Teachers Credit Union Shirley NY | Affordable Auto Loans & Business Banking

Introduction

Welcome to Teachers Credit Union, your trusted financial partner located at 437 William Floyd Pkwy, Shirley, NY 11967. Since our establishment in 1952, we have been committed to serving our community with a focus on personal banking and exceptional member service. With over 476,608 members and total assets exceeding $9.8 billion, we pride ourselves on being a reliable resource for your financial needs. At Teachers, we understand that every member has unique financial goals. Whether you're looking for competitive auto loans, mortgage options, or convenient online banking services, our dedicated team is here to help you achieve your dreams. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, we have cultivated a culture that prioritizes trust and community impact. While you can visit us at our Shirley branch for all your banking needs, please note that official correspondence should be sent to the same address: 437 William Floyd Pkwy, Shirley, NY 11967. With total deposits of $392,268,098 and a net worth of $984,894,945, our strong financial foundation ensures that your money is safe with us. We invite you to explore our wide range of services designed for both personal and business banking. From basic checking accounts to robust loan offerings and beyond, there's something for everyone at Teachers. Our team of 867 employees is eager to assist you from Monday through Saturday, ensuring that banking remains easy and accessible. If you're ready to take the next step in securing your financial future or simply want to learn more about what we offer, don't hesitate to give us a call at 631-698-7000 or visit our website at Teachers FCU. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Excellence

We understand that convenience is key in today's fast-paced world. That's why we offer ATM access and drive-thru services for quick transactions. Our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM are designed with your busy schedule in mind. Additionally, we've embraced technology to enhance your banking experience. From online banking options to mobile payments and e-statements, we ensure that you can manage your finances whenever and wherever it suits you best.

Join Us

As part of the Teachers family, you're not just another account; you're a valued member of a community-focused organization committed to your success. We invite you to join us on this journey toward financial empowerment and community growth. Visit us today or check out more about what we offer at Teachers FCU. Experience firsthand how being part of Teachers can help you achieve your financial goals!

Our Journey

Teachers started as a small initiative aimed at supporting educators and their families. As we grew, so did our mission to extend financial assistance beyond the classroom. Today, with total assets exceeding $9.8 billion, we are dedicated to offering a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our evolution reflects our dedication to adapting to the changing needs of our members while maintaining our core values of trust and community support.

Our Mission

At Teachers, our mission is clear: we strive to empower our members through accessible financial services that make a real difference in their lives. We believe that strong communities are built on solid financial foundations. That's why we prioritize not only your banking needs but also initiatives that uplift the neighborhoods we serve. Our partnerships with local organizations enhance our outreach efforts and ensure that we contribute positively to Shirley and surrounding areas. While you can visit us at our branch address in Shirley, official correspondence should be sent to the same address: 437 William Floyd Pkwy, Shirley, NY 11967.

Branch Location & Accessibility

Accessibility and Amenities

At our Shirley branch, we prioritize accessibility for everyone. The building is fully ADA compliant, featuring ramps and designated parking spaces for those who may require extra assistance. We also offer a drive-thru service for your convenience, allowing you to handle deposits and withdrawals without leaving your car. Should you need cash on the go, we have an ATM available right outside the branch. Plus, if you are a member of a partner credit union, you can take advantage of our shared service center for additional banking options.

Connect With Us

If you have any questions or would like to know more about our services ranging from personal banking options like checking and savings accounts to auto loans and mortgages please don't hesitate to call us at 631-698-7000. Our friendly team is ready to help! While members can visit us at 437 William Floyd Pkwy, official correspondence should be sent to the same address since our mailing address matches our branch location. We look forward to seeing you soon at Teachers Credit Union!

Operating Hours

We're here for you during the week! Our lobby hours are Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. This schedule makes it easy to fit banking into your busy life.

Member Eligibility

Becoming a member of Teachers feels like joining a welcoming family that genuinely cares about your financial well-being. If you're looking to unlock the benefits of membership, you'll be pleased to know that eligibility is straightforward and inclusive. At Teachers, individuals who live, work, or attend school in our community are welcome to join. This means that whether you're a teacher, student, or simply a resident of the area, you have a place with us. Being part of Teachers not only gives you access to great rates on loans and savings accounts but also connects you with a supportive network dedicated to helping you achieve your financial goals. Getting started is easy! You can find all the detailed eligibility criteria on our website. If you're ready to open an account, just head over to https://www.teachersfcuonline.org/dbank/live/app/register where you'll find simple steps to set up your membership online. Should you have any questions along the way, don't hesitate to reach out at (631) 698-7000. We're here for you every step of the way as you embark on this exciting journey with us at Teachers, located at 437 William Floyd Pkwy Shirley Ny 11967.

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine a local café using our merchant solutions to streamline payments. Customers enjoy quick transactions while the business owner saves time and reduces errors allowing them to focus on what truly matters: serving great coffee and building community. Discover how Teachers can be your partner in achieving success. Visit us at 437 William Floyd Pkwy Shirley Ny 11967, Shirley, NY, or give us a call at (631) 698-7000 to learn more about how we can support your business today!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those who prefer traditional banking methods, we offer convenient ATM & Cash Withdrawal Services, allowing easy access to your funds. Our basic drive-thru banking makes it simple for you to handle deposits, withdrawals, and other straightforward transactions without leaving your vehicle.

Business Banking Services

If you're a business owner, you'll appreciate our Business Banking solutions. From essential Merchant Services to various Business Loans, we have the tools needed to support your entrepreneurial journey.

Credit Options

For those looking to simplify their financial obligations, our Personal Loans & Debt Consolidation services provide an effective way to manage existing debt. Additionally, consider our Credit Cards with Rewards program that gives you benefits every time you shop. You can enjoy perks while building your credit history!

Digital and Convenient Banking

In today's fast-paced world, having access to banking services at your fingertips is crucial. With our robust Online & Mobile Banking, you can manage your finances from anywhere at any time. This includes features like mobile payments and person-to-person transfers that make transactions easy and quick.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services like checking and savings accounts designed with you in mind. These accounts not only help you keep track of your money but also allow you to earn interest on your savings. Need a little extra cash for a big purchase? Our Auto Loans & Vehicle Financing options are perfect for getting behind the wheel without breaking the bank. Plus, if you're considering homeownership, our Mortgage Loans & Refinancing services are tailored to help you find a plan that fits your budget.

Shared Branch Transactions

Moreover, if you're part of a partner credit union, take advantage of our Basic Shared Branch Transactions for deposits and withdrawals. It's all about making sure you have access when and where you need it. No matter what financial service you're looking for, Teachers is here for you! Reach out today at 631-698-7000 or visit us online at Teachers FCU for more information or to open an account. Let us help you achieve your financial goals!

Digital & Online Banking

Key Features for You

One of the standout features of our online services is the option for electronic signature authorization. This means you can sign documents digitally, saving time and eliminating the hassle of printing and mailing paperwork. Plus, enjoy the convenience of e-statements; they're available anytime, keeping your accounts organized while also being eco-friendly. For those who prefer mobile banking, we offer a user-friendly mobile application that lets you manage your accounts directly from your smartphone. With features like mobile payments, making purchases has never been easier. You can also send money to friends or family quickly with our person-to-person transfer service perfect for splitting bills or sharing costs.

Security and Accessibility

We prioritize your security while using our digital services. Our platform uses advanced security measures to protect your personal information and transactions. You can bank confidently knowing that your data is safe. Managing your finances should be straightforward and accessible. With our comprehensive digital banking tools at Teachers, you'll find everything you need right at your fingertips. Whether you're checking balances or making transactions on the fly, we're here to make banking as easy as possible for you. Join us today and experience the freedom of managing your money digitally!

Financial Strength

Growing Membership Base

We also boast a strong membership base with 942,543 total share accounts, which shows that more people trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 437 William Floyd Pkwy Shirley Ny 11967 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Investing Back into the Community

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial journey is reflected in our lending capacity; with $33,275 in used auto loans and $6,294,741,296 in total loans and leases, we help you achieve your goals across various sectors.

Member-Centric Services

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations are backed by a solid foundation of efficiency as shown by our $25,290,329. This allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing your existing loans or exploring eligibility options for any of our products, please don't hesitate to reach out. Our team is dedicated to finding the best solution tailored specifically for you. For more information or to discuss your loan options further, feel free to contact us at 631-698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road, we make it easy for you to drive away with confidence. Whether you're looking for financing for a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand your operations. We are committed to supporting local businesses by offering financing solutions that can help turn your vision into reality.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $96,901,070 in loans helping members manage their finances effectively, our credit cards are designed to give you access to funds when you need them most. Enjoy peace of mind with features tailored for everyday use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, making buying or refinancing simple. We believe everyone deserves a place to call home, and our experienced staff is ready to guide you through the mortgage process.

Loan Aggregator

Benefits of Using LendMesh

Using LendMesh offers several advantages for those seeking loans: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your loan search? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data means that every loan offer presented on LendMesh comes from legitimate financial institutions. By avoiding sponsored listings, LendMesh guarantees that lenders are not prioritized based on paid promotions our goal is to provide unbiased results.

TEACHERS FEDERAL CREDIT UNION - Shirley, NY

Type of Loan Offerings

Personal Loans

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Loan rates in Shirley, NY (11967)