Teachers Credit Union Huntington NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Teachers, your trusted financial partner located at 211 E Main St, Huntington, NY 11743. Established in 1952, we have proudly served our community for decades, growing into a strong credit union with over 476,000 members. With total assets of $9,817,494,290, we are committed to providing exceptional banking services tailored to your needs. At Teachers, we understand the importance of financial security and convenience. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages. Whether you're looking to purchase a new car or refinance your home, our dedicated team is here to help you every step of the way. Our leadership reflects our commitment to excellence. Under the guidance of CEO Brad Calhoun and Board President Timothy Southerton, we strive to create an environment that prioritizes your financial wellness. With 867 employees working tirelessly for you, we're always ready to assist with any questions or concerns. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. You can reach us at 631-698-7000 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us today and discover how Teachers can support your financial journey. Visit our website at teachersfcu.org or stop by our branch for personalized service that makes banking easier and more accessible for everyone in our community!

Branch History & Mission

Our Mission

At the heart of Teachers is our mission: to enhance the financial well-being of our members while fostering community growth. We understand that each member has unique needs and goals. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages designed to meet those individual needs. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we actively engage in initiatives that uplift those around us. Whether it's through financial literacy workshops or support for local schools, we are dedicated to making a positive impact. While members can visit us at 211 E Main St, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. We are here for you during convenient hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. With ATM availability and drive-thru banking options at your disposal, accessing your funds has never been easier. Plus, our shared service center allows for basic transactions with partner credit union members. We invite you to join us on this journey of growth and support. Experience the benefits of membership with Teachers today! Visit us online at Teachers FCU or call us at 631-698-7000 for more information on how we can help you achieve your financial dreams.

Branch Location & Accessibility

Call-to-Action

We invite you to visit us at Teachers in Huntington or give us a call at 631-698-7000 if you have any questions. Let us help you achieve your financial goals with personalized service tailored just for you!

Operating Hours and Services

At Teachers, we are committed to being available when you need us. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. We also provide drive-thru banking services for quick deposits and withdrawals without leaving your car. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we also offer online and mobile banking options for those who prefer managing their finances on-the-go. Plus, if you're a member of another participating credit union, you can take advantage of our shared service center for even more convenience.

Parking and Accessibility Features

We understand that convenience matters, which is why our branch offers ample parking for members. Our facility is fully ADA compliant, featuring ramps and accessible entrances to ensure that everyone can visit us comfortably.

Member Eligibility

At Teachers, we believe in building a community where everyone feels welcomed and supported. If you're looking to become a member, you'll be pleased to know that eligibility is quite inclusive. Generally, individuals who live, work, or worship in the area are welcome to join us. This means that if you're part of our local community, you're already on your way to enjoying the benefits we offer. Becoming a member at Teachers opens the door to an array of financial services designed with your needs in mind, from checking and savings accounts to various loan options. Getting started is easy! You can find more detailed information about our membership criteria by visiting this helpful resource: . If you're ready to take the next step and open an account, simply follow this link: https://www.teachersfcuonline.org/dbank/live/app/register . Should you have any questions or need assistance, don't hesitate to reach out to us at (631) 698-7000. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your business smoothly without worrying about payment processes. Our merchant services provide just that. From credit card processing to online payments, you can accept transactions easily, letting you focus on what you do best growing your business. Located at 211 E Main St Huntington Ny 11743 in Huntington, NY, we invite you to explore how we can partner with you for success. For more information or assistance, call us at (631) 698-7000. Your business deserves a banking partner that truly understands its needs!

Comprehensive List Of Services

Convenience at Your Fingertips

We believe in making banking as convenient as possible for our members. That's why we also provide Basic Drive-Thru Banking, where you can handle deposits and withdrawals quickly without leaving your car. For those who are members of partner credit unions, we offer Shared Branch Transactions, allowing easy access to your accounts no matter where you are. In addition, with features like e-statements, electronic signatures for quick approvals, and person-to-person payment options, managing your finances has never been easier.

Credit Cards and Business Banking

For those who love rewards, our Credit Cards with Rewards program offers fantastic benefits while you spend on everyday purchases. You can earn points that can be redeemed for travel or cash back it's a win-win! If you're a business owner, you'll appreciate our Business Banking services. From merchant services that simplify transactions to business loans that help expand your operations, we provide the tools necessary for success. Our team is here to assist with any questions you may have about these offerings.

Get Started Today!

With so many ways to bank conveniently at Teachers, we invite you to explore all that we have to offer. If you're ready to take the next step in managing your financial future or want more information about any of our services, please give us a call at 631-698-7000 or visit us at our branch in Huntington. Join us today and experience a banking relationship built on trust and service!

Personal Banking

Our Personal Banking services include checking and savings accounts designed to help you manage your everyday finances. Imagine having easy access to your money whenever you need it. With our online and mobile banking features, you can check balances, transfer funds, and pay bills right from your phone or computer. Plus, our ATM services ensure you can withdraw cash anytime without hassle. When it comes to financing major purchases like cars or homes, we offer competitive Auto Loans & Vehicle Financing options tailored to fit your budget. If you're dreaming of homeownership, our Mortgage Loans & Refinancing services make the process smooth and straightforward. We understand that life can be unpredictable; that's why our Personal Loans & Debt Consolidation options provide flexible solutions for those unexpected expenses or for managing existing debt effectively.

Digital & Online Banking

Key Features

Our mobile application makes banking even easier. With just a few taps on your smartphone, you can perform transactions, view statements, and even set up mobile payments. Plus, if you prefer the traditional way of signing documents, we also offer electronic signature authorization for a smooth and secure process. For those who like to keep things paperless, our e-statements provide an easy way to track your finances while helping the environment. You'll receive your statements right in your inbox no more waiting for the mail! Need to send money quickly? Our person-to-person transfers allow you to send cash directly to friends or family without hassle. It's perfect for splitting bills or sending gifts. At Teachers, we prioritize your security and convenience. Our user-friendly interface is designed with you in mind, ensuring that every feature is accessible and straightforward. Join us in embracing the future of banking where managing your finances is as simple as a few clicks or taps. Explore all these offerings and more by visiting https://www.teachersfcu.org/ today!

Financial Strength

A Solid Financial Foundation

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 942,543, show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, further showcasing our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 211 E Main St Huntington Ny 11743 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $33,275 in used auto loans and $6,294,741,296 in total loans and leases, we support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to ensure you can drive away in your new vehicle without delay.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. Our team is here to guide you through every step of obtaining financing for your business needs. At Teachers, we prioritize our members' financial well-being and strive to offer competitive loan products that align with your personal or business objectives. If you're interested in exploring refinancing options or learning more about eligibility for our loan products, please reach out to us at (631) 698-7000 or visit us at 211 E Main St Huntington Ny 11743 in Huntington, NY. Your financial success is important to us, and we're dedicated to providing personalized service every step of the way. Let's work together to find the perfect loan solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We can assist you in navigating the process whether you're a first-time homebuyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses has never been easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $96,901,070 helping members manage their finances effectively. Enjoy peace of mind knowing that you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers when comparing loans. The platform takes pride in its commitment to accuracy, providing users with information that they can trust.

TEACHERS FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans