Teachers Credit Union Oakdale NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Teachers Credit Union, your trusted financial partner located at 951 Montauk Hwy, Oakdale, NY 11769. With a proud history dating back to 1952, we have dedicated ourselves to serving our community and empowering our members with the tools they need for financial success. As of now, we proudly serve 476,608 members and manage total assets of over $9.8 billion. At Teachers, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored just for you from checking and savings accounts to auto loans and mortgages. Our commitment to excellent service has helped us achieve total deposits of $392,268,098, ensuring that your money is not just safe but also working hard for you. Our leadership team, headed by CEO Brad Calhoun and Board President Timothy Southerton, believes in fostering a supportive environment where members feel valued and connected. With a dedicated staff of 867 employees, we are always here to assist you with any financial needs or questions you might have. While members can visit us at our Oakdale branch, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. We invite you to explore what makes Teachers Credit Union special. Join us today by visiting our website at teachersfcu.org or give us a call at 631-698-7000. Let's work together towards your financial goals!

Branch History & Mission

Welcome to the heart of our community at Teachers, located at 951 Montauk Hwy, Oakdale, NY 11769. Since opening our doors in 1952, we have been dedicated to serving our members with integrity and care. Over the decades, we have grown alongside the community, now boasting a vibrant membership of 476,608 individuals who trust us with their financial needs. Our journey began with a simple mission: to provide affordable financial services while making a positive impact in the lives of our members. Today, with total assets exceeding $9.8 billion, we remain committed to this purpose, ensuring that everyone has access to essential banking services that empower them to achieve their financial goals. At Teachers, we believe in fostering strong relationships within our community. Our mission is not just about numbers; it's about people. We strive to offer personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards that reward your loyalty. We also cater to business needs with merchant services and business loans, all while providing convenient online and mobile banking options. Accessibility is key for us. Our branch is equipped with an ATM for quick cash withdrawals and offers shared service center capabilities, ensuring that even if you are a member of another participating credit union, you can still benefit from our services. Although we do not have drive-thru banking at this location, our commitment to ADA compliance guarantees that everyone can comfortably access our facilities. While you can visit us at our Oakdale address for all your banking needs, please note that official correspondence should be directed to PO Box 9005, Smithtown, NY 11787 if different from your visits here. We understand that being part of a community means giving back. Through various outreach initiatives and partnerships, we actively support local schools and organizations, reinforcing our dedication to making Oakdale a better place for everyone. As we look toward the future, we invite you to join our growing family at Teachers. Experience firsthand how we prioritize your financial well-being while uplifting those around us. For more information or to open an account today, visit us online or call us at 631-698-7000. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Convenience

At our Oakdale branch, accessibility is a priority. We offer ADA-compliant features to ensure everyone can enjoy seamless access to our services. Parking is available on-site for your convenience, allowing you to easily come in and out. While we currently do not have a drive-thru service, our friendly staff is always ready to assist you inside the branch.

Get in Touch

If you have questions or want more information about what we offer, don't hesitate to call us at 631-698-7000. We look forward to welcoming you at our Oakdale branch and helping you with all your banking needs! Come visit us soon!

Operating Hours

We know how busy life can get, which is why we offer flexible banking hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. This means you can stop by before or after work or even on the weekend!

Services Offered

At Teachers Credit Union, we provide a range of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our ATM services are available for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Becoming a member of Teachers is like joining a family that supports your financial dreams! If you live, work, worship, or attend school in the communities we serve, you're likely eligible to join us. We welcome individuals from all walks of life, and our membership is designed to be inclusive and accessible. At Teachers, you can enjoy a range of benefits including personalized service, competitive rates on loans and savings accounts, and access to various financial products tailored just for you. For more detailed eligibility criteria. If you're ready to take the next step, opening an account is simple! Visit us online at https://www.teachersfcuonline.org/dbank/live/app/register or give us a call at (631) 698-7000. Join us at Teachers, located at 951 Montauk Hwy Oakdale Ny 11769, and start experiencing the advantages of being part of our community today!

Business Banking & Commercial Services

Business Loan Options

Imagine expanding your local café or launching that innovative tech startup you've been dreaming about. With our commercial lending programs, you're not just getting a loan; you're gaining a partner in your journey. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, making transactions easy is crucial for any business. Our merchant services help streamline payments so you can focus on what really matters serving your customers. Whether it's accepting credit card payments or setting up online transactions, we ensure your business runs smoothly, letting you concentrate on growth and customer satisfaction. Located at 951 Montauk Hwy Oakdale Ny 11769 in Oakdale, NY, our team is ready to discuss how we can tailor our services to fit your unique needs. Give us a call at (631) 698-7000 or visit us today!

Comprehensive List Of Services

Business Banking Services

For our entrepreneur members, we offer robust business banking solutions, including merchant services and business loans. These services are designed to help you grow your business without unnecessary hurdles.

Credit Options for Every Need

Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's funding a special project or managing existing debts, we provide affordable solutions that put you back on track financially. Plus, don't forget about our credit cards with rewards a smart way to earn benefits while making purchases.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we pride ourselves on our comprehensive online and mobile banking features. You can easily manage your accounts from anywhere, whether it's checking balances, transferring funds, or paying bills all at your fingertips! Additionally, our ATM services ensure that cash withdrawal is simple and accessible whenever you need it.

Personal Banking Solutions

We offer a variety of personal banking services that make managing your finances easier than ever. Our checking and savings accounts come with features tailored to fit your lifestyle, providing flexibility and convenience for your everyday transactions. Need help financing a new car? Our auto loans and vehicle financing options can get you behind the wheel with competitive rates and terms. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are designed with you in mind. We understand that every member's situation is different, so our team will work closely with you to find the best solution for your circumstances.

Shared Branch Transactions

If you're a member of another participating credit union, we've got you covered too! With basic shared branch transactions available at Teachers, you can make deposits and withdrawals seamlessly without needing to visit your home branch. We invite you to explore all that we offer at Teachers. Visit us at 951 Montauk Hwy Oakdale Ny 11769, call us at (631) 698-7000, or check out our website at Oakdale for more information about how we can assist you with all your financial needs. We look forward to being part of your financial journey!

Digital & Online Banking

Key Features

Our services also include E-Statements Availability, meaning you can view your account statements online instead of waiting for them in the mail. This not only saves time but helps keep your personal information secure. You can easily opt-in for electronic statements, making it easier to track your financial history. For those who are always on the go, our Mobile Application provides robust features right at your fingertips. Need to send money to a friend? With our Person-to-Person Transfers, you can quickly transfer funds without any hassle. If you prefer using mobile payments for purchases, our platform supports that too with the Mobile Payments Feature. Security is a top priority at Teachers. We offer Electronic Signature Authorization to streamline processes while keeping your information safe. This means less paperwork and more efficiency when it comes to signing documents. Managing your finances has never been so accessible or secure. With all these features available at https://www.teachersfcu.org/, you can take control of your banking experience with confidence and ease. Join us today and see how simple banking can be!

Financial Strength

Growing Trust

Total Share Accounts stand at 942,543, showing a strong and growing member base that trusts us with their finances. Our commitment to excellence extends beyond numbers; it's about building lasting relationships within our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 951 Montauk Hwy Oakdale NY 11769 or call 631-698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident as reflected by our net income of $0, which allows us to focus on providing quality service rather than profit alone. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting for Better Services

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $33,275 in used auto loans and a total of $6,294,741,296 in loans and leases.

Solid Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates, making it easier than ever to drive away with the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing support through tailored financing solutions. At Teachers, we believe everyone deserves access to the financial resources they need. If you're interested in refinancing or have questions about eligibility options, our dedicated team is ready to assist you. For more information or to discuss your specific needs, don't hesitate to contact us at (631) 698-7000 or visit us during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you secure a brighter financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We are here to guide you through the process and ensure you understand all your options.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. These cards come with features designed to fit your lifestyle and spending habits.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each listing represents legitimate loan products, allowing for confident comparisons across different lenders.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests first. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in finding optimal loan solutions. Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

TEACHERS FEDERAL CREDIT UNION - Oakdale, NY

Type of Loan Offerings

Personal Loans

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