Tahquamenon Area Credit Union Newberry MI | Best Auto Loans & ATM Services

Introduction

Welcome to Tahquamenon Area Credit Union, your trusted financial partner located at 7693 State Hwy M123, Newberry, MI 49868. Established in 1955, we have grown alongside our community, proudly serving over 4,918 members and managing assets totaling $69,476,587. Our commitment is not just to provide banking services but to empower our members through personalized financial solutions. At Tahquamenon Area Credit Union, we understand that every member has unique financial needs. Whether you're looking for a new auto loan or need assistance with personal savings accounts, we are here to help you reach your goals. Our dedicated team of 25 employees, led by CEO Ruben Ison and Board President Michael Walker, is passionate about providing exceptional service and fostering a sense of belonging within our community. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 485, Newberry, MI 49868. We invite you to explore the variety of services we offer, including checking and savings accounts, mortgage loans, and business banking solutions tailored just for you. With total deposits of $3,339,113 and total loans amounting to 2,552, we are well-equipped to support both your personal and business financial journeys. Our net worth stands strong at $8,104,934, reflecting our stability and commitment to serving you reliably. We encourage you to connect with us today! Feel free to call us at (906) 293-5117 or visit our website at tacumi.com for more information on how we can assist you. Together, let's build a brighter financial future!

Branch History & Mission

Community Connections

In addition to our core offerings, we actively engage in community outreach efforts that reflect our dedication to making a positive impact. By partnering with local organizations and participating in community events, we aim to contribute meaningfully to the areas we serve. As technology advances, we also prioritize digital accessibility for all members. With online banking options available and ADA-compliant facilities at our branch, we ensure that everyone can access their accounts conveniently and securely. Join us today at Tahquamenon Area! Experience firsthand how we can help you achieve your financial goals while being part of a caring community that looks out for one another. Visit us or call us at 906-293-5117 during lobby hours from Monday through Friday between 8:30 AM and 5:00 PM. Together, let's build a brighter financial future!

Our Journey

From humble beginnings, Tahquamenon Area has evolved significantly. Over the years, we have expanded our services to meet the diverse needs of our community from personal banking solutions like checking and savings accounts to various loan options including auto loans, mortgages, and credit cards. Each milestone in our journey reflects our commitment to providing accessible and reliable financial services that empower individuals and strengthen our community. Our location is easily accessible, with drive-thru banking available for added convenience. Additionally, members can utilize our ATM services anytime they need cash or wish to check their balances. For any official correspondence, please send mail to PO Box 485, Newberry, MI 49868, while visits are welcome at our main branch address.

Our Mission

At the heart of Tahquamenon Area is a mission centered on service and community support. We strive not only to provide excellent financial products but also to ensure that every member feels valued and supported. Our dedicated team works tirelessly to offer personalized assistance tailored to each member's unique circumstances. We believe in fostering lasting relationships with our members through transparency and trust. Our services are designed with your needs in mind whether you're looking for straightforward banking solutions or expert advice on managing your finances.

Branch Location & Accessibility

Banking Hours and Services

We know your time is valuable! That's why we're open Monday through Friday from 8:30 AM to 5:00 PM. Stop by during these hours to take advantage of our wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. Plus, if you prefer convenience on the go, we offer online and mobile banking solutions that make managing your finances a breeze. For quick transactions, our drive-thru service allows you to deposit or withdraw cash without leaving your vehicle. And yes, we have an ATM available for those who need immediate access to cash.

Get in Touch!

We invite you to stop by or give us a call at 906-293-5117 for any questions or assistance. Our team at the Tahquamenon Area Credit Union looks forward to welcoming you and helping you achieve your financial goals!

Local Landmarks and Accessibility

Nestled in beautiful Luce County, our branch is just a stone's throw away from local favorites like the stunning Tahquamenon Falls State Park. When you visit us, you'll enjoy easy access and ample parking right outside our doors. Our facility is designed with your needs in mind, featuring ADA-compliant ramps and accessible entrances to ensure everyone can bank with ease.

Member Eligibility

At Tahquamenon Area, we believe that becoming a member is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or worship in our vibrant community around 7693 State Hwy M123 Newberry Mi 49868, you're already on the right track to membership! We welcome individuals who share our commitment to community and support one another in achieving their financial goals. Whether you're looking for a checking account, an auto loan, or personalized advice, our dedicated team is here to help you every step of the way. For more detailed information about eligibility criteria, feel free to visit our website at . When you're ready to take the next step towards membership, opening an account is simple just check out our easy-to-follow process at https://loans.itsme247.com/342/home/start . If you have any questions or need assistance, don't hesitate to reach out to us at (906) 293-5117. We're excited to welcome you into the Tahquamenon Area family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $137,461, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions for your business. Picture this: you're at the register, and with just a swipe or tap, your customer pays effortlessly. Our merchant services streamline payments so you can focus on what really matters growing your business. Located at 7693 State Hwy M123 Newberry Mi 49868 in Newberry, MI, we're here to provide the tools and support you need for success. Contact us today at (906) 293-5117 to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking Support

For our business members, we understand that managing finances is crucial for success. That's why we offer comprehensive business banking services, including merchant services and business loans. We're committed to supporting local businesses and helping them thrive in our community.

Cash Access When You Need It

Need cash quickly? Take advantage of our ATM services, which provide easy access for withdrawals and balance checks. Additionally, our drive-thru banking allows for quick transactions without leaving your vehicle perfect for those busy days when time is of the essence. At Tahquamenon Area, we're not just about banking; we're about building relationships with our members. With dedicated staff ready to assist you at every step, feel free to reach out by calling us at (906) 293-5117 during our operating hours from Monday through Friday, 8:30 AM to 5:00 PM. We invite you to explore all the services we offer and see how we can help simplify your financial journey. Visit us online at Newberry or stop by today!

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills, you can do it all from the comfort of your home or on-the-go.

Personal Banking Made Easy

When it comes to personal banking, we have you covered. Our checking and savings accounts provide the perfect solution for managing your everyday expenses while helping you save for what matters most. Need a vehicle? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. If you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans are here to support you through that process.

Simplifying Debt Management

Life can throw unexpected challenges your way, but at Tahquamenon Area, we're here to help you manage them. Our personal loans and debt consolidation services offer flexible solutions that can ease your financial burdens. Plus, our credit cards with rewards let you earn while you spend, providing additional value on everyday purchases.

Digital & Online Banking

Accessibility Anytime, Anywhere

Our mobile application brings the power of banking right to your fingertips. You can download it on your smartphone and manage your account anytime, anywhere. Plus, we offer e-statements for those who prefer paperless options, helping you keep track of your finances while being eco-friendly.

Key Features for Your Convenience

With our online banking, you can check your balances, view transaction history, and pay bills with just a few clicks. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send cash quickly and easily. You can also sign documents electronically with our electronic signature authorization, so you don't have to worry about printing or mailing paperwork.

Security You Can Trust

Your security is our priority. We use advanced encryption methods to protect your personal information and ensure that every transaction is safe. You can bank confidently knowing that we are committed to keeping your data secure. In summary, Tahquamenon Area provides comprehensive digital banking services that combine convenience, accessibility, and security. Join us today and experience the ease of managing your finances online!

Financial Strength

Commitment to Growth

Our $8,020,687 in undivided earnings allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $478 in used auto loans and $25,852,983 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Member Trust

With a total of 10,342 share accounts, we show a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $265,737, further illustrating our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tahquamenon Area is your trusted partner. Visit us at 7693 State Hwy M123 Newberry Mi 49868 or call (906) 293-5117 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $4,812,915 in share certificates and $4,961,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $8,104,934, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,165 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,047,237 in used vehicle loans and $3,923,289 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to suit various budgets, ensuring that you can find the right fit for your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $137,461 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions that support your ambitions. At Tahquamenon Area Credit Union, we prioritize transparency and are dedicated to empowering our members with the financial tools they need. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $584,453 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that enhance your purchasing power while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our team is ready to guide you through alternative mortgage solutions that best meet your requirements.

Loan Aggregator

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TAHQUAMENON AREA CREDIT UNION