Tapco Credit Union Tacoma WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Tapco, your trusted partner in financial wellness located at 5303 112th St E, Tacoma, WA 98446. Since our establishment in 1934, we have proudly served our community with a commitment to providing exceptional financial services tailored to meet the unique needs of our members. With a strong membership base of 30,268 and total assets reaching an impressive $666,473,618, we are dedicated to fostering a supportive environment where you can thrive financially. At Tapco, we understand that every member is different. That's why we offer a wide range of services from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. Our aim is to empower you with the right tools for your financial journey. As part of our commitment to service excellence, we also provide online and mobile banking options for your convenience. While members can visit us at our Tacoma branch, official correspondence should be sent to our mailing address: 6312 19th St W, Tacoma, WA 98466. We invite you to explore what makes Tapco special. Under the leadership of CEO Justin Martin and Board President Rob Masko, our team of 103 dedicated employees works tirelessly to support you every step of the way. With total deposits amounting to $53,836,674 and cash in hand at $4,332,374, we maintain a solid foundation that allows us to offer competitive rates on loans and deposits alike. Whether you're looking for personal loans or business banking solutions with a net member business loan balance of $34,296,662 we have options designed just for you. Connect with us today by calling 253-565-9895 or visiting our website at tapcocu.org. Your financial future awaits at Tapco!

Branch History & Mission

At Tapco, we pride ourselves on a rich legacy that began in 1934 when we first opened our doors to the community of Tacoma, WA. Over the decades, our branch has grown alongside our members, evolving from a small local credit union into a thriving financial institution that now serves over 30,000 members. Our commitment to providing exceptional financial services while nurturing strong community ties remains at the heart of what we do. Located at 5303 112th St E, Tacoma, WA 98446, our branch is conveniently situated near local landmarks and easy-to-access routes. While members can visit us at this address for in-person banking needs, official correspondence should be directed to our mailing address: 6312 19th St W, Tacoma, WA 98466. Our mission is simple yet powerful: to empower our members by providing innovative financial solutions that enhance their lives. We offer a wide range of services, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Each service is designed with the intention of helping individuals and families achieve their financial goals while fostering a spirit of community support. As we have grown, so too have our resources. Today, Tapco boasts total assets of over $666 million, which allows us to offer competitive rates and personalized services tailored to your needs. Our dedicated team of professionals works tirelessly to ensure that every member feels valued and supported in their financial journey. In addition to traditional banking services, we have embraced digital advancements for your convenience. Our online banking platform and mobile app provide members with access to their accounts anytime and anywhere. We also prioritize accessibility with features such as ADA compliance and various customer-centric initiatives. Community outreach is another cornerstone of our mission. We actively engage in partnerships with local organizations and participate in events that uplift the communities we serve. Whether it's sponsoring educational programs or hosting workshops on financial literacy, we believe in giving back to the community that supports us. With drive-thru service available for quick transactions and ATM access at your fingertips, banking with Tapco is designed to be convenient and efficient. Our operating hours are Monday through Thursday from 9:00 am to 5:30 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 1:00 pm. We invite you to join Tapco today and experience firsthand the benefits of being part of a credit union that truly cares about its members and the community. Discover how we can help you achieve your financial dreams because at Tapco, your success is our mission!

Branch Location & Accessibility

Connect with Us

If you have questions or need assistance, don't hesitate to call us at 253-565-9895. Our friendly team is here to help! We invite you to visit Tapco's Canyon Branch today, where your financial well-being is our top priority.

Nearby Landmarks and Accessibility

Nestled near local favorites like the Tacoma Mall and Wright Park, our branch is easy to find. You'll appreciate the ample parking available, making it simple to stop by without any hassle. Our facility is also ADA compliant, featuring ramps and accessible entrances to ensure everyone can visit us comfortably.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible operating hours. Join us Monday through Thursday from 9:00 AM to 5:30 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM for our drive-thru services. With features such as an ATM on-site and shared service center availability, accessing your accounts is easier than ever. At Tapco, we pride ourselves on offering a variety of services tailored just for you from personal checking and savings accounts to auto loans and mortgage refinancing. Plus, enjoy the convenience of online and mobile banking right from your device!

Member Eligibility

At Tapco, we believe that joining our community should be an exciting and welcoming experience. Membership is open to anyone who lives, works, worships, or attends school in the areas we serve, making it easy for you to connect with us and enjoy the benefits of being a member. By becoming part of our family at Tapco, located at 5303 112Th St E Tacoma Wa 98446, you gain access to personalized financial services designed to help you achieve your goals. Whether you're looking for checking accounts, auto loans, or even mortgage options, we're here to support you every step of the way. To find out more about what it takes to become a member, please visit our website at for detailed eligibility criteria. If you're ready to take the next step, opening an account is simple! Just head over to our account opening page at https://internetloanapplication.cudl.com/tapco/ . Should you have any questions or need assistance, feel free to give us a call at (253) 565-9895. We can't wait to welcome you into the Tapco family!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $85,319,758, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine running your retail operation and seamlessly accepting card payments while managing cash flow all from one platform. Our services help streamline transactions, allowing you to focus on what you do best: growing your business. For personalized service or to learn more about how we can assist your business journey, visit us at 5303 112Th St E Tacoma Wa 98446 or call us at (253) 565-9895. Together, let's turn your business goals into reality!

Comprehensive List Of Services

Business Banking Support

If you're a small business owner, check out our business banking services, including merchant services and business loans. We understand the challenges of running a business, and we're here to provide financial support that can help your venture thrive.

Cash Access Made Easy

Need quick access to cash? Our ATMs are available for withdrawals and balance checks whenever you need them. Plus, if you're visiting from another credit union that partners with us, take advantage of our shared branch transactions for deposits and withdrawals as well.

Credit Cards That Reward You

With our credit cards with rewards, every purchase gets you closer to something special, whether it's cash back or travel points. You deserve a card that works for you while making everyday spending more rewarding.

Customer Service Commitment

Our friendly staff is ready to assist you during lobby hours: Monday through Thursday from 9:00 AM to 5:30 PM, Friday until 6:00 PM, and Saturday drive-thru service from 9:00 AM to 1:00 PM. If you have questions or want more information about any of our services, don't hesitate to call us at (253) 565-9895. At Tapco, we're more than just a credit union; we're part of your community. Explore how our wide array of services can support your financial journey today! For more details, visit us online at https://www.tapcocu.org .

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. Whether you're transferring funds or checking balances on the go, our digital tools make banking easy and accessible right from your smartphone or computer.

Home Financing Solutions

Thinking about buying a home? Our mortgage loans and refinancing options make it easier than ever to secure the perfect place for you and your family. We take the time to walk you through each step, making sure you're comfortable with your choices and fully informed about the process.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services have got you covered. You can open a checking or savings account that fits your lifestyle and helps you save for future dreams, like that vacation you've been planning or a new car. Speaking of cars, we offer competitive rates on auto loans and vehicle financing so you can drive away in the vehicle you want without the financial stress.

Smart Borrowing Options

For those unexpected expenses or plans that require some extra funding, our personal loans and debt consolidation services are here for you. Whether it's consolidating existing debt into one manageable payment or covering an urgent expense, we tailor our solutions to fit your situation.

Digital & Online Banking

Key Features

Our 24/7 online banking service allows you to check balances, transfer funds, and pay bills right from the comfort of your home or on the go. No more waiting in line or worrying about bank hours; your financial management is just a click away! Plus, with our electronic signature authorization feature, signing documents has never been simpler or more secure. For those who prefer going paperless, we provide e-statements that help you keep track of your transactions while reducing clutter. You'll receive your statements directly in your email inbox no need to wait for them to arrive by mail!

Mobile Banking Made Easy

With our mobile application, managing your finances is even more convenient. You can make mobile payments effortlessly, ensuring that you're always prepared for any transaction. Our person-to-person transfer feature makes it easy to send money to friends or family instantly perfect for splitting bills or lending a helping hand. No matter where life takes you, Tapco has got you covered with user-friendly tools that prioritize both accessibility and security. Join us today and experience banking that fits your lifestyle!

Financial Strength

Building Trust Through Membership Growth

Total Share Accounts: 56,902, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the trust our community places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tapco is your trusted partner. Visit us at 5303 112Th St E Tacoma Wa 98446 or call (253) 565-9895 to learn more about how we can help you achieve your financial goals.

Commitment to Member Benefits

With $54,818,405 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $5,120 in used auto loans and $522,031,042 in total loans and leases.

Operational Efficiency

Our $2,501,778 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 99 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Safe and Growing Savings Options

Your savings are secured through $198,890,430 in share certificates and $40,222,718 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $1,785,303, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $57,320,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loan offerings include competitive rates for both new and used vehicles. With $10,240 in total auto loans provided, we make it easy for you to finance the vehicle that suits your lifestyle. Whether you're interested in financing a brand-new model or a reliable used car, we can help you find the right loan option.

Business Financing

For business owners, our outstanding commercial loans totaling $85,319,758 provide the capital needed to grow and expand. We understand that every business has its own challenges and opportunities, which is why we tailor our services to fit your specific requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,644,777, make buying or refinancing simple. We provide personalized service to help you navigate the mortgage process smoothly and efficiently.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to reach out to us for options that may lower your monthly payments or reduce your interest rate. Our team is here to help guide you through the eligibility process and find solutions that work for you. For more information about our loan products or to discuss which option might be best for you, please don't hesitate to contact us at (253) 565-9895 or visit us at our location: 5303 112Th St E Tacoma Wa 98446, Tacoma, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us support your financial journey today!

Unsecured Credit Card Loans

Managing finances effectively is crucial, and our flexible terms on unsecured credit card loans can assist with that. We currently have $12,599,522 in unsecured credit card loans available to help members meet unexpected expenses or consolidate debt.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. Each loan comparison reflects genuine rates that are currently available, allowing users to trust the information they see.

Tapco