Teachers Credit Union Port Jefferson Station NY | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Teachers Credit Union, where your financial needs are our priority! Located at 450 Route 112, Port Jefferson Station, NY 11776, we've been serving our community since 1952. With a dedicated membership of over 476,608 individuals, we pride ourselves on providing exceptional service and fostering a sense of belonging among our members. Our commitment to your financial well-being is reflected in our impressive portfolio, boasting total assets of $9,817,494,290 and total deposits amounting to $392,268,098. We understand the importance of accessible banking solutions; that's why we offer a range of services including personal banking accounts, auto loans, and business financing options. At Teachers Credit Union, we believe in giving back to our community. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, we strive to create meaningful relationships while promoting financial literacy and support for local initiatives. Our team of 867 employees is here to assist you with any questions or concerns you may have. While members can visit us at our branch address mentioned above, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787 if you need to reach out through mail. We invite you to explore the many benefits of being part of Teachers Credit Union. For more information about our services or to become a member today, visit us online at www.teachersfcu.org or call us at 631-698-7000. Your financial journey starts here!

Branch History & Mission

Community Commitment

Teachers has always strived to give back to the community. We actively engage in partnerships with local organizations and support various outreach efforts aimed at improving the quality of life for residents in Port Jefferson Station and beyond. Whether it's through financial literacy programs or sponsorships of local events, we are here to make a positive impact. As we continue to grow and adapt to the changing landscape of finance, our focus remains steadfast on serving our members with integrity and care. With operating hours that cater to busy lifestyles Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM we ensure that you can access your financial resources when you need them. Join us at Teachers and experience the difference that comes from being part of a credit union that truly cares about its members. Together, let's build a brighter financial future! For more information or to become a member today, please call us at 631-698-7000 or visit our website at Teachers Credit Union.

Our Mission

The mission of Teachers is simple yet powerful: to empower our members by providing exceptional financial services while fostering a strong sense of community support. We believe that banking should be more than just transactions; it should be about building relationships and enhancing the lives of those we serve. Our team is dedicated to offering personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We are proud to embrace digital advancements that make banking easier for our members. With online and mobile banking options available, along with ATM access and drive-thru services for quick transactions, we prioritize convenience without compromising on personal touch.

Branch Location & Accessibility

Accessibility Features

At our Port Jefferson Station location, we prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and other accommodations to ensure everyone can access our services comfortably. Parking is available right outside, providing hassle-free entry whether you're visiting for a quick transaction or need to discuss your financial goals with one of our team members.

Connect With Us

While you can visit us at our Port Jefferson Station branch for all your banking needs, if you prefer sending official correspondence, please direct it to our mailing address at PO Box 9005, Smithtown, NY 11787. Have questions? Don't hesitate to call us at 631-698-7000 our friendly team is ready to assist you! We look forward to welcoming you soon!

Operating Hours

We know that life can get busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you're stopping in during lunch or after work, we're here to help!

Services Offered

At Teachers Credit Union, we offer a wide array of banking services designed just for you. From checking and savings accounts to auto loans and mortgage options, we're committed to meeting your needs. Need cash? Our ATM service is readily available for quick withdrawals or balance checks. Plus, if you're on the go, take advantage of our drive-thru banking for easy deposits and withdrawals without leaving your car.

Member Eligibility

Becoming a member of Teachers feels like joining a close-knit family that truly cares about your financial well-being. At our branch located at 450 Route 112 Port Jefferson Station Ny 11776, we welcome individuals who are part of the educational community, including teachers, staff, and their families. If you're looking for a place where your voice matters and your needs are prioritized, you've found it! Membership offers you access to a range of benefits designed to support you on your financial journey, from competitive loan rates to personalized service. Joining is simple and inclusive just visit us or check out our eligibility criteria. You'll find that becoming part of our community is straightforward and welcoming. If you're ready to open an account, you can start the process easily by visiting https://www.teachersfcuonline.org/dbank/live/app/register. Should you have any questions or need assistance, feel free to give us a call at (631) 698-7000. We can't wait to welcome you into the Teachers family!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine being able to process payments quickly and securely while focusing on what you do best running your business. Our merchant services simplify transactions so you can serve your customers better. From credit card processing to mobile payment solutions, we ensure you have the tools necessary to thrive in today's competitive market. Located at 450 Route 112 Port Jefferson Station Ny 11776 in Port Jefferson Station, NY, our dedicated team is here to help you navigate the world of business banking. Contact us at (631) 698-7000 or visit us today to discover how we can partner with you on your journey toward success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services are designed with your needs in mind. From merchant services that simplify payment processing to business loans that help you grow, we've got the tools necessary for your success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere. With easy access to ATM and cash withdrawal services, as well as person-to-person payment options, staying on top of your finances has never been easier.

Drive-Thru and Shared Branch Transactions

For those who prefer face-to-face interactions without stepping inside the branch, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions at your convenience. Additionally, if you're a member of another partner credit union, our shared branch transactions let you perform deposits and withdrawals effortlessly. At Teachers, located at 450 Route 112 Port Jefferson Station Ny 11776, we strive to meet all your financial needs under one roof. For more information about our services or assistance with opening an account, feel free to reach out at (631) 698-7000 or visit us online at Port Jefferson Station. Let us be part of your financial journey today!

Financial Assistance

We understand that life can be unpredictable, which is why our personal loans and debt consolidation services are crafted to provide support when you need it most. Whether you're planning a big purchase or consolidating existing debts, our team is ready to assist you with flexible solutions tailored just for you.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only helps you manage your daily expenses but also grows your savings over time. We also offer auto loans and vehicle financing options that make it easier for you to drive away in your dream car. If you're thinking about buying a home, our mortgage loans and refinancing options can guide you through this significant investment with ease.

Rewarding Credit Cards

With our credit cards featuring rewards programs, every purchase becomes an opportunity to earn benefits. Use your card for everyday expenses and watch those rewards accumulate perfect for turning spending into savings!

Digital & Online Banking

Key Features

One of the standout features of our digital offerings is the ability to use electronic signatures for authorizations, making it easier than ever to complete transactions without needing to visit a branch. We also offer e-statements, so you can keep track of your financial activity in a secure and eco-friendly way. For those who prefer mobile banking, our user-friendly mobile application is available for download. It allows you to make mobile payments and conduct person-to-person transfers quickly and securely right from your phone. You can send money to friends or family with just a few taps no more writing checks or searching for cash!

Security and Accessibility

Security is a top priority at Teachers. Our digital banking services use advanced security measures to protect your personal information and ensure safe transactions. You can bank with peace of mind knowing that your data is secure. With all these tools at your fingertips, managing your finances has never been easier. Whether you're at home or on the go, our digital and online banking services empower you to take control of your financial life effortlessly. Join us today at https://www.teachersfcu.org/ and experience the convenience of modern banking with Teachers!

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial health with you, ensuring that your trust in us is well-placed. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases. Our operational efficiency is evident with a net income of $25,290,329, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 942,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 450 Route 112 Port Jefferson Station Ny 11776 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

For those seeking business solutions, our outstanding commercial loans totaling $479,184,173 provide the capital needed for growth and expansion. Plus, if you're looking for additional financing options, our total credit lines of $4,577,444,000 can be just what you need to take control of your cash flow. If you're considering refinancing any existing loans or unsure about your eligibility for these offerings, don't hesitate to reach out. Our knowledgeable staff at Teachers, located at 450 Route 112 Port Jefferson Station Ny 11776, Port Jefferson Station, NY, is ready to assist you in finding the best loan options tailored to your needs. Feel free to contact us at (631) 698-7000 for more information or visit our website at https://www.teachersfcu.org/ to explore all that we have to offer. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to fit your budget, making it easier than ever to drive away with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. These cards can be a great way to handle everyday purchases while building credit without needing collateral.

Loan Aggregator

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TEACHERS FEDERAL CREDIT UNION - Port Jefferson Station, NY

Type of Loan Offerings

Personal Loans

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