Taylorville Community Credit Union Pana IL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Taylorville Community, your trusted financial partner in Pana, IL! Located at 101 E 5th St, we have been serving our members since 1956 with a commitment to fostering community and providing exceptional service. With a total membership of 7,360 and assets totaling an impressive $85,776,332, we pride ourselves on being more than just a credit union; we are a vital part of the Pana community. At Taylorville Community, we understand that each member has unique financial needs. That's why we offer a variety of services ranging from personal banking options, including checking and savings accounts, to auto loans and business financing. With $6,006,943 in total deposits and a robust lending portfolio of 3,138 loans, we're well-equipped to help you achieve your financial goals. Our dedicated team is led by CEO Will Perkins and Board President Vance Fraley, who both share a deep commitment to member satisfaction and community engagement. Whether you're looking to secure a new vehicle with one of our competitive auto loans or need assistance with mortgage refinancing, our knowledgeable staff is here to guide you every step of the way. While members can visit us at our branch location in Pana, for official correspondence, please send mail to 101 E 5TH ST, PANA, IL 62557-1782. We invite you to reach out by calling us at (217) 562-2516 or visiting our website at tccu.org. Experience the difference that personalized service makes. Come see how Taylorville Community is committed to helping you thrive financially!

Branch History & Mission

The story of Taylorville Community in Pana, IL is one of commitment, growth, and community spirit. Established in 1956, this branch has been a cornerstone for financial services, serving its members with dedication and care for over six decades. Located at 101 E 5th St, it stands proud as a symbol of trust and support in the heart of Pana. Since its inception, Taylorville Community has expanded significantly. Today, it boasts a total membership of 7,360 individuals who rely on its services for personal banking needs, auto loans, mortgages, and business financing. With total assets amounting to an impressive $85,776,332, the credit union has shown remarkable growth while maintaining a strong focus on member satisfaction. At the core of our mission is the belief that everyone deserves access to quality financial services that empower their lives. We strive to build lasting relationships with our members by providing tailored solutions that meet their unique needs. Our mission is not only to facilitate banking transactions but also to uplift our community through various outreach initiatives and partnerships. While members can visit us at 101 E 5th St, official correspondence should be sent to 101 E 5TH ST, PANA, IL 62557-1782. This ensures that all communications are handled efficiently as we continue to serve you better. Our commitment extends beyond traditional banking hours; we are here for you Monday and Friday from 9:00 AM to 6:00 PM and Tuesday through Thursday from 9:00 AM to 5:00 PM. We understand the importance of accessibility; that's why we offer ATM services along with a drive-thru banking option for your convenience. As we look towards the future, Taylorville Community continues to embrace advancements in technology to enhance your banking experience. From online banking and mobile payments to e-statements, we aim to provide modern solutions while ensuring compliance with ADA standards for all our members. Join us as we continue this journey of growth and community support. Discover how becoming a member of Taylorville Community can open doors for you experience personalized service designed with your best interests at heart. Visit us today or check out our website at tccu.org for more information on how you can become part of our thriving family!

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your convenience in mind. We have ample parking available and our facility is fully ADA compliant, ensuring easy access for everyone. If you prefer banking from your vehicle, take advantage of our drive-thru service where you can handle deposits, withdrawals, and other simple transactions without leaving your car.

Operating Hours

We understand that life can get busy! That's why we offer flexible hours to serve you better. Our lobby hours are Monday and Friday from 9:00 AM to 6:00 PM, and Tuesday through Thursday from 9:00 AM to 5:00 PM. We encourage you to stop by during these times when it's most convenient for you.

Services Offered

At Taylorville Community, we offer a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly staff is here to help. Plus, enjoy the ease of online and mobile banking that allows you to manage your accounts anytime, anywhere. While members can visit us at 101 E 5Th St Pana Il 62557, official correspondence should be sent to 101 E 5TH ST, PANA, IL 62557-1782 if it's different. Have questions or want to learn more? Don't hesitate to give us a call at (217) 562-2516. We look forward to welcoming you into our community!

Member Eligibility

Joining the Taylorville Community is like stepping into a welcoming family, where your financial needs come first. If you're looking to become a member of our vibrant community at 101 E 5Th St, Pana, IL 62557, you'll be pleased to know that eligibility is open to anyone who lives or works in Christian County. It's that simple! We believe everyone deserves access to friendly and personalized banking services, and becoming a member means you can enjoy benefits like lower loan rates and fewer fees. To find out more about the specific criteria, feel free to check out our detailed guidelines at this link. Starting your journey with us is easy; just give us a call at 217-562-2516 for any questions or visit us during our lobby hours. We're excited to welcome you into the Taylorville Community family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $38 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $5,096,318, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or expand your operations without the stress of financial uncertainty. Our loans are not just numbers; they represent real opportunities for local entrepreneurs like you.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Whether you're running a retail store or a service-based company, our tools help you manage transactions efficiently and securely. With easy-to-use solutions, you can focus on what matters most growing your business. At Taylorville Community, we believe that strong community support leads to thriving local economies. Let us partner with you on your path to success! For more information, call us at (217) 562-2516 or visit our website at https://www.tccu.org/.

Comprehensive List Of Services

Business Banking

If you're a small business owner, our business banking services are crafted to support your entrepreneurial journey. From merchant services to business loans, we aim to help you succeed by providing the tools necessary for effective cash flow management and growth.

Convenience Services

Accessing your money has never been easier with our ATM services available at various locations, including basic drive-thru banking for quick deposits and withdrawals. You can also enjoy easy cash withdrawal services through ATMs anytime you need them. At Taylorville Community, we're here for all your financial needs big or small! If you're ready to take the next step towards better banking experiences or want more information about any of our services, don't hesitate to reach out! Give us a call at (217) 562-2516 or visit us at Tccu Pana today!

Credit Options

Credit cards are another essential service we provide at Taylorville Community. With rewards programs available, you'll earn benefits just for using your card for everyday purchases. Whether you're consolidating debt or making a big purchase, our personal loans can help ease financial stress.

Home Loans

For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with you in mind. We guide you through the process, making it as straightforward as possible. You'll appreciate how easy it is to get the financing you need while enjoying personalized service from our knowledgeable staff.

Personal Banking

We understand that personal banking is about more than just transactions; it's about building relationships and providing support. At Tccu Pana, you can open checking and savings accounts that fit your lifestyle. Our accounts come with user-friendly online and mobile banking options, allowing you to check balances, transfer funds, and pay bills right from your phone or computer. Imagine having the freedom to bank whenever it suits you!

Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can help make that dream a reality. We offer competitive rates and flexible terms tailored to your budget. Picture driving away in your new car while knowing you've made a smart financial decision with our support.

Digital & Online Banking

Key Features for Your Convenience

With our online banking service, you can view your account balances, transfer funds, and pay bills anytime you need to. Our mobile application makes it even easier, allowing you to handle transactions right from your smartphone. If you're looking to send money to friends or family, our person-to-person transfer feature is quick and hassle-free. We also provide e-statements, so you can keep track of your finances without the clutter of paper. Plus, our mobile payments feature lets you pay for purchases directly from your phone making it simple to shop while you're out and about.

Security You Can Trust

Your security is our top priority. While we currently do not offer electronic signature authorization, we ensure that all transactions through our online platform are safeguarded with robust security measures. With real-time alerts and notifications about your account activity, you'll always be aware of what's happening with your finances. At Taylorville Community, we strive to make banking easy and accessible for everyone. Enjoy the flexibility of managing your accounts anytime, anywhere with our user-friendly digital services!

Financial Strength

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $5,454,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

With a total of 13,057 share accounts, we showcase a strong and growing member base that trusts us with their finances. Our net shares stand at $0, further emphasizing our capacity to lend and invest wisely for your benefit. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Taylorville Community is your trusted partner. Visit us at 101 E 5Th St Pana Il 62557 or call (217) 562-2516 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $549,449 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23 full-time employees and 1 part-time employees ready to assist you with a knowledgeable, committed team.

Reinvestment for Future Growth

With $7,868,785 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our lending portfolio $1,191 in used auto loans and $61,736,577 in total loans and leases provide essential resources for all your borrowing needs.

Robust Financial Health

With a net worth of $9,633,071, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $1,121, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Opportunities

Members' savings are secured through $8,346,746 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently do not have money market shares, our commitment to safeguarding your assets remains unwavering.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,163,335 in used vehicle loans and $4,183,259 in new vehicle loans already helping members get on the road. Whether it's a new model or a reliable used option, we provide financing solutions that make it easier for you to drive away happy.

Credit Lines and Business Loans

For those who need additional flexibility, our credit lines totaling $4,880,000 can help you manage unexpected expenses or support your personal projects. For business owners looking for growth opportunities, our outstanding commercial loans totaling $5,096,318 provide the capital needed to expand operations and reach new markets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $141,564, make buying or refinancing simple. We understand that purchasing a home is one of the most significant investments you'll make, and our team is here to guide you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans for better rates or terms, we're here to assist you with tailored solutions. Discuss eligibility options with our knowledgeable staff at 101 E 5Th St Pana IL 62557, or give us a call at 217-562-2516 during our operating hours: Monday and Friday from 9:00 AM - 6:00 PM and Tuesday through Thursday from 9:00 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Taylorville Community, we're dedicated to providing transparent and accessible financial solutions that empower you to take control of your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $748,851 in loans helping members manage their finances effectively. These cards provide you with the freedom to make purchases without tying up your cash flow.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed decisions when it comes to borrowing. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to verified information guarantees that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its use of verified data. Loan offers are obtained exclusively from legitimate financial institutions, ensuring that every comparison is trustworthy. Moreover, LendMesh takes pride in its policy of no sponsored listings; lenders are not prioritized based on paid promotions, which means users can rely on unbiased results that reflect true market conditions. The platform also provides real-time rate comparisons, making it easier for users to see up-to-date loan rates from multiple institutions. This feature not only saves time but also helps borrowers secure the most competitive rates available. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underline the effectiveness of the tool in helping borrowers navigate their options effectively. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.