Teachers Credit Union North Babylon NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Teachers, your trusted financial partner right here in North Babylon, NY! Located at 1134 Deer Park Ave, our branch has been serving the community since 1952. We understand that managing finances can sometimes feel overwhelming, but we're here to simplify the process for you. With a strong commitment to our members, we proudly support over 476,608 individuals who have chosen us for their banking needs. At Teachers, our total assets stand at an impressive $9,817,494,290, reflecting our stability and reliability in the financial sector. We are dedicated to providing you with excellent service and a range of products tailored to meet your needs from personal banking and auto loans to business banking solutions. Our total deposits currently amount to $392,268,098, ensuring that your money is safe and well-managed. Our leadership team, led by CEO Brad Calhoun and Board President Timothy Southerton, is committed to fostering a welcoming environment where members can thrive financially. We take pride in being more than just a credit union; we aim to be an integral part of your financial journey. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 9005, Smithtown, NY 11787. We invite you to explore our services further on our website at teachersfcu.org. Whether you're looking for guidance on loans or simply want to manage your savings effectively, feel free to give us a call at 631-698-7000. Our friendly staff is ready and eager to assist you! Join us today and experience the difference of being part of the Teachers family!

Branch History & Mission

At Teachers Credit Union, we take pride in our rich history and commitment to serving the community. Founded in 1952, our North Babylon branch has grown alongside its members, providing reliable financial services for over seven decades. Located at 1134 Deer Park Ave, North Babylon, NY 11703, our branch is easily accessible to those in the area. From modest beginnings, we have steadily evolved to meet the changing needs of our membership. Today, we proudly serve a total membership of 476,608 individuals who count on us for their financial needs. With total assets exceeding $9.8 billion, we are dedicated to offering comprehensive services that empower our members to achieve their financial goals. Our mission at Teachers Credit Union is clear: We strive to provide exceptional financial services while making a positive impact in our community. We believe that everyone deserves access to affordable banking options and support tailored to their unique situations. Our offerings include personal banking solutions such as checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, personal loans and debt consolidation services, as well as credit cards with rewards designed for every lifestyle. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. Our operating hours are convenient; we are open Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. We also understand the importance of modern conveniences in today's fast-paced world. That's why we offer digital banking options including online banking and mobile payments. Our ATM availability ensures you have access to your funds anytime you need them. Community outreach is at the heart of what we do. We actively seek partnerships with local organizations and initiatives that uplift those around us. Our shared service center allows us to extend our reach even further by providing basic banking services for partner credit union members. Join us today at Teachers Credit Union and experience the difference a community-focused financial institution can make in your life! Reach out at (631) 698-7000 or visit us online at Teachers FCU to learn more about how we can assist you on your financial journey.

Branch Location & Accessibility

Accessibility and Parking

At our North Babylon branch, we prioritize accessibility for everyone. Our location is equipped with ADA-compliant features including ramps and designated parking spaces. You'll find ample parking available right outside the entrance, making it easy for you to stop by whether you're running errands or making a dedicated trip.

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 631-698-7000. We're eager to help you with your financial journey! Come visit us today at the North Babylon branch your friendly neighborhood credit union awaits!

Operating Hours

We understand that life can get busy! That's why our operating hours are designed to fit your schedule. Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you need personal banking services or assistance with loans, we're here for you when it's convenient.

Services Offered

At Teachers, we offer a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgages, we've got everything covered. Need cash? Our ATM is available for quick withdrawals or balance checks. Plus, if you're a member of another partner credit union, feel free to take advantage of our shared service center for basic transactions like deposits and withdrawals.

Member Eligibility

At Teachers, we believe that everyone deserves access to a supportive financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the areas served by our credit union, you're likely eligible to become a member. We're dedicated to helping our members achieve their financial goals with a range of products and services tailored just for you. Whether you're looking for a checking account, a loan, or simply want to save for the future, being part of Teachers means you'll enjoy personalized support every step of the way. To learn more about the specific eligibility criteria and see if you qualify, feel free to check out our detailed informati. When you're ready to take the next step in joining our family, opening an account is easy! Visit us online at https://www.teachersfcuonline.org/dbank/live/app/register or give us a call at (631) 698-7000. We're located at 1134 Deer Park Ave North Babylon Ny 11703, and we can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services offer simple solutions to accept payments easily, whether in-store or online. This means more time focusing on what you do best growing your business. At Teachers, we partner with you every step of the way. Let's work together to bring your vision to life! For more information or to get started, call us at (631) 698-7000.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners in our community, we offer comprehensive Business Banking services, including Merchant Services & Business Loans. We understand the unique challenges businesses face and are dedicated to helping you thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, having control over your finances at your fingertips is essential. Our Online & Mobile Banking features allow you to check balances, transfer funds, and pay bills from anywhere. You can also utilize our ATM & Cash Withdrawal Services, ensuring easy access to your money whenever you need it.

Personal Banking Solutions

Managing your money should be simple and straightforward. That's why we offer a variety of personal banking solutions that include Checking & Savings Accounts designed to help you save while enjoying easy access to your funds. If you're planning to buy a car, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier than ever to drive away in your dream vehicle. When it comes to home ownership, our Mortgage Loans & Refinancing services allow you to find the perfect fit for your budget. Plus, if you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can provide the financial relief you need.

Rewarding Credit Options

To make your spending work for you, consider our Credit Cards with Rewards program. With each purchase, you earn points that can be redeemed for exciting rewards or cash back a great way to get more from your everyday spending.

Shared Branching Services

If you're a member of another credit union that partners with us, you'll benefit from basic shared branch transactions like deposits and withdrawals making banking even more convenient no matter where life takes you. At Teachers, located at 1134 Deer Park Ave North Babylon Ny 11703, we strive to create an inclusive environment where all members feel valued and supported. If you have any questions about our services or how we can assist you further, please don't hesitate to reach out at (631) 698-7000. We invite you to explore all that we have to offer by visiting us or checking out our website at North Babylon. Let us help you take control of your financial future today!

Digital & Online Banking

Accessible Anytime

We believe that banking should be easy and accessible for everyone. With our user-friendly digital services at Teachers, managing your finances has never been simpler. Whether you're at home or out and about, rest assured that you'll have real-time access to your accounts whenever you need it. Join us today at Teachers and experience how our digital banking solutions can make managing your finances easier and more secure!

Secure and User-Friendly Features

Your security is our top priority. That's why we utilize electronic signature authorization for many transactions, making it easier for you to approve actions safely without having to visit us in person. We also provide e-statements to help you keep track of your financial activities while reducing paper clutter. If you're on the go, our mobile application puts banking right in your pocket. You can use it for everything from checking balances to making mobile payments effortlessly. Have friends or family who need to send or receive money? Our person-to-person transfer feature lets you do just that with just a few taps on your phone.

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, demonstrating our commitment to providing reliable services and support. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $33,275 in used auto loans and $6,294,741,296 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $25,290,329, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 942,543, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 1134 Deer Park Ave North Babylon Ny 11703 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used car or a brand-new vehicle, our financing options can make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We understand that managing a business comes with its own set of challenges, and we are committed to supporting local enterprises by offering tailored financing solutions. At Teachers, we also offer refinancing options for many of our loan products. This could be an excellent opportunity for you to reduce monthly payments or access additional funds based on equity. If you're ready to explore these opportunities further or have any questions about eligibility requirements, feel free to reach out at (631) 698-7000 during our operating hours: Mon-Thur 9:00 am - 5:00 pm, Fri 9:00 am - 6:00 pm, and Sat 9:00 am - 2:00 pm. For more detailed information about our loan offerings and how we can assist you in achieving your financial goals, visit us online at https://www.teachersfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

If you're looking for more flexibility with your finances, our total credit lines amounting to $4,577,444,000 provide easy access to funds whenever you need them. In addition, we also offer unsecured credit card loans with a total of $96,901,070, which can help manage day-to-day expenses or unexpected costs effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We are here to guide you through the process and help you find the right mortgage solution that fits your needs.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By utilizing this tool, borrowers can quickly identify the most favorable loan options available to them. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). Each loan offer is carefully vetted to guarantee that users are making informed choices based on reliable information. The benefits of using LendMesh are clear: - Verified Data: Loan offers come exclusively from legitimate financial institutions, ensuring transparency in every transaction. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results that empower users. - Real-Time Rate Comparisons: Users access up-to-date loan rates from multiple institutions, which helps them make well-informed decisions tailored to their financial needs. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the service. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TEACHERS FEDERAL CREDIT UNION - North Babylon, NY

Type of Loan Offerings

Personal Loans

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