Tayco Employees Credit Union South Shore KY | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Tayco Employees, your trusted credit union located at 447 Nelroy Rd, South Shore, KY 41175. Since our establishment in 1955, we have proudly served our community with a commitment to helping our members achieve their financial goals. With over 401 members and total assets amounting to $2,064,245, we provide a range of services designed to meet your banking needs. At Tayco Employees, we believe in the power of community. Our dedicated team, led by CEO Savannah Bienvenu and Board President Michael Salyers, is here to ensure that every member feels valued and supported. We offer various financial products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: P.O. Box 762, South Shore, KY 41175. With a net worth of $1,006,408 and total deposits reaching $871,117, we are financially strong and ready to help you navigate your financial journey. Whether you're looking to finance a new vehicle or save for future needs, Tayco Employees is here for you every step of the way. We invite you to contact us at (606) 932-4774 during our lobby hours from 11:30 AM to 4:30 PM (M-T-Th-F) or visit our website for more information about how we can serve you best. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Join Us

We invite you to become part of the Tayco Employees family! Experience the benefits of being a member where your needs come first. Together, let's build a brighter financial future for you and your community. For more information or assistance, feel free to contact us at (606) 932-4774. We look forward to welcoming you!

Our Journey

Located at 447 Nelroy Rd, South Shore, KY 41175, Tayco Employees has witnessed significant milestones throughout its journey. From our humble beginnings, we have steadily expanded our offerings to meet the needs of our members. We are dedicated to providing personal banking services, including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and even business banking solutions. Our aim has always been to empower our members financially while supporting the community that supports us. As we reflect on our history, we also look forward to the future. Our commitment to innovation is evident as we enhance our services through digital advancements that improve member experiences. While we currently do not offer ATM or drive-thru services, we ensure that all members have access to essential banking functions during our operating hours: Monday, Tuesday, Thursday, and Friday from 11:30 AM to 4:30 PM.

Our Mission

At Tayco Employees, our mission goes beyond just offering financial services; it's about fostering relationships and building a strong community. We believe in serving not only as a bank but as a trusted partner for all your financial needs. Our mission statement emphasizes the importance of community support providing reliable financial services while actively engaging in outreach efforts within South Shore and surrounding areas. While you can visit us at 447 Nelroy Rd South Shore Ky 41175, please note that official correspondence should be sent to P.O. Box 762, South Shore, KY 41175 if you wish to reach us by mail.

Branch Location & Accessibility

Accessibility Features

At Tayco Employees, we prioritize making our services accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and spacious parking to ensure ease of access for all members. We strive to create a comfortable environment where you can focus on what matters most your financial well-being.

Contact Us Today!

Have questions or need assistance? Don't hesitate to reach out! You can call us at 606-932-4774 for any inquiries or visit us in person. We're here to help you navigate your financial journey with confidence. We look forward to welcoming you soon at Tayco Employees!

Nearby Landmarks

If you're new to the area, you'll find us close to familiar spots like the local park and community center. Whether you're stopping by after running errands or taking a stroll through the neighborhood, our branch is a welcoming place where you can take care of your financial matters.

Operating Hours

We know your time is valuable! Our lobby hours are from 11:30 AM to 4:30 PM on Monday, Tuesday, Thursday, and Friday. While we do not offer drive-thru service or ATM availability at this branch, our friendly staff is ready to assist you during these hours with personal banking services including checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

Becoming a member of Tayco Employees is like joining a family that truly cares about your financial well-being. If you're an employee of Tayco, or if you have a family member who is, you're already on the path to membership! Our doors are open to those who live, work, or worship in our community. Plus, being part of Tayco Employees means you can enjoy personalized service and competitive rates tailored just for you. To get started, simply visit us at our location: 447 Nelroy Rd South Shore Ky 41175, or give us a call at (606) 932-4774. We're excited to help you open your account and guide you through the process with ease. For more detailed information on eligibility criteria, feel free to check out our resources at . We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine running a bustling café where every transaction flows smoothly. Our point-of-sale systems can help you keep track of sales effortlessly while ensuring your customers have a great experience. Visit us at 447 Nelroy Rd South Shore Ky 41175 in South Shore, KY, or call us at (606) 932-4774 to explore how our business banking and commercial services can help your company thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing vehicle, our auto loans offer competitive rates and flexible terms. We know that buying a car is often a significant investment, and our team is here to guide you through the financing process. With our personalized service, you can find the right loan that fits your budget and lifestyle.

Business Banking

If you're a business owner, you'll appreciate our business banking services, which include merchant services and business loans. We're invested in the growth of local businesses and provide the support needed to thrive in today's competitive market.

Credit Cards with Rewards

With our credit cards featuring rewards programs, spending can become even more rewarding! Use your card for everyday purchases and earn points that can be redeemed for exciting rewards. This added benefit makes managing your finances feel more like an opportunity rather than just another obligation.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their current mortgage, Tayco Employees provides tailored mortgage solutions. Our experienced staff will walk you through each option, helping you choose the best path for your financial situation. Owning a home is a big dream for many, and we're committed to making it a reality for our members.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills, everything is just a few clicks away, ensuring that you're always connected to your finances. At Tayco Employees, located at 447 Nelroy Rd South Shore Ky 41175, we strive to create an environment where every member feels valued and understood. If you're ready to take control of your financial journey or have questions about any of our services, don't hesitate to reach out! Call us at (606) 932-4774 during our lobby hours from 11:30 AM - 4:30 PM on Monday, Tuesday, Thursday, and Friday. Your financial well-being is our priority!

Personal Banking

Our personal banking options include checking and savings accounts designed to help you manage your money easily. Imagine having a place where your funds are not only safe but also accessible whenever you need them. Our competitive interest rates on savings accounts can help your money grow over time, giving you peace of mind for future expenses.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where our personal loans come in handy. Whether it's for home repairs or consolidating debt, we offer loans with straightforward terms that can ease your financial stress. Our goal is to empower you with the resources needed to regain control over your finances.

Digital & Online Banking

Accessibility and Real-Time Management

Though our digital offerings may be limited right now, we encourage you to visit us at our branch located at 447 Nelroy Rd South Shore Ky 41175 in South Shore, KY. Our friendly staff is ready to assist you with any questions or transactions you may have. We believe in creating a welcoming environment where managing your finances is simple and stress-free. In conclusion, while Tayco Employees is continuously working on enhancing its digital banking capabilities, we invite you to connect with us directly for all your banking needs. Your financial well-being is important to us, and we're here to support you every step of the way!

Key Features

While we don't have mobile applications or electronic signature authorization available yet, our commitment to member satisfaction is unwavering. We prioritize your ease of use with every service we provide. Even without mobile payments or person-to-person transfer options at this time, you can still rely on us for traditional banking services that are tailored to meet your needs.

Financial Strength

Community Trust

Total Share and Deposit Accounts: 401, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tayco Employees is your trusted partner. Visit us at 447 Nelroy Rd South Shore Ky 41175 or call (606) 932-4774 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $69,421, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $936,987 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $21 in used auto loans and $668,593 in total loans and leases.

Solid Financial Foundation

With a net worth of $1,006,408, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $4,875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $212,564 in used vehicle loans and $283,257 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easy to drive away with the vehicle you want.

Credit Lines

Need additional flexibility? Our total credit lines available stand at $200,000, providing you with the resources necessary to cover unexpected expenses or larger purchases without hassle. If you're interested in refinancing any existing loans or would like to know more about eligibility options, our team is here to assist. We pride ourselves on transparency and support throughout your borrowing experience. At Tayco Employees, we aim to empower our members with financial products that serve their best interests. For more information about our loan offerings or to discuss which option might be right for you, don't hesitate to reach out by calling us at (606) 932-4774. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and see how we can help turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your options and find a plan that works for your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you build your credit history while enjoying rewards on everyday purchases.

Loan Aggregator

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TAYCO EMPLOYEES FEDERAL CREDIT UNION - South Shore, KY