Teachers Credit Union Rocky Point NY | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Teachers, your trusted credit union located at 561 Route 25A, Rocky Point, NY 11778. Since our establishment in 1952, we've been dedicated to empowering our members with financial services tailored to their needs. With a proud membership of over 476,608, we have built a community that values trust and support. At Teachers, we understand the importance of sound financial health. Our total assets stand at an impressive $9,817,494,290, demonstrating our stability and commitment to serving you. We offer various financial products, including personal banking options like checking and savings accounts, auto loans, mortgages, and business banking services. Our total deposits are around $392,268,098, reflecting the confidence our members place in us. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, we strive to create a welcoming environment where every member feels valued. Our team of 867 employees is here to assist you with all your banking needs. Whether you need help with loans or want to explore new accounts, we're just a call away at 631-698-7000. While members can visit us at our Rocky Point branch for personal service, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. Join us today at Teachers Credit Union and experience the difference that community-focused banking can make! Visit our website at Teachers FCU for more information or stop by during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We look forward to serving you!

Branch History & Mission

Welcome to Teachers, a cornerstone of community banking in Rocky Point, NY. Established in 1952, our branch has been dedicated to serving our members for over six decades. With a rich history that reflects growth and commitment, we have evolved into a trusted financial partner for individuals and families alike. Located at 561 Route 25A Rocky Point Ny 11778, our branch is not just a place for transactions; it's a hub where relationships thrive. As you visit us, you'll find friendly faces ready to assist you with all your banking needs. Whether you're stopping by for personal banking services or exploring loan options, our team is here to guide you every step of the way. At Teachers, we pride ourselves on our mission to empower our members through exceptional financial services while giving back to the community. Our commitment goes beyond just banking; we believe in fostering growth, offering support, and making a positive impact in the lives of those we serve. With a total membership of 476,608 and total assets exceeding $9,817,494,290, we have built a strong foundation based on trust and reliability. Our mission is clear: to provide personalized financial solutions that help our members achieve their goals. We offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking options. Additionally, our digital advancements make it easy for members to access their accounts anytime and anywhere. While our physical location at 561 Route 25A Rocky Point Ny 11778 provides essential services such as drive-thru banking and ATM availability, we also ensure that members can connect with us online through mobile payments and online banking. If you need to send official correspondence, please note that you can reach us at PO Box 9005, Smithtown, NY 11787. Community engagement is at the heart of what we do. From partnerships with local organizations to outreach programs aimed at enhancing financial literacy, we are committed to being more than just a bank we strive to be an integral part of the Rocky Point community. Join us today at Teachers and experience the difference of being part of a credit union that truly cares about your financial well-being. Together, let's build a brighter future! If you have any questions or need assistance, don't hesitate to reach out at (631) 698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We look forward to welcoming you!

Branch Location & Accessibility

Connect With Us

With a dedicated staff eager to help and a range of services tailored just for you, we invite you to visit us soon! If you have questions or would like more information about what we offer, don't hesitate to give us a call at 631-698-7000. We look forward to welcoming you into the Teachers Credit Union family!

Nearby Landmarks

Our branch is situated close to popular local spots, making it easy for you to incorporate a visit into your day. If you're nearby enjoying the scenic views of Long Island, swing by on your way home! You'll find ample parking available right outside our entrance, and we ensure that our facilities are ADA compliant for all our members' accessibility needs.

Operating Hours & Services

We understand that life gets busy, so we're here when you need us! Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you're looking for personal banking services like checking and savings accounts or need help with auto loans and mortgages, our team is ready to assist you during these hours. In addition to personal banking services, we also provide business banking solutions and online banking options for added convenience. For those who prefer to bank without stepping inside the branch, we offer drive-thru service for simple transactions as well as ATM access for cash withdrawals and balance checks.

Member Eligibility

Becoming a member of Teachers is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the areas we serve, you're likely eligible to become a member. This means that whether you're just starting out or looking for a place that understands your needs, Teachers is here for you. Joining us opens the door to a range of benefits from competitive rates on loans and savings accounts to personalized service tailored just for you. To learn more about the specific eligibility requirements, feel free to visit our website at . Ready to take the next step? Opening an account is easy! You can get started by visiting https://www.teachersfcuonline.org/dbank/live/app/register or give us a call at (631) 698-7000 if you have any questions. We can't wait to welcome you into our community at 561 Route 25A Rocky Point Ny 11778!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services are designed to simplify transactions, making it easier for your customers to pay and for you to manage your cash flow. From credit card processing to mobile payment options, we provide tools that help your business run smoothly. Located at 561 Route 25A Rocky Point Ny 11778 in Rocky Point, NY, our dedicated team is ready to discuss how we can help elevate your business. Reach out at (631) 698-7000 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash on the go? Our ATM services provide quick access to your funds without any hassle. If you prefer face-to-face interaction for simple transactions like deposits or withdrawals, our basic drive-thru banking is available for added convenience.

Business Banking Services

For business owners, Teachers offers essential banking solutions including merchant services and business loans. We know that running a business comes with its own set of challenges, so let us be your partner in success by providing the right financial tools.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts at your fingertips is crucial. Our online and mobile banking features allow you to manage your finances anytime, anywhere. From checking balances and making transfers to paying bills directly from your smartphone, we make banking easy and accessible.

Managing Debt and Building Credit

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, providing you with the flexibility to manage your finances effectively. Plus, don't forget to check out our credit cards with rewards perfect for those who want to earn while they spend!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, Teachers has you covered. Our personal banking services include not just standard accounts but also options designed to help you save and grow your money. If you're thinking about purchasing a new vehicle, explore our competitive auto loans and vehicle financing solutions that make it easier for you to hit the road. For those considering homeownership, our mortgage loans and refinancing options can guide you through the process with confidence.

Shared Branch Transactions

If you're part of another credit union, don't worry! At Teachers, we offer basic shared branch transactions that allow partner credit union members to conduct deposits and withdrawals seamlessly. We invite you to visit us at 561 Route 25A Rocky Point Ny 11778 or give us a call at (631) 698-7000 if you have any questions about our services or need assistance opening an account. Discover how Teachers can help empower your financial future today!

Digital & Online Banking

Key Features for Your Convenience

One of the standout features is our mobile application, which allows you to perform banking tasks right from your phone. You can make person-to-person transfers with just a few taps, making it easy to send money to friends and family without hassle. Plus, our mobile payments feature means you can pay for purchases directly from your bank account no need for cash or cards! We also prioritize security. With electronic signature authorization available, signing documents digitally is safe and straightforward. For those who prefer keeping track of their statements electronically, our e-statements offer a quick way to view your financial history while reducing paper clutter. At Teachers, we believe in providing not just services but real solutions that fit into your daily life. Enjoy real-time account management and peace of mind knowing that your financial information is secure with us. Experience the ease of banking with Teachers today!

Financial Strength

Commitment to Innovation and Growth

Our financial strength is further highlighted by $940,482,871 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $33,275 in used auto loans and $6,294,741,296 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

With a total of 942,543, we have built a strong and growing member base that trusts us with their finances. This demonstrates our unwavering commitment to serving your needs while maintaining a robust financial structure. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 561 Route 25A Rocky Point Ny 11778 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out. You can contact us at 631-698-7000 or visit our website at Teachers FCU for more details. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan or exploring mortgage options, Teachers is here to help you navigate your financial journey with confidence.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to ensure you can choose what suits you best.

Business Loans

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We offer competitive rates that help you make informed decisions about your home financing needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delays. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working only with verified institutions, LendMesh guarantees that the information presented is accurate and trustworthy.

TEACHERS FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans