Team One Credit Union Flint MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Team One, your trusted financial partner located at 606 Stevens St, Flint, MI 48502. Established in 1935, we have proudly served our community for nearly nine decades, growing alongside our members and ensuring their financial well-being. With a robust membership base of over 51,480 individuals and total assets reaching an impressive $737,787,200, we are dedicated to offering a wide range of financial services tailored to your needs. At Team One, we understand that every member's journey is unique. That's why we provide personalized banking solutions, including auto loans, mortgages, and credit cards with rewards. Our commitment to enhancing your banking experience is evident through our online and mobile banking services, making it easier than ever to manage your finances on the go. Under the leadership of our CEO, Derrick Barber, and Board President, Rebecca Sanchez, our team of 164 employees is here to support you every step of the way. We are proud to maintain a strong net worth of $66,825,661 and ensure that your deposits totaling $65,727,957 are safe and secure. While members can visit us at our branch location for personal service or assistance with transactions through our drive-thru facility, official correspondence should be sent to the same address: 606 Stevens St., Flint, MI 48502. Ready to take control of your financial future? We invite you to explore all that Team One has to offer by visiting our website at teamonecu.org or calling us at 810-239-7655 today! Join us in building a brighter financial future together.

Branch History & Mission

Community Engagement

Team One believes in giving back. We actively participate in local events and partnerships aimed at enhancing the quality of life in Flint. Our outreach efforts include financial literacy workshops designed to educate members on managing their finances effectively. While members can visit us at 606 Stevens St for all their banking needs, official correspondence should be sent to the same address. If you're looking for a friendly place that prioritizes your financial wellness while being deeply rooted in community service, look no further than Team One. We invite you to join us on this journey towards financial empowerment. Experience firsthand what makes Team One special by visiting our branch or checking out our website at Team One Credit Union. Together, let's build a stronger future!

Our Mission

At Team One, our mission extends beyond just offering banking services; it's about uplifting our community. We strive to make a positive impact through financial education and support programs that empower individuals and families. Our goal is not only to help members achieve their financial aspirations but also to invest in the growth and well-being of Flint and its surrounding areas. With our modernized facilities and ADA-compliant access, we ensure that everyone can benefit from our services. We're equipped with digital banking options like online and mobile banking for convenience. Additionally, we offer drive-thru services and ATM access for those who prefer quick transactions.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our location is just a stone's throw from popular spots in Flint, making it easy to drop by while running errands or visiting friends. We prioritize accessibility with features like ADA-compliant ramps and ample parking, ensuring that everyone can visit us comfortably.

Operating Hours and Services

At Team One, we value your time. Our lobby is open Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday through Friday until 6:00 PM. On Saturdays, we welcome you from 9:30 AM to 12:30 PM. For those who prefer quick transactions, our drive-thru service opens at 8:00 AM on weekdays with Saturday hours aligning with our lobby schedule. We offer a range of services designed to fit your financial needs, including personal banking accounts, auto loans, mortgages, credit cards with rewards, and more. Plus, we have an ATM available for convenient cash withdrawals and balance checks.

Reach Out to Us

Have questions or need assistance? Don't hesitate to give us a call at 810-239-7655. Our friendly team is eager to help you navigate your banking experience seamlessly. Whether you're looking to open an account or explore loan options, we invite you to visit us at Team One where community matters!

Member Eligibility

Becoming a member of Team One means joining a welcoming community that values you and your financial well-being. If you're looking to take part in our supportive network, eligibility is quite simple! At Team One, we invite individuals who live, work, worship, or attend school in the Flint area to join us. This inclusive approach ensures that our services are available to those who truly need them, fostering a sense of belonging among our members. Plus, as a member, you'll enjoy access to a range of financial products and services tailored just for you. Getting started is easy! Just visit us at 606 Stevens St Flint Mi 48502 or give us a call at (810) 239-7655 for any questions you might have. For detailed and updated eligibility information, check out our website at http://WWW.TEAMONECU.ORG/about/membership-eligibility . And when you're ready to open an account, you can easily apply online by visiting http://WWW.TEAMONECU.ORG/apply-for-a-loan . Join us today and experience the advantages of being part of the Team One family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $240 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $269 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $84,590,362, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and efficiently while managing your transactions seamlessly. Our merchant services offer you tools that simplify payment processing, whether you're in-store or online. This means less time worrying about finances and more time focusing on what you love growing your business. Visit us at 606 Stevens St Flint Mi 48502 in Flint, MI or call us at (810) 239-7655 to learn how we can help your business thrive!

Comprehensive List Of Services

Connect with Us

We invite you to discover how Team One can support all your financial needs. For more information about our services or if you have questions about becoming a member, feel free to call us at 810-239-7655 or visit us online at www.teamonecu.org. Let us help you navigate your financial journey today!

Convenience at Your Fingertips

Managing your accounts has never been easier thanks to our robust Online & Mobile Banking options. With features like ATM & Cash Withdrawal Services and Basic Drive-Thru Banking for simple transactions, we ensure that accessing your funds is quick and hassle-free. Plus, our ATMs are available for all basic needs like withdrawals and balance checks without any added stress.

Empowering Local Businesses

For business owners, Team One provides dedicated support through our Business Banking services. From Merchant Services that facilitate easy transactions to tailored Business Loans designed to foster growth, we are here to empower your entrepreneurial journey.

Financing Your Dreams

If you're in the market for a new vehicle, consider our Auto Loans & Vehicle Financing options. We work closely with you to ensure you get a competitive rate that fits your budget. Whether it's a brand-new car or a used one, our financing solutions can help turn your dreams into reality. Plus, if home ownership is on your horizon, explore our Mortgage Loans & Refinancing services that guide you through each step of the process.

Personal Banking Made Easy

For those seeking everyday banking solutions, our Personal Banking services include both Checking and Savings Accounts designed to help you manage your finances efficiently. Imagine effortlessly tracking your savings goals or managing your day-to-day expenses through our user-friendly online banking platform. You can access your accounts anytime, anywhere making it easier than ever to stay on top of your finances.

Support for Your Financial Needs

In addition to these services, we offer Personal Loans & Debt Consolidation options for those looking to simplify their finances or cover unexpected expenses. Our Credit Cards with Rewards program adds another layer of benefit by allowing you to earn points while you spend perfect for everyday purchases or special treats.

Digital & Online Banking

Key Services

Imagine being able to check your balance, transfer funds, or pay bills anytime, anywhere. Our online banking service gives you real-time control over your accounts. You can enjoy the ease of e-statements, which are available for those who prefer a greener approach to banking. Plus, with electronic signature authorization, signing documents is quick and secure no more printing or mailing required! If you're always on the go, you'll love our mobile application. It allows you to manage your finances right from your smartphone. Want to split a bill with a friend? Our person-to-person transfer feature makes it simple to send money instantly. And if you prefer making payments in stores or online using your phone, our mobile payments feature has got you covered.

Security and Accessibility

Your security is our top priority. We ensure that all transactions are protected with the latest technology so you can bank confidently. Whether you're using a computer or mobile device, accessing your accounts is safe and straightforward. With all these features combined, Team One makes it easy for you to stay on top of your finances while enjoying peace of mind. Experience the modern way of banking today!

Financial Strength

Growing Member Base

Total Share Accounts: 101,812, show a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has in Team One, demonstrating that we are not just a financial institution but a vital part of your life. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 606 Stevens St Flint Mi 48502 or call (810) 239-7655 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Growth

With $57,572,077 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $7,457 in used auto loans and $497,651,552 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Approach

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to reinvest in our community and enhance your banking experience.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 150 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. This focus on your savings ensures that your money works for you while remaining secure with us.

Solid Financial Foundation

With a net worth of $66,825,661, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,358,662 in used vehicle loans and $21,125,976 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away satisfied.

Business Solutions

For business owners seeking growth opportunities, our outstanding commercial loans totaling $84,590,362 provide the capital needed to expand operations or invest in new ventures. We understand that every business has unique needs and are ready to work closely with you to develop the right financing solutions. At Team One in Flint, MI (606 Stevens St), we're committed to helping our members navigate their financial journey with confidence. If you're interested in learning more about eligibility or refinancing options available for any of our loan products, feel free to reach out at 810-239-7655 or visit us online at teamonecu.org. We look forward to assisting you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,589,627, make buying or refinancing simple. Whether you're purchasing a new home or looking to refinance your existing mortgage for better rates, we're here to guide you through each step.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $29,707,307 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle while providing peace of mind when making purchases.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to navigate their options with confidence. LendMesh ensures accurate loan comparisons through its commitment to sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This information is based on the latest results (Source: https://www.ncua.gov ), guaranteeing that users receive fair and transparent offers tailored to their needs. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the platform's effectiveness in delivering valuable financial insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TEAM ONE CREDIT UNION - Flint, MI