Introduction
Welcome to Syracuse Postal, your trusted financial partner in Syracuse, NY. Established in 1934, we have been serving our community for nearly nine decades, building a reputation based on reliability and personalized service. Located at 5640 E Taft Rd, Syracuse, NY 13220, our branch is here to support you with a wide range of banking services tailored to meet your needs. As a member-focused credit union, we proudly serve 1,049 members and manage total assets of over $17,908,985. Whether you are looking to save for the future or finance your dream vehicle, our team is dedicated to helping you achieve your financial goals. With total loans amounting to 322 and deposits exceeding $2,628,966, we ensure that your money is not just safe but also working for you. Our CEO, Robert Medico, along with our committed staff of 4 employees, strives to create an inclusive environment where every member feels valued. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 5640 E Taft Rd, Syracuse, NY 13220. At Syracuse Postal, we believe in the power of community. We offer services such as personal banking accounts, auto loans, mortgages, and business banking solutions. With a net worth of $1,479,229 and cash in hand amounting to $228,407, we stand strong in our commitment to financial health. Ready to experience the difference? Call us today at 315-458-5550 or visit us during our operating hours from 7 AM to 5 PM (Monday through Friday). Join us at Syracuse Postal where your financial future is bright!
Branch History & Mission
At Syracuse Postal, we take pride in our rich history and commitment to serving our community. Founded in 1934, our branch has grown from humble beginnings into a trusted financial institution for many in Syracuse, NY. Located at 5640 E Taft Rd, right in the heart of Onondaga County, we have become a cornerstone for personal and business banking services. Over the years, we have welcomed over 1,049 members who rely on us for various financial needs. With total assets reaching an impressive $17,908,985, we have worked hard to ensure that our members feel secure and supported in their financial journeys. Our mission is simple yet powerful: to provide accessible financial services while fostering a strong sense of community support. We believe that everyone deserves the opportunity to thrive financially, and we are dedicated to making that happen. While members can visit us at our branch address, official correspondence should be sent to 5640 E Taft Rd, Syracuse, NY 13220. Our operating hours are convenient open Monday through Friday from 7 am to 5 pm making it easy for you to come by and meet with our friendly staff. Syracuse Postal is more than just a credit union; it's about building lasting relationships. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, and personal loans. We also support local businesses with merchant services and business loans. Our commitment extends beyond banking we actively engage with our community through partnerships and outreach efforts aimed at uplifting those around us. As we continue to embrace advancements in technology, we strive to enhance member experiences with user-friendly online banking options and ATM access available at our branch. Although drive-thru service is not available, we prioritize accessibility and compliance with ADA standards to ensure all members can benefit from our offerings. Join us at Syracuse Postal where your financial growth is our priority! Experience the difference of being part of a credit union that truly cares about its members and the community. For any inquiries or assistance, don't hesitate to reach out at 315-458-5550. Together, let's pave the way for a brighter financial future!
Branch Location & Accessibility
Call to Action
We invite you to visit us soon or give us a call at (315) 458-5550. Our team looks forward to helping you with all your banking needs and showing you why Syracuse Postal is a trusted choice in the Onondaga community!
Nearby Landmarks and Accessibility
Situated near key landmarks in the area, finding us is a breeze. We pride ourselves on accessibility, offering features such as ADA-compliant entrances and ample parking for all our members. If you need to reach out to us via mail, please note that while you can visit us at 5640 E Taft Rd Syracuse Ny 13220, official correspondence should be sent to 5640 e taft rd, syracuse, NY 13220.
Operating Hours
We understand that your time is valuable. That's why our doors are open from 7 AM to 5 PM, Monday through Friday. Our friendly staff is ready to assist you during these hours, ensuring that your banking experience is smooth and efficient.
Services Offered
At Syracuse Postal, we provide a range of services tailored to fit your financial needs. From checking and savings accounts to auto loans and mortgages, we have options that cater to everyone. Plus, enjoy the convenience of ATM access right here at our branch, allowing you quick withdrawals or balance checks anytime.
Member Eligibility
Becoming a member of Syracuse Postal is like joining a family where everyone supports one another. We warmly welcome individuals who live, work, worship, or attend school in our community to join us at our branch located at 5640 E Taft Rd Syracuse Ny 13220. Membership is open to those who meet these simple eligibility criteria, which you can explore further. Once you're ready to become part of our cooperative spirit, the account opening process is straightforward and hassle-free. Just give us a call at (315) 458-5550, and we'll guide you through the steps to set up your account. Joining Syracuse Postal means gaining access to a variety of financial services designed with your needs in mind, all while being part of a supportive community that truly cares.
Business Banking & Commercial Services
Merchant Services
In addition to loans, we provide essential merchant services that can streamline your operations. Imagine having a reliable partner for payment processing, allowing you to focus on what you do best: running your business. With services designed for efficiency and ease, you can accept payments effortlessly and keep your cash flow steady. Located at 5640 E Taft Rd Syracuse Ny 13220 in Syracuse, NY, our team is here to support your journey toward success. Reach out today at (315) 458-5550 to discover how we can help your business thrive!
Tailored Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans to showcase, we believe in the potential of local businesses. By offering competitive rates and flexible terms, we aim to help you achieve your goals whatever they may be.
Comprehensive List Of Services
Business Banking Services
For our business members, we understand the unique challenges that come with managing a company. Our business banking services include merchant services and business loans tailored specifically for small businesses. Let us support your entrepreneurial journey with financial products designed to help you thrive.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer online and mobile banking options that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on-the-go. Need cash? Our ATM services ensure you have access to funds whenever needed. With basic ATM access for withdrawals and balance checks available at our branch, getting cash is hassle-free. At Syracuse Postal, we strive to meet all your financial needs under one roof while ensuring ease of access through digital features that enhance your banking experience. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (315) 458-5550 or visit us during our operating hours from 7 AM to 5 PM Monday through Friday. We look forward to serving you!
Loans Made Easy
Life can sometimes throw unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. We can help you consolidate debts into one manageable payment or provide funding for personal projects. Your financial peace of mind is our priority. Additionally, if you're interested in using credit wisely, check out our credit cards with rewards program. These cards not only help build your credit history but also offer benefits that reward you for everyday purchases.
Personal Banking Solutions
Starting with personal banking, we offer checking and savings accounts designed to fit various lifestyles and financial goals. Imagine having a safe place for your funds while earning interest on your savings! Our accounts make it easy to manage your money and plan for what's next. If you're considering purchasing a car or need financing options, our auto loans and vehicle financing services are here to help you get on the road without breaking the bank. We understand that buying a vehicle can be a significant investment, and we strive to make this process as smooth as possible for our members. For those looking at homeownership, our mortgage loans and refinancing options provide the flexibility you need. We work closely with you to find the right mortgage solution, whether you're buying your first home or refinancing an existing loan.
Digital & Online Banking
Accessibility and Support
Even without an online banking platform, our physical location at 5640 E Taft Rd Syracuse Ny 13220 allows you access to ATM services where you can withdraw cash or check your balance easily. Our team is here from 7 AM to 5 PM, Monday through Friday, ready to help with any questions or banking needs you might have. In summary, while we may not have all the digital features available just yet, we're dedicated to providing excellent personal service at Syracuse Postal. Your financial well-being is our priority, and we're here for you every step of the way!
User-Friendly Features
We prioritize your safety with secure account management features. Although electronic signature authorization is currently not available, you can still perform essential transactions directly at our branch. We also don't offer e-statements or person-to-person transfer services right now, but our friendly staff is always ready to assist you in person.
Financial Strength
At Syracuse Postal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining robust financial health, ensuring that your funds are safe and accessible whenever you need them. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,479,229, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 826 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through our commitment to safety and growth. While we currently have no share certificates or money market shares available, we focus on maximizing your benefits through various other products tailored for your needs. Unlike traditional banks, we prioritize our members. Although our non-member deposits total $0, this allows us to concentrate our resources on benefiting you through better loan rates and exclusive perks designed just for our members. With $1,366,746 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our total loans and leases amount to $3,348,695, which includes $75 in used auto loans that support your financial goals across various sectors. Our $0 net income reflects our commitment to investing back into the credit union rather than focusing solely on profit. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 1 part-time employee, ensuring our branch is always ready to serve you with a knowledgeable and committed team dedicated to your satisfaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Syracuse Postal is your trusted partner. Visit us at 5640 E Taft Rd Syracuse NY 13220 or call 315-458-5550 to learn more about how we can help you achieve your financial goals.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,104,652 in used vehicle loans and $908,106 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.
Credit Lines and Personal Loans
For those looking for flexibility, our credit lines total $750,000, allowing you to manage your finances effectively as unexpected expenses arise. Additionally, while we currently don't offer unsecured credit card loans, we're committed to providing alternatives that help our members stay financially secure. At Syracuse Postal, we also pride ourselves on offering refinancing options that can help you save money over time. If you're considering refinancing an existing loan or exploring eligibility for our products, please reach out to us for guidance. Located at 5640 E Taft Rd Syracuse Ny 13220, Syracuse NY 13220, our team is ready to assist you with any questions or applications. You can contact us at (315) 458-5550 during our operating hours from 7 am to 5 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer various types of mortgage loans tailored to meet your needs. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available at this time, our team is here to help guide you through other financing opportunities.
Loan Aggregator
Benefits of Using LendMesh
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make well-informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Ensuring Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards guarantees fair and transparent offers for borrowers.
