TEAM ONE CREDIT UNION - Owosso, MI

Welcome to Team One, your trusted financial partner in the heart of Owosso, Michigan. Located at 1243 E M 21, we have been proudly serving our community since 1935. With a commitment to fostering financial well-being, our credit union supports over 51,480 members and manages an impressive $737,787,200 in total assets. At Team One, we believe that strong community ties and member-focused service are essential for building trust. Our dedicated team is here to help you navigate your financial journey with personalized solutions tailored just for you. Whether you're looking for auto loans, mortgages, or personal banking services, we've got you covered. If you're sending us a letter or important documents, please use our mailing address: PO Box 672, Owosso, MI 48867. We invite you to explore the various services we offer on our website at www.teamonecu.org. Our easy online banking options make managing your finances convenient and straightforward. Under the leadership of CEO Derrick Barber and Board President Rebecca Sanchez, our team of 164 employees is committed to providing exceptional service. We take pride in maintaining a strong net worth of $66,825,661 and ensuring that your deposits are safe and secure with over $65,727,957 in total deposits. Join us today and experience the difference that comes from being part of a member-owned institution where your needs come first. Feel free to give us a call at 989-723-2243 or visit us during our lobby hours from Monday to Friday, 9 a.m. to 5 p.m. Let's work together to achieve your financial goals!

At Team One, we believe in building a strong community, and becoming a member is your first step toward joining our welcoming family. If you're looking to experience the benefits of personalized banking, you'll be glad to know that eligibility is simple and straightforward. You can become a member if you live, work, worship, or attend school in the areas we serve or if you have an immediate family member who is already part of our credit union. This means that whether you're new to the area or have been here for years, there's a good chance you qualify! Joining us at Team One not only opens the door to various financial services tailored just for you but also provides a sense of belonging and support. To learn more about the specific eligibility requirements, feel free to visit our detailed page at http://WWW.TEAMONECU.ORG/about/membership-eligibility . When you're ready to take the next step and open an account, simply head over to our easy online application at http://WWW.TEAMONECU.ORG/apply-for-a-loan or give us a call at (989) 723-2243. We're excited to welcome you into our community at 1243 E M 21 Owosso Mi 48867!

At Team One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you with reliability and trustworthiness. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $66,825,661, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $57,572,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,457 in used auto loans and $497,651,552 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,432,973. Total Share and Deposit Accounts: 101,812, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 1243 E M 21 Owosso Mi 48867 or call (989) 723-2243 to learn more about how we can help you achieve your financial goals.