Teachers Credit Union Amityville NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Teachers Credit Union, your trusted financial partner in the heart of Amityville, NY! Located at 355 Broadway, Amityville, NY 11701, our branch has been serving the community since 1952. With a proud membership of over 476,608, we are dedicated to providing personalized banking solutions that fit your needs. At Teachers, we understand the importance of reliable financial services. Our total assets exceed an impressive $9.8 billion, with total deposits reaching $392,268,098. Our commitment to our members is reflected in our net worth of $984,894,945 and cash in hand totaling $28,926,346. With a strong focus on community impact and member satisfaction, we strive to make every financial journey smoother. Led by CEO Brad Calhoun and Board President Timothy Southerton, our team is passionate about helping you achieve your financial goals. Whether you're looking for auto loans, personal banking services, or business loans, we've got you covered with a wide range of offerings tailored just for you. While members can visit us at 355 Broadway, official correspondence should be sent to our mailing address: PO Box 9005, Smithtown, NY 11787. Ready to take the next step? Call us today at 631-789-2424 or visit our website at Teachers Credit Union to learn more about how we can support you on your financial journey!

Branch History & Mission

At Teachers, located at 355 Broadway in Amityville, NY, we have a proud history that dates back to our founding in 1952. Since then, we have grown alongside our community, evolving into a trusted financial partner for over 476,000 members. Our journey has been marked by significant milestones, including reaching total assets of nearly $9.8 billion, a testament to the trust our members place in us. Our mission is clear: to empower our members through exceptional financial services while actively contributing to the well-being of our community. We believe in providing not just banking solutions but also support and resources that help individuals and families thrive. Our commitment is reflected in everything we do from offering personal banking services like checking and savings accounts to more specialized products such as auto loans and mortgages. While members can visit us at our branch address, official correspondence should be sent to PO Box 9005, Smithtown, NY 11787. This location serves as an easy-access hub for all your banking needs, with nearby landmarks that make it convenient to find us. We understand the importance of adapting to the needs of our members. That's why we've embraced digital advancements like online and mobile banking options. Our facilities are ADA compliant, ensuring everyone can access our services comfortably. Additionally, we provide ATM services and drive-thru banking for added convenience. Community outreach is also a cornerstone of our mission. We actively engage with local organizations and initiatives that uplift those around us. From educational programs to financial literacy workshops, we strive to make a positive impact beyond traditional banking. As you consider joining Teachers, remember that you're not just becoming a member of a credit union; you're joining a community focused on mutual growth and support. Experience the benefits of being part of something bigger your journey starts here with Teachers. For any questions or assistance, feel free to reach out at 631-789-2424 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Join us today and see how we can help you achieve your financial goals!

Branch Location & Accessibility

Come Visit Us!

We invite you to come by the Teachers Credit Union branch in Amityville today! If you have any questions or would like more information about what we offer, feel free to give us a call at 631-789-2424. We're excited to assist you with your banking needs!

Convenient Access

At our Amityville branch, we prioritize accessibility for all members. The facility is ADA compliant and features ramps for easy entry. There's ample parking available, so you can visit us without any hassle. Plus, if you prefer to handle your banking from the comfort of your vehicle, we offer convenient drive-thru banking services.

Hours That Fit Your Schedule

We understand that life can be busy, which is why we offer flexible operating hours. You can visit us Monday through Thursday from 9:00 AM to 5:00 PM, on Fridays until 6:00 PM, and Saturdays until 2:00 PM. This means there's always a time that works for you!

Services Tailored for You

Our branch is equipped to meet a variety of financial needs. In addition to personal banking services like checking and savings accounts, auto loans, and credit cards with rewards, we also provide business banking solutions and online banking options for your convenience. Plus, our ATM is readily available for quick cash withdrawals or balance checks. While members can visit us at 355 Broadway, official correspondence should be sent to PO Box 9005 in Smithtown if needed. Our friendly team is here to help guide you through any questions or services you might require.

Member Eligibility

Becoming a member of Teachers is like joining a caring family that's dedicated to supporting your financial journey. If you live, work, or attend school in our community, you're likely eligible to join us! We believe that everyone deserves access to friendly financial services and personalized support. At Teachers, we offer a range of benefits, including competitive rates on loans and savings accounts, online banking options, and resources tailored to help you achieve your goals. To learn more about the specific eligibility requirements, feel free to visit our website. Once you're ready to become part of our community, opening an account is simple! You can easily start the process by visiting https://www.teachersfcuonline.org/dbank/live/app/register or give us a call at (631) 789-2424 if you have any questions. We look forward to welcoming you at our branch located at 355 Broadway Amityville Ny 11701!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $309 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $479,184,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions so you can focus on what really matters your customers. With easy-to-use tools, you can accept payments in-store or online, making it convenient for your customers while boosting your sales potential. Located at 355 Broadway Amityville Ny 11701, Amityville, NY, we're here to help your business thrive. For more information, call us at (631) 789-2424 or visit our website at https://www.teachersfcu.org/. Let's grow together!

Comprehensive List Of Services

Additional Services

For simple transactions like deposits and withdrawals, take advantage of our Basic Drive-Thru Banking service. And if you're a member of a partner credit union, our Basic Shared Branch Transactions allow you to make deposits and withdrawals as well. At Teachers, we're more than just a place to bank; we're a community resource committed to helping you achieve your financial goals. If you have any questions about how we can serve you better or want to open an account today, feel free to call us at (631) 789-2424 or visit us at 355 Broadway Amityville Ny 11701. Join us on this journey toward financial wellness!

Business Banking

For our small business owners, we haven't forgotten about you! Our Business Banking services include Merchant Services & Business Loans tailored specifically for your needs. Picture having the capital necessary to expand your operations or invest in new equipment without the stress.

Credit Cards and Rewards

Who doesn't love rewards? Our Credit Cards with Rewards allow you to earn points on everyday purchases. You could use these points for travel, merchandise, or even cash back making each swipe work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms make it easy to manage your accounts from anywhere. With features like mobile payments and person-to-person transfers, paying bills or sending money is just a few taps away. Need cash quickly? Enjoy the ease of accessing funds with our ATM & Cash Withdrawal Services, available 24/7 for your convenience.

Personal Banking

When it comes to personal banking, we offer Checking & Savings Accounts designed for everyone from students just starting out to families managing their finances. Our accounts come with no hidden fees and easy online access, ensuring you can track your spending anytime. If you're thinking about buying a car, our Auto Loans & Vehicle Financing options are competitive and flexible. Imagine driving away in your dream vehicle while knowing you've secured a great deal through us. For those considering homeownership or refinancing, our Mortgage Loans & Refinancing services provide various plans to fit different budgets and lifestyles. We walk you through the process so that securing a mortgage feels less daunting. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can provide the relief you need. Think of it as having a financial safety net that allows you to tackle those surprises head-on.

Digital & Online Banking

At Teachers, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds whenever it suits you no need to wait for branch hours! Our user-friendly online banking platform is accessible at https://www.teachersfcu.org/. Here, you can enjoy the convenience of e-statements, which allow you to receive your financial statements electronically saving you time and paper. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure. For those who are always on the go, our mobile application ensures that banking is right at your fingertips. You can easily make person-to-person transfers with just a few taps on your phone. Whether you're splitting dinner costs with friends or sending money to family, it's all done in real-time and securely. If you prefer using mobile payments, we've got you covered there too! Our mobile payments feature allows you to make purchases quickly and safely without needing cash or cards. At Teachers, we prioritize not just convenience but also security. Our systems are built to protect your personal information while providing easy access to your accounts. With these digital tools, managing your finances becomes a breeze, giving you more time to focus on what truly matters. Explore our full suite of digital banking options today and experience the ease of banking from anywhere!

Financial Strength

Commitment to Growth

Our commitment to serving you is reflected in our financial strength. With $940,482,871 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $33,275 in used auto loans and $6,294,741,296 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

We are proud to serve a growing community with a total of 942,543 share accounts. This shows that more individuals trust us with their finances every day. Our net shares available for lending stand at $0, demonstrating our commitment to providing resources for those looking to achieve their financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Teachers is your trusted partner. Visit us at 355 Broadway Amityville Ny 11701 or call (631) 789-2424 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $3,162,706,487 in share certificates and $1,744,714,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $219,569,446, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is underscored by our net income of $25,290,329, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 839 full-time employees and 28 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $984,894,945, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.99% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $562,095,749 in used vehicle loans and $259,965,626 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our financing options make it easier for you to hit the road.

Business Financing

For business owners, our outstanding commercial loans totaling $479,184,173 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are dedicated to offering solutions that work for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,497,493,451, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to support your journey toward owning a home.

Refinancing Options

If you're considering refinancing an existing loan, we can help guide you through the process and explore eligibility options that might save you money in the long run. Our team is here to provide personalized assistance every step of the way. For any inquiries or more information on how our loan products can benefit you, feel free to contact us at (631) 789-2424 or visit us at our branch located at 355 Broadway Amityville Ny 11701 in Amityville, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $96,901,070 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, providing you with the peace of mind that comes from knowing your financial choices are backed by solid support.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy helps users feel confident in their decisions. One key benefit of using LendMesh is its focus on Verified Data. All loan offers come from legitimate financial institutions, which promotes transparency in the comparison process. Additionally, there are No Sponsored Listings on the platform; lenders are not prioritized based on paid promotions. This means users receive results that truly reflect their options without any bias. LendMesh also provides Real-Time Rate Comparisons, keeping loan rates current and allowing users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TEACHERS FEDERAL CREDIT UNION - Amityville, NY

Type of Loan Offerings

Personal Loans

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