Teachers Credit Union Center Moriches NY | Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Teachers, your trusted financial partner located at 248 Main St, Center Moriches, NY 11934. Established in 1952, we have proudly served our community for over seven decades, helping our 476,608 members achieve their financial goals. With total assets of $9,817,494,290 and total deposits reaching $392,268,098, we are committed to providing secure and reliable banking services tailored to your needs. Under the leadership of CEO Brad Calhoun and Board President Timothy Southerton, our dedicated team of 867 employees is here to ensure that you receive top-notch service every time you visit us or reach out via phone at 631-698-7000. While members can visit us at our branch address for personal banking needs, any official correspondence should be sent to the same address. At Teachers, we understand that every member's journey is unique. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or business banking services, we have a wide range of products designed with you in mind. We also offer convenient online and mobile banking options so you can manage your finances anytime, anywhere. We take pride in our strong financial standing: with a net worth of $984,894,945 and cash in hand amounting to $28,926,346, you can trust that your money is safe with us. Our commitment to community impact drives us to continually enhance our offerings while ensuring you feel valued as a member. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members. Visit our website at teachersfcu.org or stop by our branch to learn more about how we can assist you on your financial journey!

Branch History & Mission

Welcome to Teachers, a credit union with a rich history and a commitment to serving the community of Center Moriches, NY. Established in 1952, our branch has grown alongside our members, evolving from humble beginnings into a robust institution that proudly supports over 476,608 members today. Our journey is marked by dedication to providing exceptional financial services while nurturing relationships within our community. Located at 248 Main St, Center Moriches, NY 11934, our branch is easily accessible and close to local landmarks that make it a convenient choice for residents. Whether you're looking for personal banking services or business solutions, we are here to help you every step of the way. At Teachers, our mission is simple yet powerful: we strive to empower our members through comprehensive financial services and unwavering community support. We believe in creating opportunities for everyone, whether it's through our checking and savings accounts, auto loans, or mortgage options. Our commitment extends beyond banking; we actively participate in local outreach initiatives that strengthen the bonds within our community. Over the years, we've embraced advancements in technology to enhance your banking experience. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is as convenient as possible. We also prioritize accessibility, maintaining ADA compliance to serve all members effectively. While visiting us at 248 Main St, you can enjoy various services including ATM access and basic shared branch transactions if you are a member of partner credit unions. Our friendly team is available during the following hours: - Monday to Thursday: 9:00 AM - 5:00 PM - Friday: 9:00 AM - 6:00 PM - Saturday: 9:00 AM - 2:00 PM For any official correspondence, please send your mail to 248 Main Street, Center Moriches, NY 11934. Should you need assistance or have questions about your account, feel free to call us at 631-698-7000. At Teachers, we don't just offer financial products; we build relationships that foster trust and growth. Join us today and experience firsthand how being part of a community-focused credit union can benefit you. Together, let's achieve your financial goals!

Branch Location & Accessibility

Contact Us

Should you have any questions or require further information about our services or your account, feel free to reach out to us at 631-698-7000. We're here to help! We invite you to stop by and see how Teachers Credit Union can support your financial goals today.

Nearby Landmarks & Accessibility

Situated in the heart of Center Moriches, our branch is just a stone's throw away from local favorites like the Center Moriches Library and various dining spots. This prime location makes it easy for you to visit us while running errands or enjoying a day out. Our building is fully ADA compliant, ensuring that everyone can access our services with ease.

Operating Hours & Services

We understand that your time is valuable, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, Friday until 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. If you're looking for specific services such as checking and savings accounts, auto loans, or mortgage options, we have everything you need right here. Additionally, we offer ATM services for quick cash withdrawals and balance checks whenever you need them. For those who might be members of partner credit unions, we also provide shared branch transactions to ensure that all your banking needs are met seamlessly.

Member Eligibility

Becoming a member of Teachers is like joining a family that truly cares about your financial well-being. If you live, work, or go to school in the community, you're already on the right path to membership! Our doors are open to anyone who meets these simple criteria, making it easy for you to join our supportive network. With a membership at Teachers, you gain access to a variety of financial products tailored just for you, including checking and savings accounts, loans, and credit cards with rewards. To start your journey with us, simply visit our branch located at 248 Main St Center Moriches Ny 11934 or give us a call at (631) 698-7000 for more details. You can also find all the updated eligibility information by visiting our website. Ready to become part of our community? Opening an account is quick and straightforward just check out our account opening page here: https://www.teachersfcuonline.org/dbank/live/app/register. We can't wait to welcome you into the Teachers family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services equip you with tools that simplify transactions and improve customer satisfaction. Imagine being able to accept payments seamlessly while managing your cash flow more effectively. Our services ensure you can focus on what you do best running your business. Visit us at 248 Main St Center Moriches Ny 11934 in Center Moriches, NY, or call us at (631) 698-7000 to discover how we can partner with you for success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM services are available for easy withdrawals and balance checks whenever you need them. With convenient locations and accessibility, we ensure you're never far from your funds.

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are here to help you hit the road with confidence. We offer competitive rates that make financing your dream vehicle affordable. Picture yourself driving off in a new car while knowing you secured a great deal with us.

Business Banking

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. If you're looking to grow your business or manage day-to-day operations more effectively, we're here to support you.

Credit Cards with Rewards

Make everyday spending rewarding with our credit cards that come with exciting rewards programs. Whether it's cashback or travel points, our cards give you something back for using them.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans and refinancing services can guide you through the process. We understand that buying a home is one of the biggest decisions you'll make. That's why we provide support every step of the way, ensuring you find the right loan for your needs.

Online & Mobile Banking

In today's fast-paced world, convenience is key. With our online and mobile banking features, accessing your accounts has never been easier. Whether you're at home or on the go, managing your finances is just a few taps away.

Personal Banking

Our personal banking services make it easy for you to manage your finances. Whether you need a checking or savings account, we've got options that fit your lifestyle. Imagine having a checking account that offers convenient online access and mobile banking features. You can easily transfer funds, pay bills, and check your balance right from your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. When that happens, our personal loans can provide the financial cushion you need. Additionally, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments into one manageable monthly amount.

Shared Branch Transactions

As part of our commitment to making banking accessible, we also offer basic shared branch transactions for partner credit union members. This means more opportunities for deposits and withdrawals without hassle. We pride ourselves on making banking simple and accessible for everyone in Center Moriches and beyond. For any questions about how we can assist you or to learn more about our services, please call us at 631-698-7000 or visit us online at teachersfcu.org. Join us at Teachers where we put our members first because together, we can achieve more!

Digital & Online Banking

Accessible Online Banking

With 24/7 online banking services available at https://www.teachersfcu.org/, you can check balances, pay bills, and transfer funds whenever it suits you. This flexibility means you can manage your money without the constraints of traditional banking hours.

Easy Account Management

We offer electronic signature authorization, allowing you to sign documents securely online. This means no more printing or mailing forms everything can be done quickly and efficiently. Plus, with e-statements readily available, you can easily keep track of your financial activity without cluttering your mailbox.

Mobile Banking Made Simple

Our mobile application brings all the functionalities of online banking directly to your smartphone. You can make mobile payments effortlessly and send money to friends and family with our person-to-person transfer feature. Need to check an account balance while waiting in line? It's as simple as a few taps on your screen.

Security You Can Trust

At Teachers, we prioritize your security. Our digital services use advanced technology to ensure that your information stays safe while you're banking online. You can enjoy peace of mind knowing that your transactions are protected. In short, whether you're at home or out and about, our digital and online banking services provide you with the tools you need for effective account management. Experience the ease and reliability of banking with us today!

Financial Strength

At Teachers, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which reflects our commitment to serving you with confidence. With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Additionally, with $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,275 in used auto loans and $6,294,741,296 in total loans and leases. Our operational efficiency is also reflected in our $25,290,329, which allows us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 839 full-time employees and 28 part-time employees who are always ready to assist you with their knowledge and dedication. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 942,543, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 248 Main St Center Moriches Ny 11934 or call (631) 698-7000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used vehicle, our flexible terms can help you get the best deal possible.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting our local entrepreneurs. At Teachers, we pride ourselves on personalized service and accessibility. If you're interested in any of our loan products or would like more information about eligibility and refinancing options, please feel free to reach out. You can contact us at (631) 698-7000 or visit us at 248 Main St Center Moriches Ny 11934 in Center Moriches, NY. For further insights into our performance and financial data, we rely on information sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial well-being is our priority, and we look forward to assisting you in achieving your financial dreams!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Our credit cards come with various benefits that cater to everyday spending while providing a safety net for unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We aim to provide competitive rates and easy application processes to help you secure the home of your dreams. Refinancing options are also available if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

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TEACHERS FEDERAL CREDIT UNION - Center Moriches, NY

Type of Loan Offerings

Personal Loans

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