Team One Credit Union Saginaw MI | Best Auto Loans & Business Banking

Introduction

At Team One, we believe that strong communities are built on trust, support, and a shared vision for financial success. Located at 1500 Weiss St, Saginaw, MI 48602, our branch has proudly served our members since 1935. With a deep commitment to fostering financial well-being, we currently support over 51,480 members and manage assets totaling an impressive $737,787,200. While members can visit us at our branch address, official correspondence should be sent to 520 Hayden St, Saginaw, MI 48607. Our dedicated team of 164 employees, led by CEO Derrick Barber and Board President Rebecca Sanchez, is here to provide personalized service tailored to your unique financial needs. At Team One, we understand the importance of accessible banking solutions. That's why we offer a variety of services ranging from personal checking and savings accounts to auto loans and business banking solutions. With total deposits reaching $65,727,957 and an active portfolio including 31,808 loans and leases, we are well-equipped to help you achieve your financial goals. Our community impact extends beyond numbers; it's about relationships. We're not just another credit union; we're your partners in navigating life's financial journey. Whether you're looking for guidance on mortgage refinancing or exploring options for personal loans with competitive rates, we are here for you every step of the way. Ready to take the next step? Feel free to reach out to us at (989) 754-6575 or visit our website at teamonecu.org for more information on how we can serve you better. Your financial future starts with us!

Branch History & Mission

Community Engagement

Our branch actively participates in community outreach efforts that strengthen ties within Saginaw. Whether it's sponsoring local events or partnering with other organizations for charitable causes, Team One is dedicated to giving back to the community that has supported us for so many years.

Join Us!

If you're looking for a credit union that puts its members first and values community engagement, we invite you to become part of the Team One family. Experience the benefits of joining a supportive financial institution that prioritizes your needs. Contact us today at 989-754-6575 or visit our website at www.teamonecu.org for more information on how you can become a member or open an account. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings at 1500 Weiss St, Saginaw, MI 48602, Team One has evolved into a trusted financial partner for individuals and businesses alike. Our history is marked by significant milestones that reflect our commitment to innovation and community support. We have embraced advancements in technology while ensuring that all our services are accessible and user-friendly. In addition to traditional banking options, we have made strides in digital banking offering online banking and mobile payment solutions. This ensures that our members can manage their finances easily and securely from anywhere. We also take pride in being ADA compliant, making our services available to everyone.

Our Mission

At Team One, our mission is straightforward: we aim to empower our members through personalized financial solutions while fostering a strong sense of community. We believe that financial well-being is essential for a thriving community. That's why we go beyond just offering accounts and loans; we focus on educating our members about managing money effectively and planning for their futures. Our services include personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, as well as business banking services. We are committed to supporting local businesses with merchant services and business loans. While you can visit us at 1500 Weiss St, official correspondence should be sent to our mailing address at 520 Hayden St, Saginaw, MI 48607. Our lobby hours are available on Wednesdays and Fridays from 12:00 PM - 4:00 PM, making it easy for you to connect with us during your busy week.

Branch Location & Accessibility

Convenient Access

At Team One, we understand that life can get busy. That's why we've made it easy for you to visit us. Our branch is equipped with ample parking and features that comply with ADA standards, ensuring everyone can access our services comfortably. If you need to send us official correspondence, please note that our mailing address is 520 Hayden St, Saginaw, MI 48607.

Operating Hours

We want to make banking as convenient as possible for you. Our lobby hours are open on Wednesdays and Fridays from noon until 4 PM, giving you the flexibility to visit during your lunch break or after work. Feel free to call us at 989-754-6575 if you have any questions or need assistance!

Services Offered

Whether you're looking to open a checking account, finance your next vehicle, or explore personal loans and credit cards with rewards, Team One has got you covered. We also provide online and mobile banking options for those who prefer managing their finances on the go. For cash withdrawals or balance inquiries, enjoy the convenience of our ATM services available right here at the branch.

Visit Us Today!

Experience the difference at Team One! We invite you to come by and see how we can help meet your financial needs. Whether you're a long-time member or considering joining us for the first time, we look forward to welcoming you into our community-focused environment. Come visit us soon!

Member Eligibility

Becoming a member of Team One means joining a community that truly cares about your financial well-being. At our branch located at 1500 Weiss St Saginaw Mi 48602, we welcome individuals who share our values and commitment to community support. If you live, work, or worship in the area or have family ties to our membership base, you may be eligible to join us! We also invite those who are employed by specific organizations affiliated with us. The best way to ensure you meet all eligibility criteria is to visit our website at http://WWW.TEAMONECU.ORG/about/membership-eligibility for detailed information. Opening an account is a straightforward process that can set you on the path to accessing a variety of benefits tailored just for you, including competitive loan rates and personalized service. If you're ready to take the next step, simply reach out to us at (989) 754-6575 or check out how easy it is to open an account at http://WWW.TEAMONECU.ORG/apply-for-a-loan. Join Team One today and start experiencing the advantages of being part of our family!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to our loan offerings, we provide merchant services that simplify payment processing. Imagine owning a local cafe; our easy-to-use point-of-sale systems can help you accept payments swiftly, manage inventory seamlessly, and track sales trends all while providing exceptional customer service. This means more time focusing on what you love: serving your customers and growing your business. Located at 1500 Weiss St Saginaw Mi 48602 in Saginaw, MI, our dedicated team is here to help you navigate the financial landscape with confidence. Contact us at (989) 754-6575 to learn more about how we can support your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $240 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,590,362, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Offerings

For business owners in our community, Team One offers robust business banking services, including merchant services and business loans tailored to help your company thrive. Whether you're just starting out or looking to expand, we understand what it takes to support local businesses.

Digital Banking Features

In today's fast-paced world, accessibility is key. That's why we emphasize our digital banking capabilities. With options for online and mobile banking, managing your finances has never been easier. You can make payments, set up automatic transfers, and even use our person-to-person payment feature all from your smartphone or computer. We also provide convenient access through our ATM & cash withdrawal services so that you can get cash when you need it without any hassle. If basic ATM access is what you're after think withdrawals and balance checks our ATMs are equipped for that too.

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer checking and savings accounts that come with user-friendly online banking features. Imagine being able to check your balance or transfer funds from your mobile device whenever you need it this convenience is just a tap away! If you're thinking about buying a new car, our auto loans and vehicle financing options provide competitive rates that can help you get behind the wheel without breaking the bank. We also have mortgage loans and refinancing services available to assist you in purchasing your dream home or lowering your current mortgage payments. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans and debt consolidation services are designed to help ease financial burdens. And don't forget about our credit cards with rewards, which allow you to earn points on your everyday purchases turning spending into savings!

Reach Out Today!

At Team One, we're more than just a credit union; we're a part of the community dedicated to serving you. If you'd like more information about any of our services or want to discuss how we can assist with your financial journey, don't hesitate to reach out! You can call us at 989-754-6575 or visit us at our branch in Saginaw. Explore all that we have to offer by visiting our website at teamonecu.org today!

Digital & Online Banking

Key Services

You can access all our online banking features conveniently at https://www.teamonecu.org/. Our services include 24/7 online banking, allowing you to check balances, make transfers, and pay bills anytime, anywhere. Plus, with e-statements available, you can easily stay organized without the clutter of paper statements. Need to send money to friends or family? Our person-to-person transfer feature makes it simple and quick no need for cash or checks. And if you're always on the go, our mobile application is designed just for you. With it, you can make mobile payments effortlessly and manage your accounts right from your smartphone.

Security and Convenience

Your security is our priority. We offer electronic signature authorization, so you can complete transactions securely without the hassle of printing or mailing documents. Our platform also prioritizes ease-of-use; whether you're tech-savvy or just starting with online banking, you'll find navigating our services straightforward. With these tools at your disposal, real-time account management is just a click away. Experience the convenience of having complete control over your financial activities with Team One's digital banking solutions. Whether you're at home or out and about, we've got you covered!

Financial Strength

A Growing Membership Base

Total Share and Deposit Accounts: 101,812, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 1500 Weiss St Saginaw Mi 48602 or call (989) 754-6575 to learn more about how we can help you achieve your financial goals.

Committed Workforce

We also take pride in having 150 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedication translates into personalized service that you can trust.

Member-Centric Savings

Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $57,572,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity for lending is robust; we have $7,457 in used auto loans and $497,651,552 in total loans and leases, supporting members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $66,825,661, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,358,662 in used vehicle loans and $21,125,976 in new vehicle loans already helping members get on the road. Whether you are purchasing a new or used vehicle, we have options designed for you.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $84,590,362 provide the capital needed to grow your business efficiently. At Team One Credit Union, we prioritize making financing accessible and straightforward. If you're interested in refinancing options or want to learn more about eligibility requirements for any of our loan products, please visit our website or give us a call. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines

For those who need more flexibility in managing their finances, our total credit lines amount to $132,868,973. This option allows you to access funds when needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,589,627, make buying or refinancing simple. We offer competitive rates and terms that fit your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $29,707,307 in loans helping members manage their finances effectively. These cards provide an excellent way to handle unexpected expenses or everyday purchases without tying up your cash flow.

Loan Aggregator

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Team One