for those who value speed and efficiency, we support electronic signature authorization, making it easy to handle important documents without the hassle of printing or mailing. If you're looking for a way to pay friends or family quickly, our person-to-person transfers feature allows you to send money instantly with just a few clicks. And don't forget about our mobile payments option! With this handy feature, you can make purchases directly from your mobile device perfect for those busy days when you're out and about.

User-Friendly Experience

For even greater convenience, be sure to check out our mobile application. It brings all the features of our online banking right to your fingertips. You can deposit checks using your phone's camera, monitor transactions in real-time, and access customer support whenever you have questions. At Team One, we understand that safety is key in online banking. We use robust security measures to keep your information protected while ensuring that our services remain user-friendly. So whether you're checking balances or transferring funds, you can do so with confidence. Embrace the ease of managing your finances digitally with us at Team One. Join today and take control of your financial journey!

Financial Strength

At Team One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential. That's why we are proud to share our strong financial position with you. With a net worth of $66,825,661, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,572,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident as we have $7,457 in used auto loans and $497,651,552 in total loans and leases, which supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,432,973. Total Share and Deposit Accounts: 101,812, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 520 Hayden St Saginaw Mi 48607 or call (989) 754-6575 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Team One, we understand that financing is a crucial step in achieving your financial goals. Whether you're looking to buy a car, purchase a home, or manage your expenses, we offer a variety of loan products tailored to meet your needs. Our branch, located at 520 Hayden St, Saginaw, MI 48607, is here to assist you with friendly service and expert guidance. You can reach us at (989) 754-6575 during our operating hours from Monday to Friday, 9 AM to 5 PM. With over 31,808 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are designed to make your vehicle purchase more affordable and accessible. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,358,662 in used vehicle loans and $21,125,976 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,589,627, allowing you to invest in your future with confidence. For those managing everyday expenses or unexpected costs, our unsecured credit card loans provide flexible terms and have helped our members with a total of $29,707,307 in financing. These options allow you to navigate financial challenges effectively without adding stress. If you're a business owner looking for growth opportunities, our outstanding commercial loans totaling $84,590,362 can provide the capital needed for expansion. At Team One Credit Union, we also offer refinancing options for many of our loan products to help you save money over time. Explore eligibility options on our website or give us a call we're here to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Team One and discover how our loan offerings can support your dreams and financial plans today!

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