Tapco Credit Union Gig Harbor WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Tapco, your trusted partner in financial services located right in the heart of Gig Harbor, WA. Since our establishment in 1934, we have been dedicated to serving our community with integrity and care. Our branch at 7109 Pioneer Way is more than just a financial institution; it's a place where members can find personalized service and support tailored to their unique needs. As a member of Tapco, you join over 30,000 fellow members who enjoy access to over $666 million in total assets and a range of financial products designed for everyone from personal banking and auto loans to business services. With total deposits exceeding $53 million, we pride ourselves on being a secure place for your money, ensuring that you have the resources you need when you need them. While members can visit us at our Gig Harbor location, official correspondence should be sent to our mailing address at 6312 19th St W, Fircrest, WA 98466-6226. Our knowledgeable team is always ready to assist you with any inquiries or services. Under the leadership of CEO Justin Martin and Board President Rob Masko, our commitment to community well-being remains strong as we continue to innovate and grow. At Tapco, we understand the importance of accessibility; that's why we offer various services including online banking, ATM access, and mobile payments. We're here for you Monday through Saturday with extended hours to fit your schedule. Feel free to call us at 800-345-7183 or visit our website at tapcocu.org for more information about how we can help you achieve your financial goals. Join us today and experience the Tapco difference!

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Tapco embraces digital solutions that enhance your banking experience. With online and mobile banking options available, managing your finances has never been easier. Plus, our commitment to ADA compliance ensures that all members can access our services without barriers.

Join Us Today

We invite you to become part of the Tapco family! Experience the benefits of being a member-focused credit union where your needs come first. Reach out today at (800) 345-7183 or visit us during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. Together, let's build a brighter financial future!

Our Evolution

From our humble beginnings, Tapco has continuously evolved to meet the needs of our members. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We understand that life can be unpredictable; that's why we're here to provide reliable support through every financial chapter. Our drive-thru service and ATM availability ensure that convenience is always within reach.

Our Mission Statement

At the heart of Tapco is our mission: to empower individuals and families with the financial tools they need to thrive. We believe in not just providing exceptional banking services but also investing in our community. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact in Gig Harbor and beyond. Whether you need assistance with personal loans or business banking solutions, we are dedicated to helping you achieve your goals. While members can visit us at 7109 Pioneer Way Gig Harbor Wa 98335, official correspondence should be sent to 6312 19th St W, Fircrest, WA 98466-6226 for your convenience.

Branch Location & Accessibility

Accessibility and Features

At Tapco, we prioritize making banking accessible for everyone. Our branch is equipped with ADA-compliant features including ramps and designated parking spots for those who need them. Plus, we offer drive-thru banking services for added convenience ideal for quick transactions without leaving your vehicle. Parking is readily available near the entrance, ensuring you have an easy visit whether you're coming in for a quick deposit or a more in-depth financial consultation.

Get in Touch!

Ready to experience exceptional service? We invite you to visit us or give us a call at 800-345-7183. Whether you're looking to open an account or learn more about our loan options, we're here for you every step of the way. Come see how Tapco can make your banking experience enjoyable!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are designed to fit your schedule: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service, we're here for you Monday through Thursday until 5:30 PM, Friday until 6 PM, and Saturday until 1 PM as well.

Services Offered

At Tapco's Gig Harbor branch, we're proud to offer a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing options, we strive to meet all your financial needs. Plus, with online and mobile banking available, managing your finances has never been easier! If you have questions or would like assistance with shared services from partner credit unions, our friendly staff is always ready to help.

Member Eligibility

At Tapco, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area surrounding 7109 Pioneer Way Gig Harbor Wa 98335, you're likely eligible to join us. Membership also extends to family members of existing members, making it easy to bring your loved ones into our caring community. By joining Tapco, you'll not only gain access to a range of financial products and services tailored for your needs, but you'll also enjoy competitive rates and personalized service that big banks often overlook. Ready to take the next step? You can find detailed eligibility criteria at . Once you're ready to open an account, just visit us online at https://internetloanapplication.cudl.com/tapco/ or give us a call at (800) 345-7183. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without the hassle of payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. From credit card processing to point-of-sale systems, we equip you with tools that enhance customer experience and streamline operations. Visit us at 7109 Pioneer Way Gig Harbor Wa 98335 in Gig Harbor, WA, or call us at (800) 345-7183 to learn more about how our business banking solutions can help you thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $55 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $85,319,758, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

Our branch also offers ATM services for quick cash withdrawals and basic drive-thru banking for those who prefer face-to-face transactions without leaving their vehicle. If you're a member of partner credit unions, our shared branch transactions let you access your accounts easily. We invite you to reach out if you have any questions about our services or want to get started on a new account or loan. Call us at (800) 345-7183 or visit us at 7109 Pioneer Way Gig Harbor Wa 98335 in Gig Harbor, WA today! With everything we have to offer at Tapco, we're here to help you achieve your financial goals with ease and confidence!

Business Solutions

For entrepreneurs, Tapco provides comprehensive business banking services including merchant services and business loans. We understand how important cash flow is for running a successful business, which is why we offer tailored solutions to help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we've invested in digital banking features that allow you to manage your finances from anywhere. With online and mobile banking, accessing your accounts has never been easier. You can check balances, transfer funds, and even make person-to-person payments at your convenience.

Home Financing

Buying a home is one of life's biggest decisions, and we understand the importance of having the right mortgage loan. Our mortgage loans and refinancing options can help ease the stress of home buying. We guide you through every step, making the process simple and straightforward.

Personal Banking

Imagine having a checking or savings account that fits your lifestyle perfectly. At Tapco, we offer personal banking services designed to help you manage your money effectively. Our accounts come with no hidden fees and competitive interest rates, ensuring that your hard-earned money works for you. When it comes to financing a new vehicle, our auto loans and vehicle financing options are tailored to provide you with flexible repayment terms and affordable rates. Whether you're buying new or used, we've got you covered.

Personal Loans and Credit Cards

If you're looking to consolidate debt or need extra funds for unexpected expenses, consider our personal loans. They offer competitive rates and flexible terms that can fit any budget. Plus, don't forget about our credit cards with rewards! They let you earn points on everyday purchases, making it easier to save while spending.

Digital & Online Banking

Convenient Online Access

With our robust online banking platform, available at https://www.tapcocu.org , you can easily check your account balances, transfer funds, and pay bills with just a few clicks. Enjoy 24/7 access to your accounts, ensuring you're always up-to-date on your financial status. Whether you're at home or on the go, our user-friendly interface is designed to help you manage your money effortlessly.

Mobile Banking Made Easy

For those who prefer banking on their smartphones, our mobile application is here to assist you. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been simpler. Need to sign documents? Our electronic signature authorization allows you to complete transactions securely from your device. Plus, with e-statements available, you can keep track of your finances while reducing paper clutter.

Security You Can Trust

We prioritize your security at Tapco. Our online banking services are equipped with advanced security measures to protect your information and transactions. You can bank with confidence knowing that your personal data is safe. In summary, our digital and online banking services provide a comprehensive suite of tools tailored for today's busy lifestyles. Experience the ease of managing your finances with Tapco where convenience meets security!

Financial Strength

Growing Membership

Total Share Accounts stand at an impressive 56,902, showing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our community has placed in Tapco as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tapco is your trusted partner. Visit us at 7109 Pioneer Way Gig Harbor Wa 98335 or call 800-345-7183 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $198,890,430 in share certificates and $40,222,718 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,785,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our net income of $2,501,778, showcasing our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 99 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $57,320,183, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 860 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $54,818,405 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,120 in used auto loans and an impressive $522,031,042 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $111,348,193 in used vehicle loans and $125,601,523 in new vehicle loans already helping members get on the road. Whether it's financing a brand-new car or a reliable used vehicle, our team is ready to assist you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $85,319,758 provide the capital needed to grow and expand your enterprise. We understand the unique challenges businesses face and are here to support your journey toward success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $52,644,777. We'll help guide you through the steps of securing a mortgage that works for you.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our knowledgeable staff is here to help. We take pride in offering personalized service to ensure that you find the best loan solution for your situation. For more information about our loan products and how they can benefit you, feel free to reach out at 800-345-7183 or visit us at 7109 Pioneer Way Gig Harbor WA 98335. Our doors are open Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Tapco be your partner in achieving your financial aspirations!

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's where our flexible terms on unsecured credit card loans come in handy. With a total of $12,599,522 in unsecured credit card loans, we provide solutions that can assist you in managing your expenses effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from recognized financial institutions. This guarantees transparency and peace of mind for users comparing their options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus remains on providing unbiased results that reflect actual market conditions. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily see how their options stack up against one another. This timely information helps them make better choices regarding their finances. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony highlights the effectiveness of LendMesh in guiding consumers toward better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all loan offers are fair and transparent. Users can trust that they are viewing legitimate options that meet regulatory guidelines.

TAPCO CREDIT UNION - Gig Harbor, WA