Team One Credit Union Saginaw MI | Convenient ATM Access

Introduction

Welcome to Team One, your trusted credit union located at 902 S Washington Ave, Saginaw, MI 48601. Since our establishment in 1935, we have been dedicated to serving our community with a personal touch and a focus on building lasting relationships. With over 51,480 members, we pride ourselves on providing exceptional financial services tailored to meet your needs. As a member-focused institution, we understand the importance of trust and reliability in banking. At Team One, you'll find not just financial products but also a commitment to your financial well-being. Our total assets stand at an impressive $737,787,200, ensuring that we are well-equipped to support your financial goals. Whether you're looking for loans or savings options, our team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 520 Hayden St, Saginaw, MI 48607. With total deposits reaching $65,727,957 and a strong net worth of $66,825,661, you can feel confident that your money is in safe hands. Under the leadership of CEO Derrick Barber and Board President Rebecca Sanchez, our dedicated staff of 164 employees works diligently to provide top-notch service and innovative solutions. We offer a variety of loan options totaling 31,808, including auto loans and personal loans designed to help you achieve your dreams. Our commitment extends beyond just numbers; we aim to make a positive impact in our community through responsible lending and supporting local initiatives. So whether you're looking for ATM access or seeking advice on loans, we're ready to assist you with friendly service. Don't hesitate to reach out! Call us at (989) 754-6575 or visit our website at www.teamonecu.org for more information on how we can help you today. Join us at Team One where community banking meets personal care!

Branch History & Mission

Community Commitment

Our commitment goes beyond banking; we actively engage in community outreach efforts that uplift those around us. By partnering with local organizations and participating in community events, we strive to make a positive impact on the lives of residents in Saginaw and its surrounding areas.

Join Us

We invite you to become part of the Team One family. Experience firsthand how we blend traditional banking values with modern conveniences designed to support your financial journey. Whether you're looking for an auto loan or need assistance managing your savings, we're here for you every step of the way. Feel free to reach out at (989) 754-6575 during our operating hours from 9 AM to 5 PM Monday through Friday. Discover how Team One can help you achieve your financial dreams today!

Our Journey

Located at 902 S Washington Ave, Saginaw, MI 48601, our branch has evolved alongside the community it serves. Over the years, we have expanded our services and resources to meet the diverse needs of our members. From humble beginnings to managing total assets of approximately $737,787,200 today, we've continuously adapted to provide relevant and impactful financial solutions. Our journey reflects not just growth in numbers but also an enduring relationship with our members built on trust and mutual support. While members can visit us at our main address for all their banking needs, official correspondence should be sent to 520 Hayden St, Saginaw, MI 48607.

Our Mission

At the heart of Team One is our mission: to empower our members and enhance the quality of life in our community through exceptional service and tailored financial solutions. We believe that everyone deserves access to quality financial services that foster stability and growth. Whether it's providing loans for personal needs or offering guidance on savings strategies, our dedicated team is here to help you succeed. In line with this mission, we emphasize customer-centric initiatives that include online banking options for easy access to accounts and mobile payment solutions for convenient transactions. We're also committed to accessibility by ensuring our facilities are ADA compliant.

Branch Location & Accessibility

Call to Action

We invite you to stop by Team One at S Washington Ave or give us a call at 989-754-6575 for any questions. Join our community today and discover how we can help meet your financial needs!

Local Landmarks and Accessibility

Nestled near local favorites like the Saginaw County Courthouse and just a short drive from the bustling downtown area, our branch is perfectly situated to serve you. We prioritize accessibility with features like ADA-compliant ramps and ample parking spaces so everyone can visit us without hassle.

Operating Hours and Services

We're here for you during the week from 9 AM to 5 PM, Monday through Friday. Whether you need help with ATM services or basic banking inquiries, our friendly staff is ready to assist you. While we currently do not offer drive-thru services, we do have an ATM available for quick access to your funds.

Member Eligibility

Joining the Team One community is a simple and welcoming process! If you're interested in becoming a member, you'll find that eligibility is open to a variety of individuals, including those who live, work, or worship in specific areas around Saginaw. We embrace everyone who shares our values of community and support. To learn more about the specific eligibility criteria, feel free to check out our detailed page at this link. Once you confirm your eligibility, opening an account at Team One is straightforward and hassle-free. You can start your journey by visiting us online at this page or by calling us at (989) 754-6575 for assistance. We're here to help you every step of the way! Our branch is conveniently located at 902 S Washington Ave Saginaw Mi 48601, making it easy for you to stop by if you have any questions or need personal assistance. Join us today and experience the benefits of being part of a supportive financial family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $240 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,590,362, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to simplify payment processing and enhance customer experiences. Picture this: your customers can pay quickly and easily, leading to more sales and better cash flow. Our tools help ensure your business runs smoothly so you can focus on what matters most serving your clients. Visit us at 902 S Washington Ave Saginaw Mi 48601 in Saginaw, MI, or give us a call at (989) 754-6575 to learn more about how we can partner with you for success!

Comprehensive List Of Services

Banking Made Easy

We understand that convenience is key in today's busy world. That's why our ATM Services are designed for quick and easy access to your funds. With our basic ATM access, you can withdraw cash or check your balance anytime you need. This service ensures that whether you're out running errands or heading home from work, your money is always within reach.

Connect with Us

If you have questions about our services or need assistance, don't hesitate to reach out! You can call us at 989-754-6575 during our operating hours from 9 AM to 5 PM on weekdays. We're here to support you and ensure that your banking experience is smooth and enjoyable.

Digital Solutions for Your Lifestyle

In addition to traditional banking services, Team One emphasizes digital banking features that make managing your finances easier than ever. Our online banking platform allows you to view account balances, transfer funds, and pay bills right from your smartphone or computer. No more waiting in line at the bank; everything is just a few clicks away.

Join Us Today!

At Team One, we strive to build lasting relationships with our members by offering personalized service and comprehensive financial solutions. Explore what we have to offer today! To learn more about membership eligibility or open an account, visit us online at Team One Website or check out our membership page. Your journey towards better financial health starts here!

Digital & Online Banking

Key Services

With our online banking service available 24/7 at https://www.teamonecu.org/ , you can access your accounts anytime, anywhere. You'll find it simple to check balances, pay bills, and transfer funds. Plus, with the ability to set up electronic signature authorization, signing documents is quick and hassle-free. If you prefer going paperless, you'll love our e-statements feature. Not only does it help the environment, but it also makes tracking your spending easier than ever. You'll receive statements directly to your inbox without the clutter of physical paperwork.

Mobile Features

For those who are always on the go, our mobile application is a must-have tool. It supports mobile payments so you can make purchases directly from your phone just another way we make banking convenient for you. And if you need to send money to friends or family quickly, our person-to-person transfer feature allows you to do just that in a few taps.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information while you bank online. You can feel safe knowing that your personal data is safeguarded every time you log in. At Team One, we're committed to providing accessible and user-friendly services that fit seamlessly into your lifestyle. Explore all these features today and see how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $57,572,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial goals is evident through our extensive lending capacity: with $7,457 in used auto loans and $497,651,552 in total loans and leases, we're here to support you across various sectors.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Member Savings

Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $66,825,661, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $1,432,973. Total Share and Deposit Accounts: 101,812, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 902 S Washington Ave Saginaw Mi 48601 or call (989) 754-6575 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,358,662 in used vehicle loans and $21,125,976 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, we can provide flexible terms and competitive rates to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $84,590,362 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and opportunities; our team is here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $22,589,627. This means you can find the right financing solution that fits your family's needs while enjoying competitive interest rates and easy eligibility requirements.

Refinancing Options

If you're considering refinancing any existing loans or credit lines for better rates or terms, we encourage you to reach out. We will guide you through the eligibility options available to ensure you get the best possible deal tailored to your situation. To learn more about our loan offerings or how to apply, feel free to contact us at 989-754-6575 during our lobby hours from 9 AM to 5 PM Monday through Friday. For more detailed information about eligibility and application processes, visit our website at Team One. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you take that next step toward achieving your financial dreams!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $29,707,307 in loans helping members manage their finances effectively. This option allows you to make purchases without collateral while benefiting from manageable repayment plans.

Loan Aggregator

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TEAM ONE CREDIT UNION