Teachers Credit Union Patchogue NY | Basic ATM & Shared Branch Access

Introduction

Welcome to Teachers, your trusted credit union located at 31 W Main St, Patchogue, NY 11772. Since our establishment in 1952, we have been dedicated to serving our community with integrity and commitment. With a robust membership of over 476,608 individuals, we pride ourselves on being a reliable financial partner for our members. At Teachers, we understand the importance of financial security and growth. That's why we manage total assets of $9,817,494,290 and maintain a solid net worth of $984,894,945. Our commitment to you is reflected in our extensive offerings, including a total loan portfolio that exceeds 185,190 loans and leases, along with deposits totaling $392,268,098. While you can visit us at our Patchogue branch for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 9005, Smithtown, NY 11787. Our team of 867 employees, led by CEO Brad Calhoun and Board President Timothy Southerton, is here to support you every step of the way. Whether you're looking for loans or saving options, we strive to provide personalized service tailored to meet your unique financial goals. We invite you to discover the many ways we can assist you with your financial journey. Feel free to reach out to us at 631-698-7000 or explore more about our services on our website: Teachers Credit Union. Join us in building a brighter future together!

Branch History & Mission

Welcome to Teachers, a cornerstone of the Patchogue community since its opening in 1952. With deep roots in this vibrant town, we have grown alongside our members, fostering relationships and trust that stand the test of time. Located at 31 W Main St, Patchogue, NY 11772, our branch has become a familiar face in the area, dedicated to serving the financial needs of our community. Over the years, Teachers has evolved significantly. From humble beginnings, we now proudly serve over 476,608 members and manage assets totaling $9,817,494,290. Our journey reflects a commitment to growth and innovation while maintaining our core values of community support and member service. We strive to create an inclusive environment where everyone feels welcome and valued. Our mission is simple yet powerful: to provide exceptional financial services while uplifting the community around us. We believe in empowering individuals through education, outreach programs, and personalized banking solutions. Whether it's helping families achieve their dreams or supporting local businesses, we are dedicated to making a positive impact. While members can visit us at 31 W Main St, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. Our branch operates with convenience in mind; we are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We also offer ATM services for easy access to your funds. At Teachers, we embrace modern technology while ensuring accessibility for all members. Our digital banking options allow you to manage your finances on-the-go, ensuring that you have everything you need right at your fingertips. Furthermore, we are proud to offer shared services with partner credit unions, enhancing the banking experience for our members. Community engagement is at the heart of what we do. We actively seek partnerships and participate in local events that uplift our neighbors and strengthen connections throughout Patchogue. By investing back into the community we serve, we help create a better tomorrow for everyone. Join us at Teachers today! Experience firsthand how we can support your financial goals while being part of a caring community-focused organization. Visit our website at https://www.teachersfcu.org/ or call us at (631) 698-7000 for more information on how you can become a member and start enjoying the benefits of being part of something special!

Branch Location & Accessibility

Call to Action

Ready to take care of your financial needs? Stop by the Teachers Credit Union branch in Patchogue today! If you have any questions before your visit, feel free to give us a call at 631-698-7000. We're excited to help you on your journey toward achieving your financial goals!

Convenient Access and Parking

Our branch is designed with accessibility in mind. We have ample parking available for our members, including ADA-compliant features to accommodate everyone. If you're coming by foot or public transport, you'll find us easily reachable from various points around town.

Operating Hours

We know how busy life can get, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Fridays from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 2:00 PM. Our team is ready and waiting to assist you during these hours!

Services Offered

At our Patchogue branch, we provide a range of essential services designed for your convenience. While we offer ATM services and basic shared branch transactions like deposits and withdrawals for partner credit union members, please note that drive-thru banking is not available at this location. However, our ATM is always ready for your cash withdrawal or balance check needs.

Member Eligibility

At Teachers, we believe that becoming a member is like joining a warm, welcoming family where your financial needs are prioritized. To be eligible for membership, you simply need to either live, work, worship, or attend school in the areas we serve. This means that if you're part of our community in Patchogue and surrounding regions, you're likely already qualified! We encourage you to visit our website for a detailed look at the criteria; it's straightforward and designed to include as many people as possible. Opening an account with us is an easy process that can help you access a range of services tailored just for you. Whether it's competitive loans or personalized financial advice, being a member at Teachers opens doors to opportunities that make managing your finances simpler and more rewarding. If you're ready to take this step, you can find everything you need to start the application process at https://www.teachersfcuonline.org/dbank/live/app/register. And if you have any questions along the way, don't hesitate to reach out to us at (631) 698-7000 we're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is key to success. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine effortlessly accepting payments from customers while tracking sales data in real-time. This means more time for you to innovate and serve your clients better. Located at 31 W Main St Patchogue Ny 11772 in Patchogue, NY, our team is ready to assist you. Reach out at (631) 698-7000 to explore how our business banking and commercial services can help turn your vision into reality!

Comprehensive List Of Services

Banking Services

One of our standout features is our convenient ATM Services. Members can easily withdraw cash or check their balance without stepping into a branch. This is perfect for those busy days when you're on the move but still need access to your funds. Additionally, if you're a member of one of our partner credit unions, you can enjoy basic shared branch transactions, such as deposits and withdrawals, right here at Teachers. It's all about making banking easier for you.

Community Focus

We believe in supporting our community through every stage of life. Whether you're starting your first job, saving for a big purchase, or planning for retirement, our services are designed with you in mind. Our team is always available to provide guidance and support as you navigate your financial journey. If you have questions or need assistance with any service we offer, don't hesitate to reach out! You can give us a call at 631-698-7000 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. At Teachers, we're more than just a credit union; we're a partner in your financial success. Visit us today or explore more about our services at teachersfcu.org. Let us help you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, having control over your finances at your fingertips is essential. That's why we offer online banking and a mobile application that allows you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make payments with just a few taps on your smartphone. Our digital services also include person-to-person payment options, enabling quick and easy transfers between friends and family.

Digital & Online Banking

Key Features

Our online banking platform includes electronic signature authorization, so you can sign documents quickly without needing to visit a branch. If you're looking to go paperless, we also provide e-statements that allow you to view your financial information securely online. This not only keeps your records organized but also helps the environment! For those on the go, our mobile application offers convenient features like mobile payments, making it easy to pay for purchases directly from your phone. You can also send money to friends or family using our person-to-person transfer feature perfect for splitting dinner bills or sending a gift!

Security and Accessibility

Security is our top priority. Our digital banking services are equipped with the latest technology to keep your personal information safe. Plus, our user-friendly interface ensures that you can navigate through your account with ease. Whether you're managing your day-to-day spending or planning for the future, Teachers provides real-time account management at your fingertips. Explore all these great features by visiting https://www.teachersfcu.org/ today!

Financial Strength

Growing Member Base

Our dedication to service is evident as we have 942,543 total share accounts. This figure shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 31 W Main St Patchogue Ny 11772 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected by our $25,290,329, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Members

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases.

Solid Financial Foundation

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already assisted our members with $562095749 in used vehicle loans and $259965626 in new vehicle loans to get them on the road with confidence. Our flexible terms make it easy for you to choose an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $479184173 provide the capital needed to grow and expand. We know how important it is for local businesses to thrive, and we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1497493451, making buying or refinancing simple. We believe that owning a home should be accessible and straightforward for everyone.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could help lower your monthly payments or shorten your loan term. Feel free to reach out for more details on eligibility. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to discuss which option might be best for you, please call us at 6316987000. Let's work together towards your financial success!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96901070 in loans helping members manage their finances effectively. This can be a great way to handle unexpected expenses or simply to have extra purchasing power when you need it.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can choose what's best for you. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TEACHERS FEDERAL CREDIT UNION - Patchogue, NY

Type of Loan Offerings

Personal Loans

Compare Loan Rates Near You

Loan rates in Patchogue, NY (11772)