Tandem Credit Union Warren MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Tandem Federal Credit Union, where our commitment to serving our members runs deep. Located at 21043 Mound Rd, Warren, MI 48091, we have proudly supported our community since our establishment in 1941. With a total membership of over 2,100 individuals, we strive to create a welcoming environment where everyone can thrive financially. At Tandem, our financial strength is evident. We manage $23,229,324 in assets and hold total deposits of $957,048. This solid foundation allows us to offer diverse loan options currently totaling 1,268 loans and leases to meet the various needs of our members. Our net worth stands at an impressive $3,819,703, reflecting our dedication to maintaining stability and growth for those we serve. Under the leadership of our CEO, Charla Taylor, and Board President, Patricia Swann-Brown, we prioritize transparency and trustworthiness. Together with our team of five dedicated employees, we work tirelessly to provide you with exceptional service and innovative financial solutions. While members can visit us at 21043 Mound Rd, official correspondence should be sent to the same address. We invite you to reach out to us at 586-759-5050 or explore more about what we offer on our website: Tandem Federal Credit Union. Whether you're looking for personal banking options like checking accounts or auto loans, or business services including merchant services and loans, we're here for you. Join us today as we continue building a brighter financial future together!

Branch History & Mission

Community Focus

Tandem is more than just a credit union; we are a community partner. We actively engage in outreach efforts that support local initiatives and foster relationships with other organizations. Whether it's sponsoring community events or providing financial education workshops, we believe that investing in our community creates a better environment for everyone. As we look ahead, our focus remains clear: to continue growing alongside our members while adapting to their changing financial needs. If you're looking for a place that values personal connections and offers tailored financial solutions, we invite you to join Tandem Federal Credit Union today. Experience firsthand how together, we can achieve your financial goals! For more information or to become a member, feel free to reach out at 586-759-5050 or visit us online at tandemfcu.com. We can't wait to welcome you into the Tandem family!

Our Mission

At the heart of Tandem is our mission statement: "To enhance the financial well-being of our members while contributing positively to the communities we serve." This commitment drives everything we do from offering competitive rates on personal loans and auto financing to providing accessible online banking solutions. We understand that financial stability is essential for our members, which is why we strive to offer products that meet their diverse needs. While you can visit us at 21043 Mound Rd Warren Mi 48091, official correspondence should be sent to our mailing address at 21043 Mound Rd, Warren, MI 48091-2903. Our friendly staff is here during lobby hours Monday through Thursday from 9:30 AM to 5:00 PM and Friday until 6:00 PM to assist you with any inquiries or services you may need. Tandem also recognizes the importance of accessibility. Although we currently do not have an ATM or drive-thru service available at this location, we are committed to enhancing your banking experience through mobile banking options and an easy-to-navigate website.

Branch Location & Accessibility

Welcome to Tandem Federal Credit Union, your friendly financial partner located conveniently at 21043 Mound Rd in Warren, Michigan. Nestled in the heart of Macomb County, our branch is easily accessible and just a short drive from local landmarks such as the Warren Community Center and the nearby shopping plazas. We're committed to providing exceptional service and support to all our members. While you can visit us at our physical location, please note that any official correspondence should be directed to our mailing address: 21043 Mound Rd, Warren, MI 48091-2903. Our branch is open Monday through Thursday from 9:30 a.m. to 5:00 p.m., and we extend our hours on Fridays until 6:00 p.m., making it easy for you to stop by after work or during your lunch break. Accessibility is a priority for us. Our branch features ADA-compliant facilities, ensuring that everyone can navigate comfortably. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you arrive. At Tandem Federal Credit Union, we offer a range of services designed with your needs in mind. Whether you're interested in personal banking options like checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Additionally, our online and mobile banking services allow you to manage your finances on the go. Please feel free to give us a call at 586-759-5050 if you have any questions or need assistance. Our friendly team is always ready to help! We look forward to welcoming you into our branch soon!

Member Eligibility

At Tandem, we believe that becoming a member is like stepping into a warm and welcoming community where your financial needs are prioritized. If you live, work, worship, or attend school in the areas surrounding our branch at 21043 Mound Rd Warren Mi 48091, you're already on the path to membership! We also welcome family members of existing members, making it easy for loved ones to enjoy the benefits of being part of our cooperative. Not only do you gain access to personalized banking services tailored just for you, but you also join a supportive network that values each member's financial journey. To learn more about what it takes to become a member and see the most up-to-date eligibility details, check out our resource at https://tandemfcu.com/page/7/membership . If you're ready to open an account or have questions, feel free to give us a call at (586) 759-5050. We can't wait to welcome you into the Tandem family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services that simplify how you do business. Imagine having a reliable partner who makes payment processing straightforward, allowing you to focus on what truly matters growing your business. Our services include point-of-sale solutions and online payment options, tailored to fit businesses of all sizes. At Tandem, we're dedicated to being more than just a financial institution; we want to be a true partner in your success. Let's work together to turn your business aspirations into reality! Visit us at 21043 Mound Rd Warren Mi 48091 or give us a call at (586) 759-5050 for more information on how we can help you thrive.

Tailored Business Loan Options

Every business has its own story, and we believe in helping you write yours. Whether you're looking to expand, invest in new equipment, or manage cash flow, our commercial loans are designed to meet your needs. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we also offer specialized services tailored to meet your needs. Our business banking solutions, including merchant services and business loans, are designed to support your growth. Whether you're just starting out or looking to expand, we're here to help turn your vision into reality.

Digital Convenience

At Tandem, we recognize the importance of convenience in today's fast-paced world. Our online and mobile banking platforms allow you to access your accounts anytime, anywhere. You can check balances, transfer funds, pay bills, and even send money person-to-person with ease. We strive to make banking as easy as possible so that you can focus on what truly matters in your life. While we currently do not have ATM services at our branch, our commitment remains strong in providing excellent service through other channels. If you'd like to learn more about how we can assist you with any of these services or if you have questions about becoming a member, please don't hesitate to reach out! Call us at 586-759-5050 or visit us at Tandem Federal Credit Union we're ready to help you achieve your financial goals!

Personal Banking Services

When it comes to personal banking, we offer various options to help you manage your finances effectively. Our checking and savings accounts are designed to provide you with the flexibility and security you need. Imagine effortlessly transferring funds between accounts or setting up automatic savings our online and mobile banking services make these tasks simple and straightforward. If you're in the market for a vehicle, our auto loans and vehicle financing solutions can help you get behind the wheel without breaking the bank. We understand that buying a car is a big decision, which is why we offer competitive rates and flexible terms to suit your budget. Additionally, we provide mortgage loans and refinancing options for those looking to buy their first home or refinance an existing mortgage. Our friendly staff will guide you through the process, ensuring that you understand every step along the way. For unexpected expenses or financial needs, our personal loans and debt consolidation services are here to help you regain control of your finances. We work with you to find a solution that fits your unique situation. Don't forget about our credit cards with rewards, offering benefits that can enhance your purchasing power while earning points on everyday spending.

Digital & Online Banking

Key Features

One of the standout features at Tandem is the ability to set up e-statements. Gone are the days of waiting for paper statements; now, you can access your financial information quickly and securely from your computer or mobile device. Plus, if you're looking to send money to friends or family, our person-to-person transfers make it easy to send cash with just a few clicks. For those who prefer banking on the go, our mobile application is here to help. Whether you're running errands or enjoying a day out, you can manage your accounts right from your phone. Unfortunately, we currently do not support mobile payments, but we're committed to providing you with reliable service through our other digital offerings.

Security and Accessibility

We prioritize your security with every transaction. Although we do not offer electronic signature authorization at this time, our online banking platform uses robust security measures to protect your information. You can bank with peace of mind knowing that your data is safe. At Tandem, we're dedicated to making banking accessible and convenient for all our members. Explore the full range of digital services by visiting https://www.tandemfcu.com/ today!

Financial Strength

Commitment to Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment is reflected in our $3,800,483 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve you better.

Dedicated Team

We take pride in having 5 full-time employees ready to serve you with knowledge and commitment. Our team is here to ensure that your banking experience with us meets all your needs.

Growing Member Base

The trust you place in us is evident from our total share accounts, which stand at 3,251. This shows a strong and growing member base who believe in what we offer. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tandem is your trusted partner. Visit us at 21043 Mound Rd Warren Mi 48091 or call (586) 759-5050 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Lending Capacity

With $185 in used auto loans and a total of $7,998,496 in loans and leases available, our lending capacity supports your financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Your savings are our priority. Members' savings are secured through $1,429,331 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have no money market shares, the focus remains on maximizing the safety and returns of your investments with us.

Strong Financial Foundation

With a net worth of $3,819,703, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our impressive net worth ratio of $1,643, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,896,497 in used vehicle loans and $797,137 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have options tailored just for you.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $490,652 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to enhance your spending experience.

Credit Lines

In addition to our other offerings, we provide access to credit lines totaling $2,350,000. This can be an excellent resource for those who need quick access to funds for emergencies or unexpected expenses. For those considering refinancing their current loans, we have various eligibility options available to help you save money on your monthly payments. Visit us online at Tandem FCU for more information about our loan offerings and how you can become a member. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing our members with affordable lending solutions that fit their needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $251,243, make buying or refinancing simple. We understand that purchasing a home is a big decision, and we're here to guide you through the process every step of the way.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This ensures that users can easily identify the best options available to them without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach guarantees fair and transparent offers, allowing users to trust the information they receive. The benefits of using LendMesh are clear: - Verified Data: All loan offers come from legitimate financial institutions. This transparency helps users feel secure in their choices. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide truly unbiased results. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions. This feature empowers them to make informed decisions based on the most current information. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how LendMesh can significantly impact financial decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

TANDEM FEDERAL CREDIT UNION - Warren, MI