T H P Credit Union Terre Haute IN | Best Auto Loans & Business Banking

Introduction

Welcome to T H P, your trusted financial partner located at 4200 Bureau Rd N, Terre Haute, IN 47802. Established in 1941, we have been dedicated to serving our community for over 80 years, building a strong foundation of trust and support among our 919 members. With total assets of $4,367,362 and deposits reaching $338,078, we pride ourselves on being a reliable choice for personal and business banking needs. At T H P, we believe in the power of community and the importance of helping our members achieve their financial goals. Whether you're looking for an auto loan or need assistance with personal loans and debt consolidation, our team is here to guide you every step of the way. We currently have a portfolio that includes 234 loans, tailored to meet diverse financial needs. Led by our committed CEO, Rachel Spudes, and Board President, Menzie Maurer, we strive to create an environment where everyone feels valued and supported. Our small but dedicated team of 2 employees is always ready to assist you during our operating hours from Monday to Friday, 7:30 AM to 3:30 PM. While members can visit us at our branch address, official correspondence should be sent to PO Box 2106, Terre Haute, IN 47802. We encourage you to explore our services through our website at thpfcu.com for more information about how we can help you thrive financially. Join us today and experience the T H P difference where your financial well-being is our top priority! Feel free to call us at 812-244-4466 with any questions or visit us in person. Your journey towards achieving your dreams starts here!

Branch History & Mission

Welcome to T H P, a credit union with a rich legacy that dates back to its founding in 1941. Located at 4200 Bureau Rd N, Terre Haute, IN 47802, our branch has grown alongside the community it serves. Over the years, T H P has evolved from a small local initiative into a trusted financial partner for nearly 1,000 members. Today, we proudly manage total assets of approximately $4,367,362. T H P is not just about numbers; it's about people and purpose. Our mission is simple yet profound: to provide accessible financial services while fostering strong community ties. We believe in empowering our members through personal banking solutions like checking and savings accounts, auto loans, mortgage loans, and more. Our focus extends beyond financial transactions; we aim to uplift our community by actively participating in local outreach efforts and partnerships. While our branch address is where you can find us for all your banking needs, official correspondence should be sent to PO Box 2106, Terre Haute, IN 47802. We are committed to making your experience as convenient as possible with operating hours from Monday to Friday, 7:30 AM to 3:30 PM. Although we currently do not offer ATM or drive-thru services, our dedicated team is always ready to assist you inside the branch. As we move forward in this digital age, T H P embraces technology with online and mobile banking options that allow members to manage their finances anytime and anywhere. We are proud of our commitment to accessibility and strive to create an environment where everyone feels welcome and supported. Join us at T H P today! Experience the benefits of becoming a member of a credit union that puts community first and works tirelessly to meet your financial needs. Together, we can build a brighter future for everyone in Terre Haute.

Branch Location & Accessibility

Call to Action

We invite you to come in and experience the welcoming atmosphere of T H P at Thp Federal Credit Union. Our dedicated staff is ready to help you achieve your financial goals. Visit us today or give us a call we look forward to serving you!

Nearby Landmarks and Accessibility

You'll find us just a short drive from popular spots like the Terre Haute Regional Airport and the bustling downtown area. Whether you're visiting us for personal banking or looking into auto loans, our location is perfect for all your financial needs. We prioritize accessibility, ensuring that everyone can visit us with ease. Our facility complies with ADA standards, featuring ramps and ample parking spaces for all visitors.

Operating Hours and Services

We're open Monday through Friday from 7:30 AM to 3:30 PM, providing plenty of time for you to stop by after work or during your lunch break. While we don't have an ATM or drive-thru service, we offer a full range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more! If you need assistance or have questions about any of our offerings, feel free to call us at 812-244-4466. While members can visit us at our branch address, official correspondence should be sent to PO Box 2106, Terre Haute, IN 47802.

Member Eligibility

Becoming a member of T H P is like joining a family that truly cares about your financial well-being. Nestled at 4200 Bureau Rd N Terre Haute In 47802, we welcome anyone who lives, works, worships, or attends school in the area, making it easy for you to become part of our community. We believe that everyone deserves access to personalized financial services and support. If you're looking for a place that prioritizes your needs, you've found it! Joining is simple and rewarding. You can enjoy benefits like competitive rates on loans and savings, along with friendly service from our dedicated team. For more details about eligibility requirements, feel free to check out the information available at . If you're ready to open an account or have any questions, don't hesitate to give us a call at (812) 244-4466. We're here to help you take this exciting step toward better banking!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can be a game-changer for your business. Imagine effortlessly accepting payments from customers through various channels while keeping track of transactions easily. Our merchant services offer just that giving you the tools to streamline operations and enhance customer satisfaction. Discover how T H P, located at 4200 Bureau Rd N Terre Haute In 47802 in Terre Haute, IN, can empower your business today. Contact us at (812) 244-4466 to learn more about how we can help you achieve your goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services available at this branch, our commitment to accessibility means we're always looking for ways to enhance your banking experience. You can reach us easily by calling (812) 244-4466, and our friendly team is ready to assist during lobby hours from 7:30 AM to 3:30 PM, Monday through Friday. At T H P, we're here for all your financial needs from personal banking to business solutions. Explore how we can support you today by visiting us at https://www.bsdc.onlinecu.com/thpfcu/#/ or give us a call! Your journey toward financial wellness starts with us.

Business Services

If you're a business owner, our Business Banking services include essential offerings like Merchant Services & Business Loans designed to support local entrepreneurs in achieving their goals. We understand that running a business comes with its challenges, and we're committed to providing resources that facilitate growth and success.

Credit Cards

Take advantage of our Credit Cards with Rewards program that offers benefits tailored just for you. Enjoy perks like cash back or travel rewards every time you make a purchase, making every transaction worthwhile.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking platforms so you can manage your accounts anytime and anywhere. With features like online bill pay and balance monitoring at your fingertips, banking has never been easier.

Home Financing Options

For those considering homeownership, we offer Mortgage Loans & Refinancing services that can turn your dream home into a reality. Whether you're a first-time buyer or looking to refinance an existing mortgage for better terms, our team is here to guide you through every step of the process.

Personal Banking Solutions

Our Personal Banking options include Checking & Savings Accounts that help you easily manage your funds while earning interest. Imagine having a checking account that offers peace of mind, knowing your money is secure and accessible whenever you need it. For those planning significant purchases or looking to save for a rainy day, our savings accounts provide a simple way to grow your wealth.

Personal Lending

Life can throw unexpected expenses your way, which is why we provide Personal Loans & Debt Consolidation options. These loans can help you manage debt more effectively or cover unforeseen costs without breaking the bank. Our friendly staff will work closely with you to find the best solution for your needs.

Vehicle Financing

Need a new set of wheels? Our Auto Loans & Vehicle Financing make buying a car straightforward and stress-free. With competitive rates, you can drive off the lot with confidence, knowing you have financing that fits your budget. We offer personalized service to help you choose the right loan option based on your financial situation.

Digital & Online Banking

Key Services

With 24/7 online banking services, you can check your balances, transfer funds, and pay bills whenever it suits you. Our online platform is built with security in mind, ensuring that your personal information remains safe while you enjoy easy access to your financial information. If you prefer to manage your banking from your mobile device, our mobile application is available for download. This app brings all the essential banking features right to your fingertips, allowing you to stay connected and in control of your finances wherever you are. For those who want quick access to their funds or need to send money easily, we offer person-to-person transfers. This feature makes it simple to send money to friends or family without the hassle of cash or checks. Although we currently do not support mobile payments, rest assured that our other services provide a reliable way to manage your transactions. We also provide e-statements, making it easier for you to keep track of your account activity without the clutter of paper statements. You can opt-in for this service and receive your statements electronically saving both time and the environment!

Security and Accessibility

At T H P, we prioritize your safety by not requiring electronic signature authorization for many transactions. This means less hassle while ensuring that you're still protected when accessing your accounts. Our commitment is to deliver accessible banking solutions that empower you with real-time account management tools. Experience the ease of banking digitally with us and discover how convenient managing your finances can be! For more information on how to get started with our digital banking services, visit https://www.bsdc.onlinecu.com/thpfcu/#/ today!

Financial Strength

Committed Team

We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Their expertise is key to helping you navigate your financial journey.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, T H P is your trusted partner. Visit us at 4200 Bureau Rd N Terre Haute In 47802 or call (812) 244-4466 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Your Benefit

With $695,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment helps us create more opportunities for you and improves our overall service delivery. Our lending capacity supports members' financial goals across various sectors with $124 in used auto loans and $2,896,193 in total loans and leases. Whether you're looking to buy a car or finance other needs, we're here to help.

Secure Savings Options

Members' savings are secured through $110,026 in share certificates, offering stable and rewarding financial growth opportunities. While we currently have $0 in money market shares, our focus remains on ensuring your investments are safe and productive. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $973,603, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This substantial net worth reflects our commitment to sustainable growth and member-focused practices. Our net worth ratio of $2,229 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can rely on us to be here for you now and in the future.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,714,198 in used vehicle loans and $1,004,638 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier than ever to drive home in the vehicle you want.

Credit Lines

If you need extra funds for unexpected expenses or projects, consider our credit lines, which total $200,000. This option provides a safety net when you need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We are here to guide you through the mortgage process and help you find the right financing solution that meets your needs.

Refinancing Options

If you're currently carrying higher interest rates on existing loans or mortgages, don't forget to ask about our refinancing options. We can help lower your monthly payments and save you money over time. At T H P, we are dedicated to providing personalized service tailored to your unique circumstances. Our friendly staff is ready to assist you with any questions and guide you through the application process. You can reach us at (812) 244-4466 for more information or visit us at 4200 Bureau Rd N Terre Haute In 47802, located in beautiful Terre Haute, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you secure the financing that best suits your needs!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make purchases without dipping into your savings, our credit card options are designed with your financial health in mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With an emphasis on transparency and reliability, LendMesh helps users navigate their options confidently. LendMesh ensures accurate loan comparisons through a robust data sourcing process. Loan data is collected directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that users receive fair and transparent offers tailored to their needs. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, guaranteeing that all comparisons are trustworthy and reflect the current market landscape. Additionally, LendMesh operates without sponsored listings; lenders are not prioritized based on paid promotions. This commitment means users can expect unbiased results when searching for loans. LendMesh also provides real-time rate comparisons from multiple institutions. This feature allows users to make informed decisions quickly, ensuring they find competitive rates that align with their financial goals. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your financial future? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

T H P FEDERAL CREDIT UNION - Terre Haute, IN