Teachers Credit Union Kings Park NY | Best Auto Loans & Checking

Introduction

Welcome to Teachers at Kings Park, where we have proudly served our community since 1952. Located at 742 Route 25A, Kings Park, NY 11754, we are more than just a financial institution; we're your trusted partner in navigating your financial journey. Our commitment to excellence is reflected in our growing family of over 476,608 members, all benefiting from a robust asset base of over $9.8 billion. At Teachers, we understand that each member has unique needs and goals. That's why our diverse range of services includes everything from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing options. With total deposits reaching $392,268,098, and total loans exceeding 185,190, we're equipped to help you achieve your dreams. While members can visit us at our Kings Park branch for all their banking needs, official correspondence should be sent to the same address for convenience. Our knowledgeable team, led by CEO Brad Calhoun and Board President Timothy Southerton, is here to provide personalized support and guidance every step of the way. As a community-focused credit union with a net worth of $984,894,945 and cash reserves of over $28 million, you can trust that your finances are secure with us. We offer modern conveniences such as online banking, mobile payments, and ATM services to make managing your money simple and efficient. Whether you're looking to open an account or explore loan options, we invite you to connect with us today! Call us at 631-698-7000 or visit our website at Teachers FCU for more information on how we can serve you better. Your financial future starts here!

Branch History & Mission

Community Engagement

In addition to offering robust financial services, we believe in giving back. Our outreach programs focus on education and financial literacy, ensuring that our members understand their options and feel confident making decisions about their finances. Whether it's hosting workshops or partnering with schools and local charities, we strive to make a positive impact every day. As we look toward the future, we remain committed to embracing technology that enhances your experience while ensuring compliance with ADA standards for accessibility. With online banking options and mobile payments available, managing your finances has never been easier. Join us at Teachers! Experience firsthand how we can help you achieve your financial goals while being part of a vibrant community focused on growth and support. Visit us today or call us at 631-698-7000; we can't wait to welcome you into our family!

Evolution of Our Services

From our humble beginnings, we have continuously evolved to meet the needs of our members. Over the decades, we've expanded our offerings beyond basic banking services. Today, we provide a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, our business banking services support local entrepreneurs through merchant services and business loans. Our branch operates not only as a financial hub but also as a community space where members can connect and engage. We are proud to offer convenient features such as ATM availability and drive-thru banking to enhance accessibility for all.

Mission Statement

Our mission at Teachers is simple yet profound: to empower our members through exceptional financial products and unwavering support for their dreams. We are dedicated not just to providing financial solutions but also to fostering growth within the communities we serve. This commitment is reflected in our partnerships with local organizations and our outreach efforts that aim to uplift those in need. While you can visit us at our branch location in Kings Park for all your banking needs, official correspondence can be directed to the same address: 742 Route 25A, Kings Park, NY 11754.

Branch Location & Accessibility

Convenient Services

We understand that life can be busy, which is why we offer extended operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. This way, you can choose a time that fits your schedule best! Need cash on the go? We have an ATM available right at our location for your convenience. Plus, if you prefer the drive-thru option, we offer basic drive-thru banking services for deposits and withdrawals making banking even simpler!

Location Highlights

At our Kings Park branch, you'll find ample parking and easy access for everyone, including ADA-compliant features to ensure that all members can visit us comfortably. Whether you're coming in for a quick transaction or looking to discuss your financial goals, our friendly staff is here to help.

Stay Connected

While our physical branch is here for all your immediate needs, any official correspondence should be sent to the same address as our branch location: 742 Route 25A, Kings Park, NY 11754. Should you have any questions or need assistance, feel free to call us at 631-698-7000. We invite you to visit Teachers today and discover how we can support your financial journey with personalized service and community-focused solutions. We look forward to welcoming you!

Member Eligibility

Becoming a member of Teachers is like stepping into a welcoming community where your financial well-being is our top priority. If you're looking to join, you'll be pleased to know that membership is open to anyone who lives, works, or attends school in the area, as well as their family members. This means whether you're a local resident or have loved ones who are, you can take advantage of all the benefits we offer. Joining Teachers not only gives you access to personalized financial services, but it also connects you with a supportive network dedicated to helping you achieve your financial goals. Ready to get started? Opening an account is simple! Just visit us at 742 Route 25A Kings Park Ny 11754 or check out our easy online application process at https://www.teachersfcuonline.org/dbank/live/app/register. If you have any questions or need assistance along the way, feel free to give us a call at (631) 698-7000. For more details on eligibility requirements and updates, don't forget to visit our website. We're excited to welcome you to our community!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

Imagine having a payment solution that fits seamlessly into your daily operations. Our merchant services allow you to accept payments easily, whether in-store or online. This means more convenience for your customers and faster access to your funds helping you keep your business running smoothly. Located at 742 Route 25A Kings Park Ny 11754 in Kings Park, NY, we're here to help you thrive. Contact us at (631) 698-7000 to learn how our tailored solutions can meet your business needs today!

Comprehensive List Of Services

Business Banking

For local business owners, we understand the unique challenges you face. That's why we offer comprehensive business banking services, including merchant services and business loans, designed to support your growth and success.

Contact Us Today!

We invite you to experience the difference at Teachers by visiting us or giving us a call at 631-698-7000. Our friendly staff is ready to assist you with all your financial needs. To learn more about our services or to get started with opening an account, please visit us online at Teachers FCU. Let us be your trusted partner in achieving your financial goals!

Credit Cards and Rewards

With our credit cards featuring rewards, you can earn points on everyday purchases that can be redeemed for exciting rewards or cashback. It's like getting something back every time you spend!

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can check balances, transfer funds, and pay bills from anywhere at any time. Plus, with features like ATM access for cash withdrawals and basic drive-thru banking for deposits or simple transactions, managing your finances has never been easier.

Personal Banking

Our personal banking options are designed with you in mind. We offer checking and savings accounts that cater to your everyday banking needs. Imagine being able to easily manage your funds while earning competitive interest rates on your savings. For those looking to purchase a car or refinance an existing loan, our auto loans and vehicle financing solutions can help you hit the road in no time. If you're thinking about buying a home, our mortgage loans and refinancing options provide flexible terms and competitive rates. Perhaps you need some extra cash for unexpected expenses? Our personal loans and debt consolidation services can help streamline your payments and reduce financial stress.

Shared Branch Transactions

As part of our commitment to serving our members better, we also offer basic shared branch transactions for partner credit union members. This means you can perform deposits and withdrawals even if you're away from our branch!

Digital & Online Banking

Mobile Application Access

With our mobile application, banking is literally at your fingertips! You can make mobile payments with ease and enjoy person-to-person transfers right from your phone. Imagine sending money to a friend or family member instantly no need for cash or checks!

Online Banking Made Easy

Our online banking platform is accessible 24/7 at https://www.teachersfcu.org/. Whether you're checking balances, transferring funds, or paying bills, you can do it all with just a few clicks. Enjoy real-time account management that allows you to stay on top of your finances effortlessly.

Security You Can Trust

Your security is our top priority. All our digital services are equipped with advanced security measures to keep your personal information safe. You can bank with confidence knowing that we're dedicated to protecting your data. At Teachers, we aim to provide you with convenient, user-friendly tools that simplify your banking experience. Join us today and discover how easy managing your finances can be!

User-Friendly Features

For added convenience, we provide electronic signature authorization, making it easier than ever to complete transactions securely without needing to visit a branch. Plus, with e-statements available, you'll receive your account statements electronically saving time and paper while keeping everything organized.

Financial Strength

A Strong Foundation

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency is highlighted by our $25,290,329, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts at 942,543 show a strong and growing member base that trusts us with their finances.

Investing in Our Members

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $33,275 in used auto loans and $6,294,741,296 in total loans and leases, we support our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 742 Route 25A Kings Park Ny 11754 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With $562,095,749 already disbursed in used vehicle loans and $259,965,626 in new vehicle loans, we've been instrumental in helping many members get on the road with confidence. Whether you're interested in financing a new or used vehicle, we have flexible options tailored just for you.

Business Loans

For business owners looking to grow and expand, we also offer outstanding commercial loans totaling $479,184,173. These loans are designed to provide the capital necessary for various business endeavors whether it's upgrading equipment or expanding operations. At Teachers located at 742 Route 25A Kings Park Ny 11754, we're committed to providing personalized service tailored to your financial needs. If you have questions about our loan offerings or want assistance finding the right product for you, don't hesitate to give us a call at 631-698-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and take the first step towards making your financial aspirations a reality!

Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we provide flexible terms on unsecured credit card loans. With a total of $96,901,070 in unsecured credit card loans available, our members can effectively manage their finances while enjoying competitive rates and easy payment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, ensuring that your path to homeownership is as smooth as possible. Our team is here to guide you through the process and help you understand your eligibility for refinancing if you're looking to adjust your current mortgage terms.

Loan Aggregator

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TEACHERS FEDERAL CREDIT UNION - Kings Park, NY

Type of Loan Offerings

Personal Loans

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Loan rates in Kings Park, NY (11754)