Teachers Credit Union Holbrook NY | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Teachers, your trusted financial partner located at 5439 Sunrise Hwy, Holbrook, NY 11741. Since our establishment in 1952, we have proudly served over 476,608 members, providing them with the tools and resources they need to achieve their financial goals. With total assets exceeding $9.8 billion and deposits totaling $392,268,098, we are committed to offering competitive rates and exceptional service. At Teachers, we understand that every member has unique needs. That's why we offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our dedicated team of 867 employees, led by CEO Brad Calhoun and Board President Timothy Southerton, is here to ensure you receive personalized support every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. We also provide convenient access through online banking and mobile services so you can manage your finances anytime, anywhere. Join us today and experience the difference of being part of a community-focused credit union. For inquiries or to learn more about our offerings, feel free to reach out at 631-698-7000 or visit our website at Teachers FCU. Your journey towards financial well-being starts here!

Branch History & Mission

Community Engagement

Our branch is dedicated to community outreach efforts that make a real impact. We collaborate with local organizations and schools to support educational programs and initiatives designed to uplift families in Holbrook. Together with our members, we contribute to making positive changes within our neighborhoods. As part of our continued growth, we're excited about what lies ahead. With an ever-increasing membership base and innovative financial solutions tailored just for you, there's never been a better time to join Teachers. We invite you to become part of our story at Teachers. Experience the benefits of being a member-driven credit union focused on your success. For more information or assistance with opening an account, feel free to reach out at 631-698-7000 or visit us online at www.teachersfcu.org. Join us today and help shape the future of finance in Holbrook!

Our Mission

At Teachers, our mission is not just about offering banking services; it's about building a better future for our members and the communities we serve. We aim to empower individuals through personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our goal is to foster financial well-being while supporting local initiatives that make Holbrook a vibrant place to live. While members can visit us at 5439 Sunrise Hwy, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. We understand that convenience matters; that's why we offer drive-thru banking for quick transactions and ATM access for on-the-go banking needs. In addition to traditional banking services, we are proud to embrace digital advancements that enhance your experience. From online banking and mobile payments to e-statements and person-to-person transfers, we strive to meet you where you are. Our commitment extends beyond just transactions; we prioritize accessibility for all by ensuring ADA compliance across our services.

Branch Location & Accessibility

Easy Access and Parking

Our location boasts ample parking space, ensuring that you can find a spot without hassle. We also pride ourselves on being accessible for all members, including those with mobility challenges. Our facilities are ADA-compliant, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Get in Touch!

If you have any questions or would like more information about our services before visiting, feel free to give us a call at 631-698-7000. We look forward to welcoming you at Teachers Credit Union soon!

Operating Hours That Fit Your Schedule

At Teachers Credit Union, we understand that life can get busy. That's why we offer flexible operating hours to accommodate your schedule! Visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking or have questions about loans and credit cards, our friendly staff is ready to help during these hours.

Services Tailored for You

We're more than just a credit union; we offer a variety of services including checking and savings accounts, auto loans, mortgage options, and even business banking solutions. Plus, with our ATM available on-site and drive-thru banking for quick transactions, managing your finances has never been easier! If you're a member of another credit union, don't forget that our shared service center can assist you as well. While you can visit us at our branch address for all in-person inquiries and transactions, please note that any official correspondence should be sent to our mailing address at PO Box 9005, Smithtown, NY 11787.

Member Eligibility

Becoming a member of Teachers feels like joining a warm and welcoming community where your financial needs are prioritized. If you're interested in joining us at our Holbrook branch, simply visit us at 5439 Sunrise Hwy Holbrook Ny 11741 or give us a call at (631) 698-7000. Membership is open to those who live, work, worship, or attend school in certain areas, including family members of current members. This inclusive approach ensures that everyone can benefit from the personalized service and competitive rates we offer. To learn more about the specific eligibility requirements, you can check out our detailed information here. Once you know you're eligible, opening an account is straightforward and convenient; just follow this link to get started: Account Opening. We can't wait to welcome you into our family!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our network of ATMs makes accessing your funds simple and straightforward, allowing for withdrawals and balance checks without hassle.

Auto Loans & Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel of your dream vehicle. We offer competitive rates and flexible terms that fit your budget, so you can drive away with confidence.

Business Banking

If you're an entrepreneur or small business owner, our Business Banking solutions are crafted just for you. We offer merchant services and business loans designed to help your business thrive in today's competitive market.

Credit Cards with Rewards

Our Credit Cards with Rewards program allows members to earn points on everyday purchases. This means you can enjoy benefits while managing your spending effectively. Use it wisely, and you'll find yourself reaping rewards that add up quickly.

Digital Banking Services

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking, you can manage your accounts from anywhere at any time. Whether it's transferring money between accounts or checking balances on the go, our digital features ensure that banking is as easy as possible.

Drive-Thru Banking

For those who prefer face-to-face interactions without leaving their vehicle, our Drive-Thru Banking offers basic transactions such as deposits and withdrawals in a convenient format.

Home Financing

When it comes to purchasing or refinancing a home, our Mortgage Loans provide the support you need. We guide you through the process from application to closing, ensuring you understand every step along the way. Plus, with our refinancing options, you might save money on your monthly payments.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various Personal Banking options, including checking and savings accounts designed to suit different lifestyles. Imagine having a checking account that provides easy access to your funds while earning interest on your savings this is what we strive to deliver.

Personal Loans & Debt Consolidation

For those looking for additional financial flexibility, our Personal Loans & Debt Consolidation services can help simplify your financial obligations. Whether it's funding a special project or consolidating existing debts into one manageable payment, we're here to assist you in taking control of your finances.

Shared Branch Transactions

As part of a larger network of credit unions, we also provide Basic Shared Branch Transactions, which allow members from partner credit unions to conduct deposits and withdrawals at our location. At Teachers, we believe in making banking accessible and enjoyable for everyone. Explore all these services by visiting us or calling (631) 698-7000 today! For more information about what we offer and how we can assist you further, feel free to check out our website here. Your financial journey begins with us!

Digital & Online Banking

Key Features for Your Convenience

We offer electronic signature authorization, making it simple to sign documents securely without the hassle of printing or mailing. Additionally, our e-statements provide an eco-friendly way to keep track of your financial activity without cluttering your inbox with paper statements. If you're looking for quick ways to send money to friends or family, our person-to-person transfer feature has got you covered. You can send money directly from your account in just moments perfect for splitting a bill or sending a gift! For those who prefer managing their accounts through their smartphones, our mobile application brings all these services right to your fingertips. You can easily make mobile payments and enjoy the flexibility of banking on the go. With Teachers, managing your money is not only easy but also secure. We use advanced security measures to protect your information while ensuring that accessing your accounts remains straightforward and efficient. Explore our digital banking options today and take control of your finances like never before! For more information, visit us at https://www.teachersfcu.org/ .

Financial Strength

Commitment to Growth and Stability

With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

With a total of 942,543 share accounts, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, further reflecting our capability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 5439 Sunrise Hwy Holbrook Ny 11741 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.

Secure Savings Opportunities

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $999 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For those looking for business solutions, we have outstanding commercial loans totaling $479,184,173, providing the capital needed for business growth and expansion. Additionally, our total credit lines amount to $4,577,444,000, giving you access to funds when you need them most. At Teachers Credit Union, we pride ourselves on being more than just a lender; we're a partner in your financial journey. Our team is ready to assist you with any questions about our loan offerings or help you find the best product for your unique situation. For more details or to discuss eligibility options further, feel free to contact us at (631) 698-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're considering a new ride or a reliable pre-owned vehicle, our flexible financing options can help you drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, designed to support your dream of owning a home. Our experienced team is here to guide you through the process and ensure you understand all available refinancing and eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $96,901,070 in loans helping members manage their finances effectively, our credit cards come with features that cater to your spending habits while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

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TEACHERS FEDERAL CREDIT UNION

Type of Loan Offerings

Personal Loans