Teachers Credit Union Wading River NY | Best Auto Loans & Personal Banking

Introduction

Community Commitment

Our commitment goes beyond just numbers. We believe in fostering relationships within our community and supporting our members' financial well-being. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, we strive to create an environment where every member feels valued and understood. With a dedicated team of 867 employees, we ensure that you receive personalized service every time you visit. Our branch also offers convenient features like online banking and ATM access to make managing your finances easier than ever.

Reach Out Today!

While you're welcome to visit us at our branch address, official correspondence should be sent to the same address: 6257 Route 25A, Wading River, NY 11792. If you have any questions or need assistance, please don't hesitate to call us at 631-698-7000. We're here to help you achieve your financial goals! Explore more about what we offer by visiting our website at Teachers FCU today!

Branch History & Mission

Community Focus

Teachers Credit Union thrives on its connection with the community. We actively engage in partnerships and outreach efforts designed to uplift local residents. Our shared service center provides basic transactions for partner credit union members as part of our commitment to collaboration within the credit union movement. As we look ahead, we remain focused on embracing digital advancements while ensuring compliance with ADA standards for all members. We strive to create an inclusive environment where everyone can thrive financially. Join us at Teachers Credit Union experience firsthand how we can help you reach your financial goals while being part of a supportive community network. Whether you're looking for loans, savings options, or simply want to know more about what we offer, we're here for you every step of the way! Visit us today or call us at 631-698-7000. Let's build a brighter financial future together!

Our Mission

At Teachers Credit Union, our mission is simple yet impactful: to empower our members through tailored financial solutions while fostering a sense of community and support. We aim to provide a range of services from personal banking options like checking and savings accounts to auto loans and mortgage refinancing that cater to the diverse needs of our members. Our goal is not just about transactions; it's about building lasting relationships and contributing positively to the lives of those we serve. We believe that everyone deserves access to quality financial services that help them achieve their dreams. That's why we are committed to ensuring accessibility through various means whether it's offering online and mobile banking options for convenience or maintaining an ATM for easy cash withdrawals. While we do not have drive-thru service at this location, our dedicated staff is always ready to assist you during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM.

Branch Location & Accessibility

Welcome to the Teachers Credit Union branch located at 6257 Route 25A in Wading River, NY! We're proud to serve our community in Suffolk County, making your banking experience as convenient and friendly as possible. Whether you're here to open a new account or need assistance with your existing services, our team is ready to help. Our location is easily accessible, just a short drive from nearby landmarks like the beautiful Wading River Beach and the scenic North Shore of Long Island. With ample parking available, you can stop by without any hassle. Plus, our branch is designed with accessibility in mind, ensuring that everyone can visit us comfortably. You can count on us being open during convenient hours: from 9 AM to 5 PM Monday through Thursday, 9 AM to 6 PM on Fridays, and 9 AM to 2 PM on Saturdays. Whether you're coming in for personal banking services like checking and savings accounts or looking for loans or credit cards with rewards, we're here for you. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same address: 6257 Route 25A, Wading River, NY 11792. If you ever find yourself needing cash outside of branch hours, don't worry! Our ATM is available for your convenience. And if you're part of a partner credit union, we offer basic shared services right here too. Feel free to give us a call at 631-698-7000 if you have any questions or would like to learn more about our services. We look forward to welcoming you soon at Teachers Credit Union!

Member Eligibility

At Teachers, we believe that everyone deserves a chance to be part of our welcoming community. Becoming a member is easy and open to individuals who live, work, or attend school in our service area. Whether you're looking for personal banking solutions, vehicle financing, or simply want to enjoy the perks of being a member, you'll find that Teachers has something special to offer. We prioritize our members' needs and work hard to provide personalized services that truly make a difference. If you're interested in joining us, please don't hesitate to reach out at (631) 698-7000 for any questions you might have about membership requirements. You can also explore the detailed eligibility criteria on our website at . Once you're ready, opening an account is just a click away visit https://www.teachersfcuonline.org/dbank/live/app/register to get started today! Join us at our branch located at 6257 Route 25A Wading River Ny 11792, and let's take this journey together!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide merchant services that simplify your payment processes. Whether you're a small retail shop or a growing service provider, our tools can streamline transactions, making it easier for your customers to pay. Imagine having quick access to funds while reducing wait times at checkout these services are designed with your business needs in mind. Visit us at 6257 Route 25A Wading River Ny 11792 in Wading River, NY, or give us a call at (631) 698-7000 to learn how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we understand that running a business comes with its own set of challenges. That's why we offer specialized business banking services, including merchant services and business loans. We're here to support your growth every step of the way.

Connect With Us

If you have any questions or want to learn more about how we can assist you, don't hesitate to reach out! Call us at (631) 698-7000, or visit us at 6257 Route 25A Wading River Ny 11792 in Wading River, NY. We invite you to explore all that Teachers has to offer by visiting our website at https://www.teachersfcu.org/ . Your financial journey is important to us, and we're here to help every step of the way!

Digital Banking Convenience

In today's fast-paced world, having control over your finances at your fingertips is essential. With our online and mobile banking services, managing your accounts is simple and secure from anywhere. You can easily check balances, transfer funds, or pay bills all through our user-friendly platform. Need cash? Our ATM services allow for quick withdrawals and balance checks at your convenience.

Loans and Credit Options

Sometimes life requires a little extra support. Our personal loans and debt consolidation services can provide the financial flexibility you need when unexpected expenses arise. Additionally, we offer credit cards with rewards perfect for earning points on everyday purchases while managing your spending effectively.

Personal Banking

Navigating your finances has never been easier. Whether you're looking to open a new checking or savings account, our personal banking options are designed for simplicity and accessibility. If you're thinking about buying a new car, consider our auto loans and vehicle financing, which offer competitive rates to get you on the road without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing options can help make that dream a reality.

Shared Services

We know that sometimes you may need to conduct transactions outside of our branch. That's why we offer basic shared branch transactions for partner credit union members, allowing deposits and withdrawals at participating locations across the country.

Digital & Online Banking

E-Statements and Mobile Application

Go green with e-statements! Enjoy the peace of mind that comes with knowing your financial documents are secure and accessible anytime you need them. Our mobile application enhances your banking experience even further, allowing you to manage your accounts right from your smartphone. Download it today and take advantage of features like mobile payments and person-to-person transfers sending money has never been easier!

Online Banking Features

With our user-friendly online banking services, you can easily check your balance, transfer funds, and pay bills without ever needing to visit a branch. Plus, our electronic signature authorization means you can sign documents safely and efficiently from anywhere. Say goodbye to paper forms and hello to a more streamlined process!

Security You Can Trust

At Teachers, we prioritize your security. Our robust security measures ensure that your information is protected while using our online services. You can bank with confidence knowing that every transaction is safeguarded against unauthorized access. In a world where time is precious, our digital banking solutions provide the accessibility and ease-of-use that modern members expect. With real-time account management tools right at your fingertips, you'll have all the resources you need to stay on top of your finances with just a few clicks or taps. Join us at Teachers and discover how simple banking can be!

Financial Strength

Commitment to Growth

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $33,275 in used auto loans and $6,294,741,296 in total loans and leases.

Growing Membership Base

Our strength is also shown in our growing community, with a total of 942,543 accounts that reflect the trust our members place in us. We are dedicated to continuing this trend of growth by focusing on what matters most: you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 6257 Route 25A Wading River Ny 11792 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those looking for business solutions, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand your business ventures. Additionally, we have credit lines available amounting to $4,577,444,000, giving you more flexibility in managing your finances. We invite you to explore our loan offerings further and see how we can assist you. If you're considering refinancing or want to know about eligibility options for our loans, please don't hesitate to reach out. You can contact us at (631) 698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today or check out our website at Teachers FCU for more information!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, we have financing options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We provide personalized service to guide you through the mortgage process and help you find the right solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. This option allows you to have access to funds when unexpected expenses arise without putting your assets at risk.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, users can easily find the best options available at any given moment. This real-time comparison empowers individuals to make quick and informed choices about their financing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the positive impact that accurate loan comparisons can have on users' financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. LendMesh verifies each lender's credentials, allowing you to trust that the information you see is both accurate and reliable.

TEACHERS FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans