Tahquamenon Area Credit Union Engadine MI | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Tahquamenon Area in beautiful Engadine, MI! Located at N 6747 M117, our credit union has proudly served our community since 1955. With a commitment to providing personalized financial services, we currently support 4,918 members and manage assets totaling an impressive $69,476,587. At Tahquamenon Area, we believe in the power of community and strive to make a positive impact on the lives of our members. We offer a range of services from checking and savings accounts to auto loans, mortgage financing, and business banking solutions. Our aim is to help you achieve your financial goals while ensuring you feel valued and supported every step of the way. While you can visit us at our branch location in Engadine for your banking needs, please send any official correspondence to PO Box 220, Engadine, MI 49827 if different from our branch address. Under the leadership of CEO Ruben Ison and Board President Michael Walker, our dedicated team of 25 employees is here to provide you with exceptional service. With total deposits amounting to $3,339,113 and a net worth of $8,104,934, Tahquamenon Area stands strong as a reliable partner in your financial journey. Whether you're looking for personal loans or credit cards with rewards, we have tailored solutions designed just for you. We invite you to explore what we have to offer! Feel free to reach out by calling us at 906-477-9932 or visit our website at tacumi.com for more information. Join us today and experience the difference that comes with being a part of the Tahquamenon Area family!

Branch History & Mission

At Tahquamenon Area, we proudly reflect on our rich history and the lasting impact we've made in Engadine, MI. Established in 1955, our branch has been a cornerstone of the community for over six decades, serving as a trusted financial partner for families and businesses alike. Located at N 6747 M117 Engadine, MI 49827, we're easily accessible to our members and visitors. From our humble beginnings, we have experienced remarkable growth. Today, we serve a vibrant membership base of 4,918 individuals who trust us with their financial needs. With total assets reaching $69,476,587, we've continually worked to strengthen our offerings and enhance the financial well-being of our members. Our mission at Tahquamenon Area is straightforward: to provide personalized financial services while nurturing community development. We aim not just to be a bank but to be a supportive presence in the lives of those we serve. Whether it's through providing affordable loans for vehicles or offering comprehensive savings accounts, our commitment is to empower members financially while fostering growth within Engadine. While members can visit us at our main branch location, official correspondence should be sent to PO Box 220, Engadine, MI 49827 if you prefer that method. Our operational hours are designed with your convenience in mind: Monday through Friday from 8:00 AM to 4:30 PM, with a brief closure from 1:00 PM to 2:00 PM for lunch. Additionally, we offer ATM services and drive-thru banking for easy access to your funds. Embracing modern technology is part of our mission as well. We provide online banking services and mobile applications so that you can manage your finances anytime and anywhere. Your comfort and accessibility are paramount to us. We believe in giving back to the community that supports us. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact beyond banking services. Our initiatives focus on education and support for community development efforts. Join us today at Tahquamenon Area and experience the difference of being part of a credit union that truly cares about its members. Visit our website at tacumi.com or call us at 906-477-9932 for more information on how we can help you reach your financial goals!

Branch Location & Accessibility

Call to Action

Ready to take control of your financial future? Visit us at Tahquamenon Area Credit Union today or give us a call at 906-477-9932. We look forward to serving you!

Nearby Landmarks and Accessibility Features

Situated near the beautiful landscapes of the Upper Peninsula, our branch is just a short drive from local attractions like the scenic Tahquamenon Falls State Park. With ample parking available right outside, visiting us is hassle-free. We pride ourselves on being accessible to all members, with ADA-compliant entrances and ramps ensuring everyone can easily navigate our space.

Operating Hours and Services Offered

Our friendly staff is here to assist you during our convenient operating hours, which are Monday through Friday from 8 AM to 4:30 PM, with a brief closure from 1 PM to 2 PM for lunch. Whether you need help setting up a checking account, exploring auto loans, or refinancing your mortgage, we offer a wide range of services tailored to meet your financial needs. Plus, enjoy quick transactions with our drive-thru banking service and ATM availability for added convenience. While you can reach us at our physical address for in-person visits, official correspondence should be sent to PO Box 220, Engadine, MI 49827.

Member Eligibility

Becoming a member of Tahquamenon Area is like joining a close-knit family where everyone supports one another on their financial journeys. If you're looking to become part of our community, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means if you're in or around Engadine and the surrounding communities, you can easily join us! We believe that everyone deserves access to friendly and personalized banking services, which is why we strive to make membership as inclusive as possible. Once you're ready to take the next step, opening an account at Tahquamenon Area is straightforward and hassle-free. Just visit us at N 6747 M117 Engadine, MI 49827, or give us a call at (906) 477-9932 for any questions you might have. For detailed information about eligibility requirements and updates, please check out our resource page. You'll find all the guidance you need to start your journey with us today!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $137,461, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to the funds you need when opportunities arise. Our member-focused approach means that you're not just a number; we're here to partner with you on your journey.

Merchant Services that Make Life Easier

In addition to our loan products, we offer merchant services designed to streamline your operations. Picture this: you're running a bustling café in Engadine, MI, and you want a fast, efficient way for customers to pay. Our point-of-sale systems can handle everything from credit card transactions to mobile payments, allowing you to focus on what matters most delivering great service and quality products. Visit us at N 6747 M117 Engadine Mi 49827 or call us at (906) 477-9932 to learn how our business banking and commercial services can empower your success today!

Comprehensive List Of Services

Business Banking Services

For local entrepreneurs and business owners, Tahquamenon Area offers robust business banking services. From merchant services that simplify payment processing to business loans that fuel growth, we are here to support the local economy and help businesses thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features. You can easily access your accounts anytime through our secure online platform or mobile app. Whether you need to check your balance, transfer funds, or pay bills, it's all just a few clicks away. Plus, our ATM services allow for hassle-free cash withdrawals whenever you need them.

Credit Cards & Rewards

Don't forget about our credit cards with rewards! Earn points on everyday purchases that can be redeemed for cash back, travel, or other exciting rewards. It's just one more way we support you in making the most of your spending.

Drive-Thru & ATM Services

We also understand that some transactions are better done in person. That's why we have a basic drive-thru banking service for deposits, withdrawals, and simple transactions. Our ATM is available for quick access to cash and balance checks without stepping into the branch. At Tahquamenon Area, we're committed to providing personalized service that makes banking enjoyable and straightforward. If you have any questions or would like more information about our services, don't hesitate to reach out! Call us at (906) 477-9932, or visit us online at https://tacumi.com/. Let us help you take control of your financial future today!

Personal Banking Solutions

Managing your finances should be easy, and that's why we offer a variety of personal banking options. Our checking and savings accounts are tailored to fit your lifestyle, giving you the freedom to manage your money with confidence. Need a new vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans provide competitive rates and flexible terms to help you secure the right financing. Additionally, if you're facing debt challenges, our personal loans and debt consolidation services can help simplify your financial situation.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services allow you to check balances, transfer funds, and pay bills with ease. You can enjoy the benefits of electronic signature authorization, which means you can sign documents securely without needing to visit us in person. Plus, you can opt for e-statements, making it easier to track your financial activity while reducing paper clutter. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Just a few taps on your mobile device are all it takes. And speaking of mobile devices, our mobile application gives you access to all these features right in your pocket.

Security and Accessibility

We prioritize your security while ensuring that our digital banking tools are user-friendly. With state-of-the-art encryption and secure logins, you can rest assured that your personal information is safe with us. Our platform is designed for easy navigation, so even if you're not tech-savvy, you'll find managing your finances straightforward. At Tahquamenon Area, we aim to make banking not just easier but also more accessible. With features like 24/7 online banking services and the ability to receive e-statements, you'll have real-time control over your accounts whenever you need it. In summary, whether you prefer managing your finances from a desktop or through our mobile app, Tahquamenon Area has got you covered with reliable and secure digital banking solutions tailored just for you!

Financial Strength

At Tahquamenon Area, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the solid foundation that supports your needs and goals. With a net worth of $8,104,934, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure underscores our commitment to providing you with a reliable banking experience. Our net worth ratio of 11.65% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,812,915 in share certificates and $4,961,316 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $8,020,687 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $478 in used auto loans and $25,852,983 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $36,586, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 24 full-time employees and 1 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support. With net shares available for lending and investments totaling $265,737, and a growing member base evidenced by 10,342 total share accounts, it's clear that trust in Tahquamenon Area is strong. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Tahquamenon Area is your trusted partner. Visit us at N 6747 M117 Engadine Mi 49827 or call (906) 477-9932 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,047,237 in used vehicle loans and $3,923,289 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, our flexible terms make it easier for you to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $137,461 provide the capital needed to grow and expand your business. We understand the challenges small businesses face and strive to support them through accessible financing options.

Credit Lines

In addition to our traditional loan offerings, we have credit lines available up to $5,600,000. This provides you with the flexibility to borrow only what you need when you need it. At Tahquamenon Area, we prioritize our members' needs and work diligently to provide personalized service. If you're considering refinancing options or have questions about eligibility for any of our loan products, don't hesitate to reach out to us at (906) 477-9932. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are committed to finding the best solutions tailored to your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $584,453 in loans helping members manage their finances effectively. This can be an ideal choice for those who want to build credit while enjoying the convenience of making purchases when needed.

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TAHQUAMENON AREA CREDIT UNION - Engadine, MI

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