Imagine being able to invest in new equipment or hire more staff without the worry of cash flow issues. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, our merchant services offer practical benefits that can help streamline your operations. From payment processing solutions to online banking tools, we provide resources that make managing your finances easier. Imagine being able to accept payments effortlessly while keeping track of transactions on the go. Located at 2410 N Ocean Ave Farmingville Ny 11738 in Farmingville, NY, we are here to empower your business every step of the way. For more information, give us a call at (631) 698-7000 or visit our website at https://www.teachersfcu.org/. Let's take your business to new heights together!
We know that accessibility is key when it comes to managing your finances. That's why we've ensured that our services are available both in-person and digitally. With a friendly staff ready to assist you during lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM you can always find help when you need it. Whether you're at 2410 N Ocean Ave Farmingville Ny 11738 or accessing us online at our website, we're here for you. Have questions? Don't hesitate to give us a call at (631) 698-7000.
One of our key offerings at Farmingville is our ATM Services Only. This means you can easily access your funds any time of day through our ATM. Need to check your balance or make a withdrawal? It's all right at your fingertips! For those who prefer personal interaction, we offer Basic Drive-Thru Banking. Whether you're making deposits, withdrawals, or handling simple transactions, our drive-thru service ensures you don't have to leave your car. It's perfect for busy days when you need to keep things moving.
In today's fast-paced world, we understand the importance of being able to bank on the go. That's why we've integrated robust digital banking features into our services. With online banking, mobile payments, and person-to-person transfers available through our app, managing your finances has never been simpler. You can check your balances, transfer funds, and pay bills from the comfort of your home or wherever life takes you.
At Teachers, we're dedicated to helping our members achieve their financial goals with ease and confidence. If you're interested in exploring what we can offer further or if you're ready to join us as a member, visit this link today! We look forward to serving you!
If you're a member of partner credit unions, you can take advantage of our Basic Shared Branch Transactions. This service allows you to make deposits and withdrawals seamlessly without having to go back to your home branch. It's just another way we strive to make banking easier for you.
One of the standout features is our mobile application, which brings banking right to your fingertips. You can make person-to-person transfers effortlessly send money to friends or family in seconds. Plus, if you're on the go, you'll love our mobile payments feature, allowing you to make purchases directly from your phone with ease and security. For those who prefer going paperless, we offer e-statements, so you can view your account statements electronically. This not only helps in keeping things organized but also contributes to a more sustainable environment. Additionally, we support electronic signature authorization, making it easier than ever to complete transactions securely without needing to visit a branch. At Teachers, we prioritize your security. Our online banking services are built with advanced security measures to protect your personal information while giving you peace of mind as you manage your finances. In short, our digital and online banking services are designed with you in mind providing accessibility, ease-of-use, and real-time account management. Experience the future of banking today at Teachers!
With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases.
Our $25,290,329 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Total Share and Deposit Accounts: 942,543, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 2410 N Ocean Ave Farmingville Ny 11738 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals.
Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Teachers Credit Union, we're dedicated to serving our members by providing easy access to funds when they need it most. Whether you're looking for an auto loan or a mortgage option that fits your lifestyle and budget perfectly, our team is here to guide you through the process. Explore our loan offerings today and see how we can help you navigate your financial journey!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road, you can trust us to make your vehicle purchase more affordable. Whether you're buying a brand-new model or a reliable pre-owned vehicle, we have competitive financing options available.
For business owners looking to grow or expand their operations, our outstanding commercial loans totaling $479,184,173 provide the capital needed for investment opportunities. We're committed to supporting local businesses and helping them thrive in our community.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, designed to assist you through every step of the home-buying process. If you're considering refinancing your existing mortgage, we're here to help you explore your options.
Managing day-to-day expenses? We provide flexible terms on unsecured credit card loans with a total of $96,901,070 in loans available to help members manage their finances effectively. Our credit cards come with competitive interest rates and benefits that make them ideal for everyday use.
One of the key advantages of LendMesh is its use of verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users have access to reliable information. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. Users benefit from real-time rate comparisons across multiple institutions. This feature allows individuals to quickly assess their options and choose the best loan for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for clear and accurate loan comparisons, you can compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.